Author Topic: The homeowners' thread  (Read 136009 times)

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Offline SEMTEX

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Re: The homeowners' thread
« Reply #2900 on: Friday 24 May 2019, 03:00:00 pm »
Avoid families? Or avoid your own family? :lol:

Offline Sho'Time

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Re: The homeowners' thread
« Reply #2901 on: Wednesday 29 May 2019, 06:32:17 pm »
Wasn't sure whether to whack this in here or materialism thread, although this is far from materialistic...

I'm after a drill which is excellent whilst being good value for general home stuff. I've had a Black & Decker 18V drill which I thought was going to be spot on but has just been a pile of s*** from day 1, nowhere near powerful enough. Struggling to punch through wooden panels let alone masonry. It's been that bad that I think the grips have worn away while I've been trying to force it to do what it f***ing needed to.

Anything which won't break the bank, preferably £100 or below would be ideal. Cheers.

Offline SEMTEX

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Re: The homeowners' thread
« Reply #2902 on: Wednesday 29 May 2019, 06:36:21 pm »
I'd post on potential materialism if I were you. Not going to get as big a crowd here.

(I have a RIDGID drill, not sure if you can get in UK, but it's a monster. Almost to a fault, had to buy a smaller drill set to use around the house)

Offline Sho'Time

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Re: The homeowners' thread
« Reply #2903 on: Wednesday 29 May 2019, 06:39:53 pm »
:thup: I'll cover both bases, cheers.

Offline Stifleaay

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Re: The homeowners' thread
« Reply #2904 on: Wednesday 29 May 2019, 08:59:04 pm »
Anyone know of any handymen in North Tyneside who can build a metal shed?

Offline leffe186

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Re: The homeowners' thread
« Reply #2905 on: Thursday 30 May 2019, 03:53:51 am »
I'd post on potential materialism if I were you. Not going to get as big a crowd here.

(I have a RIDGID drill, not sure if you can get in UK, but it's a monster. Almost to a fault, had to buy a smaller drill set to use around the house)

My DeWalt has been pretty good - probs less rugged than the RIDGID but more than enough for the house. Again though, I guess it’s not an option in the UK?
Obviously, I'm speaking of a hypothetical world in which there is a greater club than Tottenham.

Offline Tyne81

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Re: The homeowners' thread
« Reply #2906 on: Thursday 30 May 2019, 09:21:35 am »
Anyone have any experience of buying a house that has solar panels on a lease deal? Thought it'd be fairly straight forward but appears they may be all sorts of niggles with the mortgage company and also the actual company that supplies them.

Bar that the house is so perfect for us it almost hurts.

Offline Sho'Time

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Re: The homeowners' thread
« Reply #2907 on: Thursday 30 May 2019, 09:34:14 am »
I'd post on potential materialism if I were you. Not going to get as big a crowd here.

(I have a RIDGID drill, not sure if you can get in UK, but it's a monster. Almost to a fault, had to buy a smaller drill set to use around the house)

My DeWalt has been pretty good - probs less rugged than the RIDGID but more than enough for the house. Again though, I guess it’s not an option in the UK?

Thanks both, everything I'm looking at and speaking to people who work in trade DeWalt seems to be the way to go for home jobs.

Offline Minhosa

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Re: The homeowners' thread
« Reply #2908 on: Thursday 30 May 2019, 05:48:36 pm »
Anyone have any experience of buying a house that has solar panels on a lease deal? Thought it'd be fairly straight forward but appears they may be all sorts of niggles with the mortgage company and also the actual company that supplies them.

Bar that the house is so perfect for us it almost hurts.

Get the current owners to remove them as part of the deal?

Offline NE27

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Re: The homeowners' thread
« Reply #2909 on: Tuesday 4 June 2019, 12:02:31 am »
Looking to have an ensuite fully done and just wanted to know if anyone has had good dealings with either the bigger boys (Domani/Tecaz/Whitley bay bathrooms) or any smaller companies?

And is it better to buy in your own stuff first or get installer to source stuff.

Cheers.

Offline mozy

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Re: The homeowners' thread
« Reply #2910 on: Tuesday 4 June 2019, 10:11:27 am »
After a little bit of advice, I'm moving to the U.S. for 6 months with work, they are putting me up over there so I don't need to worry about renting out my house (will just leave it empty for 6 months). Do I need to bother telling the mortgage company or insurance, etc? Obviously I don't want to put myself at risk of anything but similarly don't want to invite them to rinse me for extra costs.

Offline Minhosa

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Re: The homeowners' thread
« Reply #2911 on: Tuesday 4 June 2019, 10:21:18 am »
After a little bit of advice, I'm moving to the U.S. for 6 months with work, they are putting me up over there so I don't need to worry about renting out my house (will just leave it empty for 6 months). Do I need to bother telling the mortgage company or insurance, etc? Obviously I don't want to put myself at risk of anything but similarly don't want to invite them to rinse me for extra costs.

I wouldn't bother telling either tbh.

Offline Tomato Deuce

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Re: The homeowners' thread
« Reply #2912 on: Tuesday 4 June 2019, 02:25:19 pm »
Anyone know of any handymen in North Tyneside who can build a metal shed?

Nah, but I know a guy who can steal you one.

Offline robm

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Re: The homeowners' thread
« Reply #2913 on: Tuesday 4 June 2019, 03:42:47 pm »
After a little bit of advice, I'm moving to the U.S. for 6 months with work, they are putting me up over there so I don't need to worry about renting out my house (will just leave it empty for 6 months). Do I need to bother telling the mortgage company or insurance, etc? Obviously I don't want to put myself at risk of anything but similarly don't want to invite them to rinse me for extra costs.

I wouldn't bother telling either tbh.

I would definitely tell them. There are specialist companies who do cover if yours won't - a quick google says Towergate. I would rather pay a bit and know its covered than just hoping for the best.

Offline SEMTEX

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Re: The homeowners' thread
« Reply #2914 on: Tuesday 4 June 2019, 03:51:34 pm »
A little confused about what the issue is tbh? Is it one of these socialism jawns where anyone can just have your house if you're not there for a month or some s***?

Offline Ian W

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Re: The homeowners' thread
« Reply #2915 on: Tuesday 4 June 2019, 04:08:14 pm »
Dunno either, surely you can leave your house as long as you want if you pay the mortgage.

Offline Jimburst

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Re: The homeowners' thread
« Reply #2916 on: Tuesday 4 June 2019, 04:22:06 pm »
I think your house is insured on the basis that someone is there relatively frequently actually watching over it. The insurance company is taking a much larger proportion of the risk if there's no one there guarding it/maintaining it 100% of the time.
A splatterhouse turd done in the manky toilets of a discotheque, brought on my the consumption of cowies or toot.

Offline mozy

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Re: The homeowners' thread
« Reply #2917 on: Tuesday 4 June 2019, 04:26:27 pm »
Yeah I mean I'll be asking the neighbours to keep an eye out but that's about it. I'll have a read through all the documents and s*** tonight and see if there's specific reference to the property being lived in at all times.

Offline TBG

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Re: The homeowners' thread
« Reply #2918 on: Tuesday 4 June 2019, 04:44:36 pm »
Recently renewed my insurance and one of the questions asked was will the property be unoccupied for more than 30 days at one time.

Offline Tomato Deuce

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Re: The homeowners' thread
« Reply #2919 on: Tuesday 4 June 2019, 05:02:15 pm »
How would they know? Unless something did happen, I guess.

Offline mozy

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Re: The homeowners' thread
« Reply #2920 on: Tuesday 4 June 2019, 10:08:07 pm »
Well yeah that's kinda the point. :lol:

Offline TBG

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Re: The homeowners' thread
« Reply #2921 on: Wednesday 12 June 2019, 09:49:58 am »
As expected Npower wanted to bump my electricity bill up from £89 to £115. That's for a two bed flat, which I only live in, and I'm out for most of the day :lol:

I explained that my high usage last year was down to the storage heaters and immersion being on, when really they didn't need to be on, so I won't be making the same mistake again. They said they couldn't do anything and would have to still bill me on their estimated usage.

Paid my debt off and now moving over to E.on who hopefully can fit a smart meter.

Offline chopey

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Re: The homeowners' thread
« Reply #2922 on: Wednesday 12 June 2019, 10:34:05 am »
Homeserve are doing a 10 year deal on a new boiler with a full 10 year parts and labour warranty for £28 a month (i was paying £18 a month boiler insurance) and that combined with a smart meter is saving me about £30 a month on my bills. Also for anyone on Admiral multicover car insurance you can get your house insurance on the same poilicy for next to nothing.
Mike Ashley stole my 30's

Offline TBG

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Re: The homeowners' thread
« Reply #2923 on: Monday 17 June 2019, 01:27:59 pm »
How often do yous redecorate? I'm talking full rooms repainted or wallpapered etc.

I've been in my place for just over a year, and I'm just about finished completely redecorating the place. Mentioned it to someone in work and they said they redecorate at least two rooms every year.

f*** that. I never want to see a paint brush again.

Offline mrmojorisin75

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Re: The homeowners' thread
« Reply #2924 on: Monday 17 June 2019, 01:37:17 pm »
How often do yous redecorate? I'm talking full rooms repainted or wallpapered etc.

I've been in my place for just over a year, and I'm just about finished completely redecorating the place. Mentioned it to someone in work and they said they redecorate at least two rooms every year.

f*** that. I never want to see a paint brush again.

been in nearly 3 years, hardly touched the f***ing place

f*** that
So raise your fists and march around
Dont dare take what you need
I'll jail and bury those committed
And smother the rest in greed
Crawl with me into tomorrow
Or i'll drag you to your grave
I'm deep inside your children
They'll betray you in my name

Sleep now in the fire