Newcastle-Online

General => Chat => Topic started by: Dave on Friday 14 October 2011, 07:48:54 PM

Title: The homeowners' thread
Post by: Dave on Friday 14 October 2011, 07:48:54 PM
Been meaning for a while to start a thread to discuss home improvement, gardening, mortgages and other such mundane bollocks the younger ones on here won't have the slightest bit of interest in.

First question from me: anyone got boiler cover, and if so what do you think about it? We've got a ~£3k Worcester-Bosch boiler that was fitted in 2008 and today we got a flyer through from a company tacked onto Corgi offering cover for £16.99/month which includes all boiler, plumbing and even electrical faults (I didn't know they all covered this as well). Also includes an annual boiler service. Is it worth it?
Title: Re: The homeowners' thread
Post by: Dave on Friday 14 October 2011, 07:51:16 PM
Also, does anyone else's missus watch the Home channel all the f***ing time? :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Friday 14 October 2011, 07:52:48 PM
got exactly the same corgi boiler offer couple of weeks ago- still considerig it- seems a pretty decent deal tbh.
Title: Re: The homeowners' thread
Post by: Dave on Friday 14 October 2011, 07:54:55 PM
got exactly the same corgi boiler offer couple of weeks ago- still considerig it- seems a pretty decent deal tbh.

Do you already have it with someone else? I know their entire business model is based around fear, but tbh it's working. :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Friday 14 October 2011, 07:58:38 PM
got exactly the same corgi boiler offer couple of weeks ago- still considerig it- seems a pretty decent deal tbh.

Do you already have it with someone else? I know their entire business model is based around fear, but tbh it's working. :lol:


I know- but its pretty cheap- you gonna need a service every year anyway unless you wanna gas yourself. my offer was somethig along the lines of free replacement boiler if they cant fix it in first 10 years. if I was defo staying here i would take it- but looking to move on, place is too small since kid came along.
Title: Re: The homeowners' thread
Post by: Christmas Tree on Friday 14 October 2011, 07:58:58 PM
Good idea for a thread. If there's not already one there should be a car problem / diy / tips thread as well.

Personally think Boiler insurance is a rip off. Five years  that's a grand gone. It's a decent boiler so should have a decent life expectancy. If something went wrong I'm sure it would be a lot less than a grand.

Most boiler repairs I have ever had done have been less than an hours work and the parts haven't cost much.

I pay £40 a year for a service.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 14 October 2011, 08:00:05 PM
Good idea for a thread. If there's not already one there should be a car problem / diy / tips thread as well.

Personally think Boiler insurance is a rip off. Five years  that's a grand gone. It's a decent boiler so should have a decent life expectancy. If something went wrong I'm sure it would be a lot less than a grand.

Most boiler repairs I have ever had done have been less than an hours work and the parts haven't cost much.

I pay £40 a year for a service.


ah well- dave theres both sides of the argument :lol:
Title: Re: The homeowners' thread
Post by: PCW1983 on Friday 14 October 2011, 08:02:06 PM
Yeah i must admit, i don't run with boiler cover i just get a service every year.  It's a fear thing, i hate it when they try to sell you cover for the pipes etc and they start going on about the cost of digging your garden and street up to find a leaky pipe, should be outlawed.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 14 October 2011, 08:03:34 PM
oh and as you mentioned it- ive been wanting to ask how your pushme-pullyou lawnmower performed?
Title: Re: The homeowners' thread
Post by: Karjala on Friday 14 October 2011, 08:05:56 PM
You'd be just as well getting a bank account such as Halifax's £15 a month (£10 a month if a grand goes in) Ultimate Reward, where it includes Home Emergency Cover.

My 2yr old Baxi broke down last month and they sent Carillion out to fix it without charge (as long as it cost less than £250)
Title: Re: The homeowners' thread
Post by: Dave on Friday 14 October 2011, 08:16:10 PM
oh and as you mentioned it- ive been wanting to ask how your pushme-pullyou lawnmower performed?

Not too bad actually on the first go last week. Defo will be easier to push along if I do it regularly when shorter like, but it performed admirably anyway on a frankly amazing amount of growth in the previous week since its first mow. Only left a couple of areas where it was too long to catch. Planning on giving it another go in the morning as the forecast is good. For £30 it's spot on, and I loved not having to fanny around with the power cord. Actually felt good knowing I wasn't using any power either. :blush:
Title: Re: The homeowners' thread
Post by: Dave on Friday 14 October 2011, 08:17:23 PM
Cheers for the responses on the boiler cover, ordinarily I don't fall for these fear-tactics insurance policies (extended warranties on electricals for example, get to f***) but this one made me look. It needs a service anyway so I suppose I'll get an idea of the cost when I get around to arranging that.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 14 October 2011, 08:21:33 PM
oh and as you mentioned it- ive been wanting to ask how your pushme-pullyou lawnmower performed?

Not too bad actually on the first go last week. Defo will be easier to push along if I do it regularly when shorter like, but it performed admirably anyway on a frankly amazing amount of growth in the previous week since its first mow. Only left a couple of areas where it was too long to catch. Planning on giving it another go in the morning as the forecast is good. For £30 it's spot on, and I loved not having to fanny around with the power cord. Actually felt good knowing I wasn't using any power either. :blush:


thats the trick with them- cut often, they are very good.
Title: Re: The homeowners' thread
Post by: Dr. Nguyen Van Falk on Friday 14 October 2011, 08:56:41 PM
Good idea for a thread. If there's not already one there should be a car problem / diy / tips thread as well.

Personally think Boiler insurance is a rip off. Five years  that's a grand gone. It's a decent boiler so should have a decent life expectancy. If something went wrong I'm sure it would be a lot less than a grand.

Most boiler repairs I have ever had done have been less than an hours work and the parts haven't cost much.

I pay £40 a year for a service.

...Jesus, I would of bet money on you being 14-18 :lol:
Title: Re: The homeowners' thread
Post by: Christmas Tree on Friday 14 October 2011, 09:45:56 PM
Good idea for a thread. If there's not already one there should be a car problem / diy / tips thread as well.

Personally think Boiler insurance is a rip off. Five years  that's a grand gone. It's a decent boiler so should have a decent life expectancy. If something went wrong I'm sure it would be a lot less than a grand.

Most boiler repairs I have ever had done have been less than an hours work and the parts haven't cost much.

I pay £40 a year for a service.

...Jesus, I would of bet money on you being 14-18 :lol:

45 unfortunately. God what I'd give to have a few days back at being 14'ish!
Title: Re: The homeowners' thread
Post by: Kaizero on Friday 14 October 2011, 09:49:25 PM
(http://images.icanhascheezburger.com/completestore/2009/4/25/128851966507939236.jpg)
Title: Re: The homeowners' thread
Post by: Dave on Saturday 15 October 2011, 11:24:28 AM
Last time I went to Homebase they were selling all kinds of weed and feed stuff for lawns that was supposedly specially for use in Autumn. Anyone used this, and any recommendations?
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 15 October 2011, 11:51:41 AM
Last time I went to Homebase they were selling all kinds of weed and feed stuff for lawns that was supposedly specially for use in Autumn. Anyone used this, and any recommendations?



depends what weeds/ diseases you have in your lawn, professional treatment is the way to go- usually cost as little as diy , 10x more effective.
 evergreen 4 in 1 , comes well recomended.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 15 October 2011, 11:55:13 AM
Well it's new turf, been down about a month now. Taking well and I don't have any dead spots, it's just the usual dandelions coming up through the small gaps in the rolls of turf.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 15 October 2011, 12:01:03 PM
Well it's new turf, been down about a month now. Taking well and I don't have any dead spots, it's just the usual dandelions coming up through the small gaps in the rolls of turf.


ah ok, remember now. got to be carefull with new turf not to burn it. dandelions are a pain and should be cut out with a knife to get the root, if you can be arsed. the gaps in the rolls are either cos its got too dry, or they havent put them close enough together. For this, I would consider filling the gaps with bagged top soil and sprinkling seed along them. its a good time to seed. The new turf is probably due a feed, so I would research feeds for new turf if i were you.
hope this helps.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 15 October 2011, 12:04:05 PM
Cheers. The gaps aren't exactly massive like, The only one big enough to get a finger down we filled in with a little soil. Just been pulling the weeds out best I can but they're absolutely forcing their way under the rug and out.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 15 October 2011, 12:05:19 PM
Cheers. The gaps aren't exactly massive like, The only one big enough to get a finger down we filled in with a little soil. Just been pulling the weeds out best I can but they're absolutely forcing their way under the rug and out.


hmm so the ground was prepared and dug over all roots removed? mare.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 15 October 2011, 12:08:46 PM
Yeah it was rotovated to make it dead flat. We got as many roots out as we could before the day it was laid but I understand the turning over just cuts up the remaining roots and spreads them around. Doh.
Title: Re: The homeowners' thread
Post by: Wullie on Saturday 15 October 2011, 12:17:38 PM
I'd love a garden like.
Title: Re: The homeowners' thread
Post by: PCW1983 on Sunday 16 October 2011, 01:31:01 PM
Yeah it was rotovated to make it dead flat. We got as many roots out as we could before the day it was laid but I understand the turning over just cuts up the remaining roots and spreads them around. Doh.

Dave, we had some turf laid around 3-4 months ago and I thought the same as you about getting it fed, I've asked at both Peter Barrats and Highley Gate in Morpeth an they both said not to feed for the first 6-8 months.
They said that the grass needs to fully take before its fed.
Title: Re: The homeowners' thread
Post by: PCW1983 on Sunday 16 October 2011, 01:32:26 PM
Has anyone had any experience with hiring a cleaner?  Me and the wife are considering it but still a bit 50/50 about the idea
Title: Re: The homeowners' thread
Post by: Tooj on Sunday 16 October 2011, 01:34:50 PM
I'd love a garden like.

Have mine. It's about 35 foot, I hate the f***er.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 16 October 2011, 01:35:24 PM
Yeah it was rotovated to make it dead flat. We got as many roots out as we could before the day it was laid but I understand the turning over just cuts up the remaining roots and spreads them around. Doh.

Dave, we had some turf laid around 3-4 months ago and I thought the same as you about getting it fed, I've asked at both Peter Barrats and Highley Gate in Morpeth an they both said not to feed for the first 6-8 months.
They said that the grass needs to fully take before its fed.

Cheers, seen similar on the back of some of the bottles of products. :thup:
Title: Re: The homeowners' thread
Post by: PCW1983 on Sunday 16 October 2011, 01:36:01 PM
I'd love a garden like.

Have mine. It's about 35 foot, I hate the f***er.

High or long :-)
Title: Re: The homeowners' thread
Post by: Colo's Short and Curlies on Sunday 16 October 2011, 05:24:17 PM
Its s*** that I'm cutting the lawn in mid October, but wouldn't get rid of turf for the world
Title: Re: The homeowners' thread
Post by: AliGupter on Sunday 16 October 2011, 07:24:34 PM
Has anyone had any experience with hiring a cleaner?  Me and the wife are considering it but still a bit 50/50 about the idea

Yeah I have.
Title: Re: The homeowners' thread
Post by: Northerngimp on Sunday 16 October 2011, 07:55:57 PM
Defo flogging our house, f***ing sick of it....

Been in it to long.

Anyone want to buy it?  :lol:
Title: Re: The homeowners' thread
Post by: AfroP on Monday 17 October 2011, 12:17:54 AM
f***ing sick of it....

Been in it to long.



know that feeling mate, but worr lass in on about getting wood laminate down to replace carpets so looks like we'll be here a while
Title: Re: The homeowners' thread
Post by: Christmas Tree on Monday 17 October 2011, 11:19:52 AM
Has anyone had any experience with hiring a cleaner?  Me and the wife are considering it but still a bit 50/50 about the idea

First of all, most cleaners only like to clean clean houses!

Secondly, ideally find a self employed lass doing for herself rather than one of these corporate jobs.

Word of mouth is the key.

A girl I know has her own business on south Tyneside, is first class and charges £8 an hour.
Title: Re: The homeowners' thread
Post by: Northerngimp on Monday 17 October 2011, 11:35:03 AM
Had a chat with the missus last night, gonner get this placed tidied up, decorated and then valued.

We have a lot of equity in this place and have room to negatiate down *cough.  Will see what happens.
Title: Re: The homeowners' thread
Post by: Dave on Monday 14 November 2011, 05:42:13 PM
Loft insulation is £1 per roll with free delivery via nPower/Build Centre at the moment: http://www.npower.com/Home/Energy-efficiency/Home-insulation/DIY-loft-insulation/index.htm (http://www.npower.com/Home/Energy-efficiency/Home-insulation/DIY-loft-insulation/index.htm)

Use IE if you want to order, the process doesn't seem to work on other browsers.
Title: Re: The homeowners' thread
Post by: Christmas Tree on Monday 14 November 2011, 11:30:14 PM
Unless Im misreading this Im not sure why anyone would may for loft insulation when the government are giving it away free. (and wall insulation).

http://www.freeinsulation.co.uk/apply/step1.html?gclid=CO3poKijt6wCFUQe4QodflPLMA (http://www.freeinsulation.co.uk/apply/step1.html?gclid=CO3poKijt6wCFUQe4QodflPLMA)

Title: Re: The homeowners' thread
Post by: Dave on Monday 14 November 2011, 11:33:25 PM
100% FREE Insulation Grants:

    If anyone in the household receives a qualifying benefit, credit or allowance.
    OR anyone in the household is aged 70 or above at date of this enquiry.
    Lofts must have 2.5" (60mm) or less to qualify for a free insulation grant.
Title: Re: The homeowners' thread
Post by: Christmas Tree on Monday 14 November 2011, 11:40:07 PM
100% FREE Insulation Grants:

    If anyone in the household receives a qualifying benefit, credit or allowance.
    OR anyone in the household is aged 70 or above at date of this enquiry.
    Lofts must have 2.5" (60mm) or less to qualify for a free insulation grant.

Be worth most people ringing up as sometimes you just need to have a child under 6 or even some sort of tax credit which im sure quite a few have, to get both done completely free.
Title: Re: The homeowners' thread
Post by: Dave on Monday 14 November 2011, 11:42:59 PM
Er well I don't claim any benefits or have a child under six. So that's 'why I'm paying for it' - less than £15 and doing it myself when I want.

Oh, and most people already have more than 60mm of loft insulation, so they'd not be eligible anyway.
Title: Re: The homeowners' thread
Post by: Dave on Thursday 17 November 2011, 09:20:01 PM
Anyone had a chimney liner fitted recently? How much? :sad:
Title: Re: The homeowners' thread
Post by: Dave on Friday 18 November 2011, 05:19:10 PM
First estimate back at £880. Next winter methinks...
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Saturday 19 November 2011, 08:39:09 AM
what do people know about rental markets for 3-4 bedroom houses?  thinking of buying a gaff in tynemouth and then trying to rent it out, i'd prefer to buy something big enough for me and the family to use if i ever wanted to though

is there much of market for rental of big properties, i have no idea 'cause i only ever rented tiny pokey little dives when i was renting ???

suppose gosforth and jesmond would still be nailed on to get rented but not sure i'd fancy renting to f***ing students like

quite like yarm too, might consider that
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 19 November 2011, 08:44:35 AM
what do people know about rental markets for 3-4 bedroom houses?  thinking of buying a gaff in tynemouth and then trying to rent it out, i'd prefer to buy something big enough for me and the family to use if i ever wanted to though

is there much of market for rental of big properties, i have no idea 'cause i only ever rented tiny pokey little dives when i was renting ???

suppose gosforth and jesmond would still be nailed on to get rented but not sure i'd fancy renting to f***ing students like

quite like yarm too, might consider that


was considering renting a house coastal when my lass got up the duff.  Tynemouth very popular-  you could expect 800-1200 a month easily in that area. Anyways we decided to buy, as its cheaper- and rent out the two flats we already own- had no bother getting her flat let- in a s**** area in shields.


edit- we went full management , well worth £30 a month.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Saturday 19 November 2011, 08:51:16 AM
you reckon a house would go no bother then in tynemouth? looking for something right close to the sea like...sounds promising

and that full management fee is f***ing amazing...class!  who did you use?
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 19 November 2011, 08:57:26 AM
you reckon a house would go no bother then in tynemouth? looking for something right close to the sea like...sounds promising

and that full management fee is f***ing amazing...class!  who did you use?

the management fee was supposed to be 45 on 450 rent- but I kicked off over all the hidden charges that took the 1st months rent off us, so he reduced the charges , on the understanding they can let my flat anarl when we buy.  think the fees will be higher for a grands worth of rent, but still worth it in my opinion, as we were going to let her flat for 400 ourselves- they got us 450 in a week, so we are better off despite the fee. They deal with all the paper work, s****, chasing rent etc.
From my experience of looking at houses for about a year, I would say they all go sooner or later. You can always keep dropping the rent till it goes. If you get a buy to let morgage and pay interest only you could let for 800 and cover the morgage? Im guessing.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Saturday 19 November 2011, 10:22:50 AM
you reckon a house would go no bother then in tynemouth? looking for something right close to the sea like...sounds promising

and that full management fee is f***ing amazing...class!  who did you use?

the management fee was supposed to be 45 on 450 rent- but I kicked off over all the hidden charges that took the 1st months rent off us, so he reduced the charges , on the understanding they can let my flat anarl when we buy.  think the fees will be higher for a grands worth of rent, but still worth it in my opinion, as we were going to let her flat for 400 ourselves- they got us 450 in a week, so we are better off despite the fee. They deal with all the paper work, s****, chasing rent etc.
From my experience of looking at houses for about a year, I would say they all go sooner or later. You can always keep dropping the rent till it goes. If you get a buy to let morgage and pay interest only you could let for 800 and cover the morgage? Im guessing.

cheers, yeah i can drop the rent 'til it goes like - renting it would be a bonus i suppose rather than the purpose of the purchase, just hoping to kill 2 birds with one stone

need to plan a trip to the UK now to put the plan into fruition i suppose
Title: Re: The homeowners' thread
Post by: dilligaf on Monday 21 November 2011, 06:16:44 PM
Average age of a 1st time buyer is now 43 according to bbc news a min ago
Title: Re: The homeowners' thread
Post by: PCW1983 on Tuesday 22 November 2011, 06:50:17 PM
Seriously beginning to think about getting some solar panels fitted, even though the back of our house faces east the energy saving trust reckons we could net £7500 over 25 years.  Any of you lovely people got any?
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 22 November 2011, 06:52:54 PM
You won't get them installed in time.
Title: Re: The homeowners' thread
Post by: PCW1983 on Tuesday 22 November 2011, 07:01:02 PM
You won't get them installed in time.

What have i missed?
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 22 November 2011, 07:15:14 PM
The feed-in tariff is being halved shortly, making the potential gains far, far less attractive.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 22 November 2011, 07:26:10 PM
The feed-in tariff is being halved shortly, making the potential gains far, far less attractive.

fkin hell. they are some greedy b******s like.
Title: Re: The homeowners' thread
Post by: PCW1983 on Tuesday 22 November 2011, 07:27:18 PM
The feed-in tariff is being halved shortly, making the potential gains far, far less attractive.

fkin hell. they are some greedy b******s like.
Yeah i seen that, my estimate was based on the revised tariff, from December 2011 it drops from something like 42p to 24p per KW
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 22 November 2011, 07:28:49 PM
The feed-in tariff is being halved shortly, making the potential gains far, far less attractive.

fkin hell. they are some greedy b******s like.
Yeah i seen that, my estimate was based on the revised tariff, from December 2011 it drops from something like 42p to 24p per KW


so you get free electric, plus a profit?
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 22 November 2011, 07:37:20 PM
Unless you're in during the day the 'free electricity' benefit is lower than you'd think.

This is worth a read: http://www.moneysavingexpert.com/utilities/free-solar-panels (http://www.moneysavingexpert.com/utilities/free-solar-panels) (it's not just about free panels).
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 22 November 2011, 07:43:54 PM
dosent read great dave- but who knows where electric prices are heading.

On a similar note- anybody know anything about muti fuel burners as an alternative to gas heating?
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 22 November 2011, 07:50:28 PM
Stoves? This looks pretty comprehensive: http://www.stovesonline.co.uk/stove_help_and_advice.html (http://www.stovesonline.co.uk/stove_help_and_advice.html)
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 22 November 2011, 07:52:45 PM
Stoves? This looks pretty comprehensive: http://www.stovesonline.co.uk/stove_help_and_advice.html (http://www.stovesonline.co.uk/stove_help_and_advice.html)

gonna give that a read- not sure what im on about tbh.  Was thinking like a log burner, but burns other stuff anarl. but saw these fires once that go on an outside wall- flu straight out and can burn almost owt and still have legal emitions.
Title: Re: The homeowners' thread
Post by: MW on Tuesday 22 November 2011, 08:39:04 PM
got quite bad subsidence at mine :undecided:
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 22 November 2011, 08:40:08 PM
got quite bad subsidence at mine :undecided:


 where are you? do you own?
Title: Re: The homeowners' thread
Post by: MW on Tuesday 22 November 2011, 08:43:27 PM
got quite bad subsidence at mine :undecided:


 where are you? do you own?

in london with family, yeh own it. gunna cost a fair wedge to fix
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 22 November 2011, 08:44:02 PM
got quite bad subsidence at mine :undecided:


 where are you? do you own?

in london with family, yeh own it. gunna cost a fair wedge to fix


ooch.  insured?
Title: Re: The homeowners' thread
Post by: MW on Tuesday 22 November 2011, 08:46:19 PM
got quite bad subsidence at mine :undecided:


 where are you? do you own?

in london with family, yeh own it. gunna cost a fair wedge to fix


ooch.  insured?

should have been but the insurers being typical insurers. we're looking closely into the contract to see if they can cover it but not hopeful
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 22 November 2011, 08:47:11 PM
mare- good luck with it tho.
Title: Re: The homeowners' thread
Post by: MW on Tuesday 22 November 2011, 08:49:29 PM
Cheers, hopefully get away with it
Title: Re: The homeowners' thread
Post by: PCW1983 on Tuesday 22 November 2011, 08:51:03 PM
got quite bad subsidence at mine :undecided:


 where are you? do you own?

in london with family, yeh own it. gunna cost a fair wedge to fix


ooch.  insured?

should have been but the insurers being typical insurers. we're looking closely into the contract to see if they can cover it but not hopeful

Fingers crossed for you mate, insurance companies are a nightmare.
Title: Re: The homeowners' thread
Post by: ian on Friday 25 November 2011, 04:17:23 PM
Hi...looking to put a security light on driveway...I believe 500W halogens are electric guzzlers...any things I need to know....ta ian
Title: Re: The homeowners' thread
Post by: AliGupter on Friday 25 November 2011, 04:19:10 PM
Average age of a 1st time buyer is now 43 according to bbc news a min ago

All being well, I'll be 20 years under average, nice. :coolsmiley:
Title: Re: The homeowners' thread
Post by: Christmas Tree on Friday 25 November 2011, 04:23:32 PM
Hi...looking to put a security light on driveway...I believe 500W halogens are electric guzzlers...any things I need to know....ta ian

Ive had this £8.00 B and Q one up for about 3 years and its been fine. Cant see the electicity bit matters as it only comes when an intruder approaches etc. (Not constant usage).

http://www.diy.com/diy/jsp/bq/nav.jsp?action=detail&fh_secondid=11837515&fh_view_size=10&fh_eds=%3f&fh_sort_order=1&fh_sort_by=_price_rrp_min&fh_location=%2f%2fcatalog01%2fen_GB%2fcategories%3C%7b9372013%7d%2fcategories%3C%7b9372029%7d%2fcategories%3C%7b9372112%7d%2fspecificationsProductType%3dsecurity_lights&isSearch=false (http://www.diy.com/diy/jsp/bq/nav.jsp?action=detail&fh_secondid=11837515&fh_view_size=10&fh_eds=%3f&fh_sort_order=1&fh_sort_by=_price_rrp_min&fh_location=%2f%2fcatalog01%2fen_GB%2fcategories%3C%7b9372013%7d%2fcategories%3C%7b9372029%7d%2fcategories%3C%7b9372112%7d%2fspecificationsProductType%3dsecurity_lights&isSearch=false)

Title: Re: The homeowners' thread
Post by: Dave on Tuesday 6 December 2011, 08:20:49 PM
What loft ladders do people does cp40 have?
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 6 December 2011, 08:21:33 PM
What loft ladders do people does cp40 have?


 :lol: 
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 6 December 2011, 08:24:41 PM
:yuno:
Title: Re: The homeowners' thread
Post by: AliGupter on Tuesday 6 December 2011, 08:27:46 PM
:yuno:

:lol:
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 6 December 2011, 08:29:23 PM
Costco have loft ladders. Removed some AND installed some within the last fortnight. Got some canny intimidating springs on them too.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 6 December 2011, 08:29:36 PM
:yuno:

Im in a ground floor flat , hopefully not for long. I thought you were taking the p*ss out of the amount of my posts in this thread ???.  but there was a reason I was interested in Mw Subsidence.

Anyways-clueless on loft ladders-only advice dont fall off.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 6 December 2011, 08:32:14 PM
I got the ones that come in the frame and only need fitting in place.

Was easy and most could do it as long as they're savvy with cutting holes in ceilings and fitting a structure up there.

If structural change is not your bag...then stay clear.

Our old loft hatch was barely big enough to get the missus through...let alone me.

Yup, those are the badgers I'm looking at. Seen those at B&Q and these which are £115 on eBay: http://www.wickes.co.uk/timber-loft-ladder-and-hatch/invt/191204/ (http://www.wickes.co.uk/timber-loft-ladder-and-hatch/invt/191204/)
Title: Re: The homeowners' thread
Post by: ToonTastic on Tuesday 6 December 2011, 08:36:14 PM
Hi...looking to put a security light on driveway...I believe 500W halogens are electric guzzlers...any things I need to know....ta ian

Ive had this £8.00 B and Q one up for about 3 years and its been fine. Cant see the electicity bit matters as it only comes when an intruder approaches etc. (Not constant usage).

http://www.diy.com/diy/jsp/bq/nav.jsp?action=detail&fh_secondid=11837515&fh_view_size=10&fh_eds=%3f&fh_sort_order=1&fh_sort_by=_price_rrp_min&fh_location=%2f%2fcatalog01%2fen_GB%2fcategories%3C%7b9372013%7d%2fcategories%3C%7b9372029%7d%2fcategories%3C%7b9372112%7d%2fspecificationsProductType%3dsecurity_lights&isSearch=false (http://www.diy.com/diy/jsp/bq/nav.jsp?action=detail&fh_secondid=11837515&fh_view_size=10&fh_eds=%3f&fh_sort_order=1&fh_sort_by=_price_rrp_min&fh_location=%2f%2fcatalog01%2fen_GB%2fcategories%3C%7b9372013%7d%2fcategories%3C%7b9372029%7d%2fcategories%3C%7b9372112%7d%2fspecificationsProductType%3dsecurity_lights&isSearch=false)



Always found they give the people breaking into your car a much better light to do the job. Lets be honest who ever looks when the light comes on.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 6 December 2011, 08:40:21 PM
Those Wickes ones have the added bonus of a hand rail by the looks of it.

Could do with one on mine as the right side is over the staircase. Would be quite a fall :D

Also...from personal experience, Wickes trumps B&Q on quality. But mine are B&Q and apart from the springs...it's class.

Aye I think the Wickes ones are rebranded Youngmans which are a known ladder manufacturer. Cheers. :thup:

Did you just take the springs off altogether?
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 6 December 2011, 09:05:38 PM
Thanks for the info mate.
Title: Re: The homeowners' thread
Post by: Mr Logic on Tuesday 6 December 2011, 09:31:28 PM
Loft insulation is £1 per roll with free delivery via nPower/Build Centre at the moment: http://www.npower.com/Home/Energy-efficiency/Home-insulation/DIY-loft-insulation/index.htm (http://www.npower.com/Home/Energy-efficiency/Home-insulation/DIY-loft-insulation/index.htm)

Use IE if you want to order, the process doesn't seem to work on other browsers.

Anyone do this?  I have an e-mail confirming my order dated 19th Nov but am yet to hear anything else.
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 6 December 2011, 09:45:04 PM
Did it a couple years ago without issue :thup: Don't remember email swiftness tho.
Title: Re: The homeowners' thread
Post by: Karjala on Tuesday 6 December 2011, 09:46:00 PM
i get the cheapest loft ladder from B&Q (about £30 IIRC) and its done the job fine for the past 18months
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 6 December 2011, 09:47:19 PM
Loft insulation is £1 per roll with free delivery via nPower/Build Centre at the moment: http://www.npower.com/Home/Energy-efficiency/Home-insulation/DIY-loft-insulation/index.htm (http://www.npower.com/Home/Energy-efficiency/Home-insulation/DIY-loft-insulation/index.htm)

Use IE if you want to order, the process doesn't seem to work on other browsers.

Anyone do this?  I have an e-mail confirming my order dated 19th Nov but am yet to hear anything else.

Yeah, ours came last week. They rang to confirm the delivery date beforehand and we selected the day to suit us. Ring your local Build Center (sic) and chase it up.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 13 December 2011, 10:27:58 PM
We've only just realised there's a vent on the front of our fireplace that can be closed to massively restrict drafts caused by our heated air being pulled straight up the chimney.

Perhaps that's one of the reasons why we haven't been able get the temperature in the living room up to 20deg. :facepalm:
Title: Re: The homeowners' thread
Post by: cp40 on Monday 30 January 2012, 09:31:56 PM
Anybody know what they pay for 1kwh electricity?
Title: Re: The homeowners' thread
Post by: Dave on Monday 30 January 2012, 09:55:30 PM
About 11p.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 31 January 2012, 10:10:17 AM
About 11p.

you sure? weve just been informed 25p. my lass thought it sounded hight- hence the ask.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 31 January 2012, 12:33:43 PM
About 11p.

you sure? weve just been informed 25p. my lass thought it sounded hight- hence the ask.

That's probably the daily standing charge. Having looked at it our unit rate is about 8.5p because we're on a fixed deal from when we moved in.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 31 January 2012, 04:09:41 PM
About 11p.

you sure? weve just been informed 25p. my lass thought it sounded hight- hence the ask.

That's probably the daily standing charge. Having looked at it our unit rate is about 8.5p because we're on a fixed deal from when we moved in.

are we getting bummed at 25p?
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 31 January 2012, 06:18:55 PM
Sounds like it, try using Uswitch to see what your bill should be.
Title: Re: The homeowners' thread
Post by: MW on Wednesday 1 February 2012, 01:43:51 PM
got a surveyor round today for checking the subsidence

trying to get a way for the house insurance to cough up.

basically a few years ago they sent a surveyor round. who found nothing. then conveniently a year later, they withdraw cover for subsidence. what a surprise when we found out there actually was

fingers crossed they dont stuff us, c***s
Title: Re: The homeowners' thread
Post by: Tooj on Tuesday 7 February 2012, 11:46:12 AM
My dryer has stopped heating up (and yes before you knackers say, it's on the hot setting.)

Anybody with any ideas how to resolve this?
Title: Re: The homeowners' thread
Post by: Atticus on Tuesday 7 February 2012, 12:07:54 PM
What make Tooj? My old man fixes them for a living.

If you can give the make/model he'll be able to offer a pretty accurate prognosis I'd think.
Title: Re: The homeowners' thread
Post by: Dokko on Tuesday 7 February 2012, 12:12:24 PM
How do I stop damp? Getting loads in the bedroom  :azn:


Seriously though, the wall is minging. Tried a dehumidifier, barely does fuk all.

Was thinking stripping it all down and using outdoor paint, my logical is you never see damp/ mould on outdoor painted Walls, what you reckon?  :lol:
Title: Re: The homeowners' thread
Post by: Dokko on Tuesday 7 February 2012, 12:48:37 PM
Got cavity wall insulation, there's noob obvious signs of water damage, there are no pipes up there, so could be pointing, it's the wall ceiling insides outside it's the edge of the roof.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 7 February 2012, 12:52:53 PM
The cavity insulation could be causing the damp tbh.
Title: Re: The homeowners' thread
Post by: Jill on Tuesday 7 February 2012, 12:53:59 PM
Unsure whether to buy somewhere or not. :undecided:
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 7 February 2012, 01:02:18 PM
Unsure whether to buy somewhere or not. :undecided:

If it feels right and you're secure enough with your fella then go for it. Are you living together now? Don't spend more than about 1/3 of your banked income on the repayments.
Title: Re: The homeowners' thread
Post by: Dokko on Tuesday 7 February 2012, 01:02:21 PM
What make Tooj? My old man fixes them for a living.

If you can give the make/model he'll be able to offer a pretty accurate prognosis I'd think.

If its spinning them its the thermostat, its always the thermostat, things are bloody useless in everything.
Title: Re: The homeowners' thread
Post by: Dokko on Tuesday 7 February 2012, 01:02:48 PM
The cavity insulation could be causing the damp tbh.

It was doing it before the insulation, but is worse this time round.

Title: Re: The homeowners' thread
Post by: Jill on Tuesday 7 February 2012, 01:04:41 PM
Unsure whether to buy somewhere or not. :undecided:

If it feels right and you're secure enough with your fella then go for it. Are you living together now? Don't spend more than about 1/3 of your banked income on the repayments.

Lived together for 4 years. We could afford a reasonable place based on deposit available (parents) and a mortgage, but I'm super-paranoid from spending my entire working life in repossessions and I don't actually mind renting - unlike many I've never had a burning desire to own.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 7 February 2012, 01:11:18 PM
The cavity insulation could be causing the damp tbh.

It was doing it before the insulation, but is worse this time round.

Well the cavity fill could be making it worse then. ;)
Title: Re: The homeowners' thread
Post by: Northerngimp on Tuesday 7 February 2012, 01:17:22 PM
We want to move but need to see what happens with her job.

Out grown our house.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 7 February 2012, 03:48:52 PM
Got cavity wall insulation, there's noob obvious signs of water damage, there are no pipes up there, so could be pointing, it's the wall ceiling insides outside it's the edge of the roof.


can you clarify- its where the wall joins the ceiling at the roof is where you have damp?
Title: Re: The homeowners' thread
Post by: Dokko on Tuesday 7 February 2012, 03:52:47 PM
Got cavity wall insulation, there's noob obvious signs of water damage, there are no pipes up there, so could be pointing, it's the wall ceiling insides outside it's the edge of the roof.


can you clarify- its where the wall joins the ceiling at the roof is where you have damp?

Its inside and upstairs on the top of the wall near the ceiling. The wall has a radiator along it, then a window, and above all that is mould/damp, but right across, not just where the window is.

Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 7 February 2012, 03:55:01 PM
Got cavity wall insulation, there's noob obvious signs of water damage, there are no pipes up there, so could be pointing, it's the wall ceiling insides outside it's the edge of the roof.


can you clarify- its where the wall joins the ceiling at the roof is where you have damp?

Its inside and upstairs on the top of the wall near the ceiling. The wall has a radiator along it, then a window, and above all that is mould/damp, but right across, not just where the window is.




is it a gable wall, or is there guttering above the window?
Title: Re: The homeowners' thread
Post by: Dokko on Tuesday 7 February 2012, 03:55:59 PM
Got cavity wall insulation, there's noob obvious signs of water damage, there are no pipes up there, so could be pointing, it's the wall ceiling insides outside it's the edge of the roof.


can you clarify- its where the wall joins the ceiling at the roof is where you have damp?

Its inside and upstairs on the top of the wall near the ceiling. The wall has a radiator along it, then a window, and above all that is mould/damp, but right across, not just where the window is.




is it a gable wall, or is there guttering above the window?

Guttering from the roof, all new as well after the nightmare winds a couple of years ago.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 7 February 2012, 04:01:02 PM
Got cavity wall insulation, there's noob obvious signs of water damage, there are no pipes up there, so could be pointing, it's the wall ceiling insides outside it's the edge of the roof.


can you clarify- its where the wall joins the ceiling at the roof is where you have damp?

Its inside and upstairs on the top of the wall near the ceiling. The wall has a radiator along it, then a window, and above all that is mould/damp, but right across, not just where the window is.




is it a gable wall, or is there guttering above the window?

Guttering from the roof, all new as well after the nightmare winds a couple of years ago.

new? could still be filled with debris, or the down pipes could be blocked with debris. even in a couple of years. saw this problem last year caused by a tenis ball blocking the top of the down pipe.   If the gutters or down pipes are blocked, they fill up with water, which is then soaked up by walls. Also need to check the flashing is intact, as if the gutter has been replaced and the flashing not done correct, it will lead to damp.   Damp up near the roof is generally penetrating damp, and a gutter or flashing issue,... hope this helps.
Title: Re: The homeowners' thread
Post by: Dokko on Wednesday 8 February 2012, 01:17:28 PM
Do you know anyone who'll have a look and be honest up there?
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 8 February 2012, 04:34:55 PM
Do you know anyone who'll have a look and be honest up there?

you?


i would have but cant climb ladders anymore.
theres a bloke advertises in the chronicle did this for my mam and was reasonable and seemed genuine. 
Title: Re: The homeowners' thread
Post by: AliGupter on Wednesday 8 February 2012, 08:49:13 PM
Unsure whether to buy somewhere or not. :undecided:

If it feels right and you're secure enough with your fella then go for it. Are you living together now? Don't spend more than about 1/3 of your banked income on the repayments.

Is this a general rule or specifically for couples?

I'm looking into buying on my own, is why I ask...
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 8 February 2012, 08:51:03 PM
What, the 1/3 of income? It's just what everyone was preaching when I was doing research into mortgages.
Title: Re: The homeowners' thread
Post by: AliGupter on Wednesday 8 February 2012, 08:55:39 PM
What, the 1/3 of income? It's just what everyone was preaching when I was doing research into mortgages.

Aye, sounds about right, let's get ready to rumble. :megusta:
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 8 February 2012, 08:57:01 PM
What, the 1/3 of income? It's just what everyone was preaching when I was doing research into mortgages.

Aye, sounds about right, let's get ready to rumble. :megusta:

where, what you looking at?
Title: Re: The homeowners' thread
Post by: Jill on Wednesday 8 February 2012, 09:01:08 PM
Think we're going to go for it. :) Trying to get a few viewings lined up.
Title: Re: The homeowners' thread
Post by: AliGupter on Wednesday 8 February 2012, 09:04:18 PM
What, the 1/3 of income? It's just what everyone was preaching when I was doing research into mortgages.

Aye, sounds about right, let's get ready to rumble. :megusta:

where, what you looking at?

If I told you that I would have to kill you.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 8 February 2012, 09:05:07 PM
Think we're going to go for it. :) Trying to get a few viewings lined up.

Good luck. :)

Be prepared to write off about a year of your life to get everything sorted before you start to feel at home. Takes ages to get the mortgage sorted and all the paperwork, then to get exchanged, get a completion date, get the keys then finally move in and fix all the s*** they've left or done badly. And this is before decorating. You're lucky in that you're like us - you'll have a load of furniture, kitchen stuff and household items that can keep you ticking over instead of having to buy it all from scratch and needing to budget for that too.
Title: Re: The homeowners' thread
Post by: Jill on Wednesday 8 February 2012, 09:10:09 PM
Think we're going to go for it. :) Trying to get a few viewings lined up.

Good luck. :)

Be prepared to write off about a year of your life to get everything sorted before you start to feel at home. Takes ages to get the mortgage sorted and all the paperwork, then to get exchanged, get a completion date, get the keys then finally move in and fix all the s*** they've left or done badly. And this is before decorating. You're lucky in that you're like us - you'll have a load of furniture, kitchen stuff and household items that can keep you ticking over instead of having to buy it all from scratch and needing to budget for that too.

Cheers for the advice. :thup: We're ok for basic kitchen stuff etc but lacking a lot of furniture other than a bed (flat is furnished). Happy to take whatever second hand s*** we can find though and hopefully if we can find somewhere at an ok price we should have some savings left over to cover a few things rather than spunking it all on a deposit.

It's all a little daunting really, everyone expects me to know about mortgages and stuff as I work in property but I'm just as clueless as the rest! All part of the journey I guess.
Title: Re: The homeowners' thread
Post by: HTT on Wednesday 8 February 2012, 09:13:04 PM
We will be looking at buying a house in the next 12 months, what kind of mortage could I get say for example with the potential to pay 1-2K a month with say 50K deposit? I bought a flat a few years back for cash and sold it for a slight profit but know f*** all about mortgages. I just want a big f*** off house in a nice place now, would love a huge garden with 4 bedrooms at least, maybe in the countryside or near, ie. Hexham or somwhere around the coast areas, Whitley Bay or Tynemouth. dont fancy Jesmond or Gosforth tbh. We are paying 800 a month rent for a poxy flat and basically paying someone elses mortgage. Its time to buy a family home now.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 8 February 2012, 09:23:28 PM
Some useful sites I used:
www.home.co.uk (http://www.home.co.uk) - tracks the asking price of any particular house (there's also a Firefox plugin for this called PropertyBee).
www.hometrack.co.uk/our-insight/monthly-national-house-price-survey (http://www.hometrack.co.uk/our-insight/monthly-national-house-price-survey) - industry predictions on house prices in general.
www.propertysnake.co.uk (http://www.propertysnake.co.uk) - shows house price drops in any particular area.
www.zoopla.co.uk/house-prices/ (http://www.zoopla.co.uk/house-prices/) - taken over www.houseprices.co.uk; (http://www.houseprices.co.uk) shows official Land Registry selling prices. You can also look at the old listings on there IIRC.
www.thisismoney.co.uk/money/news/article-1607881/Interest-rates-News-predictions.html (http://www.thisismoney.co.uk/money/news/article-1607881/Interest-rates-News-predictions.html) - info about the base rate for when deciding about mortgages.
www.nationwideeducation.co.uk/finance-education/first-time-buyers-guide/interactive-guide.php (http://www.nationwideeducation.co.uk/finance-education/first-time-buyers-guide/interactive-guide.php) - a really straightforward guide to everything you need to think about. There's a PDF version on their site as well btw.
www.fool.co.uk/mortgages (http://www.fool.co.uk/mortgages) - mortgage comparison site with some good tools.
www.housepricecrash.co.uk/forum/index.php?showforum=66 (http://www.housepricecrash.co.uk/forum/index.php?showforum=66)
forums.moneysavingexpert.com/forumdisplay.php?f=15 (http://forums.moneysavingexpert.com/forumdisplay.php?f=15)
forums.moneysavingexpert.com/forumdisplay.php?f=16 (http://forums.moneysavingexpert.com/forumdisplay.php?f=16)

Also, don't forget to check up on the council tax band etc - you may find it jumps up significantly from what you're paying now. And don't be tempted to get a water meter. ;)
Title: Re: The homeowners' thread
Post by: HTT on Wednesday 8 February 2012, 09:29:14 PM
Cheers for those links. I know f*** all about buying a property to actually live in and become a home. I want something thats going to be my last home, something to raise a family in, so I have to make sure everything is spot on.
Title: Re: The homeowners' thread
Post by: Jill on Wednesday 8 February 2012, 09:29:49 PM
Cracking, thanks for those. Hopefully due to the content I can get away with browsing them at work. :lol:
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 8 February 2012, 09:37:59 PM
That home.co.uk just searches the major sites, but if you go to Price History at the bottom of each search result that's the info I was on about.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 8 February 2012, 09:40:00 PM
whats happening with prices at the mo?
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 8 February 2012, 09:49:43 PM
whats happening with prices at the mo?

Quote
Results at a glance

    January’s survey shows a slow start to the year with an extension of the seasonal slowdown and weak consumer confidence.  Both buyer registrations and sales have fallen and the underlying trend is one of tightening supply and weakening demand.

    Concerns over the economic outlook and Eurozone crisis have resulted in an 11% drop in demand over 2011 H2 and a 23% decline in buyers registering with agents between August and January.

    The supply of homes for sale has contracted by 7% over the last 6 months.  Supply has not contracted to this extent since 2009.

    Nationally, house prices have not posted a month on month increase since June 2010 (18 months).  In January prices remain unchanged. 

    A small rise in London prices offsets falls in other regions.  A trend that looks set to continue through 2012 as the Olympics firmly focus the eyes of the world on London, and overseas buyers, in the midst of global uncertainty, continue to consider London a safe haven. 

    On a regional basis southern England (excluding London) has seen the biggest decline in demand over the last 6 months, but this has been from a high base. 

    The average time on the market in the north and midlands stands at just under 3 months (11.9 weeks) - the same as 12 months ago.  In southern England the time on the market is 9.1 weeks - the highest level for almost 3 years.  In London the time on the market is 6.5 weeks, lower than the 6.9 weeks average at the start of 2011.

    Given the pressure on household finances and the outlook for the wider economy, we expect only a modest improvement in levels of demand in the coming months.  The net effect will be a continued negative balance between supply and demand pointing to further downward pressure on prices in the months ahead.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 8 February 2012, 09:57:38 PM
not good.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 18 February 2012, 04:58:34 PM
f***ing blocked drain again. :angry:

In October the regional water authorities took over responsibility for them where more than one house joins (ie everything apart from the drain from your house and not including the first house on a run) so I thought 'good, I won't have to pay ~£150 for it unblocking this time'. So I go on Yorkshire Water's website and there is literally f*** all about what to do if the drain is blocked, or even what number to ring or anything. They're blatantly trying to ignore it and hope people just pay for unblocking privately. What a joke.
Title: Re: The homeowners' thread
Post by: Greg on Saturday 18 February 2012, 05:47:49 PM
f***ing blocked drain again. :angry:

In October the regional water authorities took over responsibility for them where more than one house joins (ie everything apart from the drain from your house and not including the first house on a run) so I thought 'good, I won't have to pay ~£150 for it unblocking this time'. So I go on Yorkshire Water's website and there is literally f*** all about what to do if the drain is blocked, or even what number to ring or anything. They're blatantly trying to ignore it and hope people just pay for unblocking privately. What a joke.

0845 1 24 24 24 / 01274 262291
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 18 February 2012, 06:07:45 PM
f***ing blocked drain again. :angry:

In October the regional water authorities took over responsibility for them where more than one house joins (ie everything apart from the drain from your house and not including the first house on a run) so I thought 'good, I won't have to pay ~£150 for it unblocking this time'. So I go on Yorkshire Water's website and there is literally f*** all about what to do if the drain is blocked, or even what number to ring or anything. They're blatantly trying to ignore it and hope people just pay for unblocking privately. What a joke.


have you any idea wher it is blocked? or why it keeps blocking?
Title: Re: The homeowners' thread
Post by: Dave on Saturday 18 February 2012, 06:25:28 PM
f***ing blocked drain again. :angry:

In October the regional water authorities took over responsibility for them where more than one house joins (ie everything apart from the drain from your house and not including the first house on a run) so I thought 'good, I won't have to pay ~£150 for it unblocking this time'. So I go on Yorkshire Water's website and there is literally f*** all about what to do if the drain is blocked, or even what number to ring or anything. They're blatantly trying to ignore it and hope people just pay for unblocking privately. What a joke.

0845 1 24 24 24 / 01274 262291

Yeah obviously I found their main number and rung them, that wasn't my point. :lol:

They even put me through when I mentioned the problem, so they clearly have a department for it.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 18 February 2012, 06:30:48 PM
have you any idea wher it is blocked? or why it keeps blocking?

Somewhere between the back of our house and the point at which it crosses our drive, because my neighbour's drain (going downstream) is clear. When it blocked up last time they put a camera down and spotted a breakage in the pipe which they said could have been what caused it. They quoted some astronomical figure to patch it but obviously I didn't fancy paying it considering YW were about two months away from taking responsibility for it. Dunno if it's the same reason for the blockage now, but I'm going to ask.
Title: Re: The homeowners' thread
Post by: Greg on Saturday 18 February 2012, 06:33:02 PM
f***ing blocked drain again. :angry:

In October the regional water authorities took over responsibility for them where more than one house joins (ie everything apart from the drain from your house and not including the first house on a run) so I thought 'good, I won't have to pay ~£150 for it unblocking this time'. So I go on Yorkshire Water's website and there is literally f*** all about what to do if the drain is blocked, or even what number to ring or anything. They're blatantly trying to ignore it and hope people just pay for unblocking privately. What a joke.

0845 1 24 24 24 / 01274 262291

Yeah obviously I found their main number and rung them, that wasn't my point. :lol:

They even put me through when I mentioned the problem, so they clearly have a department for it.

It does say to ring that number for a blocked drain on the website mind.
Title: Re: The homeowners' thread
Post by: Beren on Saturday 18 February 2012, 06:36:13 PM
I've always wanted to be part of this thread. :) I am a prospective first-time buyer and whilst I know bits and pieces, and googled, read guides, generally watched too much Channel 4 etc  I still have a lot of questions/reservations.

Is there anyone who I could have a sit down talk with about questions I have, that wouldn't have an angle/be trying to sell me on things the whole way through (ie. an estate agent)? Is there an offering from the CAB or some other similar such body?
Title: Re: The homeowners' thread
Post by: Dave on Saturday 18 February 2012, 06:50:58 PM
f***ing blocked drain again. :angry:

In October the regional water authorities took over responsibility for them where more than one house joins (ie everything apart from the drain from your house and not including the first house on a run) so I thought 'good, I won't have to pay ~£150 for it unblocking this time'. So I go on Yorkshire Water's website and there is literally f*** all about what to do if the drain is blocked, or even what number to ring or anything. They're blatantly trying to ignore it and hope people just pay for unblocking privately. What a joke.

0845 1 24 24 24 / 01274 262291

Yeah obviously I found their main number and rung them, that wasn't my point. :lol:

They even put me through when I mentioned the problem, so they clearly have a department for it.

It does say to ring that number for a blocked drain on the website mind.

Where? I couldn't find it.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 18 February 2012, 06:58:23 PM
I've always wanted to be part of this thread. :) I am a prospective first-time buyer and whilst I know bits and pieces, and googled, read guides, generally watched too much Channel 4 etc  I still have a lot of questions/reservations.

Is there anyone who I could have a sit down talk with about questions I have, that wouldn't have an angle/be trying to sell me on things the whole way through (ie. an estate agent)? Is there an offering from the CAB or some other similar such body?

Have a look through these: http://www.newcastle-online.org/nufcforum/index.php/topic,90744.msg3515023.html#msg3515023 (http://www.newcastle-online.org/nufcforum/index.php/topic,90744.msg3515023.html#msg3515023)

Ask in here if you want, I'll help if I can and no doubt so will others.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 18 February 2012, 07:41:07 PM
have you any idea wher it is blocked? or why it keeps blocking?

Somewhere between the back of our house and the point at which it crosses our drive, because my neighbour's drain (going downstream) is clear. When it blocked up last time they put a camera down and spotted a breakage in the pipe which they said could have been what caused it. They quoted some astronomical figure to patch it but obviously I didn't fancy paying it considering YW were about two months away from taking responsibility for it. Dunno if it's the same reason for the blockage now, but I'm going to ask.


ok, dont know how handy you are? is the drive block work? for the sake of silly money id be sorting it myself dave- check it out on the net, get your hands dirty could be fun and save you£££s
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 18 February 2012, 07:43:51 PM
I've always wanted to be part of this thread. :)




One of my fav threads :lol: :blush:  would nominate it in the awards but that would just be gay


Title: Re: The homeowners' thread
Post by: Dave on Saturday 18 February 2012, 07:47:00 PM
have you any idea wher it is blocked? or why it keeps blocking?

Somewhere between the back of our house and the point at which it crosses our drive, because my neighbour's drain (going downstream) is clear. When it blocked up last time they put a camera down and spotted a breakage in the pipe which they said could have been what caused it. They quoted some astronomical figure to patch it but obviously I didn't fancy paying it considering YW were about two months away from taking responsibility for it. Dunno if it's the same reason for the blockage now, but I'm going to ask.


ok, dont know how handy you are? is the drive block work? for the sake of silly money id be sorting it myself dave- check it out on the net, get your hands dirty could be fun and save you£££s

You're not reading my posts either. :laugh:

The pipe is now Yorkshire Water's responsiblity. They should be repairing it.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 18 February 2012, 07:50:39 PM
have you any idea wher it is blocked? or why it keeps blocking?

Somewhere between the back of our house and the point at which it crosses our drive, because my neighbour's drain (going downstream) is clear. When it blocked up last time they put a camera down and spotted a breakage in the pipe which they said could have been what caused it. They quoted some astronomical figure to patch it but obviously I didn't fancy paying it considering YW were about two months away from taking responsibility for it. Dunno if it's the same reason for the blockage now, but I'm going to ask.


ok, dont know how handy you are? is the drive block work? for the sake of silly money id be sorting it myself dave- check it out on the net, get your hands dirty could be fun and save you£££s

You're not reading my posts either. :laugh:

The pipe is now Yorkshire Water's responsiblity. They should be repairing it.




OK, 
Title: Re: The homeowners' thread
Post by: Dave on Saturday 18 February 2012, 07:51:54 PM
It's a tarmac drive anyway btw.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 18 February 2012, 07:56:54 PM
It's a tarmac drive anyway btw.


I see, yeah could be messy. blocks or pavers diffrent matter cos not hard to replace. if it is yws jobby id be onto them.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 18 February 2012, 07:59:25 PM
Yeah, when they turn up to sort this blockage out I'm going to blag it and ask if there's any damage that should be repaired. Hopefully they'll do the same as the last lot with the camera etc but be asking YW for the brass. Surely it's not cost effective for them to be paying for emergency call outs instead.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 18 February 2012, 08:05:53 PM
Whilst this thread is near the top, has anyone got experience of Mira Sport electric showers? They're a pretty old line (new models out for 2012) so I assume they're pretty popular.
Title: Re: The homeowners' thread
Post by: Beren on Sunday 19 February 2012, 12:08:11 AM
I've always wanted to be part of this thread. :) I am a prospective first-time buyer and whilst I know bits and pieces, and googled, read guides, generally watched too much Channel 4 etc  I still have a lot of questions/reservations.

Is there anyone who I could have a sit down talk with about questions I have, that wouldn't have an angle/be trying to sell me on things the whole way through (ie. an estate agent)? Is there an offering from the CAB or some other similar such body?

Have a look through these: http://www.newcastle-online.org/nufcforum/index.php/topic,90744.msg3515023.html#msg3515023 (http://www.newcastle-online.org/nufcforum/index.php/topic,90744.msg3515023.html#msg3515023)

Ask in here if you want, I'll help if I can and no doubt so will others.

Thanks in advance for anyone who is willing to dissect and address any or all of the issues raised in the garbled mess below:

Ahem. Social housing. This is the first thing I looked into as it's probably the most affordable, and I meet various eligibility criteria. I understand various social housing schemes (e.g shared ownership etc) but I'm concerned about leaseholds/buying flats in general. I know they're generally 99 year leases, and I'll be lucky to live that long etc - but as time goes by, how steep is the depreciation of your leasehold interest? Also, you'd still have to pay ground rent for communal areas, correct? So how is this vastly different from a regular shorthold lease? You commit to say £150,000 (if you're lucky) to buy a new build. Let's say 75% is covered by a mortgage, and you stump up a 25% deposit. (circa 37k). Your monthly repayments are about £1k (which covers mortgage, equity repayments and ground rent). What advantage is there to that over renting which you can do for less except you've just lost 37k? Given it's only a leasehold, essentially, isn't it money you will never see again? I suppose it would depend on how much a leasehold interest depreciates over time again?

Searching. In practical terms, how would you recommend is the best way to search for a house? I know, vaguely, what location I'm looking for. Do you approach local estate agents, go to google or what :lol: There seem to be an overwhelming number of property search websites and I'm not sure where to start really.

I've researched some of the conveyancing fees I can expect, and I remember a fair bit from my Property Law studies (although I am worried some of it is out of date, now!) but are we talking roughly £6-7k in fees? Or is it dependent on the value of the property?

When inspecting houses, what should I look out for? I don't know why, but I have an irrational fear of a sinking house that costs the value of the house to repair. :laugh: What other/unusual considerations should I have, basically?

Buy-to-let. Do you have to declare to mortgage lenders if you intend to let out property? I've considered buying a student property and letting it to students. Will mortgage lenders determine how much rent is paid? I'm aware of many of the landlord responsibilities and tenant rights though if I pursue this option, I'll have to check all my assumed/remembered knowledge!

Mortgages. What kind is best? :lol:  I know that is an absurd question. It all depends on what you want, circumstances and what have you - but as someone who is very, very wary of debt I'd rather clear it as quick as possible. :lol: So, minimal interest, me living hand-to-mouth and no charges on over-payments would be ideal. I have a sinking feeling "clear it as quick as possible" is insanely naive, and no matter what - it's going to take decades - and there's no sense me living hand to mouth to spend every last dime clearing it off because even then it will be painstakingly slow and I will waste my (remaining) youth living with unnecessary privations. I need someone to confirm that to me I guess. At the end of the day, I'm going to have to adapt to the idea of having this anchor of massive debt and being shackled to working in the long-term to cover repayments, aren't I? :anguish: I always wanted to buy a house outright, but I just need confirmation it's (near) impossible unless you wait until you're forty-something :lol:

Thanks - I realise this might come off as (insultingly?) stupid/spoilt/a baby, and I'm willing to accept that.  :whatdidido:
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 12:13:36 AM
(http://img11.imageshack.us/img11/8162/thfce.png)
Title: Re: The homeowners' thread
Post by: Beren on Sunday 19 February 2012, 12:16:12 AM
:lol: b******.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 12:38:17 AM
Ahem. Social housing. This is the first thing I looked into as it's probably the most affordable, and I meet various eligibility criteria. I understand various social housing schemes (e.g shared ownership etc) but I'm concerned about leaseholds/buying flats in general. I know they're generally 99 year leases, and I'll be lucky to live that long etc - but as time goes by, how steep is the depreciation of your leasehold interest? Also, you'd still have to pay ground rent for communal areas, correct? So how is this vastly different from a regular shorthold lease? You commit to say £150,000 (if you're lucky) to buy a new build. Let's say 75% is covered by a mortgage, and you stump up a 25% deposit. (circa 37k). Your monthly repayments are about £1k (which covers mortgage, equity repayments and ground rent). What advantage is there to that over renting which you can do for less except you've just lost 37k? Given it's only a leasehold, essentially, isn't it money you will never see again? I suppose it would depend on how much a leasehold interest depreciates over time again?

Dunno on this stuff. Most houses are freehold, so it's nowt I've had to worry about.

Searching. In practical terms, how would you recommend is the best way to search for a house? I know, vaguely, what location I'm looking for. Do you approach local estate agents, go to google or what :lol: There seem to be an overwhelming number of property search websites and I'm not sure where to start really.

Have a look at those links above that I posted. You don't need much else, pretty much everything is on the net these days via the big sites like Rightmove. That home.co.uk one searches them all IIRC.

I've researched some of the conveyancing fees I can expect, and I remember a fair bit from my Property Law studies (although I am worried some of it is out of date, now!) but are we talking roughly £6-7k in fees? Or is it dependent on the value of the property?

It's based around the area mostly, ie most of the checks are from the local authority. Generally though you're way overboard there; as an example our fees were around £2k including the valuation/homebuyer's report. That was for a £150k house. Dead easy to get quotes anyway, just ring around some solicitors and it takes them minutes to give you an idea. A tip is to try a few local, a few in a different area and one or two online ones. There can be decent savings.

When inspecting houses, what should I look out for? I don't know why, but I have an irrational fear of a sinking house that costs the value of the house to repair. :laugh: What other/unusual considerations should I have, basically?

Endless list tbh, but a homebuyer's report will tell you about the most important things. If it's a particularly old or unusual property then a full structural survey is recommended. None of them are exhaustive but you'd be unlucky to be caught out with something that wasn't covered or at least brought to your attention. Houses really aren't that complicated though. Could be worth speaking to a friendly neighbour about the area and if there's been any issues with the properties or ground conditions etc that they can tell you about. Look up the crime stats on www.police.uk (http://www.police.uk). Check out Ofsted reports on the local schools if you're planning on staying and raising a family. Have a look into the public transport facilities, and where the nearest telephone exchange is. Another tip from experience with ours is to make sure all the paperwork is in place for any alterations that have been made. Our house has an extension and they'd built another storey on top of it without building regs approval so we had the foundations checked out by a structural engineeer before going ahead.

Buy-to-let. Do you have to declare to mortgage lenders if you intend to let out property? I've considered buying a student property and letting it to students. Will mortgage lenders determine how much rent is paid? I'm aware of many of the landlord responsibilities and tenant rights though if I pursue this option, I'll have to check all my assumed/remembered knowledge!

Dunno. Have a look on the MSE forums linked above regarding this, I remember there being a lot of discussion about it.

Mortgages. What kind is best? :lol:  I know that is an absurd question. It all depends on what you want, circumstances and what have you - but as someone who is very, very wary of debt I'd rather clear it as quick as possible. :lol: So, minimal interest, me living hand-to-mouth and no charges on over-payments would be ideal. I have a sinking feeling "clear it as quick as possible" is insanely naive, and no matter what - it's going to take decades - and there's no sense me living hand to mouth to spend every last dime clearing it off because even then it will be painstakingly slow and I will waste my (remaining) youth living with unnecessary privations. I need someone to confirm that to me I guess. At the end of the day, I'm going to have to adapt to the idea of having this anchor of massive debt and being shackled to working in the long-term to cover repayments, aren't I? :anguish: I always wanted to buy a house outright, but I just need confirmation it's (near) impossible unless you wait until you're forty-something :lol:

General rule of thumb is to not spend more than about a third of your banked income each month on your rent/mortgage payment. We overpay which doesn't carry a penalty and based on the calcs (obviously the rates will change etc but still) if we keep it up we'll shave nearly four years off our 20 year mortgage and save over £13k. Look at offset mortgages if you're going to have decent savings. For now, the base rate isn't going anywhere - again have a read of that page I posted above - so I'd recommend a tracker in the short to medium term. Ours was a 2 year tracker and the current forecasts are very positive in terms of our repayments not going up in that timeframe. But yeah, you'll be paying it off for a long time. Can't be avoided unless you get a windfall or win the lottery.

There's some s*** to get you started. :)
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 12:46:24 AM
Oh, and a few other things on looking. Remember that there's nothing to stop you approaching the seller directly (as long as they're comfortable with it) and having a chat before you get an estate agent involved. In my experience they're slimy f***ers who come out with some utter bullshit including not having a clue about the house you're looking at and sometimes talking down to you if they think they can judge your financial status. "Did you know that houses in <less desirable area down the road> are cheaper?" Er, f*** off prick. Don't bother with them until/unless you have to. Another thing they do is bang on about their 'in-house' mortgage advisor. Again, unless you have to entertain them (ie they won't organise a viewing unless they 'know you can afford it') then don't bother. IMO all you're doing is paying some 'expert' to use Google and a bunch of mortgage comparison sites on your behalf. Once you get the hang of it it's pretty straight forward to find out what you're looking for, so it's just dead money IMO. Making the application is a piece of p*ss too - we are with First Direct btw - so don't let them tell you it's complicated.
Title: Re: The homeowners' thread
Post by: Matt on Sunday 19 February 2012, 12:51:48 AM
Mortgages. What kind is best? :lol:  I know that is an absurd question. It all depends on what you want, circumstances and what have you - but as someone who is very, very wary of debt I'd rather clear it as quick as possible. :lol: So, minimal interest, me living hand-to-mouth and no charges on over-payments would be ideal. I have a sinking feeling "clear it as quick as possible" is insanely naive, and no matter what - it's going to take decades - and there's no sense me living hand to mouth to spend every last dime clearing it off because even then it will be painstakingly slow and I will waste my (remaining) youth living with unnecessary privations. I need someone to confirm that to me I guess. At the end of the day, I'm going to have to adapt to the idea of having this anchor of massive debt and being shackled to working in the long-term to cover repayments, aren't I? :anguish: I always wanted to buy a house outright, but I just need confirmation it's (near) impossible unless you wait until you're forty-something :lol:

General rule of thumb is to not spend more than about a third of your banked income each month on your rent/mortgage payment. We overpay which doesn't carry a penalty and based on the calcs (obviously the rates will change etc but still) if we keep it up we'll shave nearly four years off our 20 year mortgage and save over £13k. Look at offset mortgages if you're going to have decent savings. For now, the base rate isn't going anywhere - again have a read of that page I posted above - so I'd recommend a tracker in the short to medium term. Ours was a 2 year tracker and the current forecasts are very positive in terms of our repayments not going up in that timeframe. But yeah, you'll be paying it off for a long time. Can't be avoided unless you get a windfall or win the lottery.
What LTV are you looking at? If you were to plot a curve of typical rates, you will see that below about 75% there is little rate benefit, but from 85 to 90 the difference is marked. If you have a LTV below 85%, I would suggest an offset. You'll still get a good rate but with the ability to effectively overpay. If you plan to save, you will simply not get a better instant access rate than on an offset account. If you're at 90% (like I'm about to become) then you should try to focus on getting yourself down as much as you can in a 2-3 year period then terming out on a lower LTV after that.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 12:56:41 AM
Assume that's aimed at Beren?
Title: Re: The homeowners' thread
Post by: Beren on Sunday 19 February 2012, 12:57:05 AM
Cheers Dave. I'll digest that and carry on reading/asking around. You say it's not complicated but it all seems massive and complicated to me from the outset. So many variables, permutations and uncertainties. Embarrassed to say I wasn't aware of the existence of "homebuyer's reports" so I'll investigate them too. :thup: I owe you a pack of Maltesers.

Quote
General rule of thumb is to not spend more than about a third of your banked income each month on your rent/mortgage payment.

The phrasing of the above is unclear to me (I have been drinking). By 'banked income' do you mean post-tax income? If so, that is a much smaller fraction than I anticipated.
Title: Re: The homeowners' thread
Post by: Matt on Sunday 19 February 2012, 12:57:49 AM
Assume that's aimed at Beren?

Yes, pretty s*** quotework by me, there.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 01:06:59 AM
I mean after tax and NI, the money that lands in your bank(s) each month. Ideally your rent or mortgage repayment going back out wants to be a third or less of that. Bear in mind this isn't quite the same thing as 'how much can I borrow' as the lenders put it, and it's not a hard and fast rule. Just what I saw recommended a lot when I was looking into it and it's logical IMO.

On the homebuyer's report, when you apply for a mortgage the lender needs to know that the house is valued at the same or more than the purchase price (ie so if you don't keep up repayments they're not going to find themselves having a house on their hands that is worth less than you said it was) and they do this by way of a valuation done by a third party that they specify. A pure valuation tells the lender what they need to know, and tells you f*** all. You have the option to upgrade this to a homebuyer's report which gives you a basic overview of the observable condition of the house in vital areas as well as the valuation. The third option is a full structural survey which is all of the above plus a more intrusive investigation into those vital areas. All three you have to pay for. Our homebuyer's report cost £385 and I can email you the PDF if you're interested. :thup:
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 01:10:15 AM
Assume that's aimed at Beren?

Yes, pretty s*** quotework by me, there.

:lol:

I was like :ben:
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 01:11:17 AM
Oh, and www.sitefinder.ofcom.org.uk (http://www.sitefinder.ofcom.org.uk). O0
Title: Re: The homeowners' thread
Post by: Beren on Sunday 19 February 2012, 01:13:13 AM
Matt: Still at a very nascent stage but provisionally I would think 80%? I might pick your brain on this later though, if that's cool. Qualifying, again, that I have been drinking - your post does seem sensible/cogent to me though. One thing that doesn't make sense to me in your post is why you would term out at all if you had the option not to - assuming your mortgage rate was higher than any other saving/investment rate you had [which I assume would be the case?].

Once I have a better appreciation of what numbers I'm working, I'll perversely really enjoy getting my teeth into analysing different mortgage offerings, I know it.

Anyway, I'm wary of monopolising this great thread with mortgage talk, when others want to talk about effective methods of grouting bathroom tiles and where to get the best collapsible gazebos etc :)
Title: Re: The homeowners' thread
Post by: Matt on Sunday 19 February 2012, 01:33:29 AM
Matt: Still at a very nascent stage but provisionally I would think 80%? I might pick your brain on this later though, if that's cool. Qualifying, again, that I have been drinking - your post does seem sensible/cogent to me though. One thing that doesn't make sense to me in your post is why you would term out at all if you had the option not to - assuming your mortgage rate was higher than any other saving/investment rate you had [which I assume would be the case?].

Once I have a better appreciation of what numbers I'm working, I'll perversely really enjoy getting my teeth into analysing different mortgage offerings, I know it.

Anyway, I'm wary of monopolising this great thread with mortgage talk, when others want to talk about effective methods of grouting bathroom tiles and where to get the best collapsible gazebos etc :)

No sweat, I've also been drinking, so I'm sure we can reach a sound conclusion.

My rationale is that we are in a historically low rate environment. I don't expect base rate to fly up, it could be up to 1.5% (max) in 2 years but the expectation of future rises is likely to be higher- and that's what drives the fixed rates. Right now rates are low and people expect them to stay there for the foreseeable.

Mortgages rates boil down to an underlying rate (typically linked to base) and a credit element. A larger LTV will increase the credit element but the underlying rate remains regardless, as a proxy for the lenders funding costs. My personal view is that any additional 'credit' element of the fee incurred by fixing now will be more than offset by longer-term rises in base rates. If you're looking at a long-term property holding (beware of early repayment charges) then I would say lock in the longest mortgage you can if you're in the 80% range.

At 70% LTV, you can get 3.84% for 7 years with Chelsea BS. That's virtually free in the grand scheme of things. I was sorely tempted to fix for longer even at 90% but I expect to move in around 3-4 years and don't want the hassle of repayment charges.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 02:23:24 AM
Here's another useful tool, for mortgage comparisons: http://www.locostfireblade.co.uk/spreadsheet/Index.html (http://www.locostfireblade.co.uk/spreadsheet/Index.html)
Title: Re: The homeowners' thread
Post by: leffe186 on Sunday 19 February 2012, 03:03:40 AM
Silly question Beren, but you're not in Scotland, are you? If so there are some differences.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Sunday 19 February 2012, 03:20:39 AM
matt, any specific advice you can give me?  i'm gonna head to the UK in a few months to buy a property to let, probably LTV will be 70% but i could increase or decrease that depending on what's best to do

i'll be buying somewhere on yarm high street or surrounding area which is pretty nice and should have no bother renting but i'm approaching it on the assumption it doesn't rent and i have to cover the payments myself as i'm an overly cautious type, thus i'm not going to over extend myself on the value of the property

haven't a clue about fixed rates, terms (was thinking 20 years), or basically any-f***ing-thing that beren mentioned either....any brief advice you could throw my way?
Title: Re: The homeowners' thread
Post by: Mr Logic on Sunday 19 February 2012, 04:09:03 AM
Some useful sites I used:
www.home.co.uk (http://www.home.co.uk) - tracks the asking price of any particular house (there's also a Firefox plugin for this called PropertyBee).
www.hometrack.co.uk/our-insight/monthly-national-house-price-survey (http://www.hometrack.co.uk/our-insight/monthly-national-house-price-survey) - industry predictions on house prices in general.
www.propertysnake.co.uk (http://www.propertysnake.co.uk) - shows house price drops in any particular area.
www.zoopla.co.uk/house-prices/ (http://www.zoopla.co.uk/house-prices/) - taken over www.houseprices.co.uk; (http://www.houseprices.co.uk) shows official Land Registry selling prices. You can also look at the old listings on there IIRC.
www.thisismoney.co.uk/money/news/article-1607881/Interest-rates-News-predictions.html (http://www.thisismoney.co.uk/money/news/article-1607881/Interest-rates-News-predictions.html) - info about the base rate for when deciding about mortgages.
www.nationwideeducation.co.uk/finance-education/first-time-buyers-guide/interactive-guide.php (http://www.nationwideeducation.co.uk/finance-education/first-time-buyers-guide/interactive-guide.php) - a really straightforward guide to everything you need to think about. There's a PDF version on their site as well btw.
www.fool.co.uk/mortgages (http://www.fool.co.uk/mortgages) - mortgage comparison site with some good tools.
www.housepricecrash.co.uk/forum/index.php?showforum=66 (http://www.housepricecrash.co.uk/forum/index.php?showforum=66)
forums.moneysavingexpert.com/forumdisplay.php?f=15 (http://forums.moneysavingexpert.com/forumdisplay.php?f=15)
forums.moneysavingexpert.com/forumdisplay.php?f=16 (http://forums.moneysavingexpert.com/forumdisplay.php?f=16)

Also, don't forget to check up on the council tax band etc - you may find it jumps up significantly from what you're paying now. And don't be tempted to get a water meter. ;)

Genuine question, why?
Title: Re: The homeowners' thread
Post by: cp40 on Sunday 19 February 2012, 09:24:47 AM
Some useful sites I used:
www.home.co.uk (http://www.home.co.uk) - tracks the asking price of any particular house (there's also a Firefox plugin for this called PropertyBee).
www.hometrack.co.uk/our-insight/monthly-national-house-price-survey (http://www.hometrack.co.uk/our-insight/monthly-national-house-price-survey) - industry predictions on house prices in general.
www.propertysnake.co.uk (http://www.propertysnake.co.uk) - shows house price drops in any particular area.
www.zoopla.co.uk/house-prices/ (http://www.zoopla.co.uk/house-prices/) - taken over www.houseprices.co.uk; (http://www.houseprices.co.uk) shows official Land Registry selling prices. You can also look at the old listings on there IIRC.
www.thisismoney.co.uk/money/news/article-1607881/Interest-rates-News-predictions.html (http://www.thisismoney.co.uk/money/news/article-1607881/Interest-rates-News-predictions.html) - info about the base rate for when deciding about mortgages.
www.nationwideeducation.co.uk/finance-education/first-time-buyers-guide/interactive-guide.php (http://www.nationwideeducation.co.uk/finance-education/first-time-buyers-guide/interactive-guide.php) - a really straightforward guide to everything you need to think about. There's a PDF version on their site as well btw.
www.fool.co.uk/mortgages (http://www.fool.co.uk/mortgages) - mortgage comparison site with some good tools.
www.housepricecrash.co.uk/forum/index.php?showforum=66 (http://www.housepricecrash.co.uk/forum/index.php?showforum=66)
forums.moneysavingexpert.com/forumdisplay.php?f=15 (http://forums.moneysavingexpert.com/forumdisplay.php?f=15)
forums.moneysavingexpert.com/forumdisplay.php?f=16 (http://forums.moneysavingexpert.com/forumdisplay.php?f=16)

Also, don't forget to check up on the council tax band etc - you may find it jumps up significantly from what you're paying now. And don't be tempted to get a water meter. ;)

Genuine question, why?


If you have more than a couple of people , Garden, car to wash. I think you would regret it. I know someone who got one and now cant afford to use outside tap. I also know an older bloke lives in an upstairs flat, has no outside tap- and rekons it costs him about 30% of what it did. 
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 10:56:49 AM
Yep, that's it. My boss at work moved into a new build and says the bills cripple him with two young kids etc. If you're not planning on starting a family and/or you're just in a small flat then a water meter makes sense. Otherwise it's false economy.
Title: Re: The homeowners' thread
Post by: Elliottman on Sunday 19 February 2012, 11:03:59 AM
Anyone applied for a 95% mortgage recently? Me and the wife are hopefully putting our application in soon, although the mortgage advisor has said they are really tough to get still.

Anyone had any luck?
Title: Re: The homeowners' thread
Post by: Colo's Short and Curlies on Sunday 19 February 2012, 11:52:06 AM
Dont all buildings built after a certain date need to have a water meter fitted?
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 12:01:21 PM
Yeah.
Title: Re: The homeowners' thread
Post by: cp40 on Sunday 19 February 2012, 12:08:57 PM
Dont all buildings built after a certain date need to have a water meter fitted?


what date would that be?
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 12:11:50 PM
1st April 1990.
Title: Re: The homeowners' thread
Post by: Mr Logic on Sunday 19 February 2012, 03:12:58 PM

Also, don't forget to check up on the council tax band etc - you may find it jumps up significantly from what you're paying now. And don't be tempted to get a water meter. ;)

Genuine question, why?


If you have more than a couple of people , Garden, car to wash. I think you would regret it. I know someone who got one and now cant afford to use outside tap. I also know an older bloke lives in an upstairs flat, has no outside tap- and rekons it costs him about 30% of what it did. 

Hmm, I got a water meter installed over a couple of years ago. I've also got two kids and our water bills are still less than they used to be. Often by a considerable margin. Not sure what the latest bill will be like as the two year old has discovered the joy of playing with taps but I still think you must have a pretty flagrant disregard for water conservation if you can't afford to pay your bills. Either that or someone else has tapped into your supply.
Title: Re: The homeowners' thread
Post by: cp40 on Sunday 19 February 2012, 03:17:02 PM
1st April 1990.


how is this enforced? whats the timescale? 
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 03:29:02 PM
1st April 1990.


how is this enforced? whats the timescale?

It became part of the Building Regulations.
Title: Re: The homeowners' thread
Post by: cp40 on Sunday 19 February 2012, 03:31:13 PM
1st April 1990.


how is this enforced? whats the timescale?

It became part of the Building Regulations.


so its was inlcluded in all new builds after that date?
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 03:35:38 PM
Should have been, yeah.
Title: Re: The homeowners' thread
Post by: cp40 on Sunday 19 February 2012, 07:13:08 PM
Trying to Find a defra approved Log/ multifuel burner that heats your hot water too, found a couple that heat radiators, but id rather heat the water.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 19 February 2012, 10:01:38 PM
Strangely f***ing ace when you finally get the drains cleared. Watching that lovely porridge of bog roll, sweetcorn, used tampons and actual pieces of poo gurgling up and eventually floating away and getting it all flowing nice and 'clean'.

Was gonna put this in the little things in life thread but I didn't think many would appreciate it.
Title: Re: The homeowners' thread
Post by: cp40 on Monday 20 February 2012, 05:00:26 PM
Strangely f***ing ace when you finally get the drains cleared. Watching that lovely porridge of bog roll, sweetcorn, used tampons and actual pieces of poo gurgling up and eventually floating away and getting it all flowing nice and 'clean'.

Was gonna put this in the little things in life thread but I didn't think many would appreciate it.


so it was just plugged with s*** and tampons? fkin hell sounds like the goal mouths at sol.
Title: Re: The homeowners' thread
Post by: 80 on Monday 20 February 2012, 06:28:03 PM
:lol:

I had a Mira Sport some years back by the way, and would only have said good things about it if I'd ever actually been asked about it before.
Title: Re: The homeowners' thread
Post by: Dave on Monday 20 February 2012, 08:37:26 PM
:lol:

I had a Mira Sport some years back by the way, and would only have said good things about it if I'd ever actually been asked about it before.

Cheers.

I'm starting to wonder if there's one f***ing thing the w*****s that had this house have done right on it. I mean all the basics are fine, but every alteration they've done is with such little skill and foresight it's embarrassing.

The latest one is related to this drain problem. The old cover is rusted to f*** and one handle/lifting point was missing and the other broken, so I decided to buy a new one. Exactly the same size etc, in fact it's the same brand even. Got it home, cleared all the s**** out of the frame (bedded in concrete) and tried to put the new lid in... doesn't f***ing fit. They've installed the frame on the p*ss, it's like a f***ing parallelogram. So no doubt they've forced the old cover in and that's why the handles are bust from getting it back out. Useless.
Title: Re: The homeowners' thread
Post by: Dave on Monday 20 February 2012, 08:38:52 PM
In fact that's another tip for those thinking of looking at houses. If the estate agent or seller makes a claim about something in the house that you can't immediately and obviously see, ask them to show you it and don't just take their word for it.
Title: Re: The homeowners' thread
Post by: cp40 on Monday 20 February 2012, 08:52:54 PM
In fact that's another tip for those thinking of looking at houses. If the estate agent or seller makes a claim about something in the house that you can't immediately and obviously see, ask them to show you it and don't just take their word for it.


buying a house off a s*** dIYer is a f***ing nightmare like.
Title: Re: The homeowners' thread
Post by: ian on Thursday 23 February 2012, 02:45:53 PM
Hi...We want to extend kitchen...maybe add utility room...Q.   do we really need an architect...and if so ..why?   thanks.
Title: Re: The homeowners' thread
Post by: 80 on Thursday 23 February 2012, 04:04:34 PM
Don't rule it out though. Depends how savvy you feel really, relative to the job in hand. Know any good contacts in building? Or a good manhunter in case you get trapped by a charlatan? Wouldn't hurt to contact a couple (of architects) and ask them to sell themselves to you.
Title: Re: The homeowners' thread
Post by: Dave on Monday 5 March 2012, 10:36:36 PM
Should we get an offset bath (small and expensive but looks snazzy and gives more room) or a normal-shaped one (means less floor space and looks bog standard but more capacity and cheaper) for the new bathroom? Both will physically fit the space.

We get showers so either way it's a bit of a waste of money, but when we have a family it'll become important. Do we pay more money for a mostly redundant item that looks the business, or go traditional route and save some brass? Can't make my mind up. :lol:
Title: Re: The homeowners' thread
Post by: Beren on Monday 5 March 2012, 10:52:41 PM
Snazzy. :pow:
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 6 March 2012, 06:57:56 PM
if your a shower person, I would go with easiest to get in/ out (im old and have a bad ankle) and best looking.
If you like your baths like me, i would go for easiest to fill. Recently moved into new place has a two person jacuzzi bath and shower cubicle. i went mental having jacuzzis every night- and got a gas and electric bill for £250 for the first 5 weeks. :blush: :lol: 

Truth is dave i think its a taste thing, but quality bathrooms do look the biz.

put some pics up- people can judge which looks best.


edit- oh and my lass hates it cos the baby pokes her fingers in the jets and everything, so if its for a furture family, get one thats ababy friendly- you know your gonna have that- sit down ive got something to tell you - chat one day.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 6 March 2012, 06:59:38 PM
Ah, I should have clarified - we're getting a shower enclosure so this will literally just be a bath.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 6 March 2012, 07:00:14 PM
Recently moved into new place has a two person jacuzzi bath and shower cubicle. i went mental having jacuzzis every night- and got a gas and electric bill for £250 for the first 5 weeks. :blush: :lol: 

:lol:
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 6 March 2012, 07:09:10 PM
just joined these two dave- look useful

http://www.diynot.com/forums/ (http://www.diynot.com/forums/)

http://www.navitron.org.uk/forum/index.php (http://www.navitron.org.uk/forum/index.php)
Title: Re: The homeowners' thread
Post by: Greg on Saturday 10 March 2012, 02:29:51 PM
Water pressure is useless in this house, the shower is pathetic but it has always been like this. Is there any way of getting it to improve? Complain to the water board? It really is pathetic.
Title: Re: The homeowners' thread
Post by: Elliottman on Saturday 10 March 2012, 02:33:16 PM
Water pressure is useless in this house, the shower is pathetic but it has always been like this. Is there any way of getting it to improve? Complain to the water board? It really is pathetic.

Pretty sure the pressure is from the Boiler.
Title: Re: The homeowners' thread
Post by: Greg on Saturday 10 March 2012, 02:38:27 PM
Water pressure is useless in this house, the shower is pathetic but it has always been like this. Is there any way of getting it to improve? Complain to the water board? It really is pathetic.

Pretty sure the pressure is from the Boiler.

That wouldn't account for poor water pressure from the cold tap in the kitchen.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 11 March 2012, 10:50:50 AM
Make sure your stop tap is fully open. It's probably under the kitchen sink or similar.
Title: Re: The homeowners' thread
Post by: Stifleaay on Tuesday 13 March 2012, 04:07:48 PM
Not a home owner but we are getting solar panels fitted on our house at the end of the week under North Tyneside council's agreement with Eon.
Title: Re: The homeowners' thread
Post by: LooneyToonArmy on Wednesday 14 March 2012, 11:12:15 PM
sods law that I just cancelled the boiler cover recently and it packed in (as I was looking for new cover).....anyone recommend a decent local person in Newcastle for potential repair costs etc? I did pay extra on the home insurance for Emergency Repairs at least if the damage is high.

Title: Re: The homeowners' thread
Post by: Stifleaay on Thursday 15 March 2012, 10:29:18 AM
Not a home owner but we are getting solar panels fitted on our house at the end of the week under North Tyneside council's agreement with Eon.

Interesting. Would like to be kept up-to-date on that.

Is it the type where you own them (fully) or the type where you get the panels basically on rent and they technically own your roof?
f*** knows, it's the council who's paying for them so residents I assume will immediately see a saving on their electricity bill.
Title: Re: The homeowners' thread
Post by: ian on Friday 16 March 2012, 03:27:37 PM
Can anyone help...I ordered a new glass for the door in our logburner.....cant unscrew the existing screw which hold the small metal brackets which hold the glass in place...all usuall trick failed...I need to drill out these screws....? re tap.....where can i take the door to have this done?   ta ian
Title: Re: The homeowners' thread
Post by: Jill on Friday 16 March 2012, 06:43:03 PM
Some cracking deals to be had for Council tenants with the discount changes on the Right to Buy if you're considering it. :)
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 20 March 2012, 06:05:23 PM
how much would people expect to pay to have a 6/4 shed roof re-felted. estimating £20 on materials. literally a take old felt off, fit 3 strips of new felt with Galvanised clouts?
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 20 March 2012, 06:30:38 PM
Half a day?
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 20 March 2012, 06:31:13 PM
Anyone got a petrol cylinder mower? I might buy one. Yes, that would be my third lawnmower in under a year. :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 20 March 2012, 06:36:27 PM
Half a day?

£75 plus mats sound ok?. its not my usual work but a regular customer asked me to do it, i dont want to rob them or myself.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 20 March 2012, 06:37:41 PM
Anyone got a petrol cylinder mower? I might buy one. Yes, that would be my third lawnmower in under a year. :lol:

why cylinder? had one once, got rid, too awkward compared to rotary. do cut better, if ground is flat.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 20 March 2012, 06:51:28 PM
Half a day?

£75 plus mats sound ok?. its not my usual work but a regular customer asked me to do it, i dont want to rob them or myself.

Make it a square £100 perhaps.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 20 March 2012, 06:52:23 PM
Anyone got a petrol cylinder mower? I might buy one. Yes, that would be my third lawnmower in under a year. :lol:

why cylinder? had one once, got rid, too awkward compared to rotary. do cut better, if ground is flat.

It's pretty flat aye, new turf. I just prefer the cut.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 20 March 2012, 06:53:48 PM
Half a day?

£75 plus mats sound ok?. its not my usual work but a regular customer asked me to do it, i dont want to rob them or myself.

Make it a square £100 perhaps.


funnily enough, thats exactly what people on them Q/As sites were saying.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 20 March 2012, 06:54:48 PM
Anyone got a petrol cylinder mower? I might buy one. Yes, that would be my third lawnmower in under a year. :lol:

why cylinder? had one once, got rid, too awkward compared to rotary. do cut better, if ground is flat.

It's pretty flat aye, new turf. I just prefer the cut.


got fed up with your push cylinder :lol:
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 20 March 2012, 06:56:40 PM
Yes and no. I don't mind the effort etc, it just struggles on what I would consider to be 'normal' length grass. Seems like it needs to be much shorter for the wheels to turn properly.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 20 March 2012, 06:59:56 PM
Yes and no. I don't mind the effort etc, it just struggles on what I would consider to be 'normal' length grass. Seems like it needs to be much shorter for the wheels to turn properly.

aye, probs slides over the top? got to cut every week with one of them. 
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 20 March 2012, 07:01:44 PM
Yeah. If it had spiked wheels it'd be much better but they're just like plastic things that don't have much grip.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 21 March 2012, 09:33:58 AM
Our house is being valued on friday..

s*** is happening now!!!
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 21 March 2012, 04:42:33 PM
Our house is being valued on friday..

s*** is happening now!!!


nice one. dont forget to hide the porn in the gimp room. any ideas where next?
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 21 March 2012, 08:55:57 PM
Gimp suits will be stashed in the garage!  not yet,  want to be next to a mentro
Title: Re: The homeowners' thread
Post by: Keefaz on Wednesday 21 March 2012, 09:05:03 PM
What's a cheap non-s*** way to mow the lawn we've been lumbered with?
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 21 March 2012, 09:26:13 PM
Hire a cow to eat the grass
Title: Re: The homeowners' thread
Post by: Keefaz on Wednesday 21 March 2012, 09:35:28 PM
Cows are full of s***. I distinctly stated 'non-s***'.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 21 March 2012, 09:46:16 PM
Cows are full of s***. I distinctly stated 'non-s***'.


you need to hire something to eat the cows s*** man, its making a mess on your grass,
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 21 March 2012, 09:56:35 PM
Cows to cut grass then baboon to eat the cow s***,  to get rid of the baboons hire a lion.  lord hire should be able yo help.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 22 March 2012, 06:06:33 PM
What's a cheap non-s*** way to mow the lawn we've been lumbered with?



you mean what lawnmower? whats your budget?
Title: Re: The homeowners' thread
Post by: Greg on Thursday 22 March 2012, 06:36:16 PM
Spoke to my neighbours about water pressure and checked everything the internet could think of inside the house so going to give the water board a ring I think.
Title: Re: The homeowners' thread
Post by: Greg on Thursday 22 March 2012, 06:36:39 PM
What's a cheap non-s*** way to mow the lawn we've been lumbered with?

Borrow a lawnmower off someone.
Title: Re: The homeowners' thread
Post by: Dave on Thursday 22 March 2012, 06:41:18 PM
Spoke to my neighbours about water pressure and checked everything the internet could think of inside the house so going to give the water board a ring I think.

Did you check the stop tap then?
Title: Re: The homeowners' thread
Post by: Greg on Thursday 22 March 2012, 06:53:19 PM
Spoke to my neighbours about water pressure and checked everything the internet could think of inside the house so going to give the water board a ring I think.

Did you check the stop tap then?

Open. It's so bad that when I flush the toilet I have to wait a few minutes until there is enough to let me use the tap to wash my hands, don't get me started on the shower, it is doing my head in. Had a shower at work today because I was sick of it. Must be either corroded piping or a leak somewhere or something like that.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 22 March 2012, 06:55:48 PM
Spoke to my neighbours about water pressure and checked everything the internet could think of inside the house so going to give the water board a ring I think.

Did you check the stop tap then?

Open. It's so bad that when I flush the toilet I have to wait a few minutes until there is enough to let me use the tap to wash my hands, don't get me started on the shower, it is doing my head in. Had a shower at work today because I was sick of it. Must be either corroded piping or a leak somewhere or something like that.


sounds like a leak, or bad linkage to teh street main? is it an old property?
Title: Re: The homeowners' thread
Post by: Si on Thursday 22 March 2012, 06:58:36 PM
Does anyone know anything about shared equity, looking at a flat that's available through shared equity and don't know anything about how they generally work. How do you pay the other 25% off. Going to speak to someone next week but just wondered if anyone on here had any experience.
Title: Re: The homeowners' thread
Post by: Dave on Thursday 22 March 2012, 07:10:32 PM
Quote
What is Shared Equity?

Shared Equity means that you buy a given equity share in a property with the aid of a mortgage – for example 75%; however, while the developer and/or Government own the remaining share you do not pay rent on it. When the property is eventually sold the developer and/or Government will be entitled to receive their share of the value (equity) of the property. For example, if a property was originally purchased for £100,000 and you initially raised a loan for £75,000 (therefore having a 75% share) then the developer and/or Government would own a 25% of the value of the property. Sometime later, when you wish to sell, and the property was now worth, for example £150,000, then you would receive £112,500 (75%) of the sale price, and the developer and/or Government would be entitled to receive the remaining £37,500 (25%).
Title: Re: The homeowners' thread
Post by: Si on Thursday 22 March 2012, 07:14:16 PM
Quote
What is Shared Equity?

Shared Equity means that you buy a given equity share in a property with the aid of a mortgage – for example 75%; however, while the developer and/or Government own the remaining share you do not pay rent on it. When the property is eventually sold the developer and/or Government will be entitled to receive their share of the value (equity) of the property. For example, if a property was originally purchased for £100,000 and you initially raised a loan for £75,000 (therefore having a 75% share) then the developer and/or Government would own a 25% of the value of the property. Sometime later, when you wish to sell, and the property was now worth, for example £150,000, then you would receive £112,500 (75%) of the sale price, and the developer and/or Government would be entitled to receive the remaining £37,500 (25%).

Cheers the one i'm looking at is through the developer, need to get the full t&c's from them.
Title: Re: The homeowners' thread
Post by: Dave on Thursday 22 March 2012, 07:15:32 PM
Spoke to my neighbours about water pressure and checked everything the internet could think of inside the house so going to give the water board a ring I think.

Did you check the stop tap then?

Open. It's so bad that when I flush the toilet I have to wait a few minutes until there is enough to let me use the tap to wash my hands, don't get me started on the shower, it is doing my head in. Had a shower at work today because I was sick of it. Must be either corroded piping or a leak somewhere or something like that.

Is it a hard water area? Check your water board's website for a quality checker. Could be a large build up of limescale somewhere.
Title: Re: The homeowners' thread
Post by: Greg on Thursday 22 March 2012, 07:33:55 PM
Spoke to my neighbours about water pressure and checked everything the internet could think of inside the house so going to give the water board a ring I think.

Did you check the stop tap then?

Open. It's so bad that when I flush the toilet I have to wait a few minutes until there is enough to let me use the tap to wash my hands, don't get me started on the shower, it is doing my head in. Had a shower at work today because I was sick of it. Must be either corroded piping or a leak somewhere or something like that.

Is it a hard water area? Check your water board's website for a quality checker. Could be a large build up of limescale somewhere.
Will do, asked the neighbours btw and they said it was fine in theirs, no problems.
Title: Re: The homeowners' thread
Post by: Greg on Thursday 22 March 2012, 07:35:56 PM
So now I have to fill up a 10 litre bucket and it should take 1 minute. Will try that when I get home later tonight.

Dave, water is classed as 'slightly hard'.
Title: Re: The homeowners' thread
Post by: Dave on Thursday 22 March 2012, 08:36:35 PM
Hmm, probably not enough to cause a problem. Could try a local plumber to see if there's owt obviously wrong inside your house before getting the water board out. Could be cheaper if it's someone in the area who can just bob around.
Title: Re: The homeowners' thread
Post by: Greg on Thursday 22 March 2012, 11:25:43 PM
Hmm, probably not enough to cause a problem. Could try a local plumber to see if there's owt obviously wrong inside your house before getting the water board out. Could be cheaper if it's someone in the area who can just bob around.

Aye might do, did the 10 litre bucket test and it took 59 seconds. :lol:
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 March 2012, 11:36:07 AM
Whats the going rate for solicitors fees these days on selling a property and then buying one, not sure if your move are trying to pull a fast one on us??!?!?!?
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 28 March 2012, 11:44:10 AM
Dunno about selling, to buy ours cost about £1,200.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 March 2012, 01:07:20 PM
Hmm, im sure they said 1 k for selling ours and then another 1400 for buying a new property....wonder if the 1400 covers all of it.

Fck!!
Title: Re: The homeowners' thread
Post by: Beren on Wednesday 28 March 2012, 01:14:15 PM
Some useful sites I used:
www.home.co.uk (http://www.home.co.uk) - tracks the asking price of any particular house (there's also a Firefox plugin for this called PropertyBee).
www.hometrack.co.uk/our-insight/monthly-national-house-price-survey (http://www.hometrack.co.uk/our-insight/monthly-national-house-price-survey) - industry predictions on house prices in general.
www.propertysnake.co.uk (http://www.propertysnake.co.uk) - shows house price drops in any particular area.
www.zoopla.co.uk/house-prices/ (http://www.zoopla.co.uk/house-prices/) - taken over www.houseprices.co.uk; (http://www.houseprices.co.uk) shows official Land Registry selling prices. You can also look at the old listings on there IIRC.
www.thisismoney.co.uk/money/news/article-1607881/Interest-rates-News-predictions.html (http://www.thisismoney.co.uk/money/news/article-1607881/Interest-rates-News-predictions.html) - info about the base rate for when deciding about mortgages.
www.nationwideeducation.co.uk/finance-education/first-time-buyers-guide/interactive-guide.php (http://www.nationwideeducation.co.uk/finance-education/first-time-buyers-guide/interactive-guide.php) - a really straightforward guide to everything you need to think about. There's a PDF version on their site as well btw.
www.fool.co.uk/mortgages (http://www.fool.co.uk/mortgages) - mortgage comparison site with some good tools.
www.housepricecrash.co.uk/forum/index.php?showforum=66 (http://www.housepricecrash.co.uk/forum/index.php?showforum=66)
forums.moneysavingexpert.com/forumdisplay.php?f=15 (http://forums.moneysavingexpert.com/forumdisplay.php?f=15)
forums.moneysavingexpert.com/forumdisplay.php?f=16 (http://forums.moneysavingexpert.com/forumdisplay.php?f=16)

Also, don't forget to check up on the council tax band etc - you may find it jumps up significantly from what you're paying now. And don't be tempted to get a water meter. ;)

Been using propertysnake and hometrack in an attempt to track trends in areas that I'm looking in, lately. Very useful/interesting. Any others like it that anyone knows of?
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 28 March 2012, 02:21:01 PM
Hmm, im sure they said 1 k for selling ours and then another 1400 for buying a new property....wonder if the 1400 covers all of it.

Fck!!



sounds very expensive that like.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 March 2012, 02:25:47 PM
Tell me about it!!!
 :lol:


No money has transfered over yet like.
Title: Re: The homeowners' thread
Post by: Stifleaay on Wednesday 28 March 2012, 02:28:22 PM
Some cracking deals to be had for Council tenants with the discount changes on the Right to Buy if you're considering it. :)
We tried too twice. The first time we got knocked back because the mortgage company wouldn't insure the house because of a tree in next doors garden. That got removed so we tried again and the mortgage company wanted us to pay 3x the price of the house.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 28 March 2012, 02:31:44 PM
Some cracking deals to be had for Council tenants with the discount changes on the Right to Buy if you're considering it. :)
We tried too twice. The first time we got knocked back because the mortgage company wouldn't insure the house because of a tree in next doors garden. That got removed so we tried again and the mortgage company wanted us to pay 3x the price of the house.


eh? explain that 3x thing?
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 28 March 2012, 02:32:36 PM
Tell me about it!!!
 :lol:


No money has transfered over yet like.


I think they are taking the p*ss, I would ring round . what are those solicitors fees only?
Title: Re: The homeowners' thread
Post by: Stifleaay on Wednesday 28 March 2012, 02:44:56 PM
Some cracking deals to be had for Council tenants with the discount changes on the Right to Buy if you're considering it. :)
We tried too twice. The first time we got knocked back because the mortgage company wouldn't insure the house because of a tree in next doors garden. That got removed so we tried again and the mortgage company wanted us to pay 3x the price of the house.


eh? explain that 3x thing?
They would only offer us a mortgage which would have cost us 3x what the price of the house was.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 March 2012, 02:58:22 PM
:lol: :lol: :lol: :lol:
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 March 2012, 02:59:19 PM
fckin hell  :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 28 March 2012, 03:00:18 PM
Some cracking deals to be had for Council tenants with the discount changes on the Right to Buy if you're considering it. :)
We tried too twice. The first time we got knocked back because the mortgage company wouldn't insure the house because of a tree in next doors garden. That got removed so we tried again and the mortgage company wanted us to pay 3x the price of the house.


eh? explain that 3x thing?
They would only offer us a mortgage which would have cost us 3x what the price of the house was.

eh, you mean over the term? with interest.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 March 2012, 03:00:35 PM
Quote
I think they are taking the p*ss, I would ring round . what are those solicitors fees only?

Various bits n bobs but the main fees are sale and purchase.

Mrs Gimp is mulling stuff over at work.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 March 2012, 03:15:48 PM
Oh we know theres agents fees, just seemed high thats all.

Title: Re: The homeowners' thread
Post by: Jill on Wednesday 28 March 2012, 04:06:15 PM
Some cracking deals to be had for Council tenants with the discount changes on the Right to Buy if you're considering it. :)
We tried too twice. The first time we got knocked back because the mortgage company wouldn't insure the house because of a tree in next doors garden. That got removed so we tried again and the mortgage company wanted us to pay 3x the price of the house.


eh? explain that 3x thing?
They would only offer us a mortgage which would have cost us 3x what the price of the house was.

wat
Title: Re: The homeowners' thread
Post by: Dave on Sunday 15 April 2012, 09:24:21 PM
f***ing blocked drain again. :angry:

And again. :jesuswept:
Title: Re: The homeowners' thread
Post by: Northerngimp on Monday 16 April 2012, 08:52:55 AM
A couple came round friday afternoon, seemed to like it...I asked if they had any questions "yeah when can we come back for a second viewing?"

"just let the estate agent know and we will make sure one of us is about for the viewing "


"great"


Phone call from Estate agent "they would like to come back and view the house again is 3:30 saturday ok?"

"yep fine"


Saturday morning estate agent rings "they are cancelling they second viewing its not the property they were after" Huh  ???


You really cant guess whats running through peoples minds... :lol:
Title: Re: The homeowners' thread
Post by: Northerngimp on Monday 16 April 2012, 09:39:09 AM
 :thup:
Title: Re: The homeowners' thread
Post by: cp40 on Monday 16 April 2012, 09:04:33 PM
f***ing blocked drain again. :angry:

And again. :jesuswept:

wtfs gan on like?
Title: Re: The homeowners' thread
Post by: leffe186 on Monday 16 April 2012, 09:06:05 PM
f***ing blocked drain again. :angry:

And again. :jesuswept:

wtfs gan on like?

Not cutting the body parts up enough.
Title: Re: The homeowners' thread
Post by: Jill on Monday 16 April 2012, 09:17:05 PM
Hoping to complete this week. :undecided:
Title: Re: The homeowners' thread
Post by: Dave on Monday 16 April 2012, 09:18:07 PM
f***ing blocked drain again. :angry:

And again. :jesuswept:

wtfs gan on like?

Not cutting the body parts up enough.

:lol:

Keeps getting blocked further down the run and because there's so little fall on it it gets blocked dead easily. Three times in nine months. This time it was a house about four down, backed up all the way to ours. Problem is that our run goes around a corner so it's not as easy to clear as the others'.

Yorkshire Water cleared it again, this morning.
Title: Re: The homeowners' thread
Post by: Dave on Monday 16 April 2012, 09:18:25 PM
Hoping to complete this week. :undecided:

Good luck! :)
Title: Re: The homeowners' thread
Post by: Jill on Monday 16 April 2012, 09:21:28 PM
Hoping to complete this week. :undecided:

Good luck! :)

Trying not to get my hopes up too much as I'm permanently paranoid something will go wrong. Will be class when we finally get the keys though. :D
Title: Re: The homeowners' thread
Post by: Greg on Tuesday 17 April 2012, 01:52:13 PM
Can anyone recommend an electrician in Newcastle?
Title: Re: The homeowners' thread
Post by: Stifleaay on Wednesday 18 April 2012, 02:38:10 PM
Some cracking deals to be had for Council tenants with the discount changes on the Right to Buy if you're considering it. :)
We tried too twice. The first time we got knocked back because the mortgage company wouldn't insure the house because of a tree in next doors garden. That got removed so we tried again and the mortgage company wanted us to pay 3x the price of the house.


eh? explain that 3x thing?
They would only offer us a mortgage which would have cost us 3x what the price of the house was.

eh, you mean over the term? with interest.
At the rate it was back then, not sure if it was at a fixed rate over the length of the mortgage but at the time it would have meant that over the full term of the mortgage we would have bought our house 3x over.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 18 April 2012, 02:45:47 PM
Our hot water has gone off, time to call BG.  The kernts
Title: Re: The homeowners' thread
Post by: Tisd09 on Wednesday 18 April 2012, 02:52:32 PM
We have just found out that an unused area near our estate is being short-listed as a potential traveller site along with 4 other areas in the city. This is worrying news as we are approx a year away from putting the house on the market. Fingers crossed!
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 18 April 2012, 03:49:28 PM
Nightmare.
Title: Re: The homeowners' thread
Post by: Roger Kint on Wednesday 25 April 2012, 11:16:41 AM
Anyone recommend a good Tyneside 'whole of market' broker? Need to remortgage as my fixed period has expired and the current 3.99% rate is going to go up to £6.49% on 30 June.  :frantic:
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 25 April 2012, 11:25:57 AM
We are with Nationwide, they are pretty good.

Have a look at their deals.
Title: Re: The homeowners' thread
Post by: Roger Kint on Wednesday 25 April 2012, 12:47:01 PM
We are with Nationwide, they are pretty good.

Have a look at their deals.

Was hoping to sit down with someone in the know, am pretty clueless when it comes to this. Will have a look though cheers cant be worse than Bank of Ireland :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 25 April 2012, 01:18:24 PM
Anyone recommend a good Tyneside 'whole of market' broker? Need to remortgage as my fixed period has expired and the current 3.99% rate is going to go up to £6.49% on 30 June.  :frantic:


Loads of mortgage comparison sites around like
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 25 April 2012, 01:21:41 PM
http://www.fool.co.uk/mortgages/ (http://www.fool.co.uk/mortgages/)
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 25 April 2012, 01:24:00 PM
Managed to get the grass cut yesterday evening. :celb: So much cutting I had to empty the 70ltr collector three times and ran the engine dry of petrol halfway through. :lol:

Pissing down again now. :hmm:
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 25 April 2012, 04:23:13 PM
Managed to get the grass cut yesterday evening. :celb: So much cutting I had to empty the 70ltr collector three times and ran the engine dry of petrol halfway through. :lol:

Pissing down again now. :hmm:


 :lol: :hmm:
Title: Re: The homeowners' thread
Post by: Roger Kint on Wednesday 25 April 2012, 09:13:07 PM
Anyone recommend a good Tyneside 'whole of market' broker? Need to remortgage as my fixed period has expired and the current 3.99% rate is going to go up to £6.49% on 30 June.  :frantic:


Loads of mortgage comparison sites around like

Well obviously, thats not what i asked for though. Like i said am pretty clueless on the whole thing and was looking for guidance on what is the best way to go, comparison slider bars arent big on chit chat.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 25 April 2012, 09:17:06 PM
Anyone recommend a good Tyneside 'whole of market' broker? Need to remortgage as my fixed period has expired and the current 3.99% rate is going to go up to £6.49% on 30 June.  :frantic:


Loads of mortgage comparison sites around like




Well obviously, thats not what i asked for though. Like i said am pretty clueless on the whole thing and was looking for guidance on what is the best way to go, comparison slider bars arent big on chit chat.

 :okay:
Title: Re: The homeowners' thread
Post by: Roger Kint on Wednesday 25 April 2012, 09:20:58 PM
 :lol:

I was on those all day today and couldnt make head nor tail of what was best for me, head was battered by the end of it. My mates lass was supposed to sort it but she decided to have her bairn early instead.....
Title: Re: The homeowners' thread
Post by: Dave on Thursday 26 April 2012, 12:42:24 AM
http://www.ebay.co.uk/itm/AFTERCUT-LAWN-CONDITIONER-/360453301961?pt=UK_Home_Garden_Garden_Plants_Fertiliser_CV&hash=item53ecb0e6c9 (http://www.ebay.co.uk/itm/AFTERCUT-LAWN-CONDITIONER-/360453301961?pt=UK_Home_Garden_Garden_Plants_Fertiliser_CV&hash=item53ecb0e6c9)

Good price that, two or three quid cheaper than buying from a garden centre. 149 in stock.
Title: Re: The homeowners' thread
Post by: Jill on Thursday 26 April 2012, 06:53:48 PM
Spent the day in Ikea. Head BATTERED. :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 26 April 2012, 06:55:09 PM
Spent the day in Ikea. Head BATTERED. :lol:


Ikea shelving is s*** like

Title: Re: The homeowners' thread
Post by: Hughesy on Thursday 3 May 2012, 11:58:39 AM
Don't suppose anyone on here has had to deal with a mouse problem?  Any hints and tips on the most effective way of getting rid of it (or them) would be much appreciated.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 3 May 2012, 02:35:52 PM
Don't suppose anyone on here has had to deal with a mouse problem?  Any hints and tips on the most effective way of getting rid of it (or them) would be much appreciated.


you got to start by denying them any food they can get at- crumbs the lot- you got to keep it spotless. then find how they are getting in.
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 3 May 2012, 08:42:13 PM
Don't suppose anyone on here has had to deal with a mouse problem?  Any hints and tips on the most effective way of getting rid of it (or them) would be much appreciated.

Buy a cat.
Title: Re: The homeowners' thread
Post by: MW on Friday 4 May 2012, 02:16:41 AM
Theres some things you can plug into the wall that makes a sound they hate n supposedly makes them move out. Dunno how effective they are
Title: Re: The homeowners' thread
Post by: Matt on Wednesday 16 May 2012, 08:31:17 AM
If you ever order something that is being delivered by Ceva Logistics, tell them not to bother and return it, you will only spend the next 4 weeks of your life on the phones to utter morons.
Title: Re: The homeowners' thread
Post by: Elliottman on Wednesday 16 May 2012, 08:39:32 AM
Just had our loft insulated by the Council for nothing. Might be old news, but for those of you who need it, its worth getting in touch. Our flat isnt Council either btw.
Title: Re: The homeowners' thread
Post by: Stifleaay on Monday 18 June 2012, 10:19:51 PM
How hard is tiling? We have a small down stairs toilet that I want to completely tile (walls and floor) and it's only about 2-3 foot (3 foot maximum, probably a lot less) in length to about half foot (something like 42 centimetres) in width. Don't know if I should give it a bash myself or just get someone in to do it. I need to box in a few pipes though, not sure how I'm going to do that, would tiles go on top of MDF and look like it was meant to be there?

Tiles are only £15 for a square meter, I reckon I could get the tiles for about £90 (I'm drunk/tipsy so can't be arced with maths).
Title: Re: The homeowners' thread
Post by: Stifleaay on Monday 18 June 2012, 10:25:00 PM
Tiling is a piece of p*ss.

My advice would be to do it. If have the cash to pay someone then you still can if you balls it up. But just do it and learn. Save yourself the cash.

And no to MDF. Use a decent ply.
Cheers. I hate MDF but I didn't know if it would work or not with it being tiled over.
The tiles I want are wall and floor tiles so all I need to do is paint the door/frame, windowsill, and ceiling and rip up the skirting board and those daft pieces of wood the stick on for you to hang curtains off. hen it would be boxing the pipes in and tiling.
Title: Re: The homeowners' thread
Post by: Stifleaay on Monday 18 June 2012, 10:33:15 PM
It's about 45-46 inches wide (over measure) and approx 100 inches length wise, and I would guess around about the standard 8-9 foot high.

Also my waist says I'm a 38 but I still get into 34's, I really need to lose some weight.

f*** knows how big that is in square meters including floor space, and f*** knows how much it would approx be with the boxing in done as well.

Anyway at £15 per square meter for tiles (plus the other s*** to go with it I guess) and with it being a small area I would say it wouldn't be that expensive and would be better off tiling it instead of just papering the damn thing.
Title: Re: The homeowners' thread
Post by: Stifleaay on Monday 18 June 2012, 10:38:19 PM
These are the tiles I want.

http://www.diy.com/nav/decor/tiles/wall-floor-tiles/ceramic_wall___floor_tiles/-specificproducttype-ceramic_tiles/Illusion-Emperador-Polished-Stone-Gloss-Tile-Pack-of-10-10648093?skuId=11138739 (http://www.diy.com/nav/decor/tiles/wall-floor-tiles/ceramic_wall___floor_tiles/-specificproducttype-ceramic_tiles/Illusion-Emperador-Polished-Stone-Gloss-Tile-Pack-of-10-10648093?skuId=11138739)

Dark tiles in a small space I know but f*** it, it will still look class, no one likes to do their s*** in the light in anyway.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 19 June 2012, 07:07:05 AM
If boxing pipes- use ply, exterior grade is best. you will have an almost impossible job sticking tiles to mdf. no tile adhesive will stick them to ply either.
the only thing that has worked for me- and ive done a few kitchens and bathrooms , is either plasterboard for the boxing which i wouldnt recomend, or ply and 'Unibond fix and seal adhesive'   put a blob in each corner of the tile and one in the middle.
Title: Re: The homeowners' thread
Post by: Stifleaay on Tuesday 19 June 2012, 08:57:38 AM
If boxing pipes- use ply, exterior grade is best. you will have an almost impossible job sticking tiles to mdf. no tile adhesive will stick them to ply either.
the only thing that has worked for me- and ive done a few kitchens and bathrooms , is either plasterboard for the boxing which i wouldnt recomend, or ply and 'Unibond fix and seal adhesive'   put a blob in each corner of the tile and one in the middle.
Cheers. Is there a solution to have so a side can come off the boxing in incase I ever need to get to the pipes?

One of the boxes I would need to make would be an L shape, coming down vertically from the sink then horizontally along the wall, the other boxing in is just horizontal. I thought that if I didn't stick the top bit on of the horizontal bit put just placed it over then it would rest and look like it was there a bit naturally but for the vertical bit I'm a bit stuck on how to do it.

I just don't want it to be a case of the pipes having a leak or something and someone coming along and just smashing the whole thing apart.

Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 19 June 2012, 12:21:17 PM
If boxing pipes- use ply, exterior grade is best. you will have an almost impossible job sticking tiles to mdf. no tile adhesive will stick them to ply either.
the only thing that has worked for me- and ive done a few kitchens and bathrooms , is either plasterboard for the boxing which i wouldnt recomend, or ply and 'Unibond fix and seal adhesive'   put a blob in each corner of the tile and one in the middle.
Cheers. Is there a solution to have so a side can come off the boxing in incase I ever need to get to the pipes?

One of the boxes I would need to make would be an L shape, coming down vertically from the sink then horizontally along the wall, the other boxing in is just horizontal. I thought that if I didn't stick the top bit on of the horizontal bit put just placed it over then it would rest and look like it was there a bit naturally but for the vertical bit I'm a bit stuck on how to do it.

I just don't want it to be a case of the pipes having a leak or something and someone coming along and just smashing the whole thing apart.



well ive done it two ways in the past. make them up and 'tack them on lightly with panel pins that  can be be easily pulled of- but enough to hold in in place. then tile it up- then attach it through grout with brass head screws-either capped or left showing. so to dismantle you just remove the screws and the panel pins will ease off. Or as I did last year. only fix ir round the bottom and screw a sckiting board over it to finish it and lock it in place- to get at my piping or underside of bath, I just remove the skirtings, and in theory it should come away.
Title: Re: The homeowners' thread
Post by: Stifleaay on Tuesday 19 June 2012, 01:20:41 PM
I was in B&Q and Wicks earlier and I saw some cabinets in some of their show bathrooms so I thinking of just making them instead with a work top bench on top. Fair enough they won't be very big but they will hide all the pipes, allow access to them and will also save me in where I need to place tiles.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 19 June 2012, 02:12:32 PM
I was in B&Q and Wicks earlier and I saw some cabinets in some of their show bathrooms so I thinking of just making them instead with a work top bench on top. Fair enough they won't be very big but they will hide all the pipes, allow access to them and will also save me in where I need to place tiles.


yeah its a good idea- I did it cos it was awkward and wanted it all tiled- boxing and bath sides.
Title: Re: The homeowners' thread
Post by: bowlingcrofty on Wednesday 20 June 2012, 05:33:55 PM
Just had an offer accepted on the house.

Survey has revealed artex ceilings made pre 1988 so likelihood of containing asbestos. Should this be anything to worry about? What's the best way to avoid any potential future problems?
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 20 June 2012, 05:36:48 PM
Nowt at all to worry about, just don't drill into them. Could make enquires about having them removed by a specialist.
Title: Re: The homeowners' thread
Post by: bowlingcrofty on Wednesday 20 June 2012, 05:41:17 PM
Cheers Dave, i'm not the best in terms of DIY etc. Someone's told me it can be 'skimmed'.....does that basically just mean plastered over?
Title: Re: The homeowners' thread
Post by: Belfast Mags on Wednesday 20 June 2012, 05:43:00 PM
Just had an offer accepted on the house.

Survey has revealed artex ceilings made pre 1988 so likelihood of containing asbestos. Should this be anything to worry about? What's the best way to avoid any potential future problems?

Had an Artex ceiling in the kitchen and had to drill through so got a specialist company out to take a sample and test it. Turns out there wasn't any so we were OK.
Can't remember what we paid for the test, dear enough but not crazy money.

It's only a problem if you're planning to remove it. In my case I wanted to replace it but opted to drop the ceiling by four inches instead as plastering over doesn't usually work that well (apparently)
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 20 June 2012, 05:47:37 PM
Just had an offer accepted on the house.

Survey has revealed artex ceilings made pre 1988 so likelihood of containing asbestos. Should this be anything to worry about? What's the best way to avoid any potential future problems?

you could tell the seller you want an estimate to remove- and negotiate the price down to cover it.
Title: Re: The homeowners' thread
Post by: PCW1983 on Wednesday 20 June 2012, 08:16:21 PM
Just had an offer accepted on the house.

Survey has revealed artex ceilings made pre 1988 so likelihood of containing asbestos. Should this be anything to worry about? What's the best way to avoid any potential future problems?

you could tell the seller you want an estimate to remove- and negotiate the price down to cover it.

Or consider it as free fire proofing and a way of building you immune system ;)
Title: Re: The homeowners' thread
Post by: Stifleaay on Wednesday 20 June 2012, 11:52:05 PM
Isn't it prolonged exposure to it which results in asbestosis?

My granddad died of it a few years back down to him being an HGV mechanic and it was used heavily in brakes back then.

I've always been under the impression that removing one ceiling wouldn't harm your health it's only if you do it day in and day out when it does, hence why asbestos workers use protective breathing equipment and clothes.

Title: Re: The homeowners' thread
Post by: Wallace on Wednesday 20 June 2012, 11:59:42 PM
If boxing pipes- use ply, exterior grade is best. you will have an almost impossible job sticking tiles to mdf. no tile adhesive will stick them to ply either.
the only thing that has worked for me- and ive done a few kitchens and bathrooms , is either plasterboard for the boxing which i wouldnt recomend, or ply and 'Unibond fix and seal adhesive'   put a blob in each corner of the tile and one in the middle.
Cheers. Is there a solution to have so a side can come off the boxing in incase I ever need to get to the pipes?

One of the boxes I would need to make would be an L shape, coming down vertically from the sink then horizontally along the wall, the other boxing in is just horizontal. I thought that if I didn't stick the top bit on of the horizontal bit put just placed it over then it would rest and look like it was there a bit naturally but for the vertical bit I'm a bit stuck on how to do it.

I just don't want it to be a case of the pipes having a leak or something and someone coming along and just smashing the whole thing apart.



I have this problem at the moment in that I have a leak in the bathroom and so had to remove (or rather destroy) the boxing (which will now have to replaced at some point so having easy access will be important to me in the future).  It has been going on for about 4 months now but I just cannot work out what is the cause as there seems to be no consistency as to why it appears and then dries up.  I expect the bathroom is going to have to get messy at some point but I am trying to eliminate/reduce the possible causes as everyone else who has had a look is as puzzled as me.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 21 June 2012, 07:51:17 AM
its not condensation is it?
Title: Re: The homeowners' thread
Post by: Mr Logic on Thursday 21 June 2012, 05:34:50 PM
It does sound more like an atmosphere problem rather than a consistent drip, drip, drip...
Title: Re: The homeowners' thread
Post by: Jayson on Thursday 21 June 2012, 08:01:09 PM
Cheers for the posts on Asbestos lads, was randomly reading in here yesterday. Had no idea Asbestos was in Artex. Was hacking down the wall artex over a couple days a few months back creating dust clouds, didnt think anything of it atall. Gonna have to get someone to come in & take a sample of it to be tested. Asbestos free Artex started being used mid 1970's apparently so worth finding out.

Was advised to soak the floor and sweep any remains up. Dodgy stuff like.

Title: Re: The homeowners' thread
Post by: Dave on Friday 22 June 2012, 08:36:35 PM
A strange coincidence.

http://m.bbc.co.uk/news/health-18456555
Title: Re: The homeowners' thread
Post by: Stifleaay on Monday 2 July 2012, 09:05:30 PM
We are finally about to start the process of decorating in the next month or so and we need a new sofa. I think they are after a corner sofa but it's been a while since we last got a new sofa. I don't think they have ever been to the likes of DFS or SCS so I'm not sure on the quality there but we don't exactly want to pay over the odds either. Any suggestions?
Title: Re: The homeowners' thread
Post by: Dave on Monday 2 July 2012, 10:08:54 PM
All the cheap places are probably as good/bad as each other. Lots of bad reviews and complaints, plenty of people who are satisfied. We've got a sofa from Harveys that's now four years old and it's been spot on. Aside from a little sagging on the seats it's lasted very well indeed considering how relatively little it cost. But look online and everyone is falling over themselves to tell you not to buy from Harveys. Depends on your expectations I suppose.

If you're after something a little better, try Barker and Stonehouse or maybe John Lewis. The other important thing to bear in mind is your lifestyle/home and how the style of sofa will fit in with whether you have (or will have) pets or kids. We've benefitted from this with ours because it doesn't show up marks and scuffs etc.
Title: Re: The homeowners' thread
Post by: Stifleaay on Thursday 5 July 2012, 01:01:56 AM
Cheers. We ordered a sofa from Harvey's today. Like you said the reviews make you think if you have made the right decision but you know people only go online to review places when they are unhappy and not happy I guess.
Title: Re: The homeowners' thread
Post by: Mr Logic on Thursday 5 July 2012, 05:24:21 PM
Anyone had a new fitted kitchen installed in the last couple of years?  Who did you use and were you happy with quality and price?
Title: Re: The homeowners' thread
Post by: Dave on Thursday 5 July 2012, 05:31:54 PM
Anyone had a new fitted kitchen installed in the last couple of years?  Who did you use and were you happy with quality and price?

Buy it yourself and get a local joiner to fit it.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 5 July 2012, 05:35:10 PM
Anyone had a new fitted kitchen installed in the last couple of years?  Who did you use and were you happy with quality and price?

Buy it yourself and get a local joiner to fit it.


is the right answer.

the teams manufacturers use- work for them because they are not good enough to be self employed.
Title: Re: The homeowners' thread
Post by: GeordieMessiah on Saturday 7 July 2012, 09:17:36 AM
Thought this was quite apt. :lol:

Quote
'Property ladder' replaced by 'treacherous property rope bridge'
06-07-12

THE metaphorical ‘property ladder’ is to be replaced by a rickety and unstable ‘property rope bridge’, spanning a yawning property chasm filled with property crocodiles.

The new metaphor will officially replace the outdated ‘ladder’ motif – traditionally used to describe an individual’s progress through the housing marketing – from early August.

Nikki Hollis, head of the government’s housing metaphor think tank, said: “Henceforth, those formerly on the ‘first rung’ of the property ladder will find themselves ‘hanging by a fraying property rope over a fast-flowing river’.

“First-time buyers will be able to imagine their bank manager as Mola Ram from Indiana Jones and the Temple of Doom, laughing and hacking away at the ropes.

“The traditional ‘ladder’ image, with its attendant sense of robustness, order, and a sturdy place to rest your full body weight without plunging to your death, has been outdated for almost a decade.

“This new metaphor will illustrate all of the unpleasantness and jeopardy of attempting to buy or sell a house in the current property market.

“Or ‘property jungle’, as it will now be referred to.”

Other metaphors that were considered include ‘property three-legged stool’ and ‘property red-light district’, in which the homeowner would walk the streets dressed only in a skimpy dress made of their life savings, attempting to attract the interest of leering estate agents in passing Mini Coopers with their logo painted on them.

http://www.thedailymash.co.uk/news/society/property-ladder-replaced-by-treacherous-property-rope-bridge-2012070633288 (http://www.thedailymash.co.uk/news/society/property-ladder-replaced-by-treacherous-property-rope-bridge-2012070633288)
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 11 July 2012, 05:07:38 PM
http://www.newcastle-online.org/nufcforum/index.php/topic,91877.msg3801472.html#msg3801472 (http://www.newcastle-online.org/nufcforum/index.php/topic,91877.msg3801472.html#msg3801472)

Is this kind of s**** prevalent in the UK too? If so, I'm not sure I want to own a house.
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 12 July 2012, 08:43:32 AM
2 weeks is an insane amount of time, would it not be classed as a health hazard here in the UK??
Title: Re: The homeowners' thread
Post by: Slim on Saturday 14 July 2012, 02:49:08 PM
Dont own but im super excited to be getting a new palce

(http://i.imgur.com/rKq19.jpg)    :frantic: :frantic: :frantic: :frantic:
Title: Re: The homeowners' thread
Post by: Jill on Saturday 14 July 2012, 03:08:36 PM
Had someone round earlier to discuss getting a new boiler fitted. And so begin the boring weekends of a homeowner. :lol:
Title: Re: The homeowners' thread
Post by: Dave on Saturday 14 July 2012, 03:10:31 PM
Had someone round earlier to discuss getting a new boiler fitted. And so begin the boring weekends of a homeowner. :lol:

Speak to some local Corgi-registered plumbers as well as the big companies.
Title: Re: The homeowners' thread
Post by: Jill on Saturday 14 July 2012, 03:13:25 PM
Had someone round earlier to discuss getting a new boiler fitted. And so begin the boring weekends of a homeowner. :lol:

Speak to some local Corgi-registered plumbers as well as the big companies.

Got a mate that's Corgi-registered who'll be doing it for us. :thup: Should save on the cost, and he's well recommended (has done work for a few others we know).
Title: Re: The homeowners' thread
Post by: Dave on Saturday 14 July 2012, 03:14:43 PM
Good stuff. :thup:
Title: Re: The homeowners' thread
Post by: madras on Saturday 14 July 2012, 05:14:02 PM
slim, i don't get it "Dont own but im super excited to be getting a new palce " then a picture of a primary school classroom ?
Title: Re: The homeowners' thread
Post by: Slim on Saturday 14 July 2012, 05:16:28 PM
Its a home owners thread..thought we were on about buying.  Im renting a school
Title: Re: The homeowners' thread
Post by: Slim on Saturday 14 July 2012, 06:22:44 PM
They are selling the school that can take maybe 2 years in the current climate.

I pay 180pcm all bill's and share with a few people.  We each have a class rom and the Hall is a massive living room.  Also got 5 a side and basketball all that crack.

Its cheaper than having security and actually making some cash off it while its empty
Title: Re: The homeowners' thread
Post by: Slim on Saturday 14 July 2012, 07:10:06 PM
Nah school has closed down.  They have soem rules about partys and s*** but im gonna talk to them
Title: Re: The homeowners' thread
Post by: SEMTEX on Saturday 14 July 2012, 07:14:38 PM
where is it
Title: Re: The homeowners' thread
Post by: Slim on Saturday 14 July 2012, 07:22:40 PM
Walker...I know i know but im not that arsed cos im rock!
Title: Re: The homeowners' thread
Post by: Minhosa on Saturday 14 July 2012, 08:12:03 PM
Slim have you checked who is responsible for the upkeep whilst you and your mates/others are renting it?

There are loads of unforeseen responsibilities with buildings like that such as alarm systems, emergency lighting, fire extinguishers etc etc.

Are the local authority picking up the tab for all that stuff?
Title: Re: The homeowners' thread
Post by: Slim on Saturday 14 July 2012, 08:24:05 PM
Yeah the owner sort that out
Title: Re: The homeowners' thread
Post by: Minhosa on Saturday 14 July 2012, 08:25:11 PM
Yeah the owner sort that out

Happy days. Enjoy.
Title: Re: The homeowners' thread
Post by: bowlingcrofty on Saturday 14 July 2012, 11:58:09 PM
Get the keys to my first purchased house on Monday :) can't wait.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 15 July 2012, 03:30:56 PM
Lived here a year today. :)

Loved it tbh. Currently laid in the garden browsing in the sunshine. :lol:
Title: Re: The homeowners' thread
Post by: Dave on Sunday 15 July 2012, 03:40:43 PM
(http://i.imgur.com/l8OLE.png)

:lol:
Title: Re: The homeowners' thread
Post by: WarrenBartonCentrePartin on Wednesday 18 July 2012, 06:59:51 PM
letter through the door today saying Northumbrian Water are going to p*ss about with the water supply in the street, which will mean discoloured water, between 20th July and 8th August.  They advise not to use the washing machine at all during this time.

Is it worth a call to them?  2 and a half weeks without a washing machine is ridiculous. 
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 08:36:06 PM
Having lived in furbished flats for the last few years, tomorrow I will sign the contract for my first unfurnished property.  This poses a rather obvious problem: I have a spacious apartment with nothing to fill any of that said space.  No bed, no sofa, no blender - no f***ing kettle for Christ sake.

I'm actually rather excited; I have a blank canvas on which I can define myself on.  I don't have to live under the constraining tastes of a middle aged, middle England, fox-hunting landlord.  So long pictures of spaniels and Laura Ashley flower-patterned curtains!   However, I'm in absolutely no position to go out and purchase a stainless steel, fast boil £90 kettle from the latest Delonghi range.  I'm starting off in Russel Hobbs territory here.  And so, for the duration of my (hopeful) two week operation, Fight-Ikea, I will be purchasing under the guidance of two key principles: practicality and frugality.

So consumers of newcastle-online, recommend me some furnishings...  If possible, start with the essentials, i.e. a mother-f***ing kettle.

(I'm serious on the kettle.  I've checked multiple kettle reviews on amazon and I'm yet to find one that doesn't either cause your tea to taste like TPC or suffer a major lid malfunction after a month or two.  How hard is it to manufacture a kettle?)
Title: Re: The homeowners' thread
Post by: Disco on Wednesday 8 August 2012, 08:37:43 PM
http://www.newcastle-online.org/nufcforum/index.php/topic,90744.msg3806375.html#msg3806375 (http://www.newcastle-online.org/nufcforum/index.php/topic,90744.msg3806375.html#msg3806375)

 :booboo:
Title: Re: The homeowners' thread
Post by: Interpolic on Wednesday 8 August 2012, 08:37:58 PM
Whatever money you have, spend it all on cutlery and go from there.  A wise man told me that.
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 08:40:11 PM
http://www.newcastle-online.org/nufcforum/index.php/topic,90744.msg3806375.html#msg3806375 (http://www.newcastle-online.org/nufcforum/index.php/topic,90744.msg3806375.html#msg3806375)

 :booboo:

Yeah, this is a much more specific thread.  Consider this analogy if you may: the homeowners' thread is akin to the general transfer rumours thread and this thread is akin to the thread that was started when the Ben Arfa transfer rumour surfaced. 
Title: Re: The homeowners' thread
Post by: Interpolic on Wednesday 8 August 2012, 08:41:58 PM
Yeah, and I've given you an answer, so which cutlery are you going for?
Title: Re: The homeowners' thread
Post by: Super Duper Branko Strupar on Wednesday 8 August 2012, 08:42:08 PM
Delete thread. PM Stifler.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 8 August 2012, 08:43:45 PM
How much time do you spend wallowing on a sofa?
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 08:46:19 PM
Not much; I'm a fidgeter.  Plan on having multiple locations with wallowing potential in my living room.  Of course, an outstandingly comfortable sofa is a must!  I've heard good things about DFS warehouse sellers on ebay.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 8 August 2012, 08:49:00 PM
Not much; I'm a fidgeter.  Plan on having multiple locations with wallowing potential in my living room.  Of course, an outstandingly comfortable sofa is a must!  I've heard good things about DFS warehouse sellers on ebay.


 Go for quality if you can afford it- even second hand quality is better than s***- best sofas- fenwicks, barker and stone house, delcor, house of fraser. most important thing is to sit in it.
Title: Re: The homeowners' thread
Post by: Sophie S on Wednesday 8 August 2012, 09:14:28 PM
“What kind of dining set defines me as a person?"... This reminds me of being invited to a friends wedding, where I have the choice of getting her either a set of towels, a toaster, cutlery, or other ridiculous household items. I find this very very absurd.

But to answer your question: Sofas must have space to put your feet up, so everything that goes around a corner is really good.  :aww:
Also, you need to decide if you prefer to have a "styled" flat, e.g. you buy items fitting to each other, or if you like to have an assembly of wild and random things. I personally prefer the latter, because that is more individual.
Title: Re: The homeowners' thread
Post by: Interpolic on Wednesday 8 August 2012, 09:16:02 PM
The "defines me as person" thing is a blatant Fight Club rip-off and he can f*** off for not acknowledging my very helpful posts in this thread.
Title: Re: The homeowners' thread
Post by: B-more Mag on Wednesday 8 August 2012, 09:23:31 PM
All IKEA. f*** Tyler Durden.
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 09:25:07 PM
The "defines me as person" thing is a blatant Fight Club rip-off and he can f*** off for not acknowledging my very helpful posts in this thread.

Is it? 

I'm very serious about my dining set.  Moreso than my kettle.  At the moment I'm looking into glass dishes with tiny bubbles and imperfections, proof they were crafted by the honest, simple, hard-working indigenous peoples of wherever. 
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 09:27:52 PM
Also, you need to decide if you prefer to have a "styled" flat, e.g. you buy items fitting to each other, or if you like to have an assembly of wild and random things. I personally prefer the latter, because that is more individual.

It's definitely going to be a hodgepodge of styles.  Those matching kettle and toaster combos can f*** off as far as I'm concerned.  And don't even let me start on trios of tea, sugar and coffee pots...
Title: Re: The homeowners' thread
Post by: B-more Mag on Wednesday 8 August 2012, 09:27:54 PM
Do they make furnishings out of douches?



:lol:
Title: Re: The homeowners' thread
Post by: Interpolic on Wednesday 8 August 2012, 09:28:16 PM
:lol: p*ss off, beatty.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 8 August 2012, 09:29:23 PM
Also, you need to decide if you prefer to have a "styled" flat, e.g. you buy items fitting to each other, or if you like to have an assembly of wild and random things. I personally prefer the latter, because that is more individual.

It's definitely going to be a hodgepodge of styles.  Those matching kettle and toaster combos can f*** off as far as I'm concerned.  And don't even let me start on trios of tea, sugar and coffee pots...


an odd tea sugar and coffee pot will look s*** tho.
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 09:38:02 PM
Very well.

For a start, those coffee jars are a practical nightmare.  We all know that freeze-dried coffee goes off in an instant (yes!) if it isn't kept safe and snug in an air-tight container.  Those styled coffee jars are never perfect in that sense.  And, of course, you almost never get the same brand or style of freeze-dried coffee twice in a row, or at least I don't.  I alternate between Douwe Egberts, Kenco and Nescafe, depending on which is on offer at the time - because, you know, freeze-dried coffee is expensive s***!  So switching coffee brand requires the pot to be washed, cleaned and dried.  You cannot have cross contamination of coffees - it's something akin to crossing beams in Ghosbusters with worse consequences.  And if you don't dry your pot out to the bone you end up ruining the coffee...  Same with sugar actually.  Practical solution here is to use the glass jar the coffee comes in...  How easy is that?

Shall I do tea jars next?
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 8 August 2012, 09:41:49 PM
The "defines me as person" thing is a blatant Fight Club rip-off and he can f*** off for not acknowledging my very helpful posts in this thread.

Is it? 

I'm very serious about my dining set.  Moreso than my kettle.  At the moment I'm looking into glass dishes with tiny bubbles and imperfections, proof they were crafted by the honest, simple, hard-working indigenous peoples of wherever. 

:lol: :lol: :lol:
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 09:44:42 PM
Basically, we (myself and my partner, plus guests) get through an ample quantity of tea.  Enough that would require refilling those little tea jars on a weekly basis.  f*** that.  I'm going to invest in a tea bin.  Something the size of a cookie jar.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 8 August 2012, 09:46:31 PM
Basically, we (myself and my partner, plus guests) get through an ample quantity of tea.  Enough that would require refilling those little tea jars on a weekly basis.  f*** that.  I'm going to invest in a tea bin.  Something the size of a cookie jar.


okok, I was joking. we have them but just keep the s*** in its original containers too. sounds like your gonna f***ing crack up furnishing a whole house top to bottom with that attention to detail. Now sofas.....?
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 09:52:00 PM
(http://i.dailymail.co.uk/i/pix/2008/09/19/article-0-0020964500000258-458_468x286.jpg)

Not sure on the colour or shape though.

(my partner is taking full responsibility for securing an ultra-comfortable sofa, she's thinking corner sofa)
Title: Re: The homeowners' thread
Post by: Hanshithispantz on Wednesday 8 August 2012, 09:53:03 PM
You'd prefer a fat black lass?
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 09:55:29 PM
:lol:

Title: Re: The homeowners' thread
Post by: Sophie S on Wednesday 8 August 2012, 10:03:56 PM
(http://i.dailymail.co.uk/i/pix/2008/09/19/article-0-0020964500000258-458_468x286.jpg)

Not sure on the colour or shape though.

(my partner is taking full responsibility for securing an ultra-comfortable sofa, she's thinking corner sofa)

Smart lass.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 8 August 2012, 10:04:45 PM
Partner = man
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 8 August 2012, 10:05:16 PM
( she = he )
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 8 August 2012, 10:05:22 PM
the one thing missing from that picture is a bloke at the other end of that sofa watching football on a laptop.
Title: Re: The homeowners' thread
Post by: Matt on Wednesday 8 August 2012, 10:22:59 PM
Basically, we (myself and my partner, plus guests) get through an ample quantity of tea.  Enough that would require refilling those little tea jars on a weekly basis.  f*** that.  I'm going to invest in a tea bin.  Something the size of a cookie jar.

Just buy coffee in massive glass jars, then use those for tea / sugar when they're done.
Title: Re: The homeowners' thread
Post by: Sophie S on Wednesday 8 August 2012, 10:25:00 PM
( she = he )
That was my initial thought, but he wrote "she's thinking corner sofa"
Title: Re: The homeowners' thread
Post by: Ishmael on Wednesday 8 August 2012, 10:27:40 PM
I can confirm that my partner is a she.  Sorry guys.
Title: Re: The homeowners' thread
Post by: indi on Wednesday 8 August 2012, 10:36:55 PM
Crap household appliances are one of my pet hates. A kettle has two jobs to do; heat water, and then; pour said water into a mug. It's un-f***ing-believable that f***ers can get away with designing, making and then selling a kettle from which it is absolutely impossible to pour a mug's worth of water into a mug without ten times as much boiling hot water pissing out of it in every god-damn direction other than that of the f***ing mug!! For f***'s sake, we've been making jug-like objects from which it is possible to pour liquid reasonably accurately since the f***ing stone-age, yet some stupid style-over-substance s***-kicking half-wit of a designer obviously doesn't think it's important to see if his piece-of-s*** brain-fart of an objet d'art actually fulfils its essential purpose. It's a kettle you tosser, not the f***ing Guggenheim art gallery! :angry:
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 8 August 2012, 10:40:49 PM
CP40 always makes half cups of tea despite having a mans mug.
Title: Re: The homeowners' thread
Post by: GeordieMessiah on Wednesday 8 August 2012, 11:08:43 PM
You'd prefer a fat black lass?

:lol:
Title: Re: The homeowners' thread
Post by: wormy on Wednesday 8 August 2012, 11:43:15 PM
Very well.

For a start, those coffee jars are a practical nightmare.  We all know that freeze-dried coffee goes off in an instant (yes!) if it isn't kept safe and snug in an air-tight container.  Those styled coffee jars are never perfect in that sense.  And, of course, you almost never get the same brand or style of freeze-dried coffee twice in a row, or at least I don't.  I alternate between Douwe Egberts, Kenco and Nescafe, depending on which is on offer at the time - because, you know, freeze-dried coffee is expensive s***!  So switching coffee brand requires the pot to be washed, cleaned and dried.  You cannot have cross contamination of coffees - it's something akin to crossing beams in Ghosbusters with worse consequences.  And if you don't dry your pot out to the bone you end up ruining the coffee...  Same with sugar actually.  Practical solution here is to use the glass jar the coffee comes in...  How easy is that?

Shall I do tea jars next?

I love this post so much. :lol:
Title: Re: The homeowners' thread
Post by: WarrenBartonCentrePartin on Thursday 9 August 2012, 12:05:05 AM
coffee jars?!  I just keep freeze-dried coffee in my pockets like Hank Scorpio.
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 9 August 2012, 12:05:49 AM
What about your cream?
Title: Re: The homeowners' thread
Post by: Dave on Thursday 9 August 2012, 12:07:21 AM
Someone's f***ing bored.
Title: Re: The homeowners' thread
Post by: GeordieMessiah on Thursday 9 August 2012, 12:17:54 AM
Very well.

For a start, those coffee jars are a practical nightmare.  We all know that freeze-dried coffee goes off in an instant (yes!) if it isn't kept safe and snug in an air-tight container.  Those styled coffee jars are never perfect in that sense.  And, of course, you almost never get the same brand or style of freeze-dried coffee twice in a row, or at least I don't.  I alternate between Douwe Egberts, Kenco and Nescafe, depending on which is on offer at the time - because, you know, freeze-dried coffee is expensive s***!  So switching coffee brand requires the pot to be washed, cleaned and dried.  You cannot have cross contamination of coffees - it's something akin to crossing beams in Ghosbusters with worse consequences.  And if you don't dry your pot out to the bone you end up ruining the coffee...  Same with sugar actually.  Practical solution here is to use the glass jar the coffee comes in...  How easy is that?

Shall I do tea jars next?

I love this post so much. :lol:

Congratulations on coming out, wormy.
Title: Re: The homeowners' thread
Post by: Super Duper Branko Strupar on Thursday 9 August 2012, 12:31:45 AM
Someone's f***ing bored.

:lol:
Title: Re: The homeowners' thread
Post by: n4e on Thursday 9 August 2012, 01:41:06 AM
(http://24.media.tumblr.com/tumblr_lyyiycGvlZ1r4m3who1_500.jpg)
Title: Re: The homeowners' thread
Post by: wormy on Thursday 9 August 2012, 10:50:41 AM
Very well.

For a start, those coffee jars are a practical nightmare.  We all know that freeze-dried coffee goes off in an instant (yes!) if it isn't kept safe and snug in an air-tight container.  Those styled coffee jars are never perfect in that sense.  And, of course, you almost never get the same brand or style of freeze-dried coffee twice in a row, or at least I don't.  I alternate between Douwe Egberts, Kenco and Nescafe, depending on which is on offer at the time - because, you know, freeze-dried coffee is expensive s***!  So switching coffee brand requires the pot to be washed, cleaned and dried.  You cannot have cross contamination of coffees - it's something akin to crossing beams in Ghosbusters with worse consequences.  And if you don't dry your pot out to the bone you end up ruining the coffee...  Same with sugar actually.  Practical solution here is to use the glass jar the coffee comes in...  How easy is that?

Shall I do tea jars next?

I love this post so much. :lol:

Congratulations on coming out, wormy.

Come on, who doesn't like a breakdown of the practicalities of the modern-day coffee jar? If you deny it you're purely in the closet yourself tbh.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Thursday 9 August 2012, 10:52:33 AM
I store my coffee in an airtight container in the fridge, since I use grounds in my espresso machine and not instant like a pleb.
Title: Re: The homeowners' thread
Post by: Super Duper Branko Strupar on Thursday 9 August 2012, 12:27:16 PM
I store my coffee in an airtight container in the fridge, since I use grounds in my espresso machine and not instant like a pleb.

:lol: :clap:
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 02:09:40 PM
I store my coffee in an airtight container in the fridge, since I use grounds in my espresso machine and not instant like a pleb.

:thup:

:thup:

:thup:

:thup:

Thank f*** for that. There is no excuse for instant coffee man. None at all.
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:10:38 PM
What if you actually like instant coffee?
Title: Re: The homeowners' thread
Post by: Super Duper Branko Strupar on Thursday 9 August 2012, 02:14:51 PM
What if you actually like instant coffee?

Then you're a t***
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:17:07 PM
What if you actually like instant coffee?

Then you're a t***

wtf  :lol:

coffee snobs is it.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Thursday 9 August 2012, 02:17:22 PM
:lol:

I actually sometimes have an instant if I don't have time.

Seriously though, got the espresso machine for Christmas and it's the best thing ever.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 02:18:27 PM
What if you actually like instant coffee?

Then you're a t***

You're being far too kind tbh.

"Coffee snobs" christ. It's hardly snobbery to want to drink actual coffee over fake freeze dried s**** that tastes like arsehole.
Title: Re: The homeowners' thread
Post by: Super Duper Branko Strupar on Thursday 9 August 2012, 02:19:34 PM
:lol: I'll have instant at work when I don't bring in my filter stuff. It's canny putrid though if we're all being honest. Proper gives me some horrible s***s too if I drink too much.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 02:19:35 PM
:lol:

I actually sometimes have an instant if I don't have time.

Seriously though, got the espresso machine for Christmas and it's the best thing ever.

For the record, I just use a regular coffee machine, and I don't really see how it's a whole deal harder than instant coffee.

Espresso is a bit more of a pain. I have an aeropress for that s*** though. It's basically a cockpump that makes Espresso.
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:20:12 PM
Wow.
 :lol:

Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:21:07 PM
:lol: I'll have instant at work when I don't bring in my filter stuff. It's canny putrid though if we're all being honest. Proper gives me some horrible s***s too if I drink too much.

Indeed.
Title: Re: The homeowners' thread
Post by: Super Duper Branko Strupar on Thursday 9 August 2012, 02:21:31 PM
:lol:

I actually sometimes have an instant if I don't have time.

Seriously though, got the espresso machine for Christmas and it's the best thing ever.

My missus bought me a coffee machine and I have a plug in espresso machine (would prefer a hob one, but still). Class, like. The coffee machine especially, fill it with water and I have a pot of coffee that lasts a good hour on the plate.
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:22:47 PM
Some real coffee pros in here.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 02:30:14 PM
coffee drinkers = normal humans, not coffee "pros"
instant coffee drinkers = incestuous subhuman hobo rapists content to bathe in their own s*** and drink their own p*ss
Title: Re: The homeowners' thread
Post by: WarrenBartonCentrePartin on Thursday 9 August 2012, 02:32:46 PM
all about this stuff in a cafetiere

(http://www.taylorsofharrogate.co.uk/images/uploaded/15bd0b3c-a92c-4f6d-9fe8-9c2431801e06_main_hot-lava-java-270.jpg)
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:34:04 PM
You take your coffee drinking seriously.

Im a tea man tbh.  Instant coffee gives me heart burn.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Thursday 9 August 2012, 02:35:09 PM
This is my coffee of choice at the moment.

(http://ecx.images-amazon.com/images/I/41D%2BJ4qwtqL._SL500_AA300_.jpg)

Don't know what to go for next, would like a change.
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:36:23 PM
This is my coffee of choice at the moment.

(http://ecx.images-amazon.com/images/I/41D%2BJ4qwtqL._SL500_AA300_.jpg)

Don't know what to go for next, would like a change.

Dont downgrade to instant coffee, you'll be a t***.

No middle ground.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 02:37:46 PM
You take your coffee drinking seriously.

Im a tea man tbh.  Instant coffee gives me heart burn.

Being a tea man is fine, and I'm glad that instant coffee causes you pain.

Maybe you'd be a coffee man if you tried out the real stuff? I bought an electric coffee machine from ASDA for about a fiver, best investment ever. Open your arms to real coffee.

This is my coffee of choice at the moment.

(http://ecx.images-amazon.com/images/I/41D%2BJ4qwtqL._SL500_AA300_.jpg)

Don't know what to go for next, would like a change.

I buy whatever Costco has, and grind it wor self.

Apart from the f***ing grinder broke. c*** grinder.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 02:38:06 PM
This is my coffee of choice at the moment.

(http://ecx.images-amazon.com/images/I/41D%2BJ4qwtqL._SL500_AA300_.jpg)

Don't know what to go for next, would like a change.

Dont downgrade to instant coffee, you'll be a t***.

No middle ground.

:snod: Learning.

Not that he would even consider doing so.
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:39:03 PM
what if you go round a friends house and after the meal this freind brings the coffee out and its instant??

What do you do, call her or him a t***?
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Thursday 9 August 2012, 02:39:36 PM
Nah, I'd never go to instant, I just mean I'd like to try a different espresso.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 02:40:17 PM
what if you go round a friends house and after the meal this freind brings the coffee out and its instant??

What do you do, call her or him a t***?

I'd get out my phone, open up the Facebook app and immediately de-friend them.

Seriously though, why would someone do that? They shouldn't offer coffee if they don't have coffee.

Instant Coffee is for offering to workmen, that's all.
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:41:19 PM
Even after they have just cooked you a nice meal?  :lol:

i think you have been drinking to much coffee :lol:
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 02:42:02 PM
I could serve up a Michelin star quality 5 course meal, but if the final course was s*** on a plate, they'd feel aggrieved, and rightly so.
Title: Re: The homeowners' thread
Post by: Super Duper Branko Strupar on Thursday 9 August 2012, 02:43:48 PM
all about this stuff in a cafetiere

(http://www.taylorsofharrogate.co.uk/images/uploaded/15bd0b3c-a92c-4f6d-9fe8-9c2431801e06_main_hot-lava-java-270.jpg)

Looks nice. I'm a Whittard's man, myself. Their Santos & Java is gorgeous. Guatemalan Elephant is also good.
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:44:17 PM
Fair enough.

You have Zero tolerance for poor quality coffee

 :lol:
Title: Re: The homeowners' thread
Post by: Super Duper Branko Strupar on Thursday 9 August 2012, 02:44:22 PM
what if you go round a friends house and after the meal this freind brings the coffee out and its instant??

What do you do, call her or him a t***?

I'd get out my phone, open up the Facebook app and immediately de-friend them.

Seriously though, why would someone do that? They shouldn't offer coffee if they don't have coffee.

Instant Coffee is for offering to workmen, that's all.

:lol: f***ing Hexham
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:45:43 PM
You lot are wired.   :lol:
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 02:47:08 PM
Spoiler
[close]
Title: Re: The homeowners' thread
Post by: Kanji on Thursday 9 August 2012, 02:51:05 PM
I had just moved into a new 2 bedroom place. My lass pretty much handled everything in terms of picking things out, i just OK'd the big stuff - like what color/type of couch etc. Gave her the rule that nothing frilly or girly, but I had to bend a little and let her have some color in the place. I'm a simple guy, I greys, blacks, and whites are perfectly OK to me, she obviously feels differently :lol:.  I handled all TV's, electronics and all that sort so as long as I had a comfortable couch to put my feet up and watch sport, then most of it really didn't matter to me.
Title: Re: The homeowners' thread
Post by: leffe186 on Thursday 9 August 2012, 02:56:11 PM
Enough about coffee (never thought I'd say that, but we've just bought a Keurig, so I don't have to think about it for a while). Back to the house. I would say go for IKEA, screw Tyler Durden. Unless you actually have money, in which case go with local craftsmen.

The most important things are:

Make sure at least one sofa is a three-seater so you can lie on it.
Go with decent cutlery, but s***-hot saucepans etc.
Get at least a queen-size bed, and make sure you can tie things to the headboard *cough*.
Think hard about storage - if everything has a place then it makes living much easier.

Think about what you spend your time doing, or would like to spend your time doing. I like to cook, and so have extra space for stuff in the kitchen (for example, I hung a large pot rack from the ceiling to make more room), and we bought a bigger fridge. We have vast quantities of books, and so went mad on extra bookshelves.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Thursday 9 August 2012, 05:25:16 PM
p*ss off, beatty.

 :huff:
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 9 August 2012, 06:37:16 PM
Hit Ikea HARD today.  Their meatballs hit me harder.

I have brought the following:

Desk (plus desk chair)
Coffee table
Bed (plus mattress)
A huge book case
Clothes rack (x2)
Clothing selves ("storage system")
2 floor lamps
A "storage system" for my office
Plus a s*** load of kitchen utensils and other miscellaneous items (pillows etc.)

So, the only other main piece I need to secure is a sofa.  Although I'm not going to start that hunt until I've measured my living room.

:smug:
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 06:54:49 PM
What portion of meatballs did you get?

S/M/L ?
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 9 August 2012, 06:56:25 PM
LARGE
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 06:56:40 PM
15 balls in your mouth then?
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 06:57:27 PM
Incidentally, there is no S/M/L option here. It's just '1 portion'. It's the equivalent of one of the UK portion sizes, guess which one?
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 9 August 2012, 06:59:25 PM
Only 2 portion sizes on offer here tbh.

I imagine yours is the equivalent of 2 large portions.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 07:06:05 PM
:nope: gateshead must be slacking

(http://i.imgur.com/Qo8Tt.png)

+ kids size of 5 balls

(http://i.imgur.com/rEcmX.png)

Only 15! Healthy :snod:
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 9 August 2012, 07:08:59 PM
Cheap enough for people to buy two portions though :)  And they will.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 07:14:24 PM
No need to buy 2 portions, just buy 1 portion and a rack of ribs.

(http://i.imgur.com/6tu6i.png)

:smugdog:
Title: Re: The homeowners' thread
Post by: Si on Thursday 9 August 2012, 07:25:19 PM
coffee drinkers = normal humans, not coffee "pros"
instant coffee drinkers = incestuous subhuman hobo rapists content to bathe in their own s*** and drink their own p*ss

A thousand times this, instant coffee is for sub-humans.
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 9 August 2012, 07:36:25 PM
I like both.
Title: Re: The homeowners' thread
Post by: B-more Mag on Thursday 9 August 2012, 07:40:46 PM
I do believe I'll go make myself a nice glass of instant iced tea.
Title: Re: The homeowners' thread
Post by: wormy on Thursday 9 August 2012, 07:48:49 PM
I'm still yet to experience this food-with-furnish phenom that is Ikea. Must be attempted one day.
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 9 August 2012, 07:54:24 PM
Why oh why did I go for 20? 10 would have been sufficient. 

Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 9 August 2012, 08:09:34 PM
I do believe I'll go make myself a nice glass of instant iced tea.

Be careful the beverage police are lurking about.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 08:11:23 PM
Nah that's fine.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 9 August 2012, 08:11:48 PM
Bet you he wouldn't make instant iced coffee though :snod:
Title: Re: The homeowners' thread
Post by: GeordieMessiah on Thursday 9 August 2012, 09:27:27 PM
Why oh why did I go for 20? 10 would have been sufficient. 



Now you're whining about having gobbled too many meatballs? You're a confused and tortured soul, aren't you?
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 9 August 2012, 09:48:23 PM
Was close to death, I'm certain. 
Title: Re: The homeowners' thread
Post by: GeordieMessiah on Thursday 9 August 2012, 09:54:53 PM
Serious question and tell me to mind my own business if this is a personal question but: are you actually gay, beatty? Do you actually bat for the other side? Do you garden uphill? Do you break in to people's houses when they're on holiday and then tidy up?
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 9 August 2012, 09:55:27 PM
Nope.  100% opposite of Gay.
Title: Re: The homeowners' thread
Post by: GeordieMessiah on Thursday 9 August 2012, 09:57:38 PM
Nope.  100% opposite of Gay.

Ah OK. transsexual. Hey, it's cool. Nobody's gonna judge you, mate.
Title: Re: The homeowners' thread
Post by: Ishmael on Monday 13 August 2012, 01:17:34 PM
Hit Ikea HARD today.  Their meatballs hit me harder.

I have brought the following:

Desk (plus desk chair)
Coffee table
Bed (plus mattress)
A huge book case
Clothes rack (x2)
Clothing selves ("storage system")
2 floor lamps
A "storage system" for my office
Plus a s*** load of kitchen utensils and other miscellaneous items (pillows etc.)

So, the only other main piece I need to secure is a sofa.  Although I'm not going to start that hunt until I've measured my living room.

:smug:


Because you all care, I've added the following:

Fridge ( http://www.ebay.co.uk/itm/251128028851?ssPageName=STRK:MEWNX:IT&_trksid=p3984.m1497.l2649#ht_500wt_1288 (http://www.ebay.co.uk/itm/251128028851?ssPageName=STRK:MEWNX:IT&_trksid=p3984.m1497.l2649#ht_500wt_1288) )
Sofa ( http://www.ebay.co.uk/itm/130576588693?ssPageName=STRK:MEWAX:IT&_trksid=p3984.m1423.l2649 (http://www.ebay.co.uk/itm/130576588693?ssPageName=STRK:MEWAX:IT&_trksid=p3984.m1423.l2649) )
Sofa bed ( http://www.ebay.co.uk/itm/320958537213?ssPageName=STRK:MEWNX:IT&_trksid=p3984.m1497.l2649#ht_500wt_1288 (http://www.ebay.co.uk/itm/320958537213?ssPageName=STRK:MEWNX:IT&_trksid=p3984.m1497.l2649#ht_500wt_1288) )
Kettle and toaster
Hoover

Frugality :smug:
Title: Re: The homeowners' thread
Post by: Ishmael on Monday 13 August 2012, 01:23:24 PM
Urgh, fridge people have just given me a collection address that is a f***ing hour further away than the one listed on ebay.  Not a massive problem because obviously it is an excellent price for a fridge, but an annoying inconvenience nevertheless.

Negative feedback will be due for those sloppy c***s.
Title: Re: The homeowners' thread
Post by: huss9 on Thursday 23 August 2012, 05:01:06 PM
didnt really know which thread to stick this in. we had a 51" samsung plasma tv downstairs. the 4 yr old has let his Wii control slip out his hand and has cracked the screen, ruining the tv. looks like we need a new one .

i've seen these plasma screen protectors advertised on the net - anyone any experience of them , or recommendations. they are not cheap.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 23 August 2012, 05:25:28 PM
it fell over by accident didnt it?
Title: Re: The homeowners' thread
Post by: huss9 on Thursday 23 August 2012, 08:51:29 PM
 :-X
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 30 August 2012, 03:39:41 PM
anybody (like say a dave , or not a dave)  got any Idaes about how to ventilate laminate flooring- due to finding condensation below it.?

I am planning on installing a dehumidifier, and extractors in bathrooms, but need the floors to breathe- also have a 14month old kid so really want hard flooring.
Title: Re: The homeowners' thread
Post by: Dave on Thursday 30 August 2012, 03:52:57 PM
Is this at first floor level?
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 30 August 2012, 04:07:17 PM
Is this at first floor level?


ground floor.
Title: Re: The homeowners' thread
Post by: Dave on Thursday 30 August 2012, 04:14:21 PM
You should have airbricks in your external walls, are they blocked or built over?
Title: Re: The homeowners' thread
Post by: Dave on Thursday 30 August 2012, 04:15:04 PM
Assuming this is a suspended timber floor like.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 30 August 2012, 04:18:58 PM
Assuming this is a suspended timber floor like.


no- its some sort of floating floor, over a concrete pad. and it appears to lack ventilation, causing lots of condensation issues- hence im looking at a fully plumed dehumidifier and some way of ventilating the floor.


edit - raft pad/ insulation, floor boards.
Title: Re: The homeowners' thread
Post by: Dave on Thursday 30 August 2012, 04:21:36 PM
If it's vented properly you shouldn't need a dehumidifier. Probably worth getting someone in to look at it, perhaps your local building control officer.

Edit: ah, a raft. Sounds like there's no DPM down.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 30 August 2012, 04:27:26 PM
If it's vented properly you shouldn't need a dehumidifier. Probably worth getting someone in to look at it, perhaps your local building control officer.

Edit: ah, a raft. Sounds like there's no DPM down.

im pretty sure there is a dpm- do you think it could be broken down?
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 30 August 2012, 04:30:11 PM
I currntly have a bathroom floor up dave- due to a plumbing leak from that power bath that i flogged. the floor is dry now , inc the sub floor- and this happens to be the part of the garden that was flooding, where I installed storm drain.   IfI had dpm problems- this sub floor would be damp?
Title: Re: The homeowners' thread
Post by: cp40 on Friday 7 September 2012, 09:28:00 PM
what do peopel think of Slate floors for Lounge?  would love real slate- but even installing it myself it would be very expensive. looking at this maybe.

http://www.ebay.co.uk/itm/Pallet-of-Laminate-Flooring-Tiles-Krono-Castello-XL-Metallic-Slate-/261069155894?pt=UK_Flooring&hash=item3cc8ef2e36 (http://www.ebay.co.uk/itm/Pallet-of-Laminate-Flooring-Tiles-Krono-Castello-XL-Metallic-Slate-/261069155894?pt=UK_Flooring&hash=item3cc8ef2e36)
Title: Re: The homeowners' thread
Post by: Tomato Deuce on Friday 7 September 2012, 09:31:51 PM
what do peopel think of Slate floors for Lounge?  would love real slate- but even installing it myself it would be very expensive. looking at this maybe.

http://www.ebay.co.uk/itm/Pallet-of-Laminate-Flooring-Tiles-Krono-Castello-XL-Metallic-Slate-/261069155894?pt=UK_Flooring&hash=item3cc8ef2e36 (http://www.ebay.co.uk/itm/Pallet-of-Laminate-Flooring-Tiles-Krono-Castello-XL-Metallic-Slate-/261069155894?pt=UK_Flooring&hash=item3cc8ef2e36)

My folks just installed slate flooring with radiant heating in their bathrooms. Very nice, especially in winter.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 7 September 2012, 09:33:27 PM
Just found this for between £10-£20  m2 depending on tile size.



(http://www.stoneworksltd.co.uk/roomsetimages/272g.jpg)
Title: Re: The homeowners' thread
Post by: cp40 on Friday 7 September 2012, 09:39:38 PM
yeah see your point. My cousin works with marble and granite- rekons he could order me pallet of slate. but warns the thickness can vary by like 100% - could be a mare for adhesive, used flagstone sets that have been like that before but easy to adjust cement. :undecided:
Title: Re: The homeowners' thread
Post by: robm on Friday 7 September 2012, 10:22:34 PM
yeah see your point. My cousin works with marble and granite- rekons he could order me pallet of slate. but warns the thickness can vary by like 100% - could be a mare for adhesive, used flagstone sets that have been like that before but easy to adjust cement. :undecided:

Had black slate in my hallway in my previous house and it looked great. Had it laid professionally but didnt look too hard - just start with thickest tiles and used that as a level. Maintenance was a doddle just washed them and then reseal every year or so.

Forgot to say if its on floorboards you have to screw down plywood first.
Title: Re: The homeowners' thread
Post by: leffe186 on Sunday 9 September 2012, 03:02:21 PM
anybody (like say a dave , or not a dave)  got any Idaes about how to ventilate laminate flooring- due to finding condensation below it.?

I am planning on installing a dehumidifier, and extractors in bathrooms, but need the floors to breathe- also have a 14month old kid so really want hard flooring.

I like this bit. I mean, I know what you're talking about, but it still sounds like you just want to inflict pain on your kid :lol:.
Title: Re: The homeowners' thread
Post by: Northerngimp on Sunday 9 September 2012, 03:55:07 PM
Just restained the decking, looks f***ing s***.  Im going to redo it ash black and be f***ing done with it.
Title: Re: The homeowners' thread
Post by: cp40 on Sunday 9 September 2012, 07:16:57 PM
Just restained the decking, looks f***ing s***.  Im going to redo it ash black and be f***ing done with it.


should have painted it.?
Title: Re: The homeowners' thread
Post by: cp40 on Sunday 9 September 2012, 07:17:23 PM
anybody (like say a dave , or not a dave)  got any Idaes about how to ventilate laminate flooring- due to finding condensation below it.?

I am planning on installing a dehumidifier, and extractors in bathrooms, but need the floors to breathe- also have a 14month old kid so really want hard flooring.

I like this bit. I mean, I know what you're talking about, but it still sounds like you just want to inflict pain on your kid :lol:.


Shhh.
Title: Re: The homeowners' thread
Post by: Northerngimp on Sunday 9 September 2012, 09:41:34 PM
Just restained the decking, looks f***ing s***.  Im going to redo it ash black and be f***ing done with it.


should have painted it.?

We should never have stained ages ago/   Its got f***ing tiger stripes now.
Title: Re: The homeowners' thread
Post by: ian on Tuesday 18 September 2012, 02:14:34 PM
Hi...anybody got experience of moving gas meter?.....Only needs to move couple of feet....I know B Gas have to do it...But, we want another pipe from it to feed new gas heater in living room...can this be done before the meter move...and the re fitted after move...or is it best to do it all at once? thanks
Title: Re: The homeowners' thread
Post by: Matt on Tuesday 18 September 2012, 02:24:19 PM
It will be Northern Gas Networks who will need to move the meter and will probably cost you north of £500 for the trouble.
Title: Re: The homeowners' thread
Post by: ian on Tuesday 18 September 2012, 03:01:17 PM
Matt....can I get new gas feed from ( ? existing pipe).....then after meter move, re attach  ....or best to wait and do all at the move?
Title: Re: The homeowners' thread
Post by: Matt on Tuesday 18 September 2012, 03:14:58 PM
Unless you have some nifty new model, I always thought meters only had one output. Your spur for the new heater would be after the pipe going out of the meter.

I'm not quite sure why you are looking to move it in the first place- is it to create space for the new heater, or just to be closer to it?
Title: Re: The homeowners' thread
Post by: ian on Tuesday 18 September 2012, 03:27:42 PM
We are getting a new extention...the meter ( outside)  will interfer with the proposed wall position.
Title: Re: The homeowners' thread
Post by: ian on Tuesday 18 September 2012, 07:18:49 PM
Matt....We are looking to install Gas central heating / boiler.....we have got British Gas coming out....Are they likely to be a better bet that a local small firm
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 18 September 2012, 09:10:26 PM
Absolutely not.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 22 September 2012, 10:08:27 PM
so I buy a calor gas bottle for conservatory heater on Friday- friends round friday night.
in use it fills the room with gas and not burning correctly. abandon plans and have drinks in house.

ring gas supplier this morning and suggest they gave me the wrong bottle for my regulator- bloke on phone denying everything, but will get the driver to call and have a look.

Driver comes, sees it running.. identifies that the bottle has too much air in, and that is stopping gas from buring. It should be purged during fill, but they have a new guy who dosent do it right. :kasper: and this is the third one today.

So he presses the valve in and releases what sounds like air- with his hand- jokes he should wear gloves to do it. and that i could do it myself with a pen or something if it happens again..

my lad has been on pc in conservatory tonight, and the gas smell has again returned.  so what should I do? ring them on monday and demand they take the bottle back and return my £25 and an empty bottle to me?

This is potentially lethal gas like.
Title: Re: The homeowners' thread
Post by: B-more Mag on Saturday 22 September 2012, 10:20:43 PM
You should definitely do that. Ridiculous. They're straight up admitting they've got somebody out there that isn't properly trained, and the air release fix didn't work. You didn't get what you paid for.
Title: Re: The homeowners' thread
Post by: ian on Tuesday 25 September 2012, 05:46:22 PM
Hi...we are getting a kitchen extension soon....have looked at John Lewis for units / sink etc. They do planning / fitting...I like the idea of everything done by same people but seems expensive. Anyone got recent experience of this...advice please .
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 25 September 2012, 05:52:34 PM
Hi...we are getting a kitchen extension soon....have looked at John Lewis for units / sink etc. They do planning / fitting...I like the idea of everything done by same people but seems expensive. Anyone got recent experience of this...advice please .


where do you live?
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 25 September 2012, 05:53:46 PM
Hi...we are getting a kitchen extension soon....have looked at John Lewis for units / sink etc. They do planning / fitting...I like the idea of everything done by same people but seems expensive. Anyone got recent experience of this...advice please .

MKSC is a good bet IIRC.
Title: Re: The homeowners' thread
Post by: ian on Tuesday 25 September 2012, 05:54:33 PM
Near Hexham.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 25 September 2012, 05:56:06 PM
Near Hexham.


ws gonna recommend a local co from Monkseaton. think you may be better looking round for local company than stores own fitters.
Title: Re: The homeowners' thread
Post by: ian on Tuesday 2 October 2012, 04:30:04 PM
We have looked around some kitchen people....Magnet seem to have best mix of quality / choice......has anyone here got experience of their overall service?
Title: Re: The homeowners' thread
Post by: PCW1983 on Wednesday 3 October 2012, 11:52:35 AM
Just ordered a ADT monitored alarm system, £99 install then £21.49 a month on a 3 year contract.  Sounds canny.

Any one had any experience with them?
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 3 October 2012, 12:18:01 PM
Wouldn't it have been more sensible the other way around?
Title: Re: The homeowners' thread
Post by: PCW1983 on Wednesday 3 October 2012, 12:18:58 PM
Wouldn't it have been more sensible the other way around?

Yeah, 7 day cooling off period though.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 3 October 2012, 12:21:44 PM
Anyway, there are some opinions here on the same deal (albeit with some free s**** tablet): http://www.hotukdeals.com/deals/adt-monitored-alarm-installed-99-3-yr-monthly-21-49-free-7-tablet-firsthomesecurity-1148526 (http://www.hotukdeals.com/deals/adt-monitored-alarm-installed-99-3-yr-monthly-21-49-free-7-tablet-firsthomesecurity-1148526)
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 3 October 2012, 12:25:04 PM
Wouldn't it have been more sensible the other way around?

Yeah, 7 day cooling off period though.

That'd be a nightmare to pull out of, surely. Apart from all the disruption in your home (I assume they remove the alarm - unless they make you pay for it?), they have all your details and will spam the s*** out of you with scare tactics. :lol:

What are the T&Cs?
Title: Re: The homeowners' thread
Post by: PCW1983 on Wednesday 3 October 2012, 12:30:27 PM
Wouldn't it have been more sensible the other way around?

Yeah, 7 day cooling off period though.

That'd be a nightmare to pull out of, surely. Apart from all the disruption in your home (I assume they remove the alarm - unless they make you pay for it?), they have all your details and will spam the s*** out of you with scare tactics. :lol:

What are the T&Cs?

They haven't fitted the alarm, they wont until the 7 day period is over.  Plus i love spam :lol:
Title: Re: The homeowners' thread
Post by: Tomato Deuce on Wednesday 3 October 2012, 12:32:05 PM
  Plus i love spam :lol:

[/no one ever]
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 3 October 2012, 12:33:37 PM
Ah right. :thup:

Well I'd defo be looking into this 'system uses your phone line to check in every night' business, some people are being stung for £15/month in call charges for that alone: http://forums.moneysavingexpert.com/showthread.php?p=56234123#post56234123 (http://forums.moneysavingexpert.com/showthread.php?p=56234123#post56234123)

Personally I'd rather just pay for a good alarm. The monitoring subscription seems like a rather pointless waste of money.
Title: Re: The homeowners' thread
Post by: B-more Mag on Wednesday 3 October 2012, 02:30:12 PM
Want

Meet the Nest Learning Thermostat (http://www.youtube.com/watch?v=L8TkhHgkBsg#ws)
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 3 October 2012, 02:31:12 PM
Want

Meet the Nest Learning Thermostat (http://www.youtube.com/watch?v=L8TkhHgkBsg#ws)

:lol:

That has been on my radar for some time. They updated it a couple of days ago, but the new things don't seem to be massively revolutionary.

and

Lockitron - Keyless Entry Using Your Phone (http://www.youtube.com/watch?v=D1L3o88GKew#ws)

joined the club this morning.



All I need now is a house.
Title: Re: The homeowners' thread
Post by: ObiChrisKenobi on Wednesday 3 October 2012, 02:32:31 PM
 :lol:
Title: Re: The homeowners' thread
Post by: Tomato Deuce on Wednesday 3 October 2012, 03:52:08 PM
:lol:
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 4 October 2012, 06:56:28 PM
went to look at a house yesterday, checked that the deadbolt was compatible and everything

no-one inform the gf of my true motives

cok pls
Title: Re: The homeowners' thread
Post by: PCW1983 on Friday 5 October 2012, 11:22:40 AM
Ah right. :thup:

Well I'd defo be looking into this 'system uses your phone line to check in every night' business, some people are being stung for £15/month in call charges for that alone: http://forums.moneysavingexpert.com/showthread.php?p=56234123#post56234123 (http://forums.moneysavingexpert.com/showthread.php?p=56234123#post56234123)

Personally I'd rather just pay for a good alarm. The monitoring subscription seems like a rather pointless waste of money.

Done a bit more research into this, the system im having installed wont be using my phone line.  When he first came to our house he asked about mobile coverage and checked his phone so i presumed that they must have a SIM in the alarm system (we use a similar system at work for remote monitoring).
Anyways i contacted the guy and he confirmed that it wont be using my line, as from the start of this year they have came away from that method because of problems in the past unless your going for the Police response system or have poor coverage then you have to use your line.

The reason why we are going for a monitored system is because we are away from the house al ot for extended periods of time.  We have friend who live away and family so quite often were away for weekends at a time and i thought that having a monitored system will work out better for us that way if it goes off we wont find out about it 3 days later.
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 12 October 2012, 02:38:47 PM
I've been looking at houses to buy with this missus. It seems we're going to buy something that's got no real maintenance to perform. However, it needs a fridgefreezer and a washer & dryer (gas or electric). Apparently the world of buying appliances is not as straightforward as I had desired. There are too many options.

So, does anyone have any suggestions on what to look for / avoid with these items? There are about 5 different door setups on fridge freezers ffs. And if I want one with ice maker/water tap thing, I'm going to have to delve into a little bit of plumbing work!
Title: Re: The homeowners' thread
Post by: cp40 on Friday 12 October 2012, 02:49:22 PM
arnt you in the U S of A?   probs totally diffrent over there- from what ive seen - spend your money on a good survey.
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 12 October 2012, 02:53:34 PM
I'm not bothered about the house buying process, I've got plenty of folk telling me what do to on that front. I need advice on the important s***, like buying a fridge.

Is a "side-by-side" Fridge Freezer the most annoying thing ever? IS IT? The Internet seems to think so. And yeah, it's in America, but in my experience, a fridge be a fridge.
Title: Re: The homeowners' thread
Post by: B-more Mag on Friday 12 October 2012, 02:58:31 PM
I wouldn't go too high end on the washer/dryer. Unless you've got massive amounts of laundry or do work that routinely gets clothes really dirty, a middle of the road set will do you fine.

I'm generally not a fan of the side-by-side set set up on refrigerator/freezers. I don't find the space all that usable. I'm partial to the setup that has the full width fridge up top and the freeze down below, as you're generally going in the fridge more often. I'd be willing to spend more for a good fridge/freezer than the washer/dryer.

Also, some of the brands are made by the same manufacturers and are essentially the same thing, just branded differently. I can never keep them straight. Best thing to do is go to a decent appliance store and try to find somebody there that will give you the scoop.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 12 October 2012, 03:01:34 PM
b-more sounds about right. have to say i prefer the fridge above the freezer than the sepearte below the bench s**** we have at mo. dont want to be bending down for stuff i use all the time, tho i appreciate this is not a problem in your case. :)
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 12 October 2012, 03:21:47 PM
ho ho ho

This is America, son, there is no below the bench fridges. They're all at least 12ft tall and 8ft wide.

And b-more, cheers. The terminology you're looking for is French Door! I learned this today. Full width fridge with 2 doors, and then a drawer freezer at the bottom. I think it's probably winning the battle as the whole internet seems to agree. Plumbing in a water thing is rather daunting though. I'll have to look at the pipes to see if theres a better option than taking water from under the sink, given it's as far away as it could possibly be in the fridge. Otherwise I guess the best thing to do is go down into the basement and back up again.

Probably should put a bid on the house first mind.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 12 October 2012, 03:35:47 PM
howay then - some pics of house?
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 12 October 2012, 03:41:15 PM
Is that acceptable? People may tell me it's s*** and make me sad.

Here's a (sideways) toilet in another house I saw...

(http://i.imgur.com/qzsiVl.jpg)

and here are the (blurry, sideways) stairs

(http://i.imgur.com/RODBO.jpg)

It was very tempting.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 12 October 2012, 03:57:27 PM
does anybody know where the f*** to buy mosaic wall tiles up to around £30 sqm . looking for tiles rather than mesh backed- its doing my head in.best i can find are.

http://www.intermosaics.co.uk/index.php?option=com_virtuemart&page=shop.browse&category_id=29&Itemid=71 (http://www.intermosaics.co.uk/index.php?option=com_virtuemart&page=shop.browse&category_id=29&Itemid=71)


but the are mesh and about £55 sqm.



Title: Re: The homeowners' thread
Post by: Tomato Deuce on Friday 12 October 2012, 04:04:40 PM
I wouldn't go too high end on the washer/dryer. Unless you've got massive amounts of laundry or do work that routinely gets clothes really dirty, a middle of the road set will do you fine.

I'm generally not a fan of the side-by-side set set up on refrigerator/freezers. I don't find the space all that usable. I'm partial to the setup that has the full width fridge up top and the freeze down below, as you're generally going in the fridge more often. I'd be willing to spend more for a good fridge/freezer than the washer/dryer.

Also, some of the brands are made by the same manufacturers and are essentially the same thing, just branded differently. I can never keep them straight. Best thing to do is go to a decent appliance store and try to find somebody there that will give you the scoop.

I'd have to think you'd save a good bit of money (and water) by spending the dough up front on a high-end, high-efficiency washer and dryer.

Agree on the fridge/freezer dilemma. Never understood the side-by-sides, no width at all to 'em.
Title: Re: The homeowners' thread
Post by: Dave on Friday 12 October 2012, 05:05:57 PM
Fixed our energy bills until May 2014. :thup:
Title: Re: The homeowners' thread
Post by: Jill on Saturday 13 October 2012, 02:21:04 PM
Getting a couple of second hand two-seater sofas on Friday. The lass who sold us our house left one for us and it's done the trick for 6 months but it's manky and not the most comfortable. Obviously eventually we'll want to buy our own but these are in canny condition and will at least be a step up.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 13 October 2012, 06:01:19 PM
That towel radiator deal is on again if anyone needs one.

Edit: no it's not, they've sold out.
Title: Re: The homeowners' thread
Post by: Jill on Wednesday 24 October 2012, 08:22:13 PM
Who knows about showers?

The cord thing that you pull and it makes the water come out hot doesn't seem to be working properly. It doesn't click properly when you pull it and the light comes on but only really faint. The water is freezing cold and none of the lights (power and low/high) light up on the shower box thing itself.

Is it f***ed?
Title: Re: The homeowners' thread
Post by: Tooj on Wednesday 24 October 2012, 08:26:11 PM
Showers and a cord eh Jill? :naughty:
Title: Re: The homeowners' thread
Post by: Jill on Wednesday 24 October 2012, 08:47:58 PM
Bah humbug. :hmm:

Yeah we know a few people who should be able to help out. Cheers.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 24 October 2012, 08:49:39 PM
sounds like maybe just a pull switch fault.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 24 October 2012, 09:06:16 PM
FUckin hate cold showers.

keeps the urges down tho.
Title: Re: The homeowners' thread
Post by: Jill on Wednesday 24 October 2012, 09:08:03 PM
Choice between a cold shower and washing my hair in the bath tomorrow morning. Urgh. :lol:
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 24 October 2012, 09:10:32 PM
Choice between a cold shower and washing my hair in the bath tomorrow morning. Urgh. :lol:

Brings back memories of my younger days my my old lady would haul my head ovre the side of the bath and wash the f*** out my HEED.  :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 24 October 2012, 09:13:03 PM
Choice between a cold shower and washing my hair in the bath tomorrow morning. Urgh. :lol:

Brings back memories of my younger days my my old lady would haul my head ovre the side of the bath and wash the f*** out my HEED.  :lol:


nee wonder you moved out at 25 putting up with that.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 24 October 2012, 09:13:53 PM
Took 25 years :yao:
Title: Re: The homeowners' thread
Post by: nuneaton on Wednesday 24 October 2012, 09:17:09 PM
be very careful if your planning on changing that on your own, there high amps.
Title: Re: The homeowners' thread
Post by: nuneaton on Wednesday 24 October 2012, 09:42:46 PM
you seriously correct peoples grammar?! you douche!
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 24 October 2012, 09:48:55 PM
you seriously correct peoples grammar?! you douche!

No...spelling :pow:

On a forum where the written word is the only thing to communicate...spelling words correctly is important. In this instance it has a completely different meaning.

You're welcome. :p

(http://images1.wikia.nocookie.net/__cb20070916150915/uncyclopedia/images/b/b6/Kirk.gif)

 :lol:
Title: Re: The homeowners' thread
Post by: Dave on Friday 26 October 2012, 09:52:14 PM
Fixed our energy bills until May 2014. :thup:

We're with EDF.

(http://i.imgur.com/P2stF.jpg)
Title: Re: The homeowners' thread
Post by: Dave on Saturday 27 October 2012, 02:15:50 PM
Drain blocked again. Getting daft this. :lol:
Title: Re: The homeowners' thread
Post by: bowlingcrofty on Saturday 27 October 2012, 03:57:56 PM
Fixed our energy bills until May 2014. :thup:

We're with EDF.

(http://i.imgur.com/P2stF.jpg)

Blue+ Price promise?
Title: Re: The homeowners' thread
Post by: Jill on Saturday 27 October 2012, 06:40:09 PM
Got one of those new pull cord things and the shower's working fine again. My lad's brother fitted it for us, the reverse psychology of "oh no we're fine, wait what does this wire do?" seemed to work.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Thursday 22 November 2012, 02:06:23 PM
looking for help/advice

homebuyers report on the place i'm trying to buy came back with some category 3's:

1. there have apparently been some alterations done and there's no test been carried out in the last 10 years, says to "have the system checked and tested thoroughly before occupation and use"

2. same for the gas, says "considering the age and condition of the pipes" but doesn't actually say what the condition is...also no test since 2006 or something

3. "central heating pipes are hidden within the construction and repairs may be difficult should leakages occur", also no service agreement for the boiler therefore no test

4. water heating concern linked to the combi boiler system in number 3, same sort of thing

now as a total novice seems to me these would be pretty common things in a UK report?  read the wrong way they seem potentially serious but the surveyor doesn't actually state anything is in bad condition, just that they've not been tested in while...place is 22 years old by the way

what would you lot do, spend money getting the potential defects checked out by a qualified professional?  if so does anyone know where you can track qualified dudes down who will do this type of s***?  going to a person from the yellow pages would be a minefield as most likely they'd be trying to sell you the job...
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 22 November 2012, 02:13:59 PM
The seller really needs to pay to have those tesed and certified "ok" or slash the price.
Title: Re: The homeowners' thread
Post by: Hudson on Thursday 22 November 2012, 02:24:10 PM
Drain blocked again. Getting daft this. :lol:

Eat more fibre
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 22 November 2012, 02:29:42 PM
looking for help/advice

homebuyers report on the place i'm trying to buy came back with some category 3's:

1. there have apparently been some alterations done and there's no test been carried out in the last 10 years, says to "have the system checked and tested thoroughly before occupation and use"

2. same for the gas, says "considering the age and condition of the pipes" but doesn't actually say what the condition is...also no test since 2006 or something

3. "central heating pipes are hidden within the construction and repairs may be difficult should leakages occur", also no service agreement for the boiler therefore no test

4. water heating concern linked to the combi boiler system in number 3, same sort of thing

now as a total novice seems to me these would be pretty common things in a UK report?  read the wrong way they seem potentially serious but the surveyor doesn't actually state anything is in bad condition, just that they've not been tested in while...place is 22 years old by the way

what would you lot do, spend money getting the potential defects checked out by a qualified professional?  if so does anyone know where you can track qualified dudes down who will do this type of s***?  going to a person from the yellow pages would be a minefield as most likely they'd be trying to sell you the job...


just get the system pressure checked for leaks and serviced- no biggy imo.


edit- when buying a property always assume the boiler is f***ed and factor this in,
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Thursday 22 November 2012, 10:37:38 PM
The seller really needs to pay to have those tesed and certified "ok" or slash the price.

really?  not how i read it from the report, seemed that the onus was on me to have them tested...if the shoe was on the other foot i'd tell the buyer to poke it unless i really needed to sell...still waiting to see what the solicitor has to say like
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 22 November 2012, 10:43:36 PM
The seller really needs to pay to have those tesed and certified "ok" or slash the price.

really?  not how i read it from the report, seemed that the onus was on me to have them tested...if the shoe was on the other foot i'd tell the buyer to poke it unless i really needed to sell...still waiting to see what the solicitor has to say like

If the seller wants the sale of the house aye, its a buyers market not a sellers.

The seller should have had this all done tbh.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Thursday 22 November 2012, 10:46:30 PM
The seller really needs to pay to have those tesed and certified "ok" or slash the price.

really?  not how i read it from the report, seemed that the onus was on me to have them tested...if the shoe was on the other foot i'd tell the buyer to poke it unless i really needed to sell...still waiting to see what the solicitor has to say like

If the seller wants the sale of the house aye, its a buyers market not a sellers.

The seller should have had this all done tbh.

i would imagine this would be the solicitors next step surely, to go back to their solicitor and start asking about the lack of certification for works?  take it from there i guess....
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 22 November 2012, 10:49:12 PM
The seller really needs to pay to have those tesed and certified "ok" or slash the price.

really?  not how i read it from the report, seemed that the onus was on me to have them tested...if the shoe was on the other foot i'd tell the buyer to poke it unless i really needed to sell...still waiting to see what the solicitor has to say like

If the seller wants the sale of the house aye, its a buyers market not a sellers.

The seller should have had this all done tbh.

i would imagine this would be the solicitors next step surely, to go back to their solicitor and start asking about the lack of certification for works?  take it from there i guess....

No harm in asking, if he wants the sale then he'll do it or you can come to a deal...knock money of the value.

It could potentially turn into a nightmare.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Thursday 22 November 2012, 10:53:39 PM
The seller really needs to pay to have those tesed and certified "ok" or slash the price.

really?  not how i read it from the report, seemed that the onus was on me to have them tested...if the shoe was on the other foot i'd tell the buyer to poke it unless i really needed to sell...still waiting to see what the solicitor has to say like

If the seller wants the sale of the house aye, its a buyers market not a sellers.

The seller should have had this all done tbh.

i would imagine this would be the solicitors next step surely, to go back to their solicitor and start asking about the lack of certification for works?  take it from there i guess....

No harm in asking, if he wants the sale then he'll do it or you can come to a deal...knock money of the value.

It could potentially turn into a nightmare.

too true, i'll see what the solicitor says and go from there like...first time i've seen a homebuyers report though, vague as f*** man, could have written some of it myself

"can't see or access the central heating pipes so in the event of a leak it'll be difficult to repair"

(http://www.toplessrobot.com/nickcagecrazyeyes.jpg)
Title: Re: The homeowners' thread
Post by: Northerngimp on Friday 23 November 2012, 09:24:58 AM
We are gonner have to lower the price on ours, see if we can get nibbles from people with lower budgets.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 23 November 2012, 02:53:57 PM
surprised Gimp, its  a cracking house you got there, detached anarl.
Title: Re: The homeowners' thread
Post by: hakka on Friday 23 November 2012, 04:10:16 PM
Just started saving for a house from end of this month. I'm 31 and I've finally got fed up with renting and putting up with some of the s*** that comes with that (not been the luckiest!).

Got a share-save scheme with the company I work for (Serco) and I'm saving £250 a month for 3 years. Have option to take cash at end of term or invest in shares based on fix of current price but with 10% discount. Hopefully shares go up but if they don't then it's potentially a 10% profit, maybe more. Happy just to save up £9k as a starting point anyway. I get up to 20% of my salary in bonus each year if I hit my targets, so will hopefully save a few £k each year to try and get that deposit up.

Hopefully will return to this thread in little over 3 years as a homeowner.
Title: Re: The homeowners' thread
Post by: Northerngimp on Friday 23 November 2012, 04:14:06 PM
surprised Gimp, its  a cracking house you got there, detached anarl.


size of the kitchen is killing us
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Friday 23 November 2012, 04:15:20 PM
surprised Gimp, its  a cracking house you got there, detached anarl.


size of the kitchen is killing us

One of them with moving walls like on Star Wars?
Title: Re: The homeowners' thread
Post by: Decky on Friday 23 November 2012, 04:49:41 PM
Can anyone recommend a good heater, one that won't rape the electricity bill? I was thinking something along these lines:

http://www.tlc-direct.co.uk/Products/JVSH260PRO.html (http://www.tlc-direct.co.uk/Products/JVSH260PRO.html)
Title: Re: The homeowners' thread
Post by: Dave on Friday 23 November 2012, 05:44:36 PM
There's no difference between the running costs of electric heaters.
Title: Re: The homeowners' thread
Post by: Northerngimp on Friday 23 November 2012, 06:29:14 PM
surprised Gimp, its  a cracking house you got there, detached anarl.


size of the kitchen is killing us

One of them with moving walls like on Star Wars?

Aye comes with a trash compactor and a one eyed monster...tho the monster does tend to drag people under water.  :lol:
Title: Re: The homeowners' thread
Post by: ED209 on Sunday 25 November 2012, 10:02:40 AM
Ours is currently on the market, Had first viewing yesterday. I coulndt really work out if they were keen or not. Thing is a viewing is just a chore to us because we are part exing on a new build, the only advantage is if it sells before we complete on the new house we gat £500 bonus.

Its like selling a car private whats best ? the 500 noted or avoiding loads of tyre kickers?
Title: Re: The homeowners' thread
Post by: Northerngimp on Sunday 25 November 2012, 10:31:00 AM
Hate timr wasters
Title: Re: The homeowners' thread
Post by: HTT on Monday 26 November 2012, 02:24:23 PM
What is the rules or law on parking? I'm sick of chasing people from my parking space. Today some bitch said sorry I'm not moving, you don't own the road and perhaps that's right but I do own my house and pay thousands a year in rates. The least I should expect is to be able to park outside of my own door or not having ignorant f***ers parking outside of it. I don't live in a normal street by the way, I live on an end terrace where there is a small access road, next to this is shops, salons etc. and their customers are the ones who mainly park outside of my door. I'm thinking of putting up no parking signs. Anyway the bitch moved after I said I'd clamp her car or block her in, mind she did say she's reporting me to the police. Can I get a reserved parking space made out or residents only? Another guy who parks outside my property but I let him because he's a neighbour, never parks outside of my door and because there is room for 3 cars, also keeps getting 'his' space nicked too. Pisses me right off.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Monday 26 November 2012, 02:26:26 PM
What is the rules or law on parking? I'm sick of chasing people from my parking space. Today some bitch said sorry I'm not moving, you don't own the road and perhaps that's right but I do own my house and pay thousands a year in rates. The least I should expect is to be able to park outside of my own door or not having ignorant f***ers parking outside of it. I don't live in a normal street by the way, I live on an end terrace where there is a small access road, next to this is shops, salons etc. and their customers are the ones who mainly park outside of my door. I'm thinking of putting up no parking signs. Anyway the bitch moved after I said I'd clamp her car or block her in, mind she did say she's reporting me to the police. Can I get a reserved parking space made out or residents only? Another guy who parks outside my property but I let him because he's a neighbour, never parks outside of my door and because there is room for 3 cars, also keeps getting 'his' space nicked too. Pisses me right off.

Sounds like you don't actually have a space at all, you live in a street where there are no parking restrictions.
Title: Re: The homeowners' thread
Post by: SEMTEX on Monday 26 November 2012, 02:30:10 PM
Aye :lol: If it's not on your property, and it's not a permit parking area, then it's not your space at all.
Title: Re: The homeowners' thread
Post by: HTT on Monday 26 November 2012, 02:47:29 PM
Well I'm going to make it my space, the f***ers. I think its a cheek personally.
Title: Re: The homeowners' thread
Post by: SEMTEX on Monday 26 November 2012, 02:51:22 PM
IIRC the punishment for falsely claiming a parking space on a public street is 8-10 years.
Title: Re: The homeowners' thread
Post by: ED209 on Monday 26 November 2012, 05:43:19 PM
Well I'm going to make it my space, the f***ers. I think its a cheek personally.

Ah the englishmans mythical right to park outside his own front door, sadly it doesnt exist. Its first come first served Im afraid. If you dont like it buy a house with a drive or garage.

Harsh but true.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 01:34:58 PM
So, considering buying a house that does not yet exist.

We went to see a house, ended up being too expensive. The guy who built it owns the lot next door, says will build it for our price. Has sent plans through for what they intended to do, but offered to alter if desired. Same finishes or finishes at same price. f*** knows what the process is regarding what is contracted into the offer, but this seems interesting. Anything that folk think I should be getting clarity on?
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 November 2012, 01:36:40 PM
If he is doing it cheaper, will he be using cheaper materials to save on cost?

We have a viewer coming tomorrow.  Better not be f***ing time wasters.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 28 November 2012, 01:38:03 PM
Does planning permission apply in the US? And how would that be transferred to you?
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 November 2012, 02:09:04 PM
What time scales is he looking for completion on the build, what happens if he has a misfortune, who will complete the build then...basically, does he have insurance??
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Wednesday 28 November 2012, 02:11:03 PM
Always wanted to own a flat in Manor Chare in toon. There are some for about £20k less than they were a couple of years ago.

Still not sure if they're a good enough investment though, the town seems to be full of flats. My heart wants to own one though.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 28 November 2012, 02:11:43 PM
Staged payments Semtex- to protect yourself?
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 November 2012, 02:20:02 PM
Wil you own the land the property is built on or will it be a lease hold ??

Not sure if its the same in the U.S like.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Wednesday 28 November 2012, 02:20:37 PM
Sign and recline.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 02:21:48 PM
If he is doing it cheaper, will he be using cheaper materials to save on cost?

We have a viewer coming tomorrow.  Better not be f***ing time wasters.

Same external and finishes as the other house. I imagine cheaper price is more to do with having a guaranteed buyer for a lot that he just has sitting there. The other house didn't sell and they've been renting it out for 16 months or something. I'll try to ask this in a round about manner though, I just don't want to come out with that question until we've got a price nailed down.

Does planning permission apply in the US? And how would that be transferred to you?

I'm sure it's similar. My assumption is that they've already sorted that stuff, given they were planning to start building in January anyway. I would be buying the resultant house, rather than buying the land and paying them to build for me, so I assume I'd have little to do with this kind of thing. Unless I demanded something that required extra permission.

What time scales is he looking for completion on the build, what happens if he has a misfortune, who will complete the build then...basically, does he have insurance??

So it's a small company, not just 1 guy running the show. But this is something worth bearing in mind once we've worked out what their proposed payment system is. I assume we put down a deposit with an agreed price for the house, closing upon completion (& inspection) of the build.

Staged payments Semtex- to protect yourself?

See aboves. We don't know yet, as all we've done is work through an estate agent, but I certainly won't be signing anything without some massive level of security for me. Preferably paying a minimal deposit, with an agreement to buy at x price, upon completion. I guess this paperwork is going to have to list the finishes in each room. Should be a hoot to put together.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 02:22:32 PM
Wil you own the land the property is built on or will it be a lease hold ??

Not sure if its the same in the U.S like.

??? Like, once I've bought the house? Do not understand.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 28 November 2012, 02:24:02 PM
Wil you own the land the property is built on or will it be a lease hold ??

Not sure if its the same in the U.S like.

??? Like, once I've bought the house? Do not understand.


some houses own the house and land its on. freehold

some own the house and lease the land, leasehold.

Gill is your expert here.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 November 2012, 02:26:09 PM
Wil you own the land the property is built on or will it be a lease hold ??

Not sure if its the same in the U.S like.

??? Like, once I've bought the house? Do not understand.

Me and mrs own our house but the land is leased to us from some landowner...we have to pay a yearly fee of 35 pounds to him/it.

To buy this land our house is built on we have to pay 4k.

So they house this dude is building for you, will the final fee include the house and the land or just the house...

As I said I dunno how it works in the US but I would look into it.
Title: Re: The homeowners' thread
Post by: B-more Mag on Wednesday 28 November 2012, 02:28:55 PM
Get hooked up with a lawyer that concentrates in residential real estate early on. Local title companies are generally run by lawyers and they generally know the ins and outs of residential real estate law. There are generally a lot of particular provisions that need to go in the contract and addenda that need to be attached to it and they almost always are to the benefit of the buyer. Small builders will usually try to get you to use their form, but they're almost always not up to snuff. The lawyer can also help walk you through things like payment structure and other protections. Your real estate agent can help with this to an extent, but the lawyer's going to be able to make sure you're adequately protected in the contract.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 03:03:56 PM
:thup:

I guess to start with we'll see what they come to the table with. I'm already wondering whether the house next door was done in the same manner, but the people dropped out for some reason, as it has some features that you wouldn't think a risk-averse builder would choose to implement. So I'm wondering if they already have paperwork written up from that previous build that they can regurgitate. I'm sure we can get someone to look over it though. Time to find a family friend lawyer type I think.

Here are their proposed plans though!

It's all long and skinny, as it is a "town-house" (terrace-ish) in Philadelphia. Priority is maximising the amount of windows. Especially seen as these plans don't seem to show a window into the front room.... I'm assuming that's an oversight.

https://dl.dropbox.com/u/18921289/NEWHOUSEPLAN.pdf

This can be the house that NO built.... all suggestions welcome!
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Wednesday 28 November 2012, 03:05:53 PM
Put the living area higher up, second floor?
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 03:06:19 PM
No.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Wednesday 28 November 2012, 03:06:55 PM
OK.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 03:07:04 PM
No need to shout.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 28 November 2012, 03:08:32 PM
No.




.... all suggestions welcome!


 :lol:


good start
Title: Re: The homeowners' thread
Post by: Minhosa on Wednesday 28 November 2012, 03:30:38 PM
Cellar = games room.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Wednesday 28 November 2012, 03:41:03 PM
I would for a cinema. Or a Fritzel.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 03:53:51 PM
The house they'd already built had a finished basement. It's something we'd push for. Probably storage more than anything like, there's only so many TV rooms 2 people need.

Or maybe a Fritzel.
Title: Re: The homeowners' thread
Post by: icemanblue on Wednesday 28 November 2012, 03:54:09 PM
Not enough bathrooms there, Semi. Put one on the roof, yo.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 03:56:09 PM
Oh and they only need 6k downpayment. 1k is related to the bid, 5k is related to the build.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 28 November 2012, 03:59:23 PM
Swimming pool?
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 04:07:55 PM
:lol: No thanks. Those things cost extortionate amounts of money to build and to maintain.

And I'm scared of the deep end.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 28 November 2012, 04:08:40 PM
Not enough bathrooms there, Semi. Put one on the roof, yo.

I'm forcing them to wall off the door to the bathroom on the third floor, as it shall become the MASTER SUITE, rather than a shared bathroom with the pleb spare room.
Title: Re: The homeowners' thread
Post by: Tomato Deuce on Wednesday 28 November 2012, 04:22:11 PM
Well I'm going to make it my space, the f***ers. I think its a cheek personally.

Ah the englishmans mythical right to park outside his own front door, sadly it doesnt exist. Its first come first served Im afraid. If you dont like it buy a house with a drive or garage.

Harsh but true.

In America, everyone has their own parking spot. Land of dreams.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 28 November 2012, 04:59:29 PM
I'd build the roof deck out of fibreglass, personally.
Title: Re: The homeowners' thread
Post by: leffe186 on Thursday 29 November 2012, 05:00:38 PM
Just finished clearing my gutters, and those of my elderly next-door neighbor. I'm nearly 40 now - is there ever a time when doing this stuff doesn't make me feel like I'm pretending to be an adult?
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 4 December 2012, 03:43:06 PM
Everyone get ready to s***.
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 4 December 2012, 03:49:55 PM
Most recent house plans. The eagle eyed amongst you may be able to see my marginal edit.

(http://i49.tinypic.com/2pq04ev.png)

Embiggen in new window: http://i49.tinypic.com/2pq04ev.png (http://i49.tinypic.com/2pq04ev.png)

Embiggen in much better quality PDF (but no semtex-tweak): https://dl.dropbox.com/u/18921289/newhousebro.pdf (https://dl.dropbox.com/u/18921289/newhousebro.pdf)

Embiggen inline:
Spoiler
[close]
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 4 December 2012, 04:02:05 PM
is it timber?
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 4 December 2012, 04:04:06 PM
It's like.. Brick and stucco and stuff.

Expert, I am.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 4 December 2012, 04:05:31 PM
It's like.. Brick and stucco and stuff.

Expert, I am.

like the bathroom on the third floor- looks canny.
Title: Re: The homeowners' thread
Post by: B-more Mag on Tuesday 4 December 2012, 04:17:27 PM
That's detached, right? Just with the neighbors pretty close by on the sides, but not adjoining?
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 4 December 2012, 04:19:43 PM
That's detached, right? Just with the neighbors pretty close by on the sides, but not adjoining?

think he said terraced
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 4 December 2012, 04:31:32 PM
It's a Philadelphia "town house", so it's attached but all the walls are external grade walls. If that makes any sense.

The house on the left is a carbon copy of this one on the outside, the house on the right is completely different, different heights and all sorts.
Title: Re: The homeowners' thread
Post by: B-more Mag on Tuesday 4 December 2012, 04:40:51 PM
Gotcha. Looks good.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 4 December 2012, 05:01:59 PM
I searched Philidelphia townhouse and got this- is this yours semtex?


(http://hermanmao.com/files/gimgs/4_jpg-philadelphia-townhouse.jpg)
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 4 December 2012, 05:12:23 PM
Yes. They've made great progress since completing the plans last night
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 4 December 2012, 06:09:02 PM
okay- that went well
Title: Re: The homeowners' thread
Post by: ObiChrisKenobi on Tuesday 4 December 2012, 06:32:04 PM
Tyne Bridge style finishing to the Roof support beams. Slide for the Dog to use.
Title: Re: The homeowners' thread
Post by: Dave on Friday 14 December 2012, 12:50:02 PM
Read that keeping your central heating on constantly in this weather is more cost effective and better for preventing condensation etc than turning it on and off every day, in theory because it takes more energy to repeatedly start afresh that just to keep it at a comfortable temperature.

Can anyone confirm this?
Title: Re: The homeowners' thread
Post by: Beren on Friday 14 December 2012, 12:53:54 PM
Read that keeping your central heating on constantly in this weather is more cost effective and better for preventing condensation etc than turning it on and off every day, in theory because it takes more energy to repeatedly start afresh that just to keep it at a comfortable temperature.

Can anyone confirm this?

That's been debunked, I'm pretty sure. Not sure if it's a Snopes or something, but 'keeping the house warm all the time' being cost effective/smarter has never made sense to me.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 14 December 2012, 12:54:23 PM
Read that keeping your central heating on constantly in this weather is more cost effective and better for preventing condensation etc than turning it on and off every day, in theory because it takes more energy to repeatedly start afresh that just to keep it at a comfortable temperature.

Can anyone confirm this?


we are currently trying out this strategy. we are keeping thermostat at 17c all day and night, then using gas fire in living room for more comfort , when we are watching tv in evening. house definately feels warmer than when turn it on and off. we are also finding drying washing much better, also been running a dehumidifier during days for couple of months.  Had gas meter read yesterday- I will report back.
Title: Re: The homeowners' thread
Post by: Dave on Friday 14 December 2012, 12:54:51 PM
It's Jeff Howell who writes for the Telegraph that recommends it almost weekly.
Title: Re: The homeowners' thread
Post by: neesy111 on Friday 14 December 2012, 12:54:54 PM
Read that keeping your central heating on constantly in this weather is more cost effective and better for preventing condensation etc than turning it on and off every day, in theory because it takes more energy to repeatedly start afresh that just to keep it at a comfortable temperature.

Can anyone confirm this?

That's been debunked, I'm pretty sure. Not sure if it's a Snopes or something, but 'keeping the house warm all the time' being cost effective/smarter has never made sense to me.

Probably depends how insulated your house is?
Title: Re: The homeowners' thread
Post by: Beren on Friday 14 December 2012, 12:55:49 PM
Or maybe the real answer is a very unhelpful: 'it depends'.

http://www.thisismoney.co.uk/money/experts/article-2127628/Is-cheaper-heating-high-short-time-longer-lower-temperature.html (http://www.thisismoney.co.uk/money/experts/article-2127628/Is-cheaper-heating-high-short-time-longer-lower-temperature.html)
Title: Re: The homeowners' thread
Post by: Dave on Friday 14 December 2012, 12:57:21 PM
Read that keeping your central heating on constantly in this weather is more cost effective and better for preventing condensation etc than turning it on and off every day, in theory because it takes more energy to repeatedly start afresh that just to keep it at a comfortable temperature.

Can anyone confirm this?


we are currntly trying out this strategy. we are keeping thermostat at 17c all day and night, then using gas fire in living room for more comfort , when we are watching tv in evening.n house definately feels warmer than when turn it on and off. we are also finding drying washing much better, also ben running a dehumidifier during days for coupl of months.  Had gas meter read yesterday- I will report back.

Cheers, I'll be interested to see the results. :thup:

Indicated temperature in our living room has been dropping to ~13c in the current cold snap. We both work so the heating comes on at about 3pm. Some nights it's not even reached the 21c we have it set to, before it goes off again.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 14 December 2012, 01:00:18 PM
Read that keeping your central heating on constantly in this weather is more cost effective and better for preventing condensation etc than turning it on and off every day, in theory because it takes more energy to repeatedly start afresh that just to keep it at a comfortable temperature.

Can anyone confirm this?


we are currntly trying out this strategy. we are keeping thermostat at 17c all day and night, then using gas fire in living room for more comfort , when we are watching tv in evening.n house definately feels warmer than when turn it on and off. we are also finding drying washing much better, also ben running a dehumidifier during days for coupl of months.  Had gas meter read yesterday- I will report back.

Cheers, I'll be interested to see the results. :thup:

Indicated temperature in our living room has been dropping to ~13c in the current cold snap. We both work so the heating comes on at about 3pm. Some nights it's not even reached the 21c we have it set to, before it goes off again.


yeahits funny ours cuts off often before reaching the set temp. I can only assume the boiler has reached its maximum heating capacity and it has assumed the hous ewill now be warm enough?
When you get your new arrival dave the recomended nightime temerature of 12c may be too cold in winter. thats why we go for same day and night. not looking forward to this bill like. :lol:
Title: Re: The homeowners' thread
Post by: Dave on Friday 14 December 2012, 01:02:44 PM
I meant more that our timer setting cuts it off about 11pm, I think if the boiler cuts itself off it's because the returning water from the radiators is too hot.
Title: Re: The homeowners' thread
Post by: HTT on Friday 14 December 2012, 01:19:46 PM
I'm spending at least 100 quid a week on gas. We do have the heating on all day and night pretty much for the bairn at the moment but surely that's taking the p*ss? It is a gas card meter thing and we don't switch to a non gas card meter until Jan. We are with Scottish Power but going with Eon in Jan. I know nowt about energy etc. and have always just paid the bills but this is getting way too costyly. Leccy is a tenner a week and we have several appliances on such as freezer, fridge, washer, dryer etc. on constantly and TV/lights and so on. Leccy is with Scottish power too. The loft insulation people are coming soon like and I've put tin foil behind all the radiators which does work in keeping the heat in.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 14 December 2012, 01:21:48 PM
I'm spending at least 100 quid a week on gas. We do have the heating on all day and night pretty much for the bairn at the moment but surely that's taking the p*ss? It is a gas card meter thing and we don't switch to a non gas card meter until Jan. We are with Scottish Power but going with Eon in Jan. I know nowt about energy etc. and have always just paid the bills but this is getting way too costyly. Leccy is a tenner a week and we have several appliances on such as freezer, fridge, washer, dryer etc. on constantly and TV/lights and so on. Leccy is with Scottish power too. The loft insulation people are coming soon like and I've put tin foil behind all the radiators which does work in keeping the heat in.


£100 a week on gas :kasper:  ffkin hell , if ours tops £400 for 13 weeks im switching to bottled.
Title: Re: The homeowners' thread
Post by: Beren on Friday 14 December 2012, 01:24:39 PM
Surely it'd be worth the one-time expense of insulating your house better if you're racking up £100 p/m on gas?

Edit: missed the last sentence  :fool:
Title: Re: The homeowners' thread
Post by: HTT on Friday 14 December 2012, 01:26:46 PM
I'm spending at least 100 quid a week on gas. We do have the heating on all day and night pretty much for the bairn at the moment but surely that's taking the p*ss? It is a gas card meter thing and we don't switch to a non gas card meter until Jan. We are with Scottish Power but going with Eon in Jan. I know nowt about energy etc. and have always just paid the bills but this is getting way too costyly. Leccy is a tenner a week and we have several appliances on such as freezer, fridge, washer, dryer etc. on constantly and TV/lights and so on. Leccy is with Scottish power too. The loft insulation people are coming soon like and I've put tin foil behind all the radiators which does work in keeping the heat in.


£100 a week on gas :kasper:  ffkin hell , if ours tops £400 for 13 weeks im switching to bottled.

I know, that's a mortgage there. Our place is quite big and open like and old, but the heating system is modern etc.
Title: Re: The homeowners' thread
Post by: neesy111 on Friday 14 December 2012, 01:29:38 PM
I'm spending at least 100 quid a week on gas. We do have the heating on all day and night pretty much for the bairn at the moment but surely that's taking the p*ss? It is a gas card meter thing and we don't switch to a non gas card meter until Jan. We are with Scottish Power but going with Eon in Jan. I know nowt about energy etc. and have always just paid the bills but this is getting way too costyly. Leccy is a tenner a week and we have several appliances on such as freezer, fridge, washer, dryer etc. on constantly and TV/lights and so on. Leccy is with Scottish power too. The loft insulation people are coming soon like and I've put tin foil behind all the radiators which does work in keeping the heat in.

You seriously have to get that looked into, that figure sounds utterly mental.
Title: Re: The homeowners' thread
Post by: B-more Mag on Friday 14 December 2012, 01:29:59 PM
Eventually I'm going to give one of these a try:

Meet the Nest Learning Thermostat (http://www.youtube.com/watch?v=L8TkhHgkBsg#ws)
Title: Re: The homeowners' thread
Post by: HTT on Friday 14 December 2012, 01:30:09 PM
Surely it'd be worth the one-time expense of insulating your house better if you're racking up £100 p/m on gas?

Edit: missed the last sentence  :fool:

That's what we are doing, just bought several large rugs for the floor, put foil behind radiators and we are getting the loft space insulated. Apparently they cannot do any cavity wall insulation for whatever reason. Place looks wacky with all that tin foil behind the radiators mind, wor lass thinks I'm mad, proper kitchen tin foil and sellotape job. Does the f***ing trick though :D
Title: Re: The homeowners' thread
Post by: neesy111 on Friday 14 December 2012, 01:30:11 PM
I'm spending at least 100 quid a week on gas. We do have the heating on all day and night pretty much for the bairn at the moment but surely that's taking the p*ss? It is a gas card meter thing and we don't switch to a non gas card meter until Jan. We are with Scottish Power but going with Eon in Jan. I know nowt about energy etc. and have always just paid the bills but this is getting way too costyly. Leccy is a tenner a week and we have several appliances on such as freezer, fridge, washer, dryer etc. on constantly and TV/lights and so on. Leccy is with Scottish power too. The loft insulation people are coming soon like and I've put tin foil behind all the radiators which does work in keeping the heat in.


£100 a week on gas :kasper:  ffkin hell , if ours tops £400 for 13 weeks im switching to bottled.

I know, that's a mortgage there. Our place is quite big and open like and old, but the heating system is modern etc.

You got doubling glazing? Insulation etc?
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Friday 14 December 2012, 01:30:56 PM
I think about £1 a day on gas is normal-ish. I have a prepaid meter as well and I pay about that.
Title: Re: The homeowners' thread
Post by: HTT on Friday 14 December 2012, 01:34:07 PM
I'm spending at least 100 quid a week on gas. We do have the heating on all day and night pretty much for the bairn at the moment but surely that's taking the p*ss? It is a gas card meter thing and we don't switch to a non gas card meter until Jan. We are with Scottish Power but going with Eon in Jan. I know nowt about energy etc. and have always just paid the bills but this is getting way too costyly. Leccy is a tenner a week and we have several appliances on such as freezer, fridge, washer, dryer etc. on constantly and TV/lights and so on. Leccy is with Scottish power too. The loft insulation people are coming soon like and I've put tin foil behind all the radiators which does work in keeping the heat in.

You seriously have to get that looked into, that figure sounds utterly mental.

We've complained to Scottish Power and they say its because we have it on constantly. I asked them to switch us to a non gas meter but they wanted 60 quid so I told them to f*** off. Eon will do it for free in Jan. They said they can give us a fixed tariff of 80 a month or something like that for gas and leccy but obviously if we use lots of gas they would have to charge us more so I don't know what tariff to get, in fact I know f*** all about tariffs and energy, like I said whenever I've had bills in the past I've just paid it. But then previous energy bills were not expensive.
Title: Re: The homeowners' thread
Post by: HTT on Friday 14 December 2012, 01:39:25 PM
I'm spending at least 100 quid a week on gas. We do have the heating on all day and night pretty much for the bairn at the moment but surely that's taking the p*ss? It is a gas card meter thing and we don't switch to a non gas card meter until Jan. We are with Scottish Power but going with Eon in Jan. I know nowt about energy etc. and have always just paid the bills but this is getting way too costyly. Leccy is a tenner a week and we have several appliances on such as freezer, fridge, washer, dryer etc. on constantly and TV/lights and so on. Leccy is with Scottish power too. The loft insulation people are coming soon like and I've put tin foil behind all the radiators which does work in keeping the heat in.


£100 a week on gas :kasper:  ffkin hell , if ours tops £400 for 13 weeks im switching to bottled.

I know, that's a mortgage there. Our place is quite big and open like and old, but the heating system is modern etc.

You got doubling glazing? Insulation etc?

Double glazing aye, insulation on the way.

I must say, again, our place isn't an ordinary place, its huge and open. It still shouldn't be costing over 100 quid a week in gas though.

When we lived in a Tyneside flat, 2 bedroom, we were paying like 20 quid a week in gas and again it was on constantly because of the bairn.
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 14 December 2012, 02:15:01 PM
Eventually I'm going to give one of these a try:

Meet the Nest Learning Thermostat (http://www.youtube.com/watch?v=L8TkhHgkBsg#ws)

:megusta:

Building house now... may get builder man to install these bad boys. Not sure if can slip in under the radar. Especially at $500, given we'll have 2 zones.

Then again, if I can pay an extra $500 for the house, and get these included in the mortgage...
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Friday 14 December 2012, 02:17:59 PM
Seen those before, they look absolutely class!

As exciting as a thermostat can be obviously.
Title: Re: The homeowners' thread
Post by: nuneaton on Friday 14 December 2012, 03:30:49 PM
I'm spending at least 100 quid a week on gas. We do have the heating on all day and night pretty much for the bairn at the moment but surely that's taking the p*ss? It is a gas card meter thing and we don't switch to a non gas card meter until Jan. We are with Scottish Power but going with Eon in Jan. I know nowt about energy etc. and have always just paid the bills but this is getting way too costyly. Leccy is a tenner a week and we have several appliances on such as freezer, fridge, washer, dryer etc. on constantly and TV/lights and so on. Leccy is with Scottish power too. The loft insulation people are coming soon like and I've put tin foil behind all the radiators which does work in keeping the heat in.

You seriously have to get that looked into, that figure sounds utterly mental.

We've complained to Scottish Power and they say its because we have it on constantly. I asked them to switch us to a non gas meter but they wanted 60 quid so I told them to f*** off. Eon will do it for free in Jan. They said they can give us a fixed tariff of 80 a month or something like that for gas and leccy but obviously if we use lots of gas they would have to charge us more so I don't know what tariff to get, in fact I know f*** all about tariffs and energy, like I said whenever I've had bills in the past I've just paid it. But then previous energy bills were not expensive.


Get off the card meters at any cost.
They are not on the same tariffs. There is a charge for the shopkeeper and the maintenance of the meter and battery and it is more than you would think
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 19 December 2012, 02:16:06 PM
Read that keeping your central heating on constantly in this weather is more cost effective and better for preventing condensation etc than turning it on and off every day, in theory because it takes more energy to repeatedly start afresh that just to keep it at a comfortable temperature.

Can anyone confirm this?


we are currently trying out this strategy. we are keeping thermostat at 17c all day and night, then using gas fire in living room for more comfort , when we are watching tv in evening. house definately feels warmer than when turn it on and off. we are also finding drying washing much better, also been running a dehumidifier during days for couple of months.  Had gas meter read yesterday- I will report back.


bill just arrived- keeping heating on 24/7 at 17c. using gas fire in living room. stopped using tumble drier/ dish washer, runnung a dehumidifier.  £343  for 13 weeks.= £26 a week. can live with that.


find the place noticeably drier/ warmer with dehumidifier- and our research suggested the cost is recouped in lower heating costs- seems to have some truth in it.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 19 December 2012, 02:46:45 PM
Why did you stop using the tumble drier and dishwasher? How is it a fair comparison if you stop using these things?
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 19 December 2012, 02:50:19 PM
Why did you stop using the tumble drier and dishwasher? How is it a fair comparison if you stop using these things?


well I guess its not really a fair comparison. we stopped using them when Eon sent us one of them efficiency meters and i went round turning things on and off and couldnt believe how much they were costing.

The point Im trying to make- as I cant offer a true comparisson- is that its not financially impossible to keep the heating on 24/7 on a lower temp.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 19 December 2012, 03:06:47 PM
Oh, ignore my PM. :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 19 December 2012, 03:13:42 PM
Oh, ignore my PM. :lol:


ok-  :lol:

I only pmd you it cos I knew you were asking and may have missed the thread.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 19 December 2012, 03:22:46 PM
:thup:
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 3 January 2013, 11:27:22 AM
Can anyone recommend a Painter and Decorator in the North Tyneside area?
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 3 January 2013, 02:02:59 PM
We are going to lower the price of our hse, £139, 950, see if we can attract people with a lower budget.

Title: Re: The homeowners' thread
Post by: Karjala on Friday 4 January 2013, 06:30:14 PM
My surround sound is on the blink and im fairly sure its to do with the Scart lead that has Red/White RCA leads on each end of the scart lead.

Problem is i can't seem to find this type of Scart lead anywhere, anybody help me?

So, basically its a normal scart lead, but has a red/white RCA on each end. I connect the scart from the DVD player to TV and then plug each set of RCA into the appropriate TV or DVD input on the subwoofer box.
Title: Re: The homeowners' thread
Post by: Dave on Friday 4 January 2013, 06:39:05 PM
My surround sound is on the blink and im fairly sure its to do with the Scart lead that has Red/White RCA leads on each end of the scart lead.

Problem is i can't seem to find this type of Scart lead anywhere, anybody help me?

So, basically its a normal scart lead, but has a red/white RCA on each end. I connect the scart from the DVD player to TV and then plug each set of RCA into the appropriate TV or DVD input on the subwoofer box.

Sounds like an old scart cable without the audio pins wired up.

Anyway: http://www.ebay.co.uk/itm/BRAND-NEW-SCART-TO-SCART-CABLE-WITH-2-RCA-AUDIO-OUTPUTS-/230825298464 (http://www.ebay.co.uk/itm/BRAND-NEW-SCART-TO-SCART-CABLE-WITH-2-RCA-AUDIO-OUTPUTS-/230825298464)
Title: Re: The homeowners' thread
Post by: Dave on Friday 4 January 2013, 06:40:05 PM
Btw you really should be using a better connection than that.
Title: Re: The homeowners' thread
Post by: Karjala on Friday 4 January 2013, 06:40:43 PM
cheers thats really close, just that it would be better to have the red and whites on both ends...
Title: Re: The homeowners' thread
Post by: Dave on Friday 4 January 2013, 06:41:06 PM
Edited my post. :thup:
Title: Re: The homeowners' thread
Post by: Karjala on Friday 4 January 2013, 06:47:04 PM
Btw you really should be using a better connection than that.
Haha i know, but in fairness it works well. Its quite an old Surround Sound but easily the best ive played with/used when considering other family members systems.
If i can fix it for a tenner, im happy. Thanks for your link :)
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Sunday 6 January 2013, 04:23:04 AM
rats cocks, completion date just fell through on the house i was buying, had planned my first trip to the UK in 2 years, flying the wife and bairn in and everything and the c***s pull this s*** with exactly a week to go

f***ed now, don't even know how long it's going to be...had planned an entire month at home, tickets for the matches and all sorts :(

finding somewhere decent to stay is the problem, if anyone has any good ideas i'd appreciate it as main options seem to be a cottage in the middle of b****** nowhere
Title: Re: The homeowners' thread
Post by: Neil on Wednesday 9 January 2013, 01:38:18 PM
Not precisely the right thread but close enough.

Going to be renting in the Leeds/Wakefield area the end of the month. It'd be my first time living somewhere where the rent doesn't include bills (i.e. unlike uni).

So far, after the initial security deposit / forward first month's rent, I've got: rent, council tax, gas & elec, water, broadband, TV licence, food, mobile phone.

After that I'd obviously have bits and bobs for the flat (toiletries, cleaning, other stuff). Is there anything of note I've forgotten (and it's very possible I have), anything that's easy to not account for when initially budgeting? I wouldn't be driving, I'm aware of transport costs to and from work. Anyone thought they had everything mapped out, got to their place and soon realised "s****, didn't think of that"?

Title: Re: The homeowners' thread
Post by: Dave on Wednesday 9 January 2013, 02:03:16 PM
That's about it. Sky, contact lenses/medication perhaps? Everton matches? Savings you put in monthly? And make a hefty allowance for misc.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 9 January 2013, 02:04:41 PM
Don't forget you need a landline for broadband. And water can vary a lot depending on whether it's on a meter (most flats are) or rates.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 9 January 2013, 02:07:30 PM
Contents insurance. Again, with a flat you'll probably be required to have building cover so just tie them in together.
Title: Re: The homeowners' thread
Post by: Neil on Wednesday 9 January 2013, 02:10:06 PM
:thup:

Definitely leaving a decent wedge for miscellaneous as there's no doubt stuff will come up.

Don't think I'll get Sky, I've got Sky Go available on my Xbox to watch Sky Sports (Interpolic - definitely owe you a drink or 2 for this time next I see you!)

I think any other stuff really will come under general social/consumption, i.e. up to me. Just trying to get as clear an idea as possible on what I'd be left with after taking off all the necessary expenses from my take-home wage. I know it doesn't work quite as linearly (is that a word?) as that but y'know.

Title: Re: The homeowners' thread
Post by: Neil on Wednesday 9 January 2013, 02:11:44 PM
Ah good point with contents insurance, was going to ask about that. I'll look into it.

Aye I've had a look at the difference between meter and rates for water.

Good point on the landline.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 9 January 2013, 02:13:23 PM
On your own in a flat, a meter will be perfect. For us with a house, garden, car and bun in the oven we'd be bankrupt on one. :lol:
Title: Re: The homeowners' thread
Post by: neesy111 on Wednesday 9 January 2013, 02:14:48 PM
If you can get Virgin Broadband, you don't need a phone line if it's in cabled area.  Plus it's the best broadband imo.
Title: Re: The homeowners' thread
Post by: HTT on Wednesday 9 January 2013, 09:07:45 PM
Well the loft insulation people come today so we will see just how much it helps. We've also changed to Eon from Scottish Power, just waiting for them to take out the gas meter. Already this week, 40 pound on gas and its only Wednesday, f***ing sick.
Title: Re: The homeowners' thread
Post by: Stifleaay on Saturday 12 January 2013, 01:10:17 AM
We need a new hoover, all of ours keep breaking, my mam insists on buying s*** ones. We had a Henry for something like 16 years, then since then al of them just seem to break, she's keep insisting on not getting Dyson but now it's the only brand (we even had a newer version of Henry) we haven't tried that hasn't broke, apart from Bissell (I don't even know of their existence until my mam said before but they look f***ing s***.

Anyway does anyone have any reviews of Dyson's?
Title: Re: The homeowners' thread
Post by: icemanblue on Saturday 12 January 2013, 12:12:10 PM
Aye, they're good for hoovering and that.
Title: Re: The homeowners' thread
Post by: HTT on Saturday 12 January 2013, 07:23:50 PM
Dyson's are s***, trust me I run a cleaning company and we've went through far too many. Henry's really are the best. All of our cleaners and vans are equipped with a henry. 100 quid and they not only do the job but they are also really tough and long lasting.

Anyway the loft insulation doesn't seem to have made a major difference.
Title: Re: The homeowners' thread
Post by: Adam^ on Saturday 12 January 2013, 07:28:19 PM
We've got one of the ball dysons is so easy to use, only issue is when you use the hose/tools the hoover is so light it will come flying towards to when you pull the hose! Other than that is good, I've used Henrys but dyson is easier to use. Just make sure you claim on the warranty to get all the spare bits!
Title: Re: The homeowners' thread
Post by: Dave on Saturday 12 January 2013, 07:52:46 PM
Dyson's are s***, trust me I run a cleaning company and we've went through far too many. Henry's really are the best. All of our cleaners and vans are equipped with a henry. 100 quid and they not only do the job but they are also really tough and long lasting.

Anyway the loft insulation doesn't seem to have made a major difference.

It doesn't. Small gains, but worthwhile nevertheless.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 12 January 2013, 08:01:09 PM
my lass keeps shouting at me- this hoover is f***ed again- weve got a bagless vax upright. so I empty the cylinder, clean the filter and clear the joint at the end of the pipe- then it sucks the f***ing carpets off the floor- moral of the story- keep your vacuum clean it will probably work better- and dont stick your cock in it.

HTT WTF is going on with your gas consumption?
Title: Re: The homeowners' thread
Post by: Tooj on Saturday 12 January 2013, 09:50:23 PM
We need a new hoover, all of ours keep breaking, my mam insists on buying s*** ones. We had a Henry for something like 16 years, then since then al of them just seem to break, she's keep insisting on not getting Dyson but now it's the only brand (we even had a newer version of Henry) we haven't tried that hasn't broke, apart from Bissell (I don't even know of their existence until my mam said before but they look f***ing s***.

Anyway does anyone have any reviews of Dyson's?
It's all about the Vaxx.
Title: Re: The homeowners' thread
Post by: leffe186 on Monday 14 January 2013, 02:45:41 AM
HTT WTF is going on with your gas consumption?

Honestly man, it sounds like someone's siphoning it off somewhere. Insane.
Title: Re: The homeowners' thread
Post by: HTT on Monday 14 January 2013, 10:06:13 PM
We do have the heating on all day if we are in like, but at night we turn it off. Mind, our house... our living room is easily the size of a 5-a-side footy pitch and our ceilings are very high. At least 30ft in height. We bought a flat that was previously offices, since converted into the most amazing studio type apartment, its absolutely huge and very open style. Its classed as a 1 bedroom but we will eventually convert it into a 3 bedroom that's how big it is. Still, the money we are putting on the gas shouldn't be that high. I don't think the loft insulation has made a difference but wor lass says its warmer, if not massively so. Best thing I did which made a lot of difference was to put some tin foil behind the radiators. Oh and today... another 40 quid on the car which will probably last us until Thursday!
Title: Re: The homeowners' thread
Post by: cp40 on Monday 14 January 2013, 10:08:01 PM
We do have the heating on all day if we are in like, but at night we turn it off. Mind, our house... our living room is easily the size of a 5-a-side footy pitch and our ceilings are very high. At least 30ft in height. We bought a flat that was previously offices, since converted into the most amazing studio type apartment, its absolutely huge and very open style. Its classed as a 1 bedroom but we will eventually convert it into a 3 bedroom that's how big it is. Still, the money we are putting on the gas shouldn't be that high. I don't think the loft insulation has made a difference but wor lass says its warmer, if not massively so. Best thing I did which made a lot of difference was to put some tin foil behind the radiators. Oh and today... another 40 quid on the car which will probably last us until Thursday!

 :lol:  I get it now- good luck
Title: Re: The homeowners' thread
Post by: HTT on Monday 14 January 2013, 10:17:30 PM
We do have the heating on all day if we are in like, but at night we turn it off. Mind, our house... our living room is easily the size of a 5-a-side footy pitch and our ceilings are very high. At least 30ft in height. We bought a flat that was previously offices, since converted into the most amazing studio type apartment, its absolutely huge and very open style. Its classed as a 1 bedroom but we will eventually convert it into a 3 bedroom that's how big it is. Still, the money we are putting on the gas shouldn't be that high. I don't think the loft insulation has made a difference but wor lass says its warmer, if not massively so. Best thing I did which made a lot of difference was to put some tin foil behind the radiators. Oh and today... another 40 quid on the car which will probably last us until Thursday!

 :lol:  I get it now- good luck

Aye, that's what the loft insulation people said, they said its the size of the living room. Its f***ing huge. We only use a quarter of it where we sit and we plan to create a dining area, box off the bairn's play area, and rip the kitchen out and put an open plan style one in the living room so that the kitchen can become a bedroom, and we would still have lots of room left over. I even have my office in the living room but its all open plan at the moment.
Title: Re: The homeowners' thread
Post by: cp40 on Monday 14 January 2013, 10:23:13 PM
We do have the heating on all day if we are in like, but at night we turn it off. Mind, our house... our living room is easily the size of a 5-a-side footy pitch and our ceilings are very high. At least 30ft in height. We bought a flat that was previously offices, since converted into the most amazing studio type apartment, its absolutely huge and very open style. Its classed as a 1 bedroom but we will eventually convert it into a 3 bedroom that's how big it is. Still, the money we are putting on the gas shouldn't be that high. I don't think the loft insulation has made a difference but wor lass says its warmer, if not massively so. Best thing I did which made a lot of difference was to put some tin foil behind the radiators. Oh and today... another 40 quid on the car which will probably last us until Thursday!

 :lol:  I get it now- good luck

Aye, that's what the loft insulation people said, they said its the size of the living room. Its f***ing huge. We only use a quarter of it where we sit and we plan to create a dining area, box off the bairn's play area, and rip the kitchen out and put an open plan style one in the living room so that the kitchen can become a bedroom, and we would still have lots of room left over. I even have my office in the living room but its all open plan at the moment.


seriously man, get a small area enclosed for watching tv and stuff, and comfort heat that- background heat the rest.
Title: Re: The homeowners' thread
Post by: HTT on Monday 14 January 2013, 10:46:20 PM
We do have the heating on all day if we are in like, but at night we turn it off. Mind, our house... our living room is easily the size of a 5-a-side footy pitch and our ceilings are very high. At least 30ft in height. We bought a flat that was previously offices, since converted into the most amazing studio type apartment, its absolutely huge and very open style. Its classed as a 1 bedroom but we will eventually convert it into a 3 bedroom that's how big it is. Still, the money we are putting on the gas shouldn't be that high. I don't think the loft insulation has made a difference but wor lass says its warmer, if not massively so. Best thing I did which made a lot of difference was to put some tin foil behind the radiators. Oh and today... another 40 quid on the car which will probably last us until Thursday!

 :lol:  I get it now- good luck

Aye, that's what the loft insulation people said, they said its the size of the living room. Its f***ing huge. We only use a quarter of it where we sit and we plan to create a dining area, box off the bairn's play area, and rip the kitchen out and put an open plan style one in the living room so that the kitchen can become a bedroom, and we would still have lots of room left over. I even have my office in the living room but its all open plan at the moment.


seriously man, get a small area enclosed for watching tv and stuff, and comfort heat that- background heat the rest.

I don't want to spoil our living area basically, or the features of the property too much.

Our living room by the way...

That photo is taking from my office which is easily the size of a reasonable bedroom. The photo doesn't do the size of the place justice really. For example the TV is 80 inches or something. And that sofa thing is huge, absolutely huge. Those carpet things are 6ft by 4ft too. Btw excuse the mess :D

(http://s9.postimage.org/gbp5kd5vj/IMG_2118.jpg) (http://postimage.org/)
photo sharing (http://postimage.org/)
Title: Re: The homeowners' thread
Post by: cp40 on Monday 14 January 2013, 10:53:55 PM
was it a pub?
Title: Re: The homeowners' thread
Post by: leffe186 on Monday 14 January 2013, 11:04:06 PM
 :mysterysolved:
Title: Re: The homeowners' thread
Post by: HTT on Monday 14 January 2013, 11:04:32 PM
was it a pub?

Nah, old offices converted into an antique showroom for an antique dealer who then subsequently gave it to his son who was some kind of porn type/film mush. It has featured in one or two porn movies apparently and some song movies as well. I saw a photo of the mush with Cheryl Cole who was filmed here as well.  The previous owner spent well over 150K just on antique features alone. Its a f***ing amazing place to be honest I fell in love with it when I first saw it and had to buy it.
Title: Re: The homeowners' thread
Post by: HTT on Monday 14 January 2013, 11:08:06 PM
Btw some of the things I've heard about wor Chezza. Would suck out for a lambert and butler apparently :lol:
Title: Re: The homeowners' thread
Post by: HTT on Monday 14 January 2013, 11:09:35 PM
:mysterysolved:

Even though we still shouldn't be spending 90 quid a week on f***ing gas man?!
Title: Re: The homeowners' thread
Post by: cp40 on Monday 14 January 2013, 11:09:51 PM
was it a pub?

Nah, old offices converted into an antique showroom for an antique dealer who then subsequently gave it to his son who was some kind of porn type/film mush. It has featured in one or two porn movies apparently and some song movies as well. I saw a photo of the mush with Cheryl Cole who was filmed here as well.  The previous owner spent well over 150K just on antique features alone. Its a f***ing amazing place to be honest I fell in love with it when I first saw it and had to buy it.


Looks lush tbh, scary bills, need to see the outside/ finished project.
Title: Re: The homeowners' thread
Post by: HTT on Monday 14 January 2013, 11:23:45 PM
was it a pub?

Nah, old offices converted into an antique showroom for an antique dealer who then subsequently gave it to his son who was some kind of porn type/film mush. It has featured in one or two porn movies apparently and some song movies as well. I saw a photo of the mush with Cheryl Cole who was filmed here as well.  The previous owner spent well over 150K just on antique features alone. Its a f***ing amazing place to be honest I fell in love with it when I first saw it and had to buy it.


Looks lush tbh, scary bills, need to see the outside/ finished project.

The property itself is amazing (we own the freehold of the whole building, there is one flat below us and a commercial property) and there is so much scope for development. I bought it originally to live in for a few years until we can afford our dream home, the family home basically, the home we will live in forever or until we re old and knackered. In 3-4 years we will be able to afford such a home, but we will keep this one for our son, it will be his one day basically.

Its down as a 1 bedroom flat, but we want to turn it into a 3 bedroom which given its size would be easy. We have a laundry room which we want to convert into the bairn's room and there is the kitchen which is almost like a double room. We plan to turn that into a guest room, and put in some kind of open plan kitchen style thing in the living room area.

Regarding my office I'm in two minds as to box it off or make it kind of open plan but with some kind of closed off area.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 15 January 2013, 07:08:04 AM
:mysterysolved:

Even though we still shouldn't be spending 90 quid a week on f***ing gas man?!


love that space like- have you considered a wood burning stove in there- im sure a 8kw one would heat that- then its a ase of finding free/ cheap wood.
Title: Re: The homeowners' thread
Post by: Tooj on Tuesday 15 January 2013, 09:19:28 AM
HTT that looks an absolute beautiful home you've got there.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Tuesday 15 January 2013, 09:24:44 AM
where is it, incidentally?
Title: Re: The homeowners' thread
Post by: colinmk on Tuesday 15 January 2013, 01:03:10 PM
Could throw some absolutely class shindigs in that place HTT. Love buildings like that.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 15 January 2013, 01:21:41 PM
needs a pool table.
Title: Re: The homeowners' thread
Post by: colinmk on Tuesday 15 January 2013, 01:28:03 PM
needs a pool table.

And drum-kit.
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 15 January 2013, 02:04:53 PM
Strippers & a dealer
Title: Re: The homeowners' thread
Post by: lovejoy on Tuesday 15 January 2013, 03:44:33 PM
some place that like HTT, looks mint!
Title: Re: The homeowners' thread
Post by: HTT on Tuesday 15 January 2013, 05:15:48 PM
The only way to heat that place well is underfloor heating. Expensive outlay but will work excellently. You ever been in a space, like that, with underfloor heating? Pretty impressive.

But is this true?

...our ceilings are very high. At least 30ft in height...

That's a seriously high ceiling!

Photo looks great :thup:

I'd be loathe to rip the flooring up, apparently it came from a dance studio and cost over 20K to buy and then put down. It also looks bullet proof. Although the puppy lagging all over it may test how robust it actually is. RE the ceilings... I exaggerated slightly. Without measuring, at a good guess, they are probably more like 25ft, still huge though, especially when there is an actual loft up there too which is also quite spacious and something if we wanted to, could develop into more space.
Title: Re: The homeowners' thread
Post by: HTT on Tuesday 15 January 2013, 05:21:06 PM
:mysterysolved:

Even though we still shouldn't be spending 90 quid a week on f***ing gas man?!


love that space like- have you considered a wood burning stove in there- im sure a 8kw one would heat that- then its a ase of finding free/ cheap wood.

Not really no. We have two big huge antique fireplaces which are gas with real coal and although they do heat the place up, again its using all the gas. I don't lik having them on anyway with the bairn about.

When we have a few quid spare we plan to look into putting in place more energy efficient heating systems/fires.
Title: Re: The homeowners' thread
Post by: HTT on Tuesday 15 January 2013, 05:35:38 PM
some place that like HTT, looks mint!

Cheers and cheers to the others commenting on it too.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Wednesday 16 January 2013, 02:18:37 AM
that place reminds of something you'd see in a tv show where they're living in a converted factory in the middle of the city or something, you always think "no f***er ever lives anywhere like that" :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 16 January 2013, 03:33:37 PM
that place reminds of something you'd see in a tv show where they're living in a converted factory in the middle of the city or something, you always think "no f***er ever lives anywhere like that" :lol:

aye :lol:
Title: Re: The homeowners' thread
Post by: BoSelecta on Wednesday 16 January 2013, 07:26:27 PM
Have you got a chimney? I've got a wood burning stove and its amazing the heat it generates. Admittedly I live in a 3 bedroom house and don't have a lounge the size of yours, but we turn the heating off at 5pm and I fire the stove up. The lounge which is fairly large for a normal house, gets to about 24 degrees and I never notice the rest of the house being cold when I wander round. Logs can be expensive but I just bought a chainsaw and keep my eyes peeled when driving round and ive not spent a penny on logs so far.
I actually work for an installer and it can be done without a chimney but its abit more expensive.
Title: Re: The homeowners' thread
Post by: HTT on Wednesday 16 January 2013, 07:37:45 PM
Have you got a chimney? I've got a wood burning stove and its amazing the heat it generates. Admittedly I live in a 3 bedroom house and don't have a lounge the size of yours, but we turn the heating off at 5pm and I fire the stove up. The lounge which is fairly large for a normal house, gets to about 24 degrees and I never notice the rest of the house being cold when I wander round. Logs can be expensive but I just bought a chainsaw and keep my eyes peeled when driving round and ive not spent a penny on logs so far.
I actually work for an installer and it can be done without a chimney but its abit more expensive.

I'm not sure if we do to be honest. I'll check it out.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 16 January 2013, 07:44:35 PM
Have you got a chimney? I've got a wood burning stove and its amazing the heat it generates. Admittedly I live in a 3 bedroom house and don't have a lounge the size of yours, but we turn the heating off at 5pm and I fire the stove up. The lounge which is fairly large for a normal house, gets to about 24 degrees and I never notice the rest of the house being cold when I wander round. Logs can be expensive but I just bought a chainsaw and keep my eyes peeled when driving round and ive not spent a penny on logs so far.
I actually work for an installer and it can be done without a chimney but its abit more expensive.

My dad and neighbour have got them and I think they're class. Expensive though, plus there's the lining.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 16 January 2013, 07:50:34 PM
House building raji is meant to be digging a hole this week to put my house in
Title: Re: The homeowners' thread
Post by: BoSelecta on Wednesday 16 January 2013, 07:57:59 PM
Have you got a chimney? I've got a wood burning stove and its amazing the heat it generates. Admittedly I live in a 3 bedroom house and don't have a lounge the size of yours, but we turn the heating off at 5pm and I fire the stove up. The lounge which is fairly large for a normal house, gets to about 24 degrees and I never notice the rest of the house being cold when I wander round. Logs can be expensive but I just bought a chainsaw and keep my eyes peeled when driving round and ive not spent a penny on logs so far.
I actually work for an installer and it can be done without a chimney but its abit more expensive.

My dad and neighbour have got them and I think they're class. Expensive though, plus there's the lining.
Yea they can cost up to a couple of grand but most people spend way too much on the stove itself. Putting a stainless steel liner in costs abit but that's gold standard. Provided your chimneys in decent shape a liner isn't essential. I was fortunate that when I opened up my chimney brest it had been previously lined with lightweight compo. Some have clay pot liners as well.

If your paying £90 a week in gas bills and can be arsed to gather you own wood for nowt id say its a no brainer.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 16 January 2013, 08:01:25 PM
we were quoted around £1300 for a tiger stove in conservatory, including flue- but decided to hang on and maybe get one in living room instead next year- we have no chimney tho. undecided and been on hold due to major bathroom renovations.
Title: Re: The homeowners' thread
Post by: BoSelecta on Wednesday 16 January 2013, 08:12:13 PM
Worth looking into as an option anyhoo. On top of the fact it saves us a fair wedge per month I actually love having it. Its so satisfying knowing the house is being heated for nowt.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 16 January 2013, 08:15:42 PM
Have you got a chimney? I've got a wood burning stove and its amazing the heat it generates. Admittedly I live in a 3 bedroom house and don't have a lounge the size of yours, but we turn the heating off at 5pm and I fire the stove up. The lounge which is fairly large for a normal house, gets to about 24 degrees and I never notice the rest of the house being cold when I wander round. Logs can be expensive but I just bought a chainsaw and keep my eyes peeled when driving round and ive not spent a penny on logs so far.
I actually work for an installer and it can be done without a chimney but its abit more expensive.

My dad and neighbour have got them and I think they're class. Expensive though, plus there's the lining.
Yea they can cost up to a couple of grand but most people spend way too much on the stove itself. Putting a stainless steel liner in costs abit but that's gold standard. Provided your chimneys in decent shape a liner isn't essential. I was fortunate that when I opened up my chimney brest it had been previously lined with lightweight compo. Some have clay pot liners as well.

If your paying £90 a week in gas bills and can be arsed to gather you own wood for nowt id say its a no brainer.

How do you determine that? Someone come and do a carbon monoxide test or something?
Title: Re: The homeowners' thread
Post by: BoSelecta on Wednesday 16 January 2013, 08:18:01 PM
Have you got a chimney? I've got a wood burning stove and its amazing the heat it generates. Admittedly I live in a 3 bedroom house and don't have a lounge the size of yours, but we turn the heating off at 5pm and I fire the stove up. The lounge which is fairly large for a normal house, gets to about 24 degrees and I never notice the rest of the house being cold when I wander round. Logs can be expensive but I just bought a chainsaw and keep my eyes peeled when driving round and ive not spent a penny on logs so far.
I actually work for an installer and it can be done without a chimney but its abit more expensive.

My dad and neighbour have got them and I think they're class. Expensive though, plus there's the lining.
Yea they can cost up to a couple of grand but most people spend way too much on the stove itself. Putting a stainless steel liner in costs abit but that's gold standard. Provided your chimneys in decent shape a liner isn't essential. I was fortunate that when I opened up my chimney brest it had been previously lined with lightweight compo. Some have clay pot liners as well.

If your paying £90 a week in gas bills and can be arsed to gather you own wood for nowt id say its a no brainer.

How do you determine that? Someone come and do a carbon monoxide test or something?
Smoke test, chimney sweep, having a look at the stack externally. You can tell a surprising amount by sweeping it. If there are any leaks a smoke bomb will find them.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 16 January 2013, 08:20:03 PM
Is it easy enough to get that all done? I'd imagine they're desperate to find a fault and sell you a lining.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 16 January 2013, 08:21:58 PM
boselecta-  can a gas fire flue be used for a log burner?  ie- just switch the fires?
Title: Re: The homeowners' thread
Post by: BoSelecta on Wednesday 16 January 2013, 08:26:17 PM
Is it easy enough to get that all done? I'd imagine they're desperate to find a fault and sell you a lining.
Yea they are always going to try and push putting a liner down as its a contained system from the stove to the top of the pot and is easier to clean, but getting all of the above should be done whether your getting a liner put down or not. I'd say if your going to do it have the money to have a liner put down and if you don't need it its a bonus, but if you do need it you'll be getting the best job possible. People have had open fires and stoves for hundreds of years without a liner in, they are by no means essential.
Title: Re: The homeowners' thread
Post by: BoSelecta on Wednesday 16 January 2013, 08:28:24 PM
boselecta-  can a gas fire flue be used for a log burner?  ie- just switch the fires?
Nah, unfortunately you'd need to remove the gas liner. Anytime we've done job with a gas liner in we've always removed it.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 16 January 2013, 08:30:47 PM
Is it easy enough to get that all done? I'd imagine they're desperate to find a fault and sell you a lining.
Yea they are always going to try and push putting a liner down as its a contained system from the stove to the top of the pot and is easier to clean, but getting all of the above should be done whether your getting a liner put down or not. I'd say if your going to do it have the money to have a liner put down and if you don't need it its a bonus, but if you do need it you'll be getting the best job possible. People have had open fires and stoves for hundreds of years without a liner in, they are by no means essential.

:thup:

We've got an open fireplace at the moment that I'd love to have a mess about with, but the cost of a liner keeps putting me off. Been quoted about a grand.
Title: Re: The homeowners' thread
Post by: BoSelecta on Wednesday 16 January 2013, 08:31:13 PM
Someone down our street clearly has one. Love the smell.

But 13k? f*** that. :lol:
13k? Ha where'd you get that from? I did mine for £700 tops.
Title: Re: The homeowners' thread
Post by: BoSelecta on Wednesday 16 January 2013, 08:35:09 PM
Is it easy enough to get that all done? I'd imagine they're desperate to find a fault and sell you a lining.
Yea they are always going to try and push putting a liner down as its a contained system from the stove to the top of the pot and is easier to clean, but getting all of the above should be done whether your getting a liner put down or not. I'd say if your going to do it have the money to have a liner put down and if you don't need it its a bonus, but if you do need it you'll be getting the best job possible. People have had open fires and stoves for hundreds of years without a liner in, they are by no means essential.

:thup:

We've got an open fireplace at the moment that I'd love to have a mess about with, but the cost of a liner keeps putting me off. Been quoted about a grand.
Get someone out to sweep it mate and see what they think, should be about £40. After that just stick a smoke pellet in and if you've got a decent draw your laughing. If you do get it going make sure to have a carbon monoxide detector. You'd be amazed at the amount of people who have nothing.
Title: Re: The homeowners' thread
Post by: BoSelecta on Wednesday 16 January 2013, 08:39:28 PM
See edit :blush: I meant £1300 as per CP40's post.

£700 sounds alright. But are you not in the industry?
Well, kind of. Im not Hetas certified but the bloke i've work for is. Im a firefighter and I work for him a couple of days a week. Anyone who is in a building trade could do it I reckon.
Anywho..interesting to hear how long logs last/heat for. I love having fires in the garden...but realise it'll be a totally different thing in the house. I've only ever had coal and gas.

Can you give an account?
Depends what type of wood it is mate. If its hardwood it'll burn for ages. Tonight I started the fire about 5 oclock, I think since then ive maybe put 10 decent sized logs on. I won't be putting anymore on tonight and it will stay hot enough in the lounge until I go to bed.
Title: Re: The homeowners' thread
Post by: Dave on Wednesday 16 January 2013, 08:40:43 PM
Is it easy enough to get that all done? I'd imagine they're desperate to find a fault and sell you a lining.
Yea they are always going to try and push putting a liner down as its a contained system from the stove to the top of the pot and is easier to clean, but getting all of the above should be done whether your getting a liner put down or not. I'd say if your going to do it have the money to have a liner put down and if you don't need it its a bonus, but if you do need it you'll be getting the best job possible. People have had open fires and stoves for hundreds of years without a liner in, they are by no means essential.

:thup:

We've got an open fireplace at the moment that I'd love to have a mess about with, but the cost of a liner keeps putting me off. Been quoted about a grand.
Get someone out to sweep it mate and see what they think, should be about £40. After that just stick a smoke pellet in and if you've got a decent draw your laughing. If you do get it going make sure to have a carbon monoxide detector. You'd be amazed at the amount of people who have nothing.

Cheers, keep thinking about doing it.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 16 January 2013, 08:44:35 PM
boselecta-  can a gas fire flue be used for a log burner?  ie- just switch the fires?
Nah, unfortunately you'd need to remove the gas liner. Anytime we've done job with a gas liner in we've always removed it.

thought as much
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 16 January 2013, 08:45:58 PM
Someone down our street clearly has one. Love the smell.

But £1300? f*** that. :lol:


 :lol:  we looked at a system that heats your hot water and radiators- c £9k  i say- looked.
Title: Re: The homeowners' thread
Post by: lovejoy on Wednesday 16 January 2013, 11:04:32 PM
we were quoted around £1300 for a tiger stove in conservatory, including flue- but decided to hang on and maybe get one in living room instead next year- we have no chimney tho. undecided and been on hold due to major bathroom renovations.

conservatory you say?

we have a conservatory, its f***ing freezing this time of year so we literally just never open the doors, we have an electric heater thing but they cost a bomb to run.

I'd love to get one of these put in, it would heat the whole of my bottom floor (and the rest by the sounds of things).

I take it they can fit these things into any open space as long as there is a flue, right?
Title: Re: The homeowners' thread
Post by: Chrisjraby on Wednesday 16 January 2013, 11:12:55 PM
Me and my other half are looking to buy a house in the next 3 months, and have got our first property viewing tomorrow; we've got a list of obvious things to check for, but are there any obscure things you guys can think of that we need to look out for?

This is all new to me so any advice from the crafty veterans amongst you would be appreciated!
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 16 January 2013, 11:17:08 PM
Make sure it has windows
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 17 January 2013, 08:37:30 AM
we were quoted around £1300 for a tiger stove in conservatory, including flue- but decided to hang on and maybe get one in living room instead next year- we have no chimney tho. undecided and been on hold due to major bathroom renovations.

conservatory you say?

we have a conservatory, its f***ing freezing this time of year so we literally just never open the doors, we have an electric heater thing but they cost a bomb to run.

I'd love to get one of these put in, it would heat the whole of my bottom floor (and the rest by the sounds of things).

I take it they can fit these things into any open space as long as there is a flue, right?

ours was 2c this morning. tbh in the winter when the sun is on it in the afternoons its still warm enough to use- if we open doors to living room and put fire on in there- with cieling fan.

im looking for a slate bed pool table to turn it into a sort of bar thing. we had a calor gas fire and that was more than adequate, but i f***ed it tring to light candles off it on haloween.

problems with conservatorys and wood burning stoves , you need a twin wall flue pipe( you can get nice polished ones) for where it pases through the roof, and a flashing kit. then theres the problem on the outside- the top of the flue needs to be above the house roof gutter line- not an issue to us as we are in bungalow- the problem we found was most stoves have a minimum flue height above stove which took it much higher that our gutter line- tbh, i was going to ignore that reg- and install to just above conservatory roof height- as its about efficiency and not safety.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 17 January 2013, 08:41:08 AM
Me and my other half are looking to buy a house in the next 3 months, and have got our first property viewing tomorrow; we've got a list of obvious things to check for, but are there any obscure things you guys can think of that we need to look out for?

This is all new to me so any advice from the crafty veterans amongst you would be appreciated!


depending on age of property get the best survey you can afford and negotiate price down on problems they find
Title: Re: The homeowners' thread
Post by: Elliottman on Thursday 17 January 2013, 08:58:08 AM
Got my flat up for sale at the moment like, but the more I think about it, the more I think its a sensible idea  to rent it out. Anyone here a landlord? I'm hearing positive things if you do it properly.
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 17 January 2013, 09:09:52 AM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 17 January 2013, 09:13:28 AM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?


only ever had waste from washing machine freeze- id say try and get some heat direct onto pipe - and look at upgrading lagging on pipes?
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 17 January 2013, 09:13:57 AM
Got my flat up for sale at the moment like, but the more I think about it, the more I think its a sensible idea  to rent it out. Anyone here a landlord? I'm hearing positive things if you do it properly.

We Let out a flat.  We were in a similar position to you, living in a flat but wanting to move.  We put ours up for sale but our equity was like 1% :lol: 

We've Let for 2 years now and its been ok, i'll be honest and say that its always in the back of my mind.  Im always expecting something to go wrong but i think thats my nature tbh, having said all that i still keep an eye out for another investment. 

If i was you, rent it out.
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 17 January 2013, 09:19:51 AM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?


only ever had waste from washing machine freeze- id say try and get some heat direct onto pipe - and look at upgrading lagging on pipes?

I've tried that, the problem is i've only got about 12" of pipe where it comes from behind the built in units up to the tap to work with.  I'm worried about setting fire to the units :lol:  Think I'm going to have to let it defrost naturally.....
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 17 January 2013, 09:22:30 AM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?


only ever had waste from washing machine freeze- id say try and get some heat direct onto pipe - and look at upgrading lagging on pipes?

I've tried that, the problem is i've only got about 12" of pipe where it comes from behind the built in units up to the tap to work with.  I'm worried about setting fire to the units :lol:  Think I'm going to have to let it defrost naturally.....

well watch out for leaks mind- as they freeze the pipes expand and can split joints, that then leak after defrost. 
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 17 January 2013, 09:25:19 AM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?


only ever had waste from washing machine freeze- id say try and get some heat direct onto pipe - and look at upgrading lagging on pipes?

I've tried that, the problem is i've only got about 12" of pipe where it comes from behind the built in units up to the tap to work with.  I'm worried about setting fire to the units :lol:  Think I'm going to have to let it defrost naturally.....

well watch out for leaks mind- as they freeze the pipes expand and can split joints, that then leak after defrost. 

Cheer, shall do.  Any leaks will be behind the units....bollocks :lol:
Title: Re: The homeowners' thread
Post by: Tooj on Thursday 17 January 2013, 10:14:27 AM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?
Got a similar problem in ours this morning. Everything is working fine except the heating.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 17 January 2013, 10:25:07 AM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?
Got a similar problem in ours this morning. Everything is working fine except the heating.

depends on boiler type tooj- but check the outlet pipe hasnt frozen up,
Title: Re: The homeowners' thread
Post by: Jill on Thursday 17 January 2013, 12:27:52 PM
Got my flat up for sale at the moment like, but the more I think about it, the more I think its a sensible idea  to rent it out. Anyone here a landlord? I'm hearing positive things if you do it properly.

My cousin is a letting agent, happy to put you in touch if you want a chat about it.
Title: Re: The homeowners' thread
Post by: lovejoy on Thursday 17 January 2013, 12:30:21 PM
we were quoted around £1300 for a tiger stove in conservatory, including flue- but decided to hang on and maybe get one in living room instead next year- we have no chimney tho. undecided and been on hold due to major bathroom renovations.

conservatory you say?

we have a conservatory, its f***ing freezing this time of year so we literally just never open the doors, we have an electric heater thing but they cost a bomb to run.

I'd love to get one of these put in, it would heat the whole of my bottom floor (and the rest by the sounds of things).

I take it they can fit these things into any open space as long as there is a flue, right?

ours was 2c this morning. tbh in the winter when the sun is on it in the afternoons its still warm enough to use- if we open doors to living room and put fire on in there- with cieling fan.

im looking for a slate bed pool table to turn it into a sort of bar thing. we had a calor gas fire and that was more than adequate, but i f***ed it tring to light candles off it on haloween.

problems with conservatorys and wood burning stoves , you need a twin wall flue pipe( you can get nice polished ones) for where it pases through the roof, and a flashing kit. then theres the problem on the outside- the top of the flue needs to be above the house roof gutter line- not an issue to us as we are in bungalow- the problem we found was most stoves have a minimum flue height above stove which took it much higher that our gutter line- tbh, i was going to ignore that reg- and install to just above conservatory roof height- as its about efficiency and not safety.

thanks for the tips!
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 17 January 2013, 01:14:08 PM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?
Got a similar problem in ours this morning. Everything is working fine except the heating.

depends on boiler type tooj- but check the outlet pipe hasnt frozen up,

Mines still giving nothing, every tap in the house works including the WC on the ground floor but not the kitchen hot tap.....puzzled now like.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 17 January 2013, 01:15:08 PM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?
Got a similar problem in ours this morning. Everything is working fine except the heating.

depends on boiler type tooj- but check the outlet pipe hasnt frozen up,

Mines still giving nothing, every tap in the house works including the WC on the ground floor but not the kitchen hot tap.....puzzled now like.


fked ceramic washer?
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 17 January 2013, 01:25:28 PM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?
Got a similar problem in ours this morning. Everything is working fine except the heating.

depends on boiler type tooj- but check the outlet pipe hasnt frozen up,

Mines still giving nothing, every tap in the house works including the WC on the ground floor but not the kitchen hot tap.....puzzled now like.


fked ceramic washer?

Don't know enough about it tbh, there's no water in the pipe coming under the tap though. 
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 17 January 2013, 01:28:03 PM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?
Got a similar problem in ours this morning. Everything is working fine except the heating.

depends on boiler type tooj- but check the outlet pipe hasnt frozen up,

Mines still giving nothing, every tap in the house works including the WC on the ground floor but not the kitchen hot tap.....puzzled now like.


fked ceramic washer?

Don't know enough about it tbh, there's no water in the pipe coming under the tap though. 


 :mystery:
Title: Re: The homeowners' thread
Post by: ian on Thursday 17 January 2013, 05:24:30 PM
Hi...getting kitchen extension....also central heating...looking to add underfloor heating from C. Heating anybody got this? does the same boiler supply hot water to it and the rads.?how does it supply different temp. water/ ta
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 17 January 2013, 06:31:37 PM
Kitchen bulb went yesterday. Just went to change it and discovered the cause: it was soaked in water. f*** this place.
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 17 January 2013, 06:42:58 PM
Landlord is round now.  Seeming more concerned with something in the EMPTY flat across the corridor.  Probably a gas leak or something then.
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 17 January 2013, 06:45:23 PM
Hi...getting kitchen extension....also central heating...looking to add underfloor heating from C. Heating anybody got this? does the same boiler supply hot water to it and the rads.?how does it supply different temp. water/ ta

My Dad sent the radiator pipes under the tiles down the center of the kitchen.  Thus cheap, 'free' underfloor heating.

:smug:
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 17 January 2013, 07:37:22 PM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?
Got a similar problem in ours this morning. Everything is working fine except the heating.

depends on boiler type tooj- but check the outlet pipe hasnt frozen up,

Mines still giving nothing, every tap in the house works including the WC on the ground floor but not the kitchen hot tap.....puzzled now like.


fked ceramic washer?

Don't know enough about it tbh, there's no water in the pipe coming under the tap though. 


 :mystery:

Sorted, must have defrosted.  No signs of any leaks.




Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 17 January 2013, 07:40:16 PM
Condensation issues in the loft cavity not fixed.

Guy who came around said "but I checked the others a couple of days after the work and they were fine."  "How long ago was that?"  I enquired.  "2 weeks" he replied...
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 17 January 2013, 07:40:40 PM
I've got a really strange situation in the house this morning, heating is working, boiler is working, shower is working, everything is working except the hot tap in the kitchen.  the cold tap is but not the hot.

I'm presuming that the pipe is frozen as its on a outer wall, i've tapped the pipe where it comes up to the tap and it sounds hollow so i think the frozen section must be further back?

Other then ripping the place to bits to find it the only thing i can think to do is wack the heating all the way up and hope it defrosts it.

Any thoughts?
Got a similar problem in ours this morning. Everything is working fine except the heating.

depends on boiler type tooj- but check the outlet pipe hasnt frozen up,

Mines still giving nothing, every tap in the house works including the WC on the ground floor but not the kitchen hot tap.....puzzled now like.


fked ceramic washer?

Don't know enough about it tbh, there's no water in the pipe coming under the tap though. 


 :mystery:

Sorted, must have defrosted.  No signs of any leaks.






 :thup:
Title: Re: The homeowners' thread
Post by: Ishmael on Thursday 17 January 2013, 08:37:41 PM
My landlord has thanked me for being a "good tenant" and offered me an upgrade; he's given me the opportunity to take a vacant flat across the hall which is just under double the size of my current place with no rent increase. Going to spend the weekend weighing up the pros and cons.
Title: Re: The homeowners' thread
Post by: Elliottman on Thursday 17 January 2013, 08:40:39 PM
Got my flat up for sale at the moment like, but the more I think about it, the more I think its a sensible idea  to rent it out. Anyone here a landlord? I'm hearing positive things if you do it properly.

My cousin is a letting agent, happy to put you in touch if you want a chat about it.

Thanks Jill, i'm actually seeing my mortgage advisor tonight who happens to have his own letting agency too. I'm hoping he'll offer a decent deal! Unless he is your cousin!  :lol:
Title: Re: The homeowners' thread
Post by: Jill on Thursday 17 January 2013, 08:42:33 PM
:lol: No, although it wouldn't surprise me if he ended up dipping into that as well, he's very dedicated to his work!

Anyway, should anyone be interested: http://www.abodelettingagency.co.uk (http://www.abodelettingagency.co.uk)
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 17 January 2013, 08:48:20 PM
Abo Deleting agency?

Sounds like some matrix s***.

Don't delete me :(
Title: Re: The homeowners' thread
Post by: Jill on Thursday 17 January 2013, 08:51:00 PM
:lol: I'll pass on your comments. You can use www.abode-let.co.uk (http://www.abode-let.co.uk) if you prefer.
Title: Re: The homeowners' thread
Post by: lovejoy on Friday 18 January 2013, 02:51:44 PM
:lol: No, although it wouldn't surprise me if he ended up dipping into that as well, he's very dedicated to his work!

Anyway, should anyone be interested: http://www.abodelettingagency.co.uk (http://www.abodelettingagency.co.uk)

used these guys before, very good, honest and helpful. the lad was called nasser, ask for him, he knows the game inside out.
Title: Re: The homeowners' thread
Post by: HTT on Friday 18 January 2013, 04:46:32 PM
Another 40 quid on the gas.... f*** me! Getting royally sick of this.

Anyway, we do have a chimney but its all blocked off apparently. I'm going to look into getting things sorted and getting in a huge fire place for the centre of the room like what you find in countryside pubs and boxing up the old antique fires. I'm loathe to lose such features but they'd look daft with a big f*** off one in between them.  Or we could maybe relocate the antique fires to some other area. I'd quite like one in my office  :D

Anyway.....

Can tiles be painted over?
Title: Re: The homeowners' thread
Post by: Jill on Friday 18 January 2013, 07:32:52 PM
:lol: No, although it wouldn't surprise me if he ended up dipping into that as well, he's very dedicated to his work!

Anyway, should anyone be interested: http://www.abodelettingagency.co.uk (http://www.abodelettingagency.co.uk)

used these guys before, very good, honest and helpful. the lad was called nasser, ask for him, he knows the game inside out.

That's my cousin. :smug:
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 18 January 2013, 07:40:02 PM
:lol: I think I know who he is after all that. Feel like I met him through my brother.
Title: Re: The homeowners' thread
Post by: Jill on Friday 18 January 2013, 07:42:03 PM
:lol: Yeah he knows your brother.
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 18 January 2013, 07:42:16 PM
Yep. Face stalked. Though he's not friends with my bro on Facebook, maybe our families are feuding.
Title: Re: The homeowners' thread
Post by: Jill on Friday 18 January 2013, 07:43:07 PM
This means WAR!
Title: Re: The homeowners' thread
Post by: PCW1983 on Sunday 20 January 2013, 03:02:12 PM
Does anyone have Granite Flooring? I know its hard wearing but will a dogs paws damage it, anyone have any experience?  I've had a google and i think it will be fine but thought i'd get some opinions.
Title: Re: The homeowners' thread
Post by: Mr Logic on Sunday 20 January 2013, 03:04:04 PM
If your dog's paws damage granite flooring you should probably take it to the vet and check its not actually an elephant.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 20 January 2013, 03:04:51 PM
If your dog's paws damage granite flooring you should probably take it to the vet and check its not actually an elephant.

:lol:
Title: Re: The homeowners' thread
Post by: PCW1983 on Sunday 20 January 2013, 03:08:19 PM
If your dog's paws damage granite flooring you should probably take it to the vet and check its not actually an elephant.

:lol:

Thanks Mr Logic :lol:
Title: Re: The homeowners' thread
Post by: lovejoy on Wednesday 23 January 2013, 02:54:15 PM
boiler has packed in, what a b******! circuit board apparently!

Its a vokera boiler so I called them and they offered me a policy of £27 a monthly and they would come and fix current issue and insure it for 12 months against anything else, happy days I thought, they then pulled out because its a 'twin flue'.

Anybody else taken out boiler cover (when its already broken)? I'm guessing there's nowhere else that does that ?
Title: Re: The homeowners' thread
Post by: PCW1983 on Wednesday 23 January 2013, 02:56:59 PM
boiler has packed in, what a b******! circuit board apparently!

Its a vokera boiler so I called them and they offered me a policy of £27 a monthly and they would come and fix current issue and insure it for 12 months against anything else, happy days I thought, they then pulled out because its a 'twin flue'.

Anybody else taken out boiler cover (when its already broken)? I'm guessing there's nowhere else that does that ?

Your not having much luck at the moment are you!
Title: Re: The homeowners' thread
Post by: lovejoy on Wednesday 23 January 2013, 03:02:28 PM
boiler has packed in, what a b******! circuit board apparently!

Its a vokera boiler so I called them and they offered me a policy of £27 a monthly and they would come and fix current issue and insure it for 12 months against anything else, happy days I thought, they then pulled out because its a 'twin flue'.

Anybody else taken out boiler cover (when its already broken)? I'm guessing there's nowhere else that does that ?

Your not having much luck at the moment are you!

tell me about it! 2 shitty days!


apparently british gas do a repair and service plan, £99 to cover any repair and then £21 a month. I'm always wary of them though!
Title: Re: The homeowners' thread
Post by: Mr Logic on Wednesday 23 January 2013, 05:52:19 PM
boiler has packed in, what a b******! circuit board apparently!

Its a vokera boiler so I called them and they offered me a policy of £27 a monthly and they would come and fix current issue and insure it for 12 months against anything else, happy days I thought, they then pulled out because its a 'twin flue'.

Anybody else taken out boiler cover (when its already broken)? I'm guessing there's nowhere else that does that ?

Seems to be a lot of deals out there atm where they install a new boiler if you sign up for x years of cover. Haven't really looked into them but depending on the age of your current boiler and the cost over time it may be worth checking out.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Wednesday 23 January 2013, 11:33:42 PM
27 quid a month to insure a boiler, is that a fuckin joke?
Title: Re: The homeowners' thread
Post by: Dave on Thursday 24 January 2013, 12:07:57 AM
27 quid a month to insure a boiler, is that a fuckin joke?

It's theft mate. Scaremongering on an industrial scale.
Title: Re: The homeowners' thread
Post by: HTT on Friday 25 January 2013, 05:56:02 PM
Got a statement from Scottish power, since September the 19th we've spent £880 on gas. We only pay a tenner a week on leccy and we have everything on, washer, dryer, cooker, kettle, lights, telly, fridge, freezer, fridge freezer, my office stuff like printer, shredder, laptops etc. phones constantly charging.

And if that wasn't bad... today, wor lass phoned eon up to sort the meter out and they told her they can't rip it out because she failed a credit check or something, yet when she signed up they said they would take out the meter in Jan and she has previously used them for 3 years herself so I'm going to kick off with the b******s tomorrow like.

Title: Re: The homeowners' thread
Post by: HTT on Friday 25 January 2013, 05:56:48 PM
27 quid a month to insure a boiler, is that a fuckin joke?

It's theft mate. Scaremongering on an industrial scale.

You pay all that money for a boiler it should graft for f***ing years if regularly serviced. energy companies are right rip off b******s.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 25 January 2013, 05:58:37 PM
27 quid a month to insure a boiler, is that a fuckin joke?

It's theft mate. Scaremongering on an industrial scale.

You pay all that money for a boiler it should graft for f***ing years if regularly serviced. energy companies are right rip off b******s.

Its no coincidence that the least reliable systems are the ones being 'taken care of' under these schemes.
Title: Re: The homeowners' thread
Post by: HTT on Friday 25 January 2013, 06:16:43 PM
Can anyone recommend me a good energy company? Scottish Power charge us ten pound a week for electricity but they said for them to rip out the gas meter they would charge us 70 quid or something so we told them to go f*** themselves and found eon who said they would charge us 80 a month for gas and electricty but if we used stupid amounts of gas they would have to charge us extra, they also said they would change the supply from meter to non meter free of charge. Only today however they say they cannot because of some as they claim poor credit check thing. I'm f***ing sick of paying absolute fortunes for gas. On average 100 a week, I don't even spend that much on petrol a week for our two cars.
Title: Re: The homeowners' thread
Post by: lovejoy on Saturday 26 January 2013, 03:57:26 PM
27 quid a month to insure a boiler, is that a fuckin joke?

I agree, but, I was quoted £300-£400 to fix the boiler. With the british gas policy I pay £99 up front, plus £21 a month, and my central heating system, pipes, drains and all electrics in the house are covered from 12 months.

So, in effect, I've paid £351 for my circuit board replacement and 12 months of cover for anything else that goes wrong with heating or electrics in the house, so, in that sense, it wasn't a bad deal. (plus I've spread cost over 12 months).

Having said that, they haven't fixed it yet, I'm waiting for them to come this afternoon!
Title: Re: The homeowners' thread
Post by: Dave on Saturday 26 January 2013, 04:19:29 PM
Who quoted you?

Also, your sums only work if you actually cancel the 'cover' after 12 months.
Title: Re: The homeowners' thread
Post by: lovejoy on Saturday 26 January 2013, 05:27:23 PM
Who quoted you?

Also, your sums only work if you actually cancel the 'cover' after 12 months.

I got three people round, 1 was my brother in law!

Oh I will be cancelling it, no doubt, it was more about spreading the cost than the cover tbh, but getting cover for 12 months is a bonus. I'm more bothered about this stuff since the little one came long.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 26 January 2013, 05:45:34 PM
Can anyone recommend me a good energy company? Scottish Power charge us ten pound a week for electricity but they said for them to rip out the gas meter they would charge us 70 quid or something so we told them to go f*** themselves and found eon who said they would charge us 80 a month for gas and electricty but if we used stupid amounts of gas they would have to charge us extra, they also said they would change the supply from meter to non meter free of charge. Only today however they say they cannot because of some as they claim poor credit check thing. I'm f***ing sick of paying absolute fortunes for gas. On average 100 a week, I don't even spend that much on petrol a week for our two cars.


have you considered putting a ceiling fan on your hight ceilings? try and re- circulate the heat that will nodoubt gather there too high to warm you. - just a thought, trying it tonight with our gas fire on lowest setting and fan on slow.
Title: Re: The homeowners' thread
Post by: HTT on Saturday 26 January 2013, 08:20:21 PM
Can anyone recommend me a good energy company? Scottish Power charge us ten pound a week for electricity but they said for them to rip out the gas meter they would charge us 70 quid or something so we told them to go f*** themselves and found eon who said they would charge us 80 a month for gas and electricty but if we used stupid amounts of gas they would have to charge us extra, they also said they would change the supply from meter to non meter free of charge. Only today however they say they cannot because of some as they claim poor credit check thing. I'm f***ing sick of paying absolute fortunes for gas. On average 100 a week, I don't even spend that much on petrol a week for our two cars.


have you considered putting a ceiling fan on your hight ceilings? try and re- circulate the heat that will nodoubt gather there too high to warm you. - just a thought, trying it tonight with our gas fire on lowest setting and fan on slow.

We have a ceiling fan light thing already up there but whenever I put it on the breeze is too cold. Let me know how you get on. We have decided in the summer when we have a few spare coins we are going to put in  a proper log fire we can all sit aorund.

When we have the heating on its very warm, when its off though its like being outside.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 26 January 2013, 08:23:15 PM
Can anyone recommend me a good energy company? Scottish Power charge us ten pound a week for electricity but they said for them to rip out the gas meter they would charge us 70 quid or something so we told them to go f*** themselves and found eon who said they would charge us 80 a month for gas and electricty but if we used stupid amounts of gas they would have to charge us extra, they also said they would change the supply from meter to non meter free of charge. Only today however they say they cannot because of some as they claim poor credit check thing. I'm f***ing sick of paying absolute fortunes for gas. On average 100 a week, I don't even spend that much on petrol a week for our two cars.


have you considered putting a ceiling fan on your hight ceilings? try and re- circulate the heat that will nodoubt gather there too high to warm you. - just a thought, trying it tonight with our gas fire on lowest setting and fan on slow.

We have a ceiling fan light thing already up there but whenever I put it on the breeze is too cold. Let me know how you get on. We have decided in the summer when we have a few spare coins we are going to put in  a proper log fire we can all sit aorund.

When we have the heating on its very warm, when its off though its like being outside.

ours has a slow reverse setting which is apparently for re-ciculating warm air- put it on now and again, with the living room fire on +door open - it dooes warm right through the other rooms .
Title: Re: The homeowners' thread
Post by: HTT on Saturday 26 January 2013, 08:40:36 PM
Can anyone recommend me a good energy company? Scottish Power charge us ten pound a week for electricity but they said for them to rip out the gas meter they would charge us 70 quid or something so we told them to go f*** themselves and found eon who said they would charge us 80 a month for gas and electricty but if we used stupid amounts of gas they would have to charge us extra, they also said they would change the supply from meter to non meter free of charge. Only today however they say they cannot because of some as they claim poor credit check thing. I'm f***ing sick of paying absolute fortunes for gas. On average 100 a week, I don't even spend that much on petrol a week for our two cars.


have you considered putting a ceiling fan on your hight ceilings? try and re- circulate the heat that will nodoubt gather there too high to warm you. - just a thought, trying it tonight with our gas fire on lowest setting and fan on slow.

We have a ceiling fan light thing already up there but whenever I put it on the breeze is too cold. Let me know how you get on. We have decided in the summer when we have a few spare coins we are going to put in  a proper log fire we can all sit aorund.

When we have the heating on its very warm, when its off though its like being outside.

ours has a slow reverse setting which is apparently for re-ciculating warm air- put it on now and again, with the living room fire on +door open - it dooes warm right through the other rooms .

Ah, ours is basically like a fan/air conditioning type thing for the summer.
Title: Re: The homeowners' thread
Post by: Karjala on Saturday 26 January 2013, 10:59:58 PM
Who quoted you?

Also, your sums only work if you actually cancel the 'cover' after 12 months.

I got three people round, 1 was my brother in law!

Oh I will be cancelling it, no doubt, it was more about spreading the cost than the cover tbh, but getting cover for 12 months is a bonus. I'm more bothered about this stuff since the little one came long.
I get Boiler cover with my £10/month bank account with Halifax, under the 'Home Emergency' section. They've been out and fixed it twice.
Title: Re: The homeowners' thread
Post by: BoSelecta on Friday 1 February 2013, 03:27:48 PM
Ive got some decisions to make regarding my Sky. My 12 month contract has entered its last month, so as of March I can leave anytime I wish. Im currently paying £60 for net, phone and basic tv package with HD. Now, I barely watch telly and my wife only watches all the normal channels. So I feel for like im having my kegs pulled down paying 60 quid a month. BT have fibre optic in my area now which is really appealing. My options and questions are...

How many channels do I get through my Sky box if I ditch Sky?

Can I hook a Freeview HD box up to my Sky dish?

Is it worth getting Freesat HD?

Or should I just bite the bullet and look into getting a motorized dish and a dreambox? I know nothing about them so Id have to do a s*** tonne of research.

Basically I dont know wtf to do, so wondering what other folks have done when theyve f***ed Sky off.

Title: Re: The homeowners' thread
Post by: icemanblue on Friday 1 February 2013, 03:43:07 PM
I'd love to get rid of Sky, or the £80 per month bill rather. I just couldn't live without HD sports channels. :lol:
Title: Re: The homeowners' thread
Post by: Mugatu on Friday 1 February 2013, 03:44:25 PM
Ive got some decisions to make regarding my Sky. My 12 month contract has entered its last month, so as of March I can leave anytime I wish. Im currently paying £60 for net, phone and basic tv package with HD. Now, I barely watch telly and my wife only watches all the normal channels. So I feel for like im having my kegs pulled down paying 60 quid a month. BT have fibre optic in my area now which is really appealing. My options and questions are...

How many channels do I get through my Sky box if I ditch Sky?

Can I hook a Freeview HD box up to my Sky dish?

Is it worth getting Freesat HD?

Or should I just bite the bullet and look into getting a motorized dish and a dreambox? I know nothing about them so Id have to do a s*** tonne of research.

Basically I dont know wtf to do, so wondering what other folks have done when theyve f***ed Sky off.



If you ring up Sky to cancel and stick to your guns I'm almost certain they'll offer you a discount to stay. Usually it's 50% off for 12 months, although last time I managed to get 75% off!  :frantic:
Title: Re: The homeowners' thread
Post by: BoSelecta on Friday 1 February 2013, 04:14:28 PM
I'm fortunate enough to not have to pay for the sports channels. My brother pays for them so I just use his account on my Xbox's Sky player.

Ringing up and threatening to ditch it is certainly an option. I just need a backup plan in case I become too stubborn for them and actually end up going through with it!
Title: Re: The homeowners' thread
Post by: Oakie Doke on Friday 1 February 2013, 04:17:34 PM
I've got a semi.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 2 February 2013, 02:49:16 PM
Just read North Tyneside council have been forced to reconsider the garden waste bin charge due to low uptake and all those who subscribed will get a refund- get in paid £40 for two bins, result.
Title: Re: The homeowners' thread
Post by: Pixelphish on Saturday 2 February 2013, 02:53:19 PM
I've got a semi.

:lol:
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 2 February 2013, 02:55:14 PM
Ive got some decisions to make regarding my Sky. My 12 month contract has entered its last month, so as of March I can leave anytime I wish. Im currently paying £60 for net, phone and basic tv package with HD. Now, I barely watch telly and my wife only watches all the normal channels. So I feel for like im having my kegs pulled down paying 60 quid a month. BT have fibre optic in my area now which is really appealing. My options and questions are...

How many channels do I get through my Sky box if I ditch Sky?

Can I hook a Freeview HD box up to my Sky dish?

Is it worth getting Freesat HD?

Or should I just bite the bullet and look into getting a motorized dish and a dreambox? I know nothing about them so Id have to do a s*** tonne of research.

Basically I dont know wtf to do, so wondering what other folks have done when theyve f***ed Sky off.



interesting- we are in exactly the same postion, the tv package is basic and s***, the internet is poor- c £54  a month.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 2 February 2013, 02:58:06 PM
somebody mentioned a freesat set up on here that gets you Sky sports and espn for around £40 a month, that and a cheap broadband and just f*** the phone off is what im thinking. never use the phone.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Saturday 2 February 2013, 07:06:38 PM
Went for a second viewing on a house today, with the intention (and understanding of the owner) that we would put an offer in at the start of March.  Viewing goes fine, guy is nice as pie, then right at the end of the viewing he mentions he's received a "cash offer" from another buyer which was "completely unacceptable" but as he "likes us" he wants to give us first refusal.  We mentioned that it wasn't what we'd agreed previously but would think about moving things forward and get back to him on monday morning.

30 minutes after the viewing we speak to the estate agent who is pressuring us to make an offer there and then as the house will "be gone by monday", so we speak to the owner again (as he gave us his number), and this time he is an absolute c*** on the phone and gives my other half grief for no reason.  Apparently in the 30 mins since we left, the other buyer called him and upped his "cash offer" to an offer that was "too good to turn down", yet he still wanted an offer from us.  We then put in an offer early (to appease him) and basically get told by the estate agent that he wants the asking price or nothing, so we remove our interest.

The guy bought the house Feb 2012 for £142,000 and is now asking for £160,000 because he has "done some work to the property" but cannot afford to keep it as he lost his job.  The online valuation is £151,000, so we offered £152,000.  Apparently the cash offer was £158,000, so is getting absolutely ripped off!

Absolutely gutted though, was the best house we'd seen so far, but it just didn't seem to make sense to pay massively over the odds just for the fact that we liked it.  Hoping that more houses will start to be listed in the Spring, but at the moment I'm really not happy with my job so having to toss up between buying a house or changing jobs, so stressful.
Title: Re: The homeowners' thread
Post by: SEMTEX on Saturday 2 February 2013, 07:09:47 PM
You're best out of s*** like that. Only going to bite you on the arse in the long run. Especially if a shady character like that has actually worked on the house himself. You've gotta be open to missing out on plenty of houses, unfortunately. Plenty of houses around.
Title: Re: The homeowners' thread
Post by: SEMTEX on Saturday 2 February 2013, 07:10:40 PM
Incidentally, this is my house-hole, instagram-style: http://instagram.com/p/VNH4QCibmJ/
Title: Re: The homeowners' thread
Post by: B-more Mag on Saturday 2 February 2013, 07:18:17 PM
Went for a second viewing on a house today, with the intention (and understanding of the owner) that we would put an offer in at the start of March.  Viewing goes fine, guy is nice as pie, then right at the end of the viewing he mentions he's received a "cash offer" from another buyer which was "completely unacceptable" but as he "likes us" he wants to give us first refusal.  We mentioned that it wasn't what we'd agreed previously but would think about moving things forward and get back to him on monday morning.

30 minutes after the viewing we speak to the estate agent who is pressuring us to make an offer there and then as the house will "be gone by monday", so we speak to the owner again (as he gave us his number), and this time he is an absolute c*** on the phone and gives my other half grief for no reason.  Apparently in the 30 mins since we left, the other buyer called him and upped his "cash offer" to an offer that was "too good to turn down", yet he still wanted an offer from us.  We then put in an offer early (to appease him) and basically get told by the estate agent that he wants the asking price or nothing, so we remove our interest.

The guy bought the house Feb 2012 for £142,000 and is now asking for £160,000 because he has "done some work to the property" but cannot afford to keep it as he lost his job.  The online valuation is £151,000, so we offered £152,000.  Apparently the cash offer was £158,000, so is getting absolutely ripped off!

Absolutely gutted though, was the best house we'd seen so far, but it just didn't seem to make sense to pay massively over the odds just for the fact that we liked it.  Hoping that more houses will start to be listed in the Spring, but at the moment I'm really not happy with my job so having to toss up between buying a house or changing jobs, so stressful.

Buying and selling your home, or both at the same time, is one of the most stressful things you can do. My parents used to do it every four years or so (they still do, actually). We once moved across the street, to a house you could see from my bedroom window in our old house. They're crazy.

I bought my place two years ago after living in the last one for 11 years. We're going to be here for a while.

Good luck to you.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Tuesday 12 February 2013, 11:17:07 AM
So after all the hassle with the previous house, one of the houses on our "maybe" list was dropped in price by £10k for a quick sale, so we've jumped in and made an offer for the asking price hoping to push it through.

So far it's been a disaster; basically, the current owners have part-exchanged the house towards a new build property, so the house is now owned by the building firm themselves.  We've had to go through the estate agents, a "homeowners society" thing, the building firm and the current owners.  We still have no idea if our offer has been accepted or not, or where the process actually is with the checks etc (we've already got a mortgage in principle for about £20k more than our offer so there should be no problems there).

Anyone ever come across this sort of thing before?  We're basically totally in limbo at the moment while all the other parties get their ducks in a row.  They said the move could go through in as little as 2 weeks, but it could take until June.  Confused would be an understatement!
Title: Re: The homeowners' thread
Post by: Minhosa on Tuesday 12 February 2013, 12:32:52 PM
So after all the hassle with the previous house, one of the houses on our "maybe" list was dropped in price by £10k for a quick sale, so we've jumped in and made an offer for the asking price hoping to push it through.

So far it's been a disaster; basically, the current owners have part-exchanged the house towards a new build property, so the house is now owned by the building firm themselves.  We've had to go through the estate agents, a "homeowners society" thing, the building firm and the current owners.  We still have no idea if our offer has been accepted or not, or where the process actually is with the checks etc (we've already got a mortgage in principle for about £20k more than our offer so there should be no problems there).

Anyone ever come across this sort of thing before?  We're basically totally in limbo at the moment while all the other parties get their ducks in a row.  They said the move could go through in as little as 2 weeks, but it could take until June.  Confused would be an understatement!

If it's owned by a corporate rather than a family (i.e; no emotional attachment, just a pure financial transaction) I'd be inclined to offer less than the asking price.

The reason people part ex (in the main) is because they want a hassle free process so the original owners would have taken a hit of probably at least 5% from the builders for the pleasure of the smooth transaction. The Builders have obviously accounted for offerring this option in the fee's of their new builds so they are now left with a house they just want to shift. They will have some margin/room for negotiation.

If you are chain free then you are exactly what they're looking for................an easy route to getting rid of the property that they don't want on their asset list.

The very fact they've already dropped £10k indicates that. See what happens, but I'd be inclined to get towards the end of the process and reduce your offer (with literally a couple of days to go). It's a c***s trick but all you're doing is nicking a few grand back of a big builder who is making cash at both ends anyway.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Tuesday 12 February 2013, 08:14:06 PM
It's been an absolute nightmare so far; they've tried to force us to use their "approved" mortgage advisor and solicitors, but we've stuck to our guns and after hours of arguing they've agreed that we can use our own.  After about 3-4 phone calls of them saying we HAD to use theirs, they then turned round and said "well we can't force you...", so why the f*** did they waste hours of our time instead of just listening to us at the start?!

The main issue now is that they want to exchange contracts in March, but not let us move in until 1st May because the current owner is having an operation and doesn't want to move until May and the building firm are not prepared to delay the sale for it.  They've said this is non-negotiable, and the thing worrying us is that we'll have effectively taken ownership of the house, but the current owners will be living their for a month afterwards.  What happens if something breaks in that time?  Are we liable for the costs incurred?  Also, what guarantee do we have that the place will be left in a good condition when they leave?  Having a third party involved in this deal has totally messed everything up!
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 12 February 2013, 08:17:30 PM
It's been an absolute nightmare so far; they've tried to force us to use their "approved" mortgage advisor and solicitors, but we've stuck to our guns and after hours of arguing they've agreed that we can use our own.  After about 3-4 phone calls of them saying we HAD to use theirs, they then turned round and said "well we can't force you...", so why the f*** did they waste hours of our time instead of just listening to us at the start?!

The main issue now is that they want to exchange contracts in March, but not let us move in until 1st May because the current owner is having an operation and doesn't want to move until May and the building firm are not prepared to delay the sale for it.  They've said this is non-negotiable, and the thing worrying us is that we'll have effectively taken ownership of the house, but the current owners will be living their for a month afterwards.  What happens if something breaks in that time?  Are we liable for the costs incurred?  Also, what guarantee do we have that the place will be left in a good condition when they leave?  Having a third party involved in this deal has totally messed everything up!


theres such thing as an exchange and delayed completion I believe, maybe this is what they are on about?
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 12 February 2013, 08:18:37 PM
You should accept it on the basis that they pay rent?
Title: Re: The homeowners' thread
Post by: Minhosa on Tuesday 12 February 2013, 08:24:48 PM
It's been an absolute nightmare so far; they've tried to force us to use their "approved" mortgage advisor and solicitors, but we've stuck to our guns and after hours of arguing they've agreed that we can use our own.  After about 3-4 phone calls of them saying we HAD to use theirs, they then turned round and said "well we can't force you...", so why the f*** did they waste hours of our time instead of just listening to us at the start?!

The main issue now is that they want to exchange contracts in March, but not let us move in until 1st May because the current owner is having an operation and doesn't want to move until May and the building firm are not prepared to delay the sale for it.  They've said this is non-negotiable, and the thing worrying us is that we'll have effectively taken ownership of the house, but the current owners will be living their for a month afterwards.  What happens if something breaks in that time?  Are we liable for the costs incurred?  Also, what guarantee do we have that the place will be left in a good condition when they leave?  Having a third party involved in this deal has totally messed everything up!

Yep - as CP40 says, you would delay the exchange but have the deal done in anticipation of that I would have thought.

They push you to use their people for two reasons;-

1) It's all kept 'in-house' as it were and the Solicitor has their best interests at heart in keeping the deal moving. They will be on agreed KPI's with the Homebuilders for turnaround times, giving their deals priority.

2) I'd imagine the Homebuilders get some form of corporate commission/glossed up kickback for them passing your business over to the legal firm.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Tuesday 12 February 2013, 08:25:41 PM
It's been an absolute nightmare so far; they've tried to force us to use their "approved" mortgage advisor and solicitors, but we've stuck to our guns and after hours of arguing they've agreed that we can use our own.  After about 3-4 phone calls of them saying we HAD to use theirs, they then turned round and said "well we can't force you...", so why the f*** did they waste hours of our time instead of just listening to us at the start?!

The main issue now is that they want to exchange contracts in March, but not let us move in until 1st May because the current owner is having an operation and doesn't want to move until May and the building firm are not prepared to delay the sale for it.  They've said this is non-negotiable, and the thing worrying us is that we'll have effectively taken ownership of the house, but the current owners will be living their for a month afterwards.  What happens if something breaks in that time?  Are we liable for the costs incurred?  Also, what guarantee do we have that the place will be left in a good condition when they leave?  Having a third party involved in this deal has totally messed everything up!


theres such thing as an exchange and delayed completion I believe, maybe this is what they are on about?

Sounds like it could be.  I guess the problem from our perspective is that the other family are buying a new build so whatever happens they know they're moving into a brand spanking new house, whereas we effectively have to buy their house in one condition, and then inherit it a month later!  I'm not sure to what degree we're allowed to govern what happens under these conditions.


You should accept it on the basis that they pay rent?

I said exactly that but my other half dismissed it and said it would cause more trouble than it's worth.  I may phone the housing association and suggest it, I don't see why that is an unfair request as we're meeting their terms on the moving date.
Title: Re: The homeowners' thread
Post by: Minhosa on Tuesday 12 February 2013, 08:28:28 PM
BTW Chris, unless it's your dream house, then make a final offer on terms you are comfortable with and issue them an ultimatum. Take it or leave it.

There's plenty more houses around, it's a buyers market and whether they'd admit it or not they just want shot of the thing. They have no desire to have to maintain it, pay the bills, find tenants, get a firm in to do the gardens/windows etc etc on a second hand house. It's not their game. They use the offer of part exchange as a lure to people who want a quick, no hassle move. They obviously don't really want the exchange property. It's just a means to an end. Shifting new houses with plenty of margin to allow for all their marketing/lures/offers including part ex.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Tuesday 12 February 2013, 08:28:49 PM
It's been an absolute nightmare so far; they've tried to force us to use their "approved" mortgage advisor and solicitors, but we've stuck to our guns and after hours of arguing they've agreed that we can use our own.  After about 3-4 phone calls of them saying we HAD to use theirs, they then turned round and said "well we can't force you...", so why the f*** did they waste hours of our time instead of just listening to us at the start?!

The main issue now is that they want to exchange contracts in March, but not let us move in until 1st May because the current owner is having an operation and doesn't want to move until May and the building firm are not prepared to delay the sale for it.  They've said this is non-negotiable, and the thing worrying us is that we'll have effectively taken ownership of the house, but the current owners will be living their for a month afterwards.  What happens if something breaks in that time?  Are we liable for the costs incurred?  Also, what guarantee do we have that the place will be left in a good condition when they leave?  Having a third party involved in this deal has totally messed everything up!

Yep - as CP40 says, you would delay the exchange but have the deal done in anticipation of that I would have thought.

They push you to use their people for two reasons;-

1) It's all kept 'in-house' as it were and the Solicitor has their best interests at heart in keeping the deal moving. They will be on agreed KPI's with the Homebuilders for turnaround times, giving their deals priority.

2) I'd imagine the Homebuilders get some form of corporate commission/glossed up kickback for them passing your business over to the legal firm.

They seemed to suggest that the deposit would need paying at the exchange of contracts as well, which seems unfair given that the house condition is obviously going to change afterwards.

Yeah that all makes sense from their perspective, it's all backhanders at the end of the day.  I just think that's totally unfair though, surely you want someone impartial to act on your behalf?  I can't see how you would ever win any arguments if the same firm is acting for both buyer and seller!

The housing association wouldn't even tell us how much the solicitors fees would be for "their" firm, just seems like a con waiting to happen!
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 12 February 2013, 08:29:10 PM
I dont think you will start paying interest on your mortgage until completion, so that negates the rent argument- im no expert mind  :), just bought a few flats and houses down the years.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 12 February 2013, 08:30:01 PM
BTW Chris, unless it's your dream house, then make a final offer on terms you are comfortable with and issue them an ultimatum. Take it or leave it.

There's plenty more houses around, it's a buyers market and whether they'd admit it or not they just want shot of the thing. They have no desire to have to maintain it, pay the bills, find tenants, get a firm in to do the gardens/windows etc etc on a second hand house. It's not their game. They use the offer of part exchange as a lure to people who want a quick, no hassle move. They obviously don't really want the exchange property. It's just a means to an end. Shifting new houses with plenty of margin to allow for all their marketing/lures/offers including part ex.

:thup:
Title: Re: The homeowners' thread
Post by: Minhosa on Tuesday 12 February 2013, 08:33:34 PM
It's been an absolute nightmare so far; they've tried to force us to use their "approved" mortgage advisor and solicitors, but we've stuck to our guns and after hours of arguing they've agreed that we can use our own.  After about 3-4 phone calls of them saying we HAD to use theirs, they then turned round and said "well we can't force you...", so why the f*** did they waste hours of our time instead of just listening to us at the start?!

The main issue now is that they want to exchange contracts in March, but not let us move in until 1st May because the current owner is having an operation and doesn't want to move until May and the building firm are not prepared to delay the sale for it.  They've said this is non-negotiable, and the thing worrying us is that we'll have effectively taken ownership of the house, but the current owners will be living their for a month afterwards.  What happens if something breaks in that time?  Are we liable for the costs incurred?  Also, what guarantee do we have that the place will be left in a good condition when they leave?  Having a third party involved in this deal has totally messed everything up!

Yep - as CP40 says, you would delay the exchange but have the deal done in anticipation of that I would have thought.

They push you to use their people for two reasons;-

1) It's all kept 'in-house' as it were and the Solicitor has their best interests at heart in keeping the deal moving. They will be on agreed KPI's with the Homebuilders for turnaround times, giving their deals priority.

2) I'd imagine the Homebuilders get some form of corporate commission/glossed up kickback for them passing your business over to the legal firm.

They seemed to suggest that the deposit would need paying at the exchange of contracts as well, which seems unfair given that the house condition is obviously going to change afterwards.

Yeah that all makes sense from their perspective, it's all backhanders at the end of the day.  I just think that's totally unfair though, surely you want someone impartial to act on your behalf?  I can't see how you would ever win any arguments if the same firm is acting for both buyer and seller!

The housing association wouldn't even tell us how much the solicitors fees would be for "their" firm, just seems like a con waiting to happen!

There's obviously not going to be any conflict whatsoever mate. That's why they 'force' you to go with their legals. You're absolutely right to want impartiality.

You'll probably find their legal guys are actually a bit cheaper than the norm because they'll be trying to incentivise their use as much as possible. Time is money.

I wouldn't buy on the basis you have described. What happens if there is a fire? Would they even insure something they don't own? It's not their problem if the thing burns down..........it's your loss.

Seems to me that the seller/home builder just want everything on their terms. They get the new shiny house, they move when they want, you've got no say in the deal at all.

There's not that many people throwing money at these guys. Turn the tables. Get some influence or sack it off.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Tuesday 12 February 2013, 08:36:32 PM
I'm definitely with you there, my other half on the other hand is far more diplomatic and a lot less ruthless than me :lol:.  It's by no means a dream house but definitely the most financially viable; we're confident we're getting it below the market value so I guess at the moment we're more concerned with securing it in general than perhaps fighting our case a lot more.  I would happily turn round now and decrease our offer by £2,500 to what we were originally going to pay; if things continue this way for much longer I think that's what I'll do!

Buying a f***ing house is a tough business, I hope it's not as bad as this for everyone else!
Title: Re: The homeowners' thread
Post by: Minhosa on Tuesday 12 February 2013, 08:42:28 PM
I'm definitely with you there, my other half on the other hand is far more diplomatic and a lot less ruthless than me :lol:.  It's by no means a dream house but definitely the most financially viable; we're confident we're getting it below the market value so I guess at the moment we're more concerned with securing it in general than perhaps fighting our case a lot more.  I would happily turn round now and decrease our offer by £2,500 to what we were originally going to pay; if things continue this way for much longer I think that's what I'll do!

Buying a f***ing house is a tough business, I hope it's not as bad as this for everyone else!

It's not being ruthless at all, it's purely protecting your own interests.

The thing with buying a house is that, whilst you may be saving a bit off market value now, it's only going to be realised when you come to sell it. You've actually got to enjoy living in it in the meantime.

I don't mean to be an arse but a £10k saving is neither here nor there really when you talk in home ownership terms. You could easily buy a house and over time put in a nice new kitchen/bathroom and add £10k to the value without really meaning too.

Also, you're never really getting a bargain with houses, they are worth what people are prepared to pay for them. If it was great value you'd have lots of competition for it.

Don't be afraid to be arsey with them. They DO NOT want to lose you. Spell your terms out to them and don't move into something just because it makes financial sense, move into something that you like and that you can afford. Whatever your budget you will find a house that you like.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 12 February 2013, 08:46:24 PM
^listen to this man. :aww:
Title: Re: The homeowners' thread
Post by: Chrisjraby on Tuesday 12 February 2013, 08:52:08 PM
Yeah I hear you, I guess because we're pretty skint we see £10k as a big saving, but you're right in terms of houses that's small change.

Don't get me wrong, it's a nice house and I think we will be happy there, it's just that saving the extra £10k off the mortgage was kind of the icing on the cake that made us go for it.

Advice is much appreciated :thup:.
Title: Re: The homeowners' thread
Post by: Minhosa on Tuesday 12 February 2013, 08:58:56 PM
Yeah I hear you, I guess because we're pretty skint we see £10k as a big saving, but you're right in terms of houses that's small change.

Don't get me wrong, it's a nice house and I think we will be happy there, it's just that saving the extra £10k off the mortgage was kind of the icing on the cake that made us go for it.

Advice is much appreciated :thup:.

Don't get me wrong, I'm not demeaning the saving of £10k it's just that if you live in the place for 5-10 years the £10k will be worth less (inflation etc) and you'd probably have to do up the bathroom/kitchen in that time which would add value - probably not far off £10k. Equally, buying in the right location, will pretty much always see the property (gradually) increase in value over the medium term. Forget the nonsense of the ten years ago which saw any old fool buy a house and see it rocket in value - those days are gone and not coming back. Dumb luck doesn't happen in property now.

I'll stop boring you but don't just buy something that's 'ok' if the main reason for it being 'ok' is the price. Take your time, you only buy your first house once.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Wednesday 13 February 2013, 04:39:52 PM
Looks like the offer has been officially accepted and the house taken off the market, which is definitely a start!

We've now got our own recommended solicitor working on our behalf and we're going to get our mortgage application sorted tonight; if we can get all the issues sorted with this post-exchange/pre-completion s*** then it looks like we're hot to trot.

A lot of people at work have suggested we draw up a 1 month tenancy agreement and charge the family rent for living in the house for that extra month post-exchange, and I'm definitely going to suggest that to our solicitor and see how feasible it is.

All this househunting lark is definitely f***ing with my blood pressure, can't wait to get it all sorted out and move in.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 13 February 2013, 04:42:05 PM
My gf's parents rented out their house to the previous owners for 2 months after buying, so you wouldn't be the first to do it!
Title: Re: The homeowners' thread
Post by: pinkeye on Wednesday 13 February 2013, 05:46:32 PM
The house I owned before the one I currently live in was one that I bought because I could afford it.  I got it for a really good price because the people who lived there made the error of telling me that that they were desperate to sell, plus they had split up as a couple so they wanted a deal done so they could get away from eachother....

I spent 7 s*** years living there, I hated the house, the neighbours, the area, the fact I had no privicy in my own garden and the fact that the back garden was in the shade all day.  I finally sold it to a Malaysian Doctor and made the best part of nothing on it.....
   :(
The house I live in now is awesome, I love it here and I wish I had been a bit more choosey in the first place instead of rushing in to the first one.

The main advice I have read so far is 100% correct, find a place you like and really want to live in, the market is heavily weighted towards buyers right now.  If someone wants to sell and you want to buy - the seller will do just about anything to keep hold of you.
Title: Re: The homeowners' thread
Post by: HTT on Wednesday 13 February 2013, 07:02:47 PM
The house I owned before the one I currently live in was one that I bought because I could afford it.  I got it for a really good price because the people who lived there made the error of telling me that that they were desperate to sell, plus they had split up as a couple so they wanted a deal done so they could get away from eachother....

I spent 7 s*** years living there, I hated the house, the neighbours, the area, the fact I had no privicy in my own garden and the fact that the back garden was in the shade all day.  I finally sold it to a Malaysian Doctor and made the best part of nothing on it.....
   :(
The house I live in now is awesome, I love it here and I wish I had been a bit more choosey in the first place instead of rushing in to the first one.

The main advice I have read so far is 100% correct, find a place you like and really want to live in, the market is heavily weighted towards buyers right now.  If someone wants to sell and you want to buy - the seller will do just about anything to keep hold of you.

Aye sound advice. Another thing, if your heart's set on things, for the sake of a couple of grand or charging people rent etc. just do it, get the property bought and be done with it. Buying properties or even selling them is one big f*** off ball ache like.
Title: Re: The homeowners' thread
Post by: Jill on Saturday 16 February 2013, 03:16:11 PM
After owing our house for nearly a year we've found out there is a residents association for our street because a leaflet came through the door. :lol: We should really socialise more.

They're having an egg decoration competition as part of a fundraiser, I'm going to destroy them.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 21 February 2013, 01:15:07 AM
so...we have a decent whack of house built. Basement/foundation is done and in the last 2 days they've basically whipped up the outer frame for the first floor. Our lil townhouse is becoming a reality.

I'm beginning to get upset at the though of paying a mortgage. I don't want to pay a mortgage.

Anyway:

(http://i.imgur.com/ZCyTyQu.jpg)

Isn't she beautiful!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!questionmark

moar (http://www.icloud.com/photostream/#A2GWZuqDGloLnj)
Title: Re: The homeowners' thread
Post by: B-more Mag on Thursday 21 February 2013, 01:34:58 AM
:thup: Parking pad in front and a little bit of yard out back?
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 21 February 2013, 01:35:42 AM
Aye. Space for 2 miniscule cars/ 1 sensible car out front. Back is 15 ft by 40ft so it'll do for the dog.
Title: Re: The homeowners' thread
Post by: PCW1983 on Friday 22 February 2013, 07:47:32 AM
We went to see about reserving a bigger house on our estate last night, when we arrived there was a couple reserving the house we wanted which is also the final one of that style   :buck2:

Were going to wait for a bit to see if any of the reservations fall through, if not then i think we will just stay in the one we are in and reduce our mortgage by about 8 years.
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 22 February 2013, 05:46:40 PM
1 day later:

(http://i.imgur.com/tsxjcv7.jpg)

Mother f***ers can pop a home up in minutes. Overpaid sons of bitches.

There's blatantly going to be a third floor by the time I get home tonight.
Title: Re: The homeowners' thread
Post by: Dave on Friday 22 February 2013, 10:13:28 PM
I bought a good torch/worklight from eBay. Really impressed, and only seven quid. Just thought I'd put it out there, despite being the lamest thing I can think of posting right now.
Title: Re: The homeowners' thread
Post by: Dave on Friday 22 February 2013, 10:23:42 PM
http://www.ebay.co.uk/itm/Superbright-EXTENDABLE-LED-torch-worklight-magnetic-base-excellent-price-/260947375651

Eight quid even. The packaging confirms it's a previous Aldi special.
Title: Re: The homeowners' thread
Post by: Mr Logic on Saturday 23 February 2013, 09:12:21 AM
Well done Dave.  O0  Fuse tripped just last week and I was scrabbling around in the dark trying to find the switch.
Title: Re: The homeowners' thread
Post by: PCW1983 on Saturday 23 February 2013, 01:03:01 PM
Am i right in saying that one would use decorators caulk to fill a crack between a wall and skirting? 
Title: Re: The homeowners' thread
Post by: robm on Sunday 24 February 2013, 09:06:37 AM
Am i right in saying that one would use decorators caulk to fill a crack between a wall and skirting?

Yes as long as its not massive obviously
Title: Re: The homeowners' thread
Post by: BoSelecta on Sunday 24 February 2013, 09:24:50 AM
Am i right in saying that one would use decorators caulk to fill a crack between a wall and skirting? 
As long as its flexible filler, it will be fine. If the gaps abit larger just pack it out with some kitchen roll.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Thursday 28 February 2013, 12:17:14 PM
Looks like the offer has been officially accepted and the house taken off the market, which is definitely a start!

We've now got our own recommended solicitor working on our behalf and we're going to get our mortgage application sorted tonight; if we can get all the issues sorted with this post-exchange/pre-completion s*** then it looks like we're hot to trot.

Post all of the previous pissing about, we've got a solicitor sorted, had a survey on the property, had our mortgage approved and sorted out life insurance and buildings/contents insurance; all within an incredibly short space of time to hopefully speed up the process of moving.

However, we've now found out this morning that the current owners of the property haven't even transferred their house to the building firm yet (a process which we were told was "practically complete" when we put our offer in on the house), so we have literally no f***ing idea what's going on.

I've spent about £1000 so far on fees etc and now we're being told that the third party firm have no idea what's happening with the process and that as far as they're aware it's in the hands of solicitors.

Obviously we're absolutely fuming at the moment, we've bent over backwards to do everything they wanted (including paying the third party a £250 deposit to take the property off the market, which they never mentioned to us previously!) and have spent a considerable amount of money so far, yet it turns out the first step of the process hasn't even been completed yet.

The current owners told us when we had our second viewing that as far as they were concerned the building firm now owned their house and they were purely waiting for a moving date.  Going by the current lack of progress, should we be worried that the sale is not going to go through?
Title: Re: The homeowners' thread
Post by: Dave on Saturday 2 March 2013, 02:48:40 PM
First grass cut of the year today. :)
Title: Re: The homeowners' thread
Post by: Chrisjraby on Sunday 3 March 2013, 04:54:34 PM
2 days after we sent a really angry email to the third party company, it turns out that the contracts have now been exchanged between the current owners and the building firm.  No idea whether that's just coincidence or whether the third party company just hadn't bothered to chase it up or not.

One plus point from all this is that the exchange date is now being pushed back by 2 weeks, so that should shorten the gap between exchange and completion that we weren't too happy about.

All good fun eh.
Title: Re: The homeowners' thread
Post by: Colo's Short and Curlies on Sunday 3 March 2013, 09:28:18 PM
First grass cut of the year today. :)

Ditto, ground still very soft though
Title: Re: The homeowners' thread
Post by: Dave on Sunday 3 March 2013, 09:31:36 PM
First grass cut of the year today. :)

Ditto, ground still very soft though

Wasn't too bad for me. In fact it was surprisingly dry.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 3 March 2013, 10:28:24 PM
Anyone use a scarifier?
Title: Re: The homeowners' thread
Post by: Dave on Sunday 3 March 2013, 11:01:51 PM
Not having a go at you in particular, but I'm getting pretty bored of the whole clichéd 'Ha, you'll never do [activity] again after the baby arrives!' s***. I know our lives will change ffs, such hyperbole to go on and on about how everything's going to be rubbish from then on. :rant:

One for the pet hates thread methinks. :lol:
Title: Re: The homeowners' thread
Post by: Cajun on Sunday 3 March 2013, 11:04:58 PM
Not having a go at you in particular, but I'm getting pretty bored of the whole clichéd 'Ha, you'll never do [activity] again after the baby arrives!' s***. I know our lives will change ffs, such hyperbole to go on and on about how everything's going to be rubbish from then on. :rant:

One for the pet hates thread methinks. :lol:

Make the most out of ranting about this on the forum, once you have had the kid...







:troll:
Title: Re: The homeowners' thread
Post by: Dave on Sunday 3 March 2013, 11:06:00 PM
Exactly. :lol:

Just winds me up. If having a child is so s**** and unrewarding then we'd have died out as a species a long time before now. :laugh:
Title: Re: The homeowners' thread
Post by: Dave on Monday 4 March 2013, 12:29:31 AM
:laugh:

Haha, I even said I didn't mean you, it was just a general whinge and a pet hate. So technically you're the one... ah never mind. ;)
Title: Re: The homeowners' thread
Post by: Elliottman on Monday 4 March 2013, 09:04:21 AM
Not having a go at you in particular, but I'm getting pretty bored of the whole clichéd 'Ha, you'll never do [activity] again after the baby arrives!' s***. I know our lives will change ffs, such hyperbole to go on and on about how everything's going to be rubbish from then on. :rant:

One for the pet hates thread methinks. :lol:

We've had a kid and hardly anything has changed tbh. The only thing I think we do less of is eat out on a night but apart from that its the same expect with a class little mental kid crawling all over the house.
Title: Re: The homeowners' thread
Post by: PCW1983 on Monday 4 March 2013, 10:05:11 AM
Anyone use a scarifier?

My father in Law started using one a couple of years ago, when it was first done i thought he'd well and truly f***ed his lawn but it came through brilliant and much more even and thicker then the previous year.
Title: Re: The homeowners' thread
Post by: cp40 on Monday 4 March 2013, 11:46:59 AM
Anyone use a scarifier?

My father in Law started using one a couple of years ago, when it was first done i thought he'd well and truly f***ed his lawn but it came through brilliant and much more even and thicker then the previous year.


can be done with a lawn rake every few months also, gets rid of compacted dead stuff snd lets the grass breath.
Title: Re: The homeowners' thread
Post by: Dave on Monday 4 March 2013, 12:57:26 PM
Cheers. :thup:

What does he use, PCW?
Title: Re: The homeowners' thread
Post by: PCW1983 on Monday 4 March 2013, 02:30:05 PM
Cheers. :thup:

What does he use, PCW?

Not sure of the make but its a petrol mower styled machine, its a old machine but does the job.  His lawn area is fairly big so its easier for him to use that over a rake although the lawn does look brutal when its first done like :lol:

I was going to do my first cut earlier but the ground is still soft in our garden.
Title: Re: The homeowners' thread
Post by: Gemmill on Monday 4 March 2013, 02:43:56 PM
Moved into a new build house last week. Hated the moving process and getting to the point where we actually shifted was an absolute nightmare, but loving living in the new place (even though the estate is basically still a building site).
Title: Re: The homeowners' thread
Post by: Dave on Monday 4 March 2013, 06:11:26 PM
Moved into a new build house last week. Hated the moving process and getting to the point where we actually shifted was an absolute nightmare, but loving living in the new place (even though the estate is basically still a building site).

Nice one. :thup:

Get as many defects as you can sorted out whilst they're still on site, you don't want to have to rely on the NHBC really.
Title: Re: The homeowners' thread
Post by: PCW1983 on Monday 4 March 2013, 06:14:53 PM
Moved into a new build house last week. Hated the moving process and getting to the point where we actually shifted was an absolute nightmare, but loving living in the new place (even though the estate is basically still a building site).

Nice one. :thup:

Get as many defects as you can sorted out whilst they're still on site, you don't want to have to rely on the NHBC really.

Ill second that, we made the mistake of not listing as many as we should have and then compounded that by signing the completion forms prior to all of the work we had reported being complete.  There was only little things left but needless to say they never came back.

Scratches on windows, make sure you check every single window and french door for scratches as you will be surprised at how many are scratched.
Title: Re: The homeowners' thread
Post by: HTT on Monday 4 March 2013, 10:09:26 PM
Moved into a new build house last week. Hated the moving process and getting to the point where we actually shifted was an absolute nightmare, but loving living in the new place (even though the estate is basically still a building site).

Hopefully it's a decent build/estate. I know a few people who have bought a new build and the thing is falling apart a few years later.

We looked at a few before we bought our place and there are some lush new builds kicking around like, but knowing the building industry you do wonder about actual build quality.
Title: Re: The homeowners' thread
Post by: HTT on Monday 4 March 2013, 10:16:56 PM
Dave I'm with you on the baby thing like but the other guy is right in a way, when the baby comes everything else means nowt really. Only baby cliche we have been hit with is lack of sleep and lack of mammy and daddy time but that's nowt compared to all re brilliant stuff. My son is just starting to walk and he's almost one so everyday is something new. Parenthood is f***ing great. All the best to you and your mrs anyway.
Title: Re: The homeowners' thread
Post by: Ryan_Taylor on Monday 11 March 2013, 10:49:50 PM
Accepted in principal for a mortgage. Found the house I want. I fear I may be growing up :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 13 March 2013, 05:45:48 PM
Anyone got an Oak veneer (or any veneer) external/front door?

Preferably for a while so you can give a good account of longevity.

They're a fraction of the price of solid oak so they're worth consideration. My current door is solid and has handled some serious neglect :lol:

My internals are oak veneer and they look s*** hot. But external is a whole different game.


can you get veneered exterior doors?
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 13 March 2013, 05:54:49 PM
Yeh, course. Everywhere sells them. Engineered for cost etc. Huge market :)

It's actually becoming harder to buy solid from local places.

Anywho, was thinking you might have been one of those with experience of them...so looks like I'm crossing you off! :lol:

aye  :lol: sounds a dodgy idea for me due to possibilties of damp under the veneer. Ive had upvc and composite doors for 10 years or so now- its not composite doors your on about?
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 13 March 2013, 05:57:37 PM
Yeh, course. Everywhere sells them. Engineered for cost etc. Huge market :)

It's actually becoming harder to buy solid from local places.

Anywho, was thinking you might have been one of those with experience of them...so looks like I'm crossing you off! :lol:

aye  :lol: sounds a dodgy idea for me due to possibilties of damp under the veneer. Ive had upvc and composite doors for 10 years or so now- its not composite doors your on about?

Veneer doors exist. I have no experience with them, and am thus not passing opinion. Perhaps Mr 40 should follow suit.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 13 March 2013, 05:59:03 PM
Yeh, course. Everywhere sells them. Engineered for cost etc. Huge market :)

It's actually becoming harder to buy solid from local places.

Anywho, was thinking you might have been one of those with experience of them...so looks like I'm crossing you off! :lol:

aye  :lol: sounds a dodgy idea for me due to possibilties of damp under the veneer. Ive had upvc and composite doors for 10 years or so now- its not composite doors your on about?

Veneer doors exist. I have no experience with them, and am thus not passing opinion. Perhaps Mr 40 should follow suit.

 :okay:



what doors are you getting on your yank mansion?
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 13 March 2013, 06:02:30 PM
Whatever the fella shoved in. Glass and plastic and s***.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 13 March 2013, 06:04:16 PM
Most easily obtainable doors you think are solid are actually engineered veneers, these days. I think I've asked in the wrong place :lol:




nah- you've asked in the right place- you've just asked the wrong question. :)
Title: Re: The homeowners' thread
Post by: Karjala on Wednesday 13 March 2013, 08:31:37 PM
Not having a go at you in particular, but I'm getting pretty bored of the whole clichéd 'Ha, you'll never do [activity] again after the baby arrives!' s***. I know our lives will change ffs, such hyperbole to go on and on about how everything's going to be rubbish from then on. :rant:

One for the pet hates thread methinks. :lol:
aye hate that s***, still get it now... Life doesnt change that much, you can still do the same stuff you always did, just that your bored time sittng around (on this site etc) will quickly be filled with 'family stuff'

I have however seen plenty of relatives get sucked into the idea that life ends, and pretty much followed it that they cant do anything except with the kids.
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 13 March 2013, 08:38:35 PM
Not having a go at you in particular, but I'm getting pretty bored of the whole clichéd 'Ha, you'll never do [activity] again after the baby arrives!' s***. I know our lives will change ffs, such hyperbole to go on and on about how everything's going to be rubbish from then on. :rant:

One for the pet hates thread methinks. :lol:
aye hate that s***, still get it now... Life doesnt change that much, you can still do the same stuff you always did, just that your bored time sittng around (on this site etc) will quickly be filled with 'family stuff'

I have however seen plenty of relatives get sucked into the idea that life ends, and pretty much followed it that they cant do anything except with the kids.

:lol:

(http://i.imgur.com/vsR1emO.png)

(http://i.imgur.com/IkiFGbJ.jpg)
Title: Re: The homeowners' thread
Post by: HTT on Wednesday 13 March 2013, 09:33:29 PM
:lol:
Title: Re: The homeowners' thread
Post by: Ryan_Taylor on Friday 15 March 2013, 10:30:55 AM
Having an average sort of day here. Woke up. Went to work. Bought a house. :)
Title: Re: The homeowners' thread
Post by: Chrisjraby on Friday 15 March 2013, 11:22:05 AM
We're having amazing fun with our purchase again; we were told we definitely wouldn't be able to complete until after 1st May, but now they've decided (2 days ago) that they now want to complete in March.

Now that would be fine, but because they told us we wouldn't complete until May, I'm booked in for a knee operation in a weeks time so will be in no fit state to move in March (not to mention the financial hassle it'll cause).

We've basically said now that if they want to force the completion through sooner, it'll have to be the first weekend of April, otherwise they need to wait until May as we can't do it any other time.  All fun and games, can't wait for this to all be over now.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Friday 15 March 2013, 12:29:30 PM
Saw an absolutely lush flat in Jesmond that I really want, sadly there's the whole working in London complications. I should either move home or stop looking at how cheap the property is.
Title: Re: The homeowners' thread
Post by: indi on Tuesday 19 March 2013, 08:19:07 PM
How much do people pay for electricity? If anyone who just has electricity not gas could let me know roughly what they pay per year/month/whatever, I'd be grateful. My direct debit has just gone from £90 a month to £434 a month, :o which is obviously a mistake and NPower are gonna feel my wrath tomorrow, but I realised that I don't really have a good idea of what I "should" be paying.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 19 March 2013, 08:22:10 PM
We pay about £33/month for electricity. Three bed semi.
Title: Re: The homeowners' thread
Post by: Coco on Tuesday 19 March 2013, 08:29:27 PM
Aye, I pay about €40-€45 per month for a 3 bed semi. You seem to be massively overpaying at £90, assuming you're not using a ridiculous amount. Might be worth checking the meter and comparing it to your bills. Sometimes they estimate your usage, which could be way above what you're actually using.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 19 March 2013, 08:33:29 PM
How much do people pay for electricity? If anyone who just has electricity not gas could let me know roughly what they pay per year/month/whatever, I'd be grateful. My direct debit has just gone from £90 a month to £434 a month, :o which is obviously a mistake and NPower are gonna feel my wrath tomorrow, but I realised that I don't really have a good idea of what I "should" be paying.


stop the direct debits, insist on actual bills scrutinise them, check readings tariffs, these energy companies are up to all sorts of tricks.
Title: Re: The homeowners' thread
Post by: indi on Tuesday 19 March 2013, 08:34:48 PM
Thanks.

Are you lads just electricity or do you have gas too? Everything at mine is electric including the heating and hot water.
Title: Re: The homeowners' thread
Post by: indi on Tuesday 19 March 2013, 08:37:16 PM
How much do people pay for electricity? If anyone who just has electricity not gas could let me know roughly what they pay per year/month/whatever, I'd be grateful. My direct debit has just gone from £90 a month to £434 a month, :o which is obviously a mistake and NPower are gonna feel my wrath tomorrow, but I realised that I don't really have a good idea of what I "should" be paying.


stop the direct debits, insist on actual bills scrutinise them, check readings tariffs, these energy companies are up to all sorts of tricks.

Yeah, if they don't pay the money back straight away then I'll just tell my bank that I'm using the direct debit guarantee and I think that means that they'll give me the money and go after NPower to get it back.
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 19 March 2013, 08:37:21 PM
Thanks.

Are you lads just electricity or do you have gas too? Everything at mine is electric including the heating and hot water.

Everything at mine is electric... but I'm in dollar world. Pay about $150 IIRC. Forced air heat, AC, electric water heater and all that s****.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 19 March 2013, 08:37:29 PM
Thanks.

Are you lads just electricity or do you have gas too? Everything at mine is electric including the heating and hot water.

That's the difference then. Combi boiler supplies our heating and hot water. Gas is lots cheaper than electricity.
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 19 March 2013, 08:38:13 PM
Thanks.

Are you lads just electricity or do you have gas too? Everything at mine is electric including the heating and hot water.


night storage heaters? how many? i used to have them in my flat but only used the one in the bedroom due to cost.
Title: Re: The homeowners' thread
Post by: indi on Tuesday 19 March 2013, 08:54:20 PM
Nah it's a "wet electric" system, in other words I have proper radiators a hot water tank and this box on the wall next to it that heats the water for both (I think). I only have the water set to come on for an hour in the morning and the heating too, if it gets cold I stick it on for an hour or two here and there and other than that I've just got the useful stuff, fridge/freezer, washing machine, dishwasher, tv, computer (on 24/7) and that's it. There's no way that I'm using anything like 400 quid's worth of electricity a month. I live in flats so all the meters are in a room somewhere and I've had to email the management company to get a reading and ask them for about the 4th time to give me my meter reference number.
Title: Re: The homeowners' thread
Post by: indi on Tuesday 19 March 2013, 08:56:29 PM
Thanks.

Are you lads just electricity or do you have gas too? Everything at mine is electric including the heating and hot water.

That's the difference then. Combi boiler supplies our heating and hot water. Gas is lots cheaper than electricity.

Can't be that much cheaper though, can it?

My electric bill's gone up to about 3.5 times my mortgage payments!?!
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 19 March 2013, 08:57:56 PM
I meant the difference between what I pay and your £90 payments.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 19 March 2013, 08:58:39 PM
PS: your mortgage is £125/month?!
Title: Re: The homeowners' thread
Post by: jotenko on Tuesday 19 March 2013, 08:59:53 PM
My mortgage is 220GBP a month.

I have restored my house completely alone, very proud of it :)
Title: Re: The homeowners' thread
Post by: colinmk on Tuesday 19 March 2013, 09:02:38 PM
Thanks.

Are you lads just electricity or do you have gas too? Everything at mine is electric including the heating and hot water.

I live in a house, all electric including 5 storage heaters and and a few plug-in electric heaters. Electric everything and it has cost about £220 a month over the past few months. I do live in a place that is constantly freezing though so that increases my costs obviously and I also use quite a lot of heavy going electrical gear in the house too. So I'd imagine I am the very top of what anyone should be paying unless they live in a massive place.
Title: Re: The homeowners' thread
Post by: madras on Tuesday 19 March 2013, 09:05:58 PM
How much do people pay for electricity? If anyone who just has electricity not gas could let me know roughly what they pay per year/month/whatever, I'd be grateful. My direct debit has just gone from £90 a month to £434 a month, :o which is obviously a mistake and NPower are gonna feel my wrath tomorrow, but I realised that I don't really have a good idea of what I "should" be paying.
we are with npower and have had many debates with them about the monthly bills as they constantly want us to pay more than we use. they say if we over pay we can have the money back but meanwhile thousands of people have their cash making interest for npower. so we have gone to quraterly and the bill is from actual readings, still get the dual fuel discount and direct debit discount.
Title: Re: The homeowners' thread
Post by: indi on Tuesday 19 March 2013, 09:52:17 PM
PS: your mortgage is £125/month?!

Got my sums wrong, it's c£210, so 1.5 times.
Title: Re: The homeowners' thread
Post by: jotenko on Tuesday 19 March 2013, 10:13:41 PM
My mortgage is 220GBP a month.

I have restored my house completely alone, very proud of it :)

Add 1k to that and you're nearing mine :(

Probably half the size of yours and I don't have the lovely weather.

:suicide:

My house is really really small and old.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Wednesday 20 March 2013, 12:35:56 AM
hm, currently have a house up for sale and the local council have just changed the rules on tax so there's only a one month exemption on empty property - in short having to pay full ct on the new one we bought and the old one we're selling even though it's unoccupied, seems a bit rough
Title: Re: The homeowners' thread
Post by: ManDoon on Wednesday 20 March 2013, 11:39:12 AM
Whats a standard estate agent fee for selling a house? Is 1.5% ridiculous?
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 20 March 2013, 12:05:53 PM
Nah it's a "wet electric" system, in other words I have proper radiators a hot water tank and this box on the wall next to it that heats the water for both (I think). I only have the water set to come on for an hour in the morning and the heating too, if it gets cold I stick it on for an hour or two here and there and other than that I've just got the useful stuff, fridge/freezer, washing machine, dishwasher, tv, computer (on 24/7) and that's it. There's no way that I'm using anything like 400 quid's worth of electricity a month. I live in flats so all the meters are in a room somewhere and I've had to email the management company to get a reading and ask them for about the 4th time to give me my meter reference number.


just got my combined gas and leccy in, £454 thats keeping heating on 17c 24/7 and using living room fire for evening heat. Works out at £34 week, not as bad as was fearing, as the previous bill was also underestimated and this has rectified that.
Title: Re: The homeowners' thread
Post by: brummie on Wednesday 20 March 2013, 12:14:44 PM
Whats a standard estate agent fee for selling a house? Is 1.5% ridiculous?

Not ridiculous, no, but if you look around, these days you'll find them doing it for less than that - think my brother's (he just moved) charged 0.75 percent.
Title: Re: The homeowners' thread
Post by: brummie on Wednesday 20 March 2013, 12:17:44 PM
My mortgage is 220GBP a month.

I have restored my house completely alone, very proud of it :)

Add 1k to that and you're nearing mine :(

Probably half the size of yours and I don't have the lovely weather.

:suicide:

One pleasing thing for me is the difference the p*ss low interest rates have made on our mortgage, given the timing of when we moved.

We moved in 2005, and took out a 167k mortage for a 250k house. At the time, we had a two year discounted deal, but at the end of that two years, the payments were to go up from £940 or so to £1150 a month.

Currently, it is costing us less than £700 a month, which is a gigantic difference.

Of course, the sensible thing to have done would have been to stick the difference in a savings account, or overpay or something,. Neither of which I did :-(
Title: Re: The homeowners' thread
Post by: Hughesy on Wednesday 20 March 2013, 12:19:57 PM
Has anyone had any experience of challenging their council tax banding with their local council?
Title: Re: The homeowners' thread
Post by: Chrisjraby on Wednesday 20 March 2013, 03:13:25 PM
Has anyone had any experience of challenging their council tax banding with their local council?

Seriously considered this but it can back-fire.

My girlfriend just challenged the banding for her rented flat as it's currently a Band B by £200 (I think it's houses over £40,000 in 1990 and they value her's as £40,200; something to that effect).  After presenting a pretty strong case (based around the other flats nearby etc) they basically told her that there was no chance of changing it and an appeal would also be pointless.

Seems completely insane as she's currently in a tiny 2 bedroom flat with no gas/central heating, and we're now buying a 3 bedroom house with gas/central heating about 2 minutes drive away and the new houses CT is cheaper...
Title: Re: The homeowners' thread
Post by: brummie on Wednesday 20 March 2013, 04:09:36 PM
My mortgage is 220GBP a month.

I have restored my house completely alone, very proud of it :)

Add 1k to that and you're nearing mine :(

Probably half the size of yours and I don't have the lovely weather.

:suicide:

One pleasing thing for me is the difference the p*ss low interest rates have made on our mortgage, given the timing of when we moved.

We moved in 2005, and took out a 167k mortage for a 250k house. At the time, we had a two year discounted deal, but at the end of that two years, the payments were to go up from £940 or so to £1150 a month.

Currently, it is costing us less than £700 a month, which is a gigantic difference.

Of course, the sensible thing to have done would have been to stick the difference in a savings account, or overpay or something,. Neither of which I did :-(

:yao:

Anywho...to get that at £700 are you paying interest only atm?

I'm dreading the rates going up.

Nope, it is paying the principal, there just isn't much interest on it.

Was quite surprised to get our statement the other day and see how much we've paid off of the loan amount. Obviously, it'll remain like a curse above our heads for another 18 years yet, but even so, this has been a real benefit.
Title: Re: The homeowners' thread
Post by: ManDoon on Thursday 21 March 2013, 01:03:23 AM
Whats a standard estate agent fee for selling a house? Is 1.5% ridiculous?

Not ridiculous, no, but if you look around, these days you'll find them doing it for less than that - think my brother's (he just moved) charged 0.75 percent.

Yeah? cheers mate, was that round the midlands? I'm assuming only because Brummie etc, I'd be moving from the midlands area
Title: Re: The homeowners' thread
Post by: ian on Wednesday 27 March 2013, 10:31:50 AM
Hi...when we get tradesmen in to do work...they usually give price at completion....accept cash and...go!....should I give cheque and ask for receipt?....are they obliged to give one?....whats the general / correct way to deal with this?    thanks
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 27 March 2013, 10:50:57 AM
Hi...when we get tradesmen in to do work...they usually give price at completion....accept cash and...go!....should I give cheque and ask for receipt?....are they obliged to give one?....whats the general / correct way to deal with this?    thanks



you need to get the payment terms agreed at the start,


edit, and yes by law they are obliged to give a reciept with thier address if you ask for one.
Title: Re: The homeowners' thread
Post by: brummie on Wednesday 27 March 2013, 10:52:07 AM
Whats a standard estate agent fee for selling a house? Is 1.5% ridiculous?

Not ridiculous, no, but if you look around, these days you'll find them doing it for less than that - think my brother's (he just moved) charged 0.75 percent.

Yeah? cheers mate, was that round the midlands? I'm assuming only because Brummie etc, I'd be moving from the midlands area

Yes, this was in Solihull.
Title: Re: The homeowners' thread
Post by: ian on Wednesday 27 March 2013, 12:21:17 PM
Hi...when we get tradesmen in to do work...they usually give price at completion....accept cash and...go!....should I give cheque and ask for receipt?....are they obliged to give one?....whats the general / correct way to deal with this?    thanks



you need to get the payment terms agreed at the start,


edit, and yes by law they are obliged to give a reciept with thier address if you ask for one.



Thanks...can I withhold payment if he suggests "send reciept in post"?
Title: Re: The homeowners' thread
Post by: Elliottman on Wednesday 27 March 2013, 01:31:48 PM
Moving home in 10 days. Anyone suggest any decent rental companies for vans outside of the usual Enterprise etc (wallsend area)
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 27 March 2013, 02:19:11 PM
Hi...when we get tradesmen in to do work...they usually give price at completion....accept cash and...go!....should I give cheque and ask for receipt?....are they obliged to give one?....whats the general / correct way to deal with this?    thanks



you need to get the payment terms agreed at the start,


edit, and yes by law they are obliged to give a reciept with thier address if you ask for one.



Thanks...can I withhold payment if he suggests "send reciept in post"?



not sure of the Law, but I doubt he would accept that, like I say its best to clear all that up at the start-
Title: Re: The homeowners' thread
Post by: Gemmill on Wednesday 27 March 2013, 04:06:11 PM
Moving home in 10 days. Anyone suggest any decent rental companies for vans outside of the usual Enterprise etc (wallsend area)

Luke Self Drive in North Shields seems to be canny cheap, and the vans don't look to be dropping to bits.
Title: Re: The homeowners' thread
Post by: ian on Wednesday 27 March 2013, 05:50:24 PM
How do Combi boilers supply water at diffring temperatures to heat for example.....radiators  ( hot) ...and underfloor heating...not so hot?
Title: Re: The homeowners' thread
Post by: Elliottman on Wednesday 27 March 2013, 05:54:38 PM
Moving home in 10 days. Anyone suggest any decent rental companies for vans outside of the usual Enterprise etc (wallsend area)

Luke Self Drive in North Shields seems to be canny cheap, and the vans don't look to be dropping to bits.

Cheers! I'll check them out,
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 28 March 2013, 02:54:58 PM
How do Combi boilers supply water at diffring temperatures to heat for example.....radiators  ( hot) ...and underfloor heating...not so hot?

Underfloor heating is self regulating if the building is properly insulated. Heat output is dependent on the temperature difference between the floor surface and the room temperature.

For underfloor heating the temperature difference is very small between the floor surface temperature and the air temperature, even a slight change in room temperature significantly alters the temperature difference and the underfloor heating compensates accordingly.

A practical example would be a dining room. First the dining room is completely empty and then when dinner is served, there are many people in the room giving out heat. The underfloor heating will automatically reduce the heat output and the warm water will simply heat another part of the building.

See the diagram here....

http://www.ukunderfloorheating.co.uk/heating_packs_and_prices/upgrades-and-additions/ufh-connected-to-a-combi-boiler/
Title: Re: The homeowners' thread
Post by: Belfast Boy on Thursday 28 March 2013, 06:01:39 PM
The power went out for a good while over the weekend because of all the snow. We have a Scantronic 9651 House Alarm which was fitted when we built the house 7 years ago but to be honest I have never understood it more than entering the code to set it on or off. With the power cut it is now showing a tamper fault and requires a rest, which the usual code is not doing. Any ideas other than having to get an expensive engineer call out?

EDIT: Fixed It! Google is a great thing
Title: Re: The homeowners' thread
Post by: Chrisjraby on Tuesday 2 April 2013, 08:50:31 PM
Finally exchanged contracts, happy days!

Complete on Friday so looking forward to trying to pack up all my stuff and move while I'm supposed to be on crutches :lol:.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Tuesday 2 April 2013, 11:06:07 PM
Haha it's been stressful enough as it is!  First exchange date was 13th March, we were ready for it but the other side f***ed up.  The next exchange date was set for 28th March and their solicitors literally dropped off the face of the earth so that was missed too!

An incredibly heated phone and email conversation then ensued over Easter with me threatening to pull out of the deal if we didn't have a decision by close of play today, and low and behold, we end up getting it sorted.  Absolute bloody nightmare though, really hope I don't have to do this again in the next 10-15 years :lol:.

Now looking forward to all the other bits and pieces that come with home ownership.  Suppose I have to start looking at decorating and buying furniture now...  :anguish:
Title: Re: The homeowners' thread
Post by: colinmk on Thursday 4 April 2013, 08:06:18 PM
Not sure where else to post this.

Anyone use bottled gas for their cookers etc? I use fairly big bottles, they usually last for at least 3 months before I change for a new one. This one has lasted less than a month and I have been using the cooker even less than usual. Anyone experienced faulty leaking bottles or anything, should I get my cooker checked out? I reconnected my old spare one that always has a wee bit left in it tonight and that is working fine. Pretty p*ssed off because they are about £40 a pop.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 4 April 2013, 10:08:59 PM
Not sure where else to post this.

Anyone use bottled gas for their cookers etc? I use fairly big bottles, they usually last for at least 3 months before I change for a new one. This one has lasted less than a month and I have been using the cooker even less than usual. Anyone experienced faulty leaking bottles or anything, should I get my cooker checked out? I reconnected my old spare one that always has a wee bit left in it tonight and that is working fine. Pretty p*ssed off because they are about £40 a pop.


could they be short changing you on the amount of gas in the bottles?
Title: Re: The homeowners' thread
Post by: colinmk on Thursday 4 April 2013, 10:46:15 PM
Not sure where else to post this.

Anyone use bottled gas for their cookers etc? I use fairly big bottles, they usually last for at least 3 months before I change for a new one. This one has lasted less than a month and I have been using the cooker even less than usual. Anyone experienced faulty leaking bottles or anything, should I get my cooker checked out? I reconnected my old spare one that always has a wee bit left in it tonight and that is working fine. Pretty p*ssed off because they are about £40 a pop.


could they be short changing you on the amount of gas in the bottles?

Don't think so I put it in the car myself and it felt as heavy as usual. It's one place that does the whole of the island up here too so if they started doing that they'd get found out pretty quick.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 4 April 2013, 11:30:48 PM
must be Pardews fault then.
Title: Re: The homeowners' thread
Post by: colinmk on Thursday 4 April 2013, 11:41:28 PM
must be Pardews fault then.

 :hmm:
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 5 April 2013, 07:04:25 PM
House battle ongoing. The heating guy readied the house for electric heating instead of gas. Now trying to make the c*** change, because gas is far cheaper to run.

It's forced air heat so UK people probably have little experience, but I thought I'd... vent... about it anyway.
Title: Re: The homeowners' thread
Post by: B-more Mag on Friday 5 April 2013, 07:07:53 PM
House battle ongoing. The heating guy readied the house for electric heating instead of gas. Now trying to make the c*** change, because gas is far cheaper to run.

It's forced air heat so UK people probably have little experience, but I thought I'd... vent... about it anyway.

American up and litigate it out, baby.
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 5 April 2013, 07:13:55 PM
:lol: Well, whilst it's there is potential for it, I will probably try one or two steps before legal proceedings. Like, first I think I'll send him and email and ask him to change it. I know, I'm kinda breaking the rules of freedomland, but I've always been a renegade.

Nothing stayed the same but there were always renegades
Like Chief Sitting Bull, Tom Paine
Dr. Martin Luther King, SEMTEX
They were renegades of their time and age
So many renegades
Title: Re: The homeowners' thread
Post by: ObiChrisKenobi on Friday 5 April 2013, 07:14:47 PM
 :pokerface:
Title: Re: The homeowners' thread
Post by: cp40 on Friday 5 April 2013, 07:22:18 PM
forced air heating? as in ducted air central heating we have here?
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 5 April 2013, 07:42:28 PM
Yeah. Never seen it in UK.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 5 April 2013, 07:45:42 PM
Yeah. Never seen it in UK.


a lot of the housing bulit in the 70s/80s had it, battle hill, hadrian park, cramlington, killi. I grew up with it tbh.
Title: Re: The homeowners' thread
Post by: Northerngimp on Saturday 6 April 2013, 04:57:57 PM
JUst accdepted an offer on our house.
Title: Re: The homeowners' thread
Post by: Dave on Saturday 6 April 2013, 05:05:47 PM
That lawn raker I bought is great. :thup:
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 6 April 2013, 07:31:33 PM
JUst accdepted an offer on our house.

you get near the AP?
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 6 April 2013, 07:31:59 PM
That lawn raker I bought is great. :thup:


I so I  read in the hayfever thread :laugh:
Title: Re: The homeowners' thread
Post by: Dave on Saturday 6 April 2013, 10:36:22 PM
That lawn raker I bought is great. :thup:


I so I  read in the hayfever thread :laugh:

Aye. :lol:

Ridiculous the amount it pulled out, only on the highest setting. Didn't bother with the collection box thing as it was tiny so hoovered it up with the mower and it filled the box on that nearly three times. And you can still see thatch in it.

The scarifying attachment looks f***ing mental like, dunno if I'll dare to do that. Meant to be great for the lawn like, even if it makes it look like a battlefield to start with.
Title: Re: The homeowners' thread
Post by: B-more Mag on Sunday 7 April 2013, 02:15:36 AM
Anybody know the trick for getting a locked-up hinge pin out? Should I just go get some Anti-Sieze? Hammer, screw, and pansy strength in not working shocker.
Title: Re: The homeowners' thread
Post by: cp40 on Sunday 7 April 2013, 10:29:00 AM
That lawn raker I bought is great. :thup:


I so I  read in the hayfever thread :laugh:

Aye. :lol:

Ridiculous the amount it pulled out, only on the highest setting. Didn't bother with the collection box thing as it was tiny so hoovered it up with the mower and it filled the box on that nearly three times. And you can still see thatch in it.

The scarifying attachment looks f***ing mental like, dunno if I'll dare to do that. Meant to be great for the lawn like, even if it makes it look like a battlefield to start with.


It will massacre the lawn and will look s***- but will benefit it in long run.




Anybody know if birds kill rabbits in your garden, found the leftovers of the bairns rabbit this morning, not sure if fox, cat or bird has had it. :sad:
Title: Re: The homeowners' thread
Post by: Chrisjraby on Sunday 7 April 2013, 10:36:28 AM
Finally moved into our house on Friday, the previous owners left it in such a state. It was a couple with 3 kids (1 a baby) and it was as if she'd never cleaned the place, absolutely f***ing disgusting!

Turns out our shower doesn't work, and some of the electrics in the house look a little bit suspect so I think we may need to spend a bit of money initially (which we'd hoped not to have to do). We did get £10k off the asking price though so we should expect a little work.

Anyone have any experience completely replacing showers or is it something we should be looking at getting an expert in to do?

Also, no internet or virgin TV until Tuesday, hard to take!
Title: Re: The homeowners' thread
Post by: Mr Logic on Sunday 7 April 2013, 01:25:01 PM

Anybody know if birds kill rabbits in your garden, found the leftovers of the bairns rabbit this morning, not sure if fox, cat or bird has had it. :sad:

Most likely a cat, then a fox depending where you live. Bird, seriously doubt it.
Title: Re: The homeowners' thread
Post by: cp40 on Sunday 7 April 2013, 02:45:43 PM

Anybody know if birds kill rabbits in your garden, found the leftovers of the bairns rabbit this morning, not sure if fox, cat or bird has had it. :sad:

Most likely a cat, then a fox depending where you live. Bird, seriously doubt it.


seen foxes on the main rd, outside but not in our garden,. fences are pretty secure- found a strange looking s****, and digging in a plant pot.
Title: Re: The homeowners' thread
Post by: Mr Logic on Monday 8 April 2013, 09:02:49 PM
Infra-red surveillance camera needed, strange looking s***..
Title: Re: The homeowners' thread
Post by: Northerngimp on Tuesday 9 April 2013, 09:07:11 PM
That lawn raker I bought is great. :thup:


I so I  read in the hayfever thread :laugh:
JUst accdepted an offer on our house.

you get near the AP?

Erm, nah...but happy with it "ish"
Title: Re: The homeowners' thread
Post by: cp40 on Tuesday 9 April 2013, 09:13:09 PM
That lawn raker I bought is great. :thup:


I so I  read in the hayfever thread :laugh:
JUst accdepted an offer on our house.

you get near the AP?

Erm, nah...but happy with it "ish"


seen owt you fancy yet?
Title: Re: The homeowners' thread
Post by: Northerngimp on Tuesday 9 April 2013, 09:15:10 PM
That lawn raker I bought is great. :thup:


I so I  read in the hayfever thread :laugh:
JUst accdepted an offer on our house.

you get near the AP?

Erm, nah...but happy with it "ish"


seen owt you fancy yet?

Yeah couple to view saturday and sunday.

Got to organise the pruchase of the lease on our house.  Im already annoyed by the bullshit estate agents.
Title: Re: The homeowners' thread
Post by: Tooj on Thursday 11 April 2013, 03:39:12 PM
My dad's been going on about ages about how he wants a BBQ pit in his garden. In all honesty he's absolutely terrible at any sort of DIY (I'm even worse) and when my grandad was alive he used to do it all for him.

I was wondering if anybody on here has any experience of building a BBQ pit? So I can do some research for him to save him the bother and it will be a nice little surprise for him. :)
Title: Re: The homeowners' thread
Post by: FrenchWilliam on Thursday 11 April 2013, 03:42:26 PM
I think you can get kits for doing it, which are pretty idiot-proof.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 11 April 2013, 03:44:15 PM
there you go...........


http://www.youtube.com/watch?v=4bHXMogzEm0
Title: Re: The homeowners' thread
Post by: Tooj on Thursday 11 April 2013, 03:53:50 PM
there you go...........


http://www.youtube.com/watch?v=4bHXMogzEm0

That was my first thought. :lol:
Title: Re: The homeowners' thread
Post by: FrenchWilliam on Monday 15 April 2013, 12:14:05 PM
How much have people paid in legal fees generally? (i.e. just legal fees, not fixed disbursements like search fees etc.)

Just looking round for quotes now and they vary dramatically.
Title: Re: The homeowners' thread
Post by: Elliottman on Monday 15 April 2013, 03:49:08 PM
How much have people paid in legal fees generally? (i.e. just legal fees, not fixed disbursements like search fees etc.)

Just looking round for quotes now and they vary dramatically.

The Solicitors I work charges £250 I think. Not sure how that compares with quotes you've had but I'm happy to give you a number if you're interested.
Title: Re: The homeowners' thread
Post by: Elliottman on Monday 15 April 2013, 03:51:54 PM
Been in our new pad for a week now and its the first time we've been direct debit for gas and electric. In our flat we used to love in we were on a meter. 

I'm f***ing bricking it, with the meter you could at least monitor your usage, now i've got no idea. I dont like it  :lol:
Title: Re: The homeowners' thread
Post by: Greg on Monday 15 April 2013, 03:58:09 PM
Been in our new pad for a week now and its the first time we've been direct debit for gas and electric. In our flat we used to love in we were on a meter. 

I'm f***ing bricking it, with the meter you could at least monitor your usage, now i've got no idea. I dont like it  :lol:

Not getting any action off your mrs in the new place?
Title: Re: The homeowners' thread
Post by: Elliottman on Monday 15 April 2013, 04:01:25 PM
Been in our new pad for a week now and its the first time we've been direct debit for gas and electric. In our flat we used to love in we were on a meter. 

I'm f***ing bricking it, with the meter you could at least monitor your usage, now i've got no idea. I dont like it  :lol:

Not getting any action off your mrs in the new place?

Some..

But what about the gas and electric?
Title: Re: The homeowners' thread
Post by: Greg on Monday 15 April 2013, 04:06:18 PM
Been in our new pad for a week now and its the first time we've been direct debit for gas and electric. In our flat we used to love in we were on a meter. 

I'm f***ing bricking it, with the meter you could at least monitor your usage, now i've got no idea. I dont like it  :lol:

Not getting any action off your mrs in the new place?

Some..

But what about the gas and electric?

I guess you'll have to wait and see what your first few bills are and keep an eye on things, try and ensure they are based on actual readings and not estimates.
Title: Re: The homeowners' thread
Post by: FrenchWilliam on Monday 15 April 2013, 04:50:46 PM
How much have people paid in legal fees generally? (i.e. just legal fees, not fixed disbursements like search fees etc.)

Just looking round for quotes now and they vary dramatically.

The Solicitors I work charges £250 I think. Not sure how that compares with quotes you've had but I'm happy to give you a number if you're interested.

Yeah that seems much cheaper. Number would be good please.
Title: Re: The homeowners' thread
Post by: Northerngimp on Monday 15 April 2013, 09:57:41 PM
Gonner cost us around 4k to move on various fees  :jesuswept:
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Thursday 25 April 2013, 02:32:54 PM
This might be a silly question.

I've spotted a flat in an upcoming auction that looks right up my street (:boomboom:).

I pay 10% deposit to the auction house if I'm successful. Which is fine. But my question is, when I get a mortgage for the balance (assuming I can) do I have to pay another deposit to get the mortgage?

I assume I don't, as I have already built up equity with the original deposit to the auctioneer... but wanted to check.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 25 April 2013, 04:12:24 PM
This might be a silly question.

I've spotted a flat in an upcoming auction that looks right up my street (:boomboom:).

I pay 10% deposit to the auction house if I'm successful. Which is fine. But my question is, when I get a mortgage for the balance (assuming I can) do I have to pay another deposit to get the mortgage?

I assume I don't, as I have already built up equity with the original deposit to the auctioneer... but wanted to check.


dont you have to complete very quickly after an auction? can you get a mortgage through in that time?  also isnt a mortgage offer subject to survey? can you get a survey on a property you have already bid on at an auction?  dont know these things just not sure tbhj.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 25 April 2013, 04:25:03 PM
My house has walls and paint and trim and tile now.

woo.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Thursday 25 April 2013, 05:04:45 PM
This might be a silly question.

I've spotted a flat in an upcoming auction that looks right up my street (:boomboom:).

I pay 10% deposit to the auction house if I'm successful. Which is fine. But my question is, when I get a mortgage for the balance (assuming I can) do I have to pay another deposit to get the mortgage?

I assume I don't, as I have already built up equity with the original deposit to the auctioneer... but wanted to check.


dont you have to complete very quickly after an auction? can you get a mortgage through in that time?  also isnt a mortgage offer subject to survey? can you get a survey on a property you have already bid on at an auction?  dont know these things just not sure tbhj.

Yeah, you have to complete within 4 weeks usually, so I would have to have the mortgage agreed in principle before the event. It's possible to take slightly longer as long as the seller is agreeable.

Going to ask the bank about the survey aspect, as you're probably right about that too.

This place is being sold by a Housing Association, so I can imagine they would be OK about taking slightly longer if necessary. I don't have a chain or a house to sell or anything.

Probably not workable but I'm going to explore it because the place looks perfect.
Title: Re: The homeowners' thread
Post by: cp40 on Thursday 25 April 2013, 06:39:56 PM
This might be a silly question.

I've spotted a flat in an upcoming auction that looks right up my street (:boomboom:).

I pay 10% deposit to the auction house if I'm successful. Which is fine. But my question is, when I get a mortgage for the balance (assuming I can) do I have to pay another deposit to get the mortgage?

I assume I don't, as I have already built up equity with the original deposit to the auctioneer... but wanted to check.


dont you have to complete very quickly after an auction? can you get a mortgage through in that time?  also isnt a mortgage offer subject to survey? can you get a survey on a property you have already bid on at an auction?  dont know these things just not sure tbhj.

Yeah, you have to complete within 4 weeks usually, so I would have to have the mortgage agreed in principle before the event. It's possible to take slightly longer as long as the seller is agreeable.

Going to ask the bank about the survey aspect, as you're probably right about that too.

This place is being sold by a Housing Association, so I can imagine they would be OK about taking slightly longer if necessary. I don't have a chain or a house to sell or anything.

Probably not workable but I'm going to explore it because the place looks perfect.


sounds good, you could always look into commercial borrowing, and re-mortgage onto residential after 6 months.
Title: Re: The homeowners' thread
Post by: Jill on Thursday 25 April 2013, 07:30:32 PM
Can't believe we've owned our house for a year. It's absolutely flown over.
Title: Re: The homeowners' thread
Post by: palnese on Tuesday 30 April 2013, 02:50:49 PM
Buying a house these days is so f***ing expensive. The lass and me paid 350k for this.

http://www.finn.no/finn/realestate/homes/object?finnkode=41083450&sort=0&keyword=rishagen


Spoiler
[close]
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Tuesday 30 April 2013, 02:52:17 PM
It is when it's a palatial hillside mansion.

I haven no sympathy for homeowners at all, you lucky b******s.
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 30 April 2013, 03:02:51 PM
They're just debt machines, there is nothing for you to be jealous of.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Tuesday 30 April 2013, 04:28:02 PM
I would like somewhere decent to live though, that I don't pay someone else through the nose for so they can retire off it.
Title: Re: The homeowners' thread
Post by: icemanblue on Tuesday 30 April 2013, 04:35:53 PM
So you want to leave London? :pow:
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Tuesday 30 April 2013, 04:40:10 PM
So you want to leave London? :pow:

:lol:

Probably!
Title: Re: The homeowners' thread
Post by: palnese on Tuesday 30 April 2013, 06:37:49 PM
Thank you :aww:
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 30 April 2013, 06:38:39 PM
I wouldn't settle for anything less than 4 Soverom's personally :huff:
Title: Re: The homeowners' thread
Post by: palnese on Tuesday 30 April 2013, 06:44:13 PM
Soverom = bedroom

1 for me and the lass, 1 for me when I've been on the p*ss, and one gaming room.

Moving a month or so. Can't wait.
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 30 April 2013, 06:49:35 PM
Just jestin pet. Nee idea what that was. (though I am going 4 Soveroms!)

Good luck with the move, it's awesome yet horrible tiring and stressful.

Place looks pretty bangin' too
Title: Re: The homeowners' thread
Post by: palnese on Tuesday 30 April 2013, 06:51:47 PM
Yeah, it looks pretty good, doesn't it? :lol:

The lass can do whatever she want as long as I get my room with my PS3, PC, telly, and a wee fridge full of beer.
Title: Re: The homeowners' thread
Post by: HTT on Tuesday 30 April 2013, 06:51:56 PM
They're just debt machines, there is nothing for you to be jealous of.

Bullshit, buying a house/property is still one of if not thee best investment one can make.

Lush home btw palnese, in London you could by a garage for that kind of money.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 30 April 2013, 08:11:38 PM
Palnese has them glass squares from Neighbours.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Wednesday 1 May 2013, 02:43:20 PM
BTW, what's the general process for a lender to decide if they will lend on a particular property? Do they do their own valuation, that the buyer pays for?
Title: Re: The homeowners' thread
Post by: SEMTEX on Wednesday 1 May 2013, 02:47:26 PM
Aye. For a few hundreds of monies, you get to pay a man (of the lenders choice) to gan look around the house, compare it to many irrelevant houses, and then tell you it's worth 1p more than what you want to lend.

(I get to pay for them to do it twice cos it's a new build!)
Title: Re: The homeowners' thread
Post by: colinmk on Wednesday 1 May 2013, 02:57:21 PM
That looks absolutely mint Palnese.  :thup: Do you get good summers in Finland?
Title: Re: The homeowners' thread
Post by: Lotus on Thursday 2 May 2013, 11:12:07 AM
That looks absolutely mint Palnese.  :thup: Do you get good summers in Finland?

He must have quite a view if he can see Finland from there !!!
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Thursday 2 May 2013, 11:19:48 AM
Aye. For a few hundreds of monies, you get to pay a man (of the lenders choice) to gan look around the house, compare it to many irrelevant houses, and then tell you it's worth 1p more than what you want to lend.

(I get to pay for them to do it twice cos it's a new build!)

:lol:

Thanks!
Title: Re: The homeowners' thread
Post by: colinmk on Thursday 2 May 2013, 07:38:53 PM
That looks absolutely mint Palnese.  :thup: Do you get good summers in Finland?

He must have quite a view if he can see Finland from there !!!

Haha where is it then?!

Looks lovely anyway.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 2 May 2013, 07:45:20 PM
You thought it was in Finland? Norway, man :lol:
Title: Re: The homeowners' thread
Post by: colinmk on Thursday 2 May 2013, 09:00:22 PM
You thought it was in Finland? Norway, man :lol:

Yeah, hence the 'do you get good summers in Finland?'.  O0
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 2 May 2013, 09:02:11 PM
I've merked you there mate




 O0
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Friday 3 May 2013, 02:24:23 PM
Went to view that auction flat... about 50 people turned up. So much for getting a bargain.
Title: Re: The homeowners' thread
Post by: SEMTEX on Friday 3 May 2013, 02:32:35 PM
But that's not the actual auction, right? I don't think 50 viewers means much at all.

I've gone to about 10 open houses and I've already agreed to buy a house.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Friday 3 May 2013, 02:33:20 PM
Oh yeah, that was just the viewing, one of about 5 open viewing dates. Might still pop along anyway and see what it goes for.
Title: Re: The homeowners' thread
Post by: Wilson on Sunday 5 May 2013, 11:19:09 PM
Ants.

Any tips how to stem the flow of these little b******s till I can get some proper stuff in the morning? Came back from a day in Edinburgh with the bairn to find f*** loads of them in the kitchen. Managed to shift them but keep checking and finding the odd 5-6.

Itchy as f*** right now :(
Title: Re: The homeowners' thread
Post by: Dave on Sunday 5 May 2013, 11:20:16 PM
Boiling hot water from the kettle. Probably not best suited for the kitchen mind.
Title: Re: The homeowners' thread
Post by: Wilson on Sunday 5 May 2013, 11:23:20 PM
Thing is I'm not even sure how they're getting in either. Devious little f***ers.
Title: Re: The homeowners' thread
Post by: Jill on Sunday 5 May 2013, 11:50:16 PM
We noticed a few the other week. Stocked up on various ant killer products and never seen one since.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 5 May 2013, 11:52:00 PM
The mere THREAT has scared them away? :lol:
Title: Re: The homeowners' thread
Post by: Jill on Monday 6 May 2013, 08:11:42 AM
Apparently so. Just left a spray on the bench and they haven't been back!
Title: Re: The homeowners' thread
Post by: Ryan_Taylor on Tuesday 7 May 2013, 12:09:41 PM
We tried every tip in the book. b******s kept marching in. Tried to avoid chemical crap. But nowt worked permanently.

Got these a few years ago and haven't seen an ant since (one at front door (point of entry), one outside under a rock).

(http://i.imgur.com/9PsUQ98.jpg)

They're the s***
Title: Re: The homeowners' thread
Post by: Jill on Tuesday 7 May 2013, 12:25:20 PM
The ants are back. :pilko:

Got one of those things posted above in the drawer so that's getting deployed.
Title: Re: The homeowners' thread
Post by: ian on Wednesday 8 May 2013, 11:29:06 AM
Hi...We are having a kitchen extension....do we need to pay VAT on the quote...?    20% ?   thanks
Title: Re: The homeowners' thread
Post by: Chrisjraby on Thursday 9 May 2013, 10:05:27 AM
We've started getting a load of ants in a gap just inside our front door; wedged one of those Ant Stops in there and sprayed some "Rentokil Ant Killer Spray" down around the wood and haven't seen any in since!

We've seen hundreds of the little f***ers in the front garden (which I took the kettle to) but we've got a raised bit of lawn so there's probably a f***ing huge nest under there; not sure what we can do to get rid of that.
Title: Re: The homeowners' thread
Post by: Lotus on Thursday 9 May 2013, 10:07:33 AM
We've started getting a load of ants in a gap just inside our front door; wedged one of those Ant Stops in there and sprayed some "Rentokil Ant Killer Spray" down around the wood and haven't seen any in since!

We've seen hundreds of the little f***ers in the front garden (which I took the kettle to) but we've got a raised bit of lawn so there's probably a f***ing huge nest under there; not sure what we can do to get rid of that.

My mum talks to them. Explains to them they should relocate, that it's for the best.
Title: Re: The homeowners' thread
Post by: Minhosa on Thursday 9 May 2013, 10:43:32 AM
Hi...We are having a kitchen extension....do we need to pay VAT on the quote...?    20% ?   thanks

Yes. Many people would offer cash for the VAT knocked off. That would require your chosen contractor to be a little bit bent but that's par for the course.

Whichever way you choose to take it, make sure you knock the contractor down by telling him/them that you've got a few other quotes which are less. As a rule of thumb they'll be making about a 40-60% margin on the works.
Title: Re: The homeowners' thread
Post by: Ryan_Taylor on Thursday 9 May 2013, 11:21:33 AM
Moving in next Friday  :frantic:
Title: Re: The homeowners' thread
Post by: SEMTEX on Monday 13 May 2013, 08:29:00 PM
Does anyone have dark hardwood floors? Or light hardwood floors? I've got about 2 hours until I've gotta decide the fate of the floors in our entire house. It's red oak. The other half wants dark dark dark floors.

Help.
Title: Re: The homeowners' thread
Post by: B-more Mag on Monday 13 May 2013, 09:49:15 PM
Does anyone have dark hardwood floors? Or light hardwood floors? I've got about 2 hours until I've gotta decide the fate of the floors in our entire house. It's red oak. The other half wants dark dark dark floors.

Help.

Ours is on the lighter side. Not like bleached wood or lightly stained pine or anything, but kind of a honey with some red. I'd stay a way from a very dark brown. To me, lighter is more versatile. I'd think it would look better on resale, too.
Title: Re: The homeowners' thread
Post by: Elliottman on Monday 13 May 2013, 09:55:06 PM
Does anyone have dark hardwood floors? Or light hardwood floors? I've got about 2 hours until I've gotta decide the fate of the floors in our entire house. It's red oak. The other half wants dark dark dark floors.

Help.

 My sister has the dark brown and f***ing despises it.
Title: Re: The homeowners' thread
Post by: SEMTEX on Monday 13 May 2013, 10:13:53 PM
Any particular reason?

Dark is so elegant and TRENDY.
Title: Re: The homeowners' thread
Post by: Dave on Monday 13 May 2013, 10:17:19 PM
Any particular reason?

I have dark in my new house.

fixt
Title: Re: The homeowners' thread
Post by: SEMTEX on Monday 13 May 2013, 10:37:55 PM
Why would I be asking if they were already in broseph?

It's probable, but it costs more, and therefore is not a certainty.
Title: Re: The homeowners' thread
Post by: FrenchWilliam on Tuesday 14 May 2013, 02:13:10 PM
Why would I be asking if they were already in broseph?

It's probable, but it costs more, and therefore is not a certainty.

What's the weather like where you are? If it's sunny all the time, then dark is no problem. But if it gets cold/grey/miserable/UK-like then dark would probably be a bit depressing.
Title: Re: The homeowners' thread
Post by: SEMTEX on Tuesday 14 May 2013, 02:19:18 PM
It's generally sunny.

The house itself also has about 500 recessed lights in the ceiling, so either way I can make it feel like 12pm on the equator if necessary. I know it's not quite the same, but coming from a place that has no ceiling lights, it'll be a godsend.

House decisions are difficult.
Title: Re: The homeowners' thread
Post by: Kanji on Tuesday 14 May 2013, 02:30:38 PM
Honestly that's a tough one - my old condo had light hard wood floor and my house I'm renting now has medium (original but polished now: see my instagram account for a recent one).

How big of a price difference are we talking here? Could you use the price differential on savings to potentially upgrade something else? Also is your other half's yearning for the dark dark wood worth agreeing to for the sake of her not complaining about a light one that may eventually get scuffed?
Title: Re: The homeowners' thread
Post by: B-more Mag on Tuesday 14 May 2013, 02:49:49 PM
Here's  your optimal finish:
(http://i.imgur.com/twSzXhb.jpg)

Really, I'm sure you're going to like whatever you pick. It's going to be a pretty minor thing in comparison to the overall experience of having a brand new place that you helped design to your liking.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Tuesday 14 May 2013, 05:28:32 PM
That auction flat I was looking at sold for £270k - one bed in need of modernisation in Peckham. Guide was £140 :lol:
Title: Re: The homeowners' thread
Post by: Gemmill on Tuesday 14 May 2013, 05:33:16 PM
Does anyone have dark hardwood floors? Or light hardwood floors? I've got about 2 hours until I've gotta decide the fate of the floors in our entire house. It's red oak. The other half wants dark dark dark floors.

Help.

Have you got pets? Cos they f*** up dark wood flooring. We had it in our old place and two cats chasing one another made it look a bit s*** after a while.

We've got Amtico Spacia Rustic Wood in the new place, which isn't real wood but looks a lot like it and isn't susceptible to being ruined by the cats.
Title: Re: The homeowners' thread
Post by: Mr Logic on Wednesday 15 May 2013, 10:02:31 AM
(http://img.kensyard.co.uk/prodimages/productextralargeimages/qmpsqge4cureli.jpg)
Title: Re: The homeowners' thread
Post by: indi on Sunday 19 May 2013, 08:55:32 PM
Anyone know where I'd stand legally if I refuse to pay this month's service charge because my water has been off since Friday/Saturday and apparently won't be back on until Tuesday at the earliest? Apart from the obvious things, no water means no heating. Surely that's a breach of contract and therefore no payment is due?
Title: Re: The homeowners' thread
Post by: Northerngimp on Sunday 19 May 2013, 08:59:53 PM
(http://img.kensyard.co.uk/prodimages/productextralargeimages/qmpsqge4cureli.jpg)

That flooring is lsuh.
Title: Re: The homeowners' thread
Post by: Ishmael on Sunday 19 May 2013, 09:22:53 PM
Anyone know where I'd stand legally if I refuse to pay this month's service charge because my water has been off since Friday/Saturday and apparently won't be back on until Tuesday at the earliest? Apart from the obvious things, no water means no heating. Surely that's a breach of contract and therefore no payment is due?

Ask them first.
Title: Re: The homeowners' thread
Post by: Hudson on Sunday 19 May 2013, 09:46:02 PM
That auction flat I was looking at sold for £270k - one bed in need of modernisation in Peckham. Guide was £140 :lol:

when will people learn
Title: Re: The homeowners' thread
Post by: Northerngimp on Sunday 19 May 2013, 10:14:53 PM
Does anybody know any one or a company that restores original floorboards?  In the Newcastle area.
Title: Re: The homeowners' thread
Post by: Matt on Sunday 19 May 2013, 10:20:39 PM
That auction flat I was looking at sold for £270k - one bed in need of modernisation in Peckham. Guide was £140 :lol:

That is mental. Look East, prices haven't really moved that much in the last year or so.
Title: Re: The homeowners' thread
Post by: SEMTEX on Monday 20 May 2013, 02:06:16 PM
Any particular reason?

I have dark in my new house.

fixt

:okay:
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Monday 20 May 2013, 02:10:20 PM
Anyone know where I'd stand legally if I refuse to pay this month's service charge because my water has been off since Friday/Saturday and apparently won't be back on until Tuesday at the earliest? Apart from the obvious things, no water means no heating. Surely that's a breach of contract and therefore no payment is due?

What's breach of contract?

Does the contract state a specific time period that things have to be fixed within?
Title: Re: The homeowners' thread
Post by: localshop on Monday 20 May 2013, 02:43:02 PM
Does anybody know any one or a company that restores original floorboards?  In the Newcastle area.

Have they already been sanded and treated at some point and are just scruffy or have they always had carpets on top?
Title: Re: The homeowners' thread
Post by: PCW1983 on Monday 20 May 2013, 05:08:19 PM
Got a letter off NRAM this morning saying that they are refunding me £1400 because of a CCA error on a loan that i had with them when i first bought what is now our Buy to Let, belta news.
Title: Re: The homeowners' thread
Post by: indi on Monday 20 May 2013, 06:41:38 PM
Anyone know where I'd stand legally if I refuse to pay this month's service charge because my water has been off since Friday/Saturday and apparently won't be back on until Tuesday at the earliest? Apart from the obvious things, no water means no heating. Surely that's a breach of contract and therefore no payment is due?

What's breach of contract?

Does the contract state a specific time period that things have to be fixed within?

My lease says:

Rights granted to the tenant

4. The free and uninterrupted right of use passage and running of soil water electricity and other services in common (where appropriate) with all others using them from and to the Flat through the cisterns tanks and Service Installations now or within the Perpetuity Period constructed in or under any part of the land now or formerly comprised within Title Number GM666284 and serving the Flat.



So surely that means they have to supply water to my flat, which they are not, so that must be a breach of the lease, isn't it?
Title: Re: The homeowners' thread
Post by: indi on Monday 20 May 2013, 06:44:56 PM
Also they're now saying that it won't be back on until Wednesday at the earliest.

They're claiming that they couldn't even order the part until today, which is obviously bullshit. Clearly they could quite easily have arranged for someone to fix it straight away, but it would likely have cost them more so they chose not to. They're full of s*** and they wonder why we're taking them to tribunal to get rid of them the feckless t***s.
Title: Re: The homeowners' thread
Post by: Northerngimp on Monday 20 May 2013, 08:33:45 PM
Does anybody know any one or a company that restores original floorboards?  In the Newcastle area.

Have they already been sanded and treated at some point and are just scruffy or have they always had carpets on top?

Ahh, dunno until we can really get into the new house.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 23 May 2013, 03:43:32 AM
(http://i.imgur.com/V6rgaKb.png)

:notbad:
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 23 May 2013, 10:08:11 AM
Niiiiice
Title: Re: The homeowners' thread
Post by: B-more Mag on Thursday 23 May 2013, 11:19:27 AM
That floor doesn't look super dark. Not like a chocolate brown anyway. Looks good.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 23 May 2013, 11:29:36 AM
It's probably slightly darker than the photo shows, but it was decided that browny brown was the priority, ie no red tinge, over just pure darkness.
Title: Re: The homeowners' thread
Post by: localshop on Thursday 23 May 2013, 11:39:30 AM
Does anybody know any one or a company that restores original floorboards?  In the Newcastle area.

Have they already been sanded and treated at some point and are just scruffy or have they always had carpets on top?

Ahh, dunno until we can really get into the new house.

If they have already been treated and polished but are just scruffy you can clean with a mild detergent/water mix (damp mop not wet), then just damp water and then dry thoroughly. Then you can buy polish for lino floors and apply with mop, leave overnight then repeat and floor should be looking much better.

I think pro companies cost a lot. If the whole floor is untreated or in a bad way then I guess I would recommend to go the pro route.
Title: Re: The homeowners' thread
Post by: Northerngimp on Thursday 23 May 2013, 11:42:57 AM
They are under laminate flooring at the mlment...not really going to find out until we get moved in
Title: Re: The homeowners' thread
Post by: lovejoy on Thursday 23 May 2013, 04:57:19 PM
Got a letter off NRAM this morning saying that they are refunding me £1400 because of a CCA error on a loan that i had with them when i first bought what is now our Buy to Let, belta news.

wow. could do with one of those! i have property with nram, fingers crossed!
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 23 May 2013, 10:09:51 PM
Got a letter off NRAM this morning saying that they are refunding me £1400 because of a CCA error on a loan that i had with them when i first bought what is now our Buy to Let, belta news.

wow. could do with one of those! i have property with nram, fingers crossed!

Did/do you have a together mortgage, the refund is due to a change with the paperwork for the loan part of the mortgage.  Basically from what i understand they forgot to put the loan amount on the new paperwork they sent out when it changed from Northern Rock to NRAM :lol:  therefore the loan is outside of the CCA.
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 23 May 2013, 10:35:36 PM
I have that...so I could get a £1400 refund? How do I check? Like now? I need to know! I could have a windfall :frantic: :frantic: :frantic: :frantic: :frantic:

Course I f***ing won't. Probably owe them more than they thought :hmm:

:lol:

From the document....

If your agreement was made before 1 October 2008 the period of non compliance started on 31 October 2009 if it was made after 1 October 2008 then the period will have started 1 year and 30 days after the Ste of your first draw down.

The period of non compliance came to an end when your loan was redeemed.

So in my case they have refunded the interest between the period of 31 oct 2009 to the point I paid the loan off early which I can't remember roughly 2011

My mate has been refunded £6500

Try this number and ask.

08456099626

Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 23 May 2013, 10:46:23 PM
We got our current mortgage 2007 when they were NR.

I'll be owed jack! :lol:

You will be owed from Oct 2009 to present.
Title: Re: The homeowners' thread
Post by: PCW1983 on Thursday 23 May 2013, 10:49:47 PM
I've heard nowt. I'll ask when I pay this month's huge fecking instalment.

We've had a lot of stress with ours...hopefully this will be some brightness for a change. Even £100 would be a little victory :lol:

Wey tbh they contacted me but my mate got is over a year ago. If your owed then its relative to your loan amount.
Title: Re: The homeowners' thread
Post by: PCW1983 on Friday 24 May 2013, 06:30:35 AM
http://www.guardian.co.uk/money/2012/dec/14/nothern-rock-payout-after-interest-error-taxpayers

Aye...they would have said by now :hmm:

Possibly but I only got the letter last week
Title: Re: The homeowners' thread
Post by: BoSelecta on Friday 24 May 2013, 06:56:10 AM
This company in based in Northumberland and I had a pretty good price off them a while back, but we decided to go with carpet.

http://www.morpethfloorsanding.co.uk/
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 4 June 2013, 08:02:33 PM
Drain blocked again.

Five times in less than two years.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 4 June 2013, 08:18:29 PM
It'll be the face wipes from next door again, they get snagged in a low/broken spot under our drive. Asked YW if they're going to repair the pipe this time.
Title: Re: The homeowners' thread
Post by: Dave on Tuesday 4 June 2013, 08:30:41 PM
Nah, 60s.
Title: Re: The homeowners' thread
Post by: bimpy474 on Tuesday 4 June 2013, 10:01:19 PM
Nah, 60s.

I had this with the first house i bought, an old council house where i grew up in a long line of houses, with communial drain at the rear. It was always getting blocked with wet wipes or the cardboard toilet roll tube. Even pulled a teddy bear out once.

Thing is the old pipes they used (i cant remember what they are called now), used in the 60's and 70's break down and crush in, leaving the pipe getting blocked often. I remember it rather vividly as the Sewage firm sent round to sort it out by the council, jetted it the wrong way and all the sewage ended up flooding my garden. Great times :lol:
Title: Re: The homeowners' thread
Post by: PCW1983 on Wednesday 5 June 2013, 02:17:58 PM
Me and the wife have found the perfect house for us, we went and viewed it and its better in the flesh than the pictures.  We don't have the equity needed to move on it unfortunately, 5 years to early.   :sad:

http://www.rightmove.co.uk/property-for-sale/property-39089977.html/svr/2717;jsessionid=B34F58B05C75929ABF0A7EA164CA0815
Title: Re: The homeowners' thread
Post by: HTT on Wednesday 5 June 2013, 07:38:54 PM
Me and the wife have found the perfect house for us, we went and viewed it and its better in the flesh than the pictures.  We don't have the equity needed to move on it unfortunately, 5 years to early.   :sad:

http://www.rightmove.co.uk/property-for-sale/property-39089977.html/svr/2717;jsessionid=B34F58B05C75929ABF0A7EA164CA0815

Lush gaff, Hexham is lush.

If we don't move to London sometime soon, I want to live in North Shields/Tynemouth. Found a few ideal properties for around 300-350K. We couldn't afford that now but in the future that's the goal. I'm 34 coming up so I've given myself 6 years to make as much as possible to buy our dream family home. I want something with 5 bedrooms and a big f*** off drive and garden, something close to the coast.

It looks like my business could take us London way, and although I don't mind having to uproot as we both have family there, for the prices of properties though its ridiculous. My sister and her bloke bought a house in Twickenham for over 800K last year and while its lovely, its basically a 3 bedroom house. In Newcastle for that you'd get a mansion.
Title: Re: The homeowners' thread
Post by: Northerngimp on Wednesday 5 June 2013, 07:41:45 PM
Me and the wife have found the perfect house for us, we went and viewed it and its better in the flesh than the pictures.  We don't have the equity needed to move on it unfortunately, 5 years to early.   :sad:

http://www.rightmove.co.uk/property-for-sale/property-39089977.html/svr/2717;jsessionid=B34F58B05C75929ABF0A7EA164CA0815
Swanky
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 6 June 2013, 12:06:54 AM
Reet then, when do I get my members card.
Title: Re: The homeowners' thread
Post by: Dave on Thursday 6 June 2013, 12:13:22 AM
When you've got a lawn. See you soon.
Title: Re: The homeowners' thread
Post by: SEMTEX on Thursday 6 June 2013, 12:45:37 AM
Friday then. If the guy shows up.
Title: Re: The homeowners' thread
Post by: Jill on Tuesday 11 June 2013, 09:01:55 PM
My shower seems to be f***ed. Something tripped the lecky when I was in there the other day (and I experienced the patented N-O "cold dash" which was a bit unpleasant..) and ever since the temperature is p*ss poor. When it should be at it's hottest based on the settings it's lukewarm and a watering can type trickle (turning further round to increase the pressure = temperature decreases).

I presume something's gone pop.. but how do I fix it?

Well, how does someone fix it, obviously I'll not be poking around in there. :yao:
Title: Re: The homeowners' thread
Post by: PCW1983 on Wednesday 19 June 2013, 03:28:34 PM
Dont know if i've put this in here before but at the flat that we rent out we have the original outside toilet still in the outhouse all the fittings etc are still there, today i was doing the garden and decided to clear out the shed (outhouse) and to my amazement the toilet actually still works.  It flushes and fill up the whole shebang, i also found a first Aid kit on top of the cistern which is complete and untouched looks from the 40's/50's.

I must have the one of the last working outside toilets in Howdon  :lol:
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Wednesday 19 June 2013, 03:56:49 PM
I must have the one of the last working outside toilets in Howdon  :lol:

Wouldn't think so, you might have one of the only working toilets.
Title: Re: The homeowners' thread
Post by: HTT on Wednesday 19 June 2013, 05:46:12 PM
How expensive is getting in sky lights? Our bedroom is pretty much a glorified loft conversation minus any windows which can make it dark and very hot when we are having lush weather.
Title: Re: The homeowners' thread
Post by: indi on Wednesday 19 June 2013, 07:05:07 PM
My shower seems to be f***ed. Something tripped the lecky when I was in there the other day (and I experienced the patented N-O "cold dash" which was a bit unpleasant..) and ever since the temperature is p*ss poor. When it should be at it's hottest based on the settings it's lukewarm and a watering can type trickle (turning further round to increase the pressure = temperature decreases).

I presume something's gone pop.. but how do I fix it?

Well, how does someone fix it, obviously I'll not be poking around in there. :yao:

Perhaps it's your pump that's tripped out or something?
Title: Re: The homeowners' thread
Post by: indi on Wednesday 19 June 2013, 07:25:45 PM
Anyone know if I should be concerned about this?

Photos:

Spoiler
[close]
Title: Re: The homeowners' thread
Post by: PCW1983 on Wednesday 19 June 2013, 07:28:06 PM
Anyone know if I should be concerned about this?

Photos:

Spoiler
[close]

Depends, do you own the property and will you have to pay to put it right :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 19 June 2013, 07:30:53 PM
Anyone know if I should be concerned about this?

Photos:

Spoiler
[close]


yes
Title: Re: The homeowners' thread
Post by: indi on Wednesday 19 June 2013, 07:40:38 PM
Anyone know if I should be concerned about this?

Photos:

Spoiler
[close]


yes

Any ideas what's going on? It just seems to be around the windows, there's no cracks or anything in the walls or anywhere else, the paint work on the outside is s**** (been on at the f***ing management company for ages to get them painted :( ) and I'm wondering if the wood's got wet and expanded or if it's something more serious?

Any suggestions for who I should get to have a look at them? When I say "who" I mean what kind of person, builder, surveyor, etc.
Title: Re: The homeowners' thread
Post by: HTT on Wednesday 19 June 2013, 07:58:00 PM
Anyone know if I should be concerned about this?

Photos:

Spoiler
[close]

I'm no expert but our old flat had this one window that looked very similar, the builder said it was down to the weather basically.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 19 June 2013, 08:10:10 PM
Anyone know if I should be concerned about this?

Photos:

Spoiler
[close]


yes

Any ideas what's going on? It just seems to be around the windows, there's no cracks or anything in the walls or anywhere else, the paint work on the outside is s**** (been on at the f***ing management company for ages to get them painted :( ) and I'm wondering if the wood's got wet and expanded or if it's something more serious?

Any suggestions for who I should get to have a look at them? When I say "who" I mean what kind of person, builder, surveyor, etc.


I would be tempted to fill all the cracks with a gap filling adhesive- like it says- fills the gaps but also as an adhesive will maintain the frames strength. then re-paint over. 


edit- and make sure they are water tight from the outside.
Title: Re: The homeowners' thread
Post by: indi on Wednesday 19 June 2013, 08:16:40 PM
Cheers. We're kinda between management companies at the moment, so I think I'll wait a week or two and see if I can get the new ones out to have a look before I do anything.
Title: Re: The homeowners' thread
Post by: Dokko on Wednesday 26 June 2013, 04:00:00 PM
f***ing hate gardening. Anyone a Gardner by trade?

Title: Re: The homeowners' thread
Post by: Jill on Wednesday 26 June 2013, 04:04:22 PM
Just gardened for the first time today. :lol: I really enjoyed it despite not having a clue what I was doing.
Title: Re: The homeowners' thread
Post by: Dokko on Wednesday 26 June 2013, 04:08:20 PM
I should really say jungling rather than gardening.

When i do it it just reminds me of how much I love concrete.
Title: Re: The homeowners' thread
Post by: Jill on Wednesday 26 June 2013, 04:17:01 PM
Before v after (keep in mind this is only phase 1, though I'm not sure how many phases there will be overall..)

(http://www.dorkatorium.co.uk/pictures/garden260613.jpg)
Title: Re: The homeowners' thread
Post by: Mr Logic on Wednesday 26 June 2013, 05:45:47 PM
My first thought was shrinkage too indi. A filler will repair provided the movement has stopped.

As already mentioned, any external cracks are far more important re weatherproofing.

My guess is the window frames were damp when installed, after painting and years in position they've dried out and hey presto.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 26 June 2013, 06:00:36 PM
Before v after (keep in mind this is only phase 1, though I'm not sure how many phases there will be overall..)

(http://www.dorkatorium.co.uk/pictures/garden260613.jpg)


nice work Jill- you dont have to remove everything tho. :lol:
Title: Re: The homeowners' thread
Post by: Jill on Wednesday 26 June 2013, 06:02:57 PM
That's the plan basically. :lol: If I'm having a garden I want it to be mine and not the previous owner's tat. :D Figured I'd start from scratch and build up from there.
Title: Re: The homeowners' thread
Post by: HTT on Thursday 27 June 2013, 06:56:12 PM
Buildings insurance, how much should I be paying?
Title: Re: The homeowners' thread
Post by: HTT on Thursday 27 June 2013, 07:31:41 PM
I pay £15PM for building and contents. That's Swift and a decent policy.

But it's all about what you put down. I might be paying £15 and someone else £30 for the same type of property. They might have put down s*** loads of worth for certain things. Also the cost of rebuilding the house is relevant.

Get some quotes using the usual suspects.

What's your current cost?

Cheers for the advice.

Regarding previous costs, I was contributing a percentage to the overall buildings insurance (1 overall building which I own, but 3 premises split from the 1 building) which I've since opted out of because I reckoned it was too much, nearly 300 quid a year.

The others are sorting their own insurance out and I'm going to do the same hence my post.
Title: Re: The homeowners' thread
Post by: HTT on Thursday 27 June 2013, 08:16:29 PM
£300 for the 3 premises? Or just your cut of the 3 premises?

Just my cut. It was a deal already in place before I bought wor place, so I effectively had o pay it, as soon as renewal date came though....

Which was the other day.
Title: Re: The homeowners' thread
Post by: bimpy474 on Thursday 27 June 2013, 10:08:51 PM
Buildings insurance, how much should I be paying?

I used Go Compare and got building and contents for £127 from LV. So good i paid it there and then.
Title: Re: The homeowners' thread
Post by: HTT on Friday 28 June 2013, 02:01:16 PM
OK, I'm gonna do some long overdue DIY so where is the best and cheapest place to buy some power tools, I need a good drill and one of those drills that screw in screws. I'm planning on boxing up the mezzanine floor/loft area and to convert the laundry room into my son's bedroom. The prices in B&Q seem batty.
Title: Re: The homeowners' thread
Post by: Northerngimp on Friday 28 June 2013, 02:09:29 PM
Wickes?
Title: Re: The homeowners' thread
Post by: HTT on Friday 28 June 2013, 02:14:20 PM
Buildings insurance, how much should I be paying?

I used Go Compare and got building and contents for £127 from LV. So good i paid it there and then.

Done the same and cheapest is £140 for building and contents so may go with that.
Title: Re: The homeowners' thread
Post by: Dokko on Friday 28 June 2013, 02:48:38 PM
Anyone live or live near boldon colliery?
Title: Re: The homeowners' thread
Post by: cp40 on Friday 28 June 2013, 03:39:19 PM
OK, I'm gonna do some long overdue DIY so where is the best and cheapest place to buy some power tools, I need a good drill and one of those drills that screw in screws. I'm planning on boxing up the mezzanine floor/loft area and to convert the laundry room into my son's bedroom. The prices in B&Q seem batty.

Search eBay and Gumtree. Use your creativity. You must have some if you're taking on the projects you mention.

I finally needed a new drill and picked up a brand new and unused Makita from Gumtree for around £35! :lol: The guy had acquired two and didn't need the other. Cheap price probably scared off some (£300 drill = too good to be true)...but it's mint and was worth the effort/risk. If buying real second-hand...make sure they're not too old as they may have been abused. But good makes can be repaired cheaply and easily.

Power tools will never be cheap for good ones. They shouldn't be either as they last years and years.

Buy cheap...buy twice. Unless you've scored off Gumtree :lol: They're an investment as much as any other long term purchase.


tend to agree, got all sorts of Makitas, Honda petrol tools, tanaka- but my drill was £4.99 offer with some screws from screwfix over 10 years ago- still going its outlived a Makita and a macalister, and does hundreds of jobs. :lol:
Title: Re: The homeowners' thread
Post by: HTT on Friday 28 June 2013, 06:02:35 PM
Had a look around Wilkes etc. and after seeing some of the prices decided to give me step-dad a call who has a drill/driver thing so off I went to collect it and then when I got home I thought to myself do you know what HTT, do you really want to be messing about with DIY in a place you paid a considerable amount of money for in an area that is effectively your bedroom so I decided to give a joiner a call who will come out tomorrow, measure up etc. and give me a price.















Actually wor lass said no to me doing it. The bitch! For the sake of saving a few quid I should leave it to the professionals. I once hung a few doors using nails instead of screws as it was quicker and easier. A few taps of the hammer and job done.

I'll settle with being the labourer.
Title: Re: The homeowners' thread
Post by: bimpy474 on Friday 28 June 2013, 07:07:56 PM
Buildings insurance, how much should I be paying?

I used Go Compare and got building and contents for £127 from LV. So good i paid it there and then.

Done the same and cheapest is £140 for building and contents so may go with that.

Decent price like ;)
Title: Re: The homeowners' thread
Post by: Dokko on Saturday 29 June 2013, 09:00:28 PM
Anyone live or live near boldon colliery?

This again. Probably too mackem for here. :(
Title: Re: The homeowners' thread
Post by: Dokko on Sunday 30 June 2013, 06:37:20 PM
Before v after (keep in mind this is only phase 1, though I'm not sure how many phases there will be overall..)

(http://www.dorkatorium.co.uk/pictures/garden260613.jpg)

Didn't do a before, but this is two packed brown bins full of garden later.

(http://s9.postimg.org/vlbbxoovj/2013_06_30_18_12_08.jpg)
Title: Re: The homeowners' thread
Post by: palnese on Sunday 30 June 2013, 06:43:34 PM
Moved into the new house yesterday. Pretty good feeling that.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Monday 1 July 2013, 10:26:50 AM
Had a look around Wilkes etc. and after seeing some of the prices decided to give me step-dad a call who has a drill/driver thing so off I went to collect it and then when I got home I thought to myself do you know what HTT, do you really want to be messing about with DIY in a place you paid a considerable amount of money for in an area that is effectively your bedroom so I decided to give a joiner a call who will come out tomorrow, measure up etc. and give me a price.















Actually wor lass said no to me doing it. The bitch! For the sake of saving a few quid I should leave it to the professionals. I once hung a few doors using nails instead of screws as it was quicker and easier. A few taps of the hammer and job done.

I'll settle with being the labourer.

Experience with my parents' failed marriage tells me... be very realistic what DIY you say you can do. Sounds like you're doing the right thing!
Title: Re: The homeowners' thread
Post by: B-more Mag on Thursday 4 July 2013, 04:36:39 PM
Lack of expansion tank and failed valve = flooded basement. Happy 4th of July to me.
Title: Re: The homeowners' thread
Post by: HTT on Thursday 4 July 2013, 04:47:17 PM
Had a look around Wilkes etc. and after seeing some of the prices decided to give me step-dad a call who has a drill/driver thing so off I went to collect it and then when I got home I thought to myself do you know what HTT, do you really want to be messing about with DIY in a place you paid a considerable amount of money for in an area that is effectively your bedroom so I decided to give a joiner a call who will come out tomorrow, measure up etc. and give me a price.















Actually wor lass said no to me doing it. The bitch! For the sake of saving a few quid I should leave it to the professionals. I once hung a few doors using nails instead of screws as it was quicker and easier. A few taps of the hammer and job done.

I'll settle with being the labourer.

Experience with my parents' failed marriage tells me... be very realistic what DIY you say you can do. Sounds like you're doing the right thing!

Well the said joiner didnt turn up and wor lass will be out all day and evening this saturday so....

I've measured up today. I need 53m of timber just for the one stud wall. Managed to find somewhere that will do me a meter for 1.40.

I'll also do the plasterboard byself and my nephew who is learning plastering said he'll skim it for 30 quid. Its the insulation/sound proofing that's going to cost me a small fortune.
Title: Re: The homeowners' thread
Post by: bigfella on Thursday 4 July 2013, 04:52:29 PM
Anyone live or live near boldon colliery?

This again. Probably too mackem for here. :(

Just seen this.

I live in Boldon.

(I'm not a mackem)   :D
Title: Re: The homeowners' thread
Post by: Dokko on Thursday 4 July 2013, 04:56:06 PM
Anyone live or live near boldon colliery?

This again. Probably too mackem for here. :(

Just seen this.

I live in Boldon.

(I'm not a mackem)   :D

What's it like round there? Any good? Looking at a house over the water, nothing but window shopping atm but just want to get a feel of the area. We are coming from Howdon so it hasn't much to beat but if you sink all your £££ in to a house you don't want to live every moment wishing you hadn't.
Title: Re: The homeowners' thread
Post by: bigfella on Thursday 4 July 2013, 05:45:52 PM
Anyone live or live near boldon colliery?

This again. Probably too mackem for here. :(

Just seen this.

I live in Boldon.

(I'm not a mackem)   :D

What's it like round there? Any good? Looking at a house over the water, nothing but window shopping atm but just want to get a feel of the area. We are coming from Howdon so it hasn't much to beat but if you sink all your £££ in to a house you don't want to live every moment wishing you hadn't.

Depends where you are looking at.

Like a lot of the North East, Boldon has its good and bad areas.

Anywhere in East Boldon is fine, much the same in West Boldon, though The Colliery (as it's known to us locals) has a few estates best avoided (Charles Street/ Arnold Street area), easy access to shops/ pubs/takeaways though.
Title: Re: The homeowners' thread
Post by: HTT on Thursday 4 July 2013, 06:43:44 PM
Anyone live or live near boldon colliery?

This again. Probably too mackem for here. :(

Just seen this.

I live in Boldon.

(I'm not a mackem)   :D

What's it like round there? Any good? Looking at a house over the water, nothing but window shopping atm but just want to get a feel of the area. We are coming from Howdon so it hasn't much to beat but if you sink all your £££ in to a house you don't want to live every moment wishing you hadn't.

A good friend of ours lives in East Boldon and a mate of mine owns Boldon Auction House (well they are brothers really), its generally a nice area I thought when visiting, living there though I wouldn't know. Some decent pubs and a good butchers.
Title: Re: The homeowners' thread
Post by: B-more Mag on Thursday 4 July 2013, 08:15:05 PM
Plumbing work $650
Carpet cleaning, mold prevention, disinfecting $2,200

Plus, 4th of July plans ruined.

f*** off.
Title: Re: The homeowners' thread
Post by: Dokko on Thursday 4 July 2013, 08:22:46 PM
Its Lawson Court NE35 9NH to narrow it down. I think its not far from the big asda.
Title: Re: The homeowners' thread
Post by: bigfella on Thursday 4 July 2013, 09:26:51 PM
Its Lawson Court NE35 9NH to narrow it down. I think its not far from the big asda.

Ah, the houses on the site of the old junior school. I was born and brought up about 20 yards away from Lawson Court!

Not sure what they are like, but I know a few people who live on North Road and they are quite happy there.

The "problem" estate is behind the other side of the road, I'll have an ask around, see if it's still bad - I know they've knocked a couple of streets down in the last few years and built new houses on the land, so it may be regarded as up and coming these days.
Title: Re: The homeowners' thread
Post by: B-more Mag on Friday 5 July 2013, 03:39:52 AM
Lack of expansion tank and failed valve = flooded basement. Happy 4th of July to me.

Plumbing work $650
Carpet cleaning, mold prevention, disinfecting $2,200

Plus, 4th of July plans ruined.

f*** off.

Plumber thought he fixed the problem. He didn't fix the problem. Still leaking and continuing to make the basement carpet extra squishy. No one can come out to repair his repair until between 11 a.m. and 3 p.m. Friday.

At least the carpet people didn't make it out before we found out we still had the problem. It's the little things in life, ya know?

:yao:
Title: Re: The homeowners' thread
Post by: 1878 on Friday 5 July 2013, 01:09:03 PM
Just had all my living room done with solid oak flooring and new skirting boards & architraves. 

Feels good man.  :megusta:
Title: Re: The homeowners' thread
Post by: cp40 on Friday 5 July 2013, 04:45:00 PM
Just had all my living room done with solid oak flooring and new skirting boards & architraves. 

Feels good man.  :megusta:


show us some pics sounds good- the laminate we put down in feb- is going in the bedroom after it is replastered cos its s*** and scratches loads- wanted slate gonna fkin get it.
Title: Re: The homeowners' thread
Post by: HTT on Friday 5 July 2013, 06:53:26 PM
Bought the timber today, start the job tomorrow...  :scared:
Title: Re: The homeowners' thread
Post by: cp40 on Monday 8 July 2013, 06:25:00 PM
Bought the timber today, start the job tomorrow...  :scared:


only a couple of posts since this.

RIP HTT
Title: Re: The homeowners' thread
Post by: HTT on Monday 8 July 2013, 10:26:39 PM
I'm still alive just, though I'm in wor lasses' bad books as her and the bairn have to sleep downstairs and the huge holes in the ceiling I've made didn't go down well either...

Photos and progress updates shall follow this post in the next few days.

DIY is s*** btw.
Title: Re: The homeowners' thread
Post by: Dokko on Monday 8 July 2013, 10:28:20 PM
 :lol:
Title: Re: The homeowners' thread
Post by: HTT on Tuesday 9 July 2013, 10:12:13 PM
A little update, the wife has moved out because of the dust, mind she does have hayfever. The stud wall is almost complete though, but I bought the wrong window and my mate the handy man who is helping can't finish the work off until Monday so it looks like I'm home alone for a few days.

To the whiskey it is...

Women are right moaning bitches.
Title: Re: The homeowners' thread
Post by: cp40 on Wednesday 10 July 2013, 03:02:18 PM
A little update, the wife has moved out because of the dust, mind she does have hayfever. The stud wall is almost complete though, but I bought the wrong window and my mate the handy man who is helping can't finish the work off until Monday so it looks like I'm home alone for a few days.

To the whiskey it is...

Women are right moaning bitches.


 :lol:
Title: Re: The homeowners' thread
Post by: Dokko on Wednesday 10 July 2013, 08:18:22 PM
 :lol:
Title: Re: The homeowners' thread
Post by: Dokko on Wednesday 10 July 2013, 08:18:34 PM
Its Lawson Court NE35 9NH to narrow it down. I think its not far from the big asda.

Ah, the houses on the site of the old junior school. I was born and brought up about 20 yards away from Lawson Court!

Not sure what they are like, but I know a few people who live on North Road and they are quite happy there.

The "problem" estate is behind the other side of the road, I'll have an ask around, see if it's still bad - I know they've knocked a couple of streets down in the last few years and built new houses on the land, so it may be regarded as up and coming these days.

Thanks for this, any more info?
Title: Re: The homeowners' thread
Post by: bigfella on Thursday 11 July 2013, 11:30:47 PM
Its Lawson Court NE35 9NH to narrow it down. I think its not far from the big asda.

Ah, the houses on the site of the old junior school. I was born and brought up about 20 yards away from Lawson Court!

Not sure what they are like, but I know a few people who live on North Road and they are quite happy there.

The "problem" estate is behind the other side of the road, I'll have an ask around, see if it's still bad - I know they've knocked a couple of streets down in the last few years and built new houses on the land, so it may be regarded as up and coming these days.

Thanks for this, any more info?

Spoke to a mate who lives on North Road and has an allotment just the other side of the fence. He reckons it's very quiet round there these days, apart from the cockerel that someone keeps in one of the allotments  :lol:

As you mentioned before, it's in a very handy location for ASDA, but there's also a decent row of shops before that, and a couple of canny pubs up the bank in West Boldon, also a few further down the Colliery.

And it's not all makems round here these days, ok when you go into ASDA you'll see loads of awful red and white shirts, but that's only because they haven't got a decent supermarket "over the hill"
Title: Re: The homeowners' thread
Post by: HTT on Sunday 21 July 2013, 06:57:19 PM
An update of sorts!

Right so a couple of weeks after deciding to put up a stud wall...

(http://i40.tinypic.com/10mpsar.jpg)

This was our bedroom from the living room, its a mezzanine floor/balcony type room overlooking the whole joint. The banister and curtains is all that separated the area. It wasn't safe for the baby for a start and if she and the bairn were upstairs and I was watching the TV in the living room, or vice versa, the noise was unbearable. Plus in winter because there was no wall it was very cold.

So I decided to rip it out and put up a stud wall...

(http://i43.tinypic.com/2h654qq.jpg)

When I ripped the curtains down, I found they had basically been nailed up HTT style to the ceiling. They were a b****** to get down.

As too was the banister type thing.

(http://i44.tinypic.com/2n7jas8.jpg)

Anyway, all gone. Ready for the stud wall... or so I thought!

(http://i43.tinypic.com/fozsyq.jpg)

After somehow getting into the other loft (we kind of have 2 lofts) I found that if I wanted to put a stud wall up I would have to fasten some extra joists in place to fix the stud wall head plate into place. That was nigh on impossible unless I cut away some of the ceiling....

And so I did, lots of it. Much to the dismay of wor lass who came home to a house full of dust and s*** even though I tried to clean up as best as I could. That night she stormed off to her friend's with the bairn. To be fair they both suffer from hay-fever, wor lass terribly so at times!

5.50am the following morning though and I get a call from wor lass. Reversing out of a parking space as she set off to work, she hits the car behind her. I tell her to drive off. She reluctantly did. I jump in my car and go to the street, its only 1 mile or so away. The car in question, a taxi, has a huge scrape along the whole drivers side of the car. s***. How the f*** did she manage that?! Women drivers man!

During the day I buy 53 mtrs of 4/2 timber for the stud wall and some screws.

She comes home at dinner time and her Clio has a huge scratch/dent along the whole passenger side of the car. She wants to go and visit whose car she hits to fess up and I agree as it was the right and only thing to do to be honest, so I dropped her off at the bottom of the street. The mush says he is fine not to go through the insurance and was lovely to wor lass apparently, the two being Muslims and this month being Ramadan helped. Anyway, it ends up costing us 600 quid to get the taxi repaired. All done.

Her fault for storming off mind. I was naturally livid.

The Clio looked trashed so time to get rid I thought. After a short while looking around I found a nice Citroen C4 for her. We :lol: get 250 quid for the Clio...

To be honest the Clio's MOT was up soon and I was wanting something nice and safe for her and the bairn anyway so the little crash was like a kick up the arse to me to go and get said car. 

Back to the stud wall...

(http://i41.tinypic.com/27xnha1.jpg)

More cutting...

After doing all the cutting and having bought all the wood and some tools such as a plumb line etc. panic struck me. Me, putting up a safe, secure, stud wall, properly? :lol:

To my contacts I went and found an old mate who used to be my best mate from school all the way to our teens and early adult life but we had lots our way as mates for a few years. He was a good handy man though so I give him a call. He comes out, looks at the timber and tells me why the f*** did I buy dressed, treated 4/2 for a stud wall. f*** do I know, I'm not a joiner, even though the two off us went to college to do Joiner back in the late 90s...

He agrees to help out, along with my brother who helped with some labouring. Me, I gassed away and basically got in the way. I did make some coffees though. Over several days it was great catching up with me old pal and I have to say, we will stay in touch regularly now. A few nights out and some meals have already been planned.

The stud wall, coming along nicely...

(http://i40.tinypic.com/14l6l40.jpg)

And then I ask my mate if he can put in some windows and board the wall up with acoustic plaster-board. He did his best to smile and reluctantly agreed. The poor c*** :D He has a bad leg and sweats a lot. In this heat...

He did a good job though. In went the windows and up went the plaster-board, internally.

(http://i44.tinypic.com/33xem8m.jpg)

Having a 3 year-old kid in nursery and him being a part-time house husband etc. though kind of curtailed his ability to get things done extrenally, that and his bad leg and the height restrictions. The ceilings in wor place are very high. And my shitty step ladders were as much use as me to DIY!

In the end, today, I had to call in my budding builder nephew and his lass' brother/his best friend/future business partner who finished it all off ready to plaster which they too will do one day.

A day I can get rid of wor lass and the bairn for a few days...

The finished wall:

(http://i42.tinypic.com/sl1wu0.jpg)

The cost? 112 quid for the timber, 120 quid for the plaster-board. 20 quid for some 2/1 timber and screws etc. 100 quid to my mate for the stud wall. 71 quid each for the windows. Almost my relationship. 3 days labour for my brother, who was on 20 quid a day and then my nephew and his mate were paid 60 quid the day for tidying up the stud wall plaster-board. They have quoted me 150 to plaster the stud wall and the full room, ceilings and eaves, which they reckon will take 1 day.

Oh and a Citroen which cost 2.5k, and of course the 600 quid to repair some random taxi wor lass bashed up!

All in all, what was originally an exercise to save money and hassle ended up costing me f***ing tonnes and a whole load of hassle. :( DIY? f***ing keep it. I would rather pay a higher premium to get in the experts and be done with it.

That said, this hasn't put me off getting more work done to the place. Next step, getting some velux windows into our bedroom, boxing out the other end of the loft for storage, some his and hers fitted wardrobes up in our room and to get the laundry room converted fully into a guest room. Then to rip out the kitchen, put one into the huge living area as open plan and convert the kitchen into the bairns' bedroom. Then onto the outside balcony/terrace. We could add an extension/extra room or make it into a nice little garden for area for BBQs etc.

One thing is for sure though, I will attempt nothing. Me and DIY do not mix.

Back to the stud wall, any noise generated from the living room basically doesn't get through to the bedroom now and in the winter we should really benefit because it has been a furnace up there even today. And with any work done to a property, all we are doing is adding value to our home so its all good!
Title: Re: The homeowners' thread
Post by: davy_fulla on Sunday 21 July 2013, 08:07:34 PM
Our house is going on the market tomorrow. We need a bigger place with a decent garden but cant decide whether to go for a new build or not?  Ive been reading that in general to stay away from new builds built in the last 10yrs as theyre just knocked up like lego sets. I do like the look of them from the outside apart from the ridiculously small gardens. The ex council houses round here have massive rooms and gardens but look a bit s*** on the outside so dunno what to do.
Title: Re: The homeowners' thread
Post by: HTT on Sunday 21 July 2013, 08:08:25 PM
BTW, our much maligned fuel bills... with this heat, we've never used the gas for well over a month and the place is like an oven, too hot even. I wish it was like this all year round :(
Title: Re: The homeowners' thread
Post by: bimpy474 on Sunday 21 July 2013, 08:09:43 PM
I love the windows you put in HTT, a nice touch that.
Title: Re: The homeowners' thread
Post by: Tooj on Sunday 21 July 2013, 08:16:29 PM
Anyone live or live near boldon colliery?

This again. Probably too mackem for here. :(

Just seen this.

I live in Boldon.

(I'm not a mackem)   :D

What's it like round there? Any good? Looking at a house over the water, nothing but window shopping atm but just want to get a feel of the area. We are coming from Howdon so it hasn't much to beat but if you sink all your £££ in to a house you don't want to live every moment wishing you hadn't.
The Black Horse is a belting pub.
Title: Re: The homeowners' thread
Post by: HTT on Sunday 21 July 2013, 08:31:21 PM
I love the windows you put in HTT, a nice touch that.

Cheers, I wasn't gonna put them in, but its stuffy up there and there is literally no air coming into the room other than from the circle ceiling thing leading into the loft.

They are just cheap PVCU things but they do look nice. I wanted to put in some antique style salvage sash type windows but some of the prices man...
Title: Re: The homeowners' thread
Post by: Greg on Sunday 21 July 2013, 08:45:28 PM
Should have kept the banister type thing and built it just behind it if possible.
Title: Re: The homeowners' thread
Post by: bimpy474 on Sunday 21 July 2013, 08:52:40 PM
I love the windows you put in HTT, a nice touch that.

Cheers, I wasn't gonna put them in, but its stuffy up there and there is literally no air coming into the room other than from the circle ceiling thing leading into the loft.

They are just cheap PVCU things but they do look nice. I wanted to put in some antique style salvage sash type windows but some of the prices man...

The PVCU's look fine, i really like that the way it looks for some reason. Just wish i could stuff like that.
Title: Re: The homeowners' thread
Post by: HTT on Sunday 21 July 2013, 08:58:13 PM
Should have kept the banister type thing and built it just behind it if possible.

I still have it, well, the posts and metal bits anyway, the actual rail had to be sawed into pieces. We were gonna keep it but it got in the way and I personally thought it would have looked a bit daft with a wall behind it. We will make the wall somehow more in keeping with the rest of the property though. I have my eye on some nice carved, antique wall fixings/features. Again though its stupid money.
Title: Re: The homeowners' thread
Post by: Mugatu on Sunday 21 July 2013, 09:01:50 PM
Our house is going on the market tomorrow. We need a bigger place with a decent garden but cant decide whether to go for a new build or not?  Ive been reading that in general to stay away from new builds built in the last 10yrs as theyre just knocked up like lego sets. I do like the look of them from the outside apart from the ridiculously small gardens. The ex council houses round here have massive rooms and gardens but look a bit s*** on the outside so dunno what to do.


Where you looking at? We moved into a new build at Christmas and we love it. Yeah we had snagging issues and some of the cosmetic work was a bit shoddy but it's all been sorted by the builder. You just have to keep chasing them until the work is done.

Having brand new bathrooms, kitchen , heating system is class.
Title: Re: The homeowners' thread
Post by: bimpy474 on Sunday 21 July 2013, 09:12:53 PM
Our house is going on the market tomorrow. We need a bigger place with a decent garden but cant decide whether to go for a new build or not?  Ive been reading that in general to stay away from new builds built in the last 10yrs as theyre just knocked up like lego sets. I do like the look of them from the outside apart from the ridiculously small gardens. The ex council houses round here have massive rooms and gardens but look a bit s*** on the outside so dunno what to do.


I was a removals man for 20 years and i wouldn't buy a new build if i won the lottery. They really are just frame, drywall chuck togethers. I've seen some nice looking ones but you know in twenty years it's going to be tatty and not a touch on a house built years ago.

Like Mugatu said, Having a brand new bathroom, kitchen and a heating system is class but imo, i would look for a refurbished place that's had all that done.
Title: Re: The homeowners' thread
Post by: HTT on Sunday 21 July 2013, 09:15:37 PM
Our house is going on the market tomorrow. We need a bigger place with a decent garden but cant decide whether to go for a new build or not?  Ive been reading that in general to stay away from new builds built in the last 10yrs as theyre just knocked up like lego sets. I do like the look of them from the outside apart from the ridiculously small gardens. The ex council houses round here have massive rooms and gardens but look a bit s*** on the outside so dunno what to do.


I was a removals man for 20 years and i wouldn't buy a new build if i won the lottery. They really are just frame, drywall chuck togethers. I've seen some nice looking ones but you know in twenty years it's going to be tatty and not a touch on a house built years ago.

Like Mugatu said, Having a brand new bathroom, kitchen and a heating system is class but imo, i would look for a refurbished place that's had all that done.

I'd have to agree, having looked at loads of them and knowing lots of people who own/used to own one.

We viewed one, 3 bedroom house, looked lush on the outside but once inside...
Title: Re: The homeowners' thread
Post by: Mugatu on Sunday 21 July 2013, 10:28:33 PM
Fair points on old houses probably being built better. Saying that though, there's always the chance of getting a nasty surprise not picked up on a survey and often the insulation isn't as great.

We also found when buying that new builds were generally cheaper. For the type of house we wanted in an area we wanted, an older property was around £20-30k more.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 21 July 2013, 10:30:30 PM
Best thing about older houses is the outside space. Not even comparable, you mostly get a postage stamp of grass with 6ft fencing to three sides these days.
Title: Re: The homeowners' thread
Post by: Belfast Mags on Sunday 21 July 2013, 11:03:07 PM
We're looking at two houses at the minute, one old, one new(ish) and it's a tough call tbf.
The new one has a lot of features that would be nice to have, downstairs toilet, en-suite in the master bedroom etc but the third and fourth bedrooms are tiny which will result in one of the kids being stuck in a box room while the other one is in a monster double. Space outside isn't bad for a recently built house and there are loads of kids around, quiet cul-de-sac etc but it just kind of feels a bit soulless if I'm honest.  :undecided:
Older one needs some work inside, new bathroom etc but it has 3 evenly sized bedrooms, coverted loft, bags of character, a massive garage (I'm thinking kids playroom) massive garden (like 60 feet lawn which is 30 feet from the house) and just feels more us in a way
Still it's a tough choice, guess it depends in your priorities really.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 21 July 2013, 11:09:31 PM
Sounds about right, ours is a typical 1960s semi with a separate garage and if you took that and the conservatory away you could quite easily build our house again in the space and still have a garden. We went to look at a couple that were under 10 years old and the outside space was laughable, no garages either. New builds aren't completely without merit obviously, but we wanted a family home so this was miles more suitable.
Title: Re: The homeowners' thread
Post by: Dave on Sunday 21 July 2013, 11:17:37 PM
Houses are just an ongoing DIY project and money pit, the difference is with newer houses you'll probably have to spend less to start with as they're already all magnolia, no wallpaper, easy to remove stud walls etc. :laugh:
Title: Re: The homeowners' thread
Post by: Dokko on Sunday 21 July 2013, 11:18:18 PM
Old houses feel like homes. New build are smart but just never feel homely to me. I think it's the low ceilings and everything whitewashed.
Title: Re: The homeowners' thread
Post by: Belfast Mags on Sunday 21 July 2013, 11:21:10 PM
Old houses feel like homes. New build are smart but just never feel homely to me. I think it's the low ceilings and everything whitewashed.

These are my feelings too O0 we're in a 30's semi and we've spent a lot bringing it up to spec but have retained/added a lot of period features, just feels like a real "home" and not just a house.

Shame we've outgrown it  :undecided: cause I'd love to stay.
Title: Re: The homeowners' thread
Post by: PCW1983 on Monday 22 July 2013, 10:18:30 AM
Our house is going on the market tomorrow. We need a bigger place with a decent garden but cant decide whether to go for a new build or not?  Ive been reading that in general to stay away from new builds built in the last 10yrs as theyre just knocked up like lego sets. I do like the look of them from the outside apart from the ridiculously small gardens. The ex council houses round here have massive rooms and gardens but look a bit s*** on the outside so dunno what to do.


I was a removals man for 20 years and i wouldn't buy a new build if i won the lottery. They really are just frame, drywall chuck togethers. I've seen some nice looking ones but you know in twenty years it's going to be tatty and not a touch on a house built years ago.

Like Mugatu said, Having a brand new bathroom, kitchen and a heating system is class but imo, i would look for a refurbished place that's had all that done.

I'd have to agree, having looked at loads of them and knowing lots of people who own/used to own one.

We viewed one, 3 bedroom house, looked lush on the outside but once inside...

We own a new build, 2 years old.  TBH whilst it serves its purpose now but i don't think i would buy another one, when we bought ours it was right for us, size wise and financially but with the future in mind it won't suffice.

The build quality is ok but questionable in places i'd say and whilst i can't complain about noise or heat loss as its pretty well insulated but it still feels like i'm just living in a house sometimes even though we have decorated and put our own touch on it it doesn't have that homely feel.

My final thought would be this......i couldn't imagine the house that we live in now lasting the 25 year term of the mortgage, in fact i'd go so far as to say that i bet in 50 years the estate i live in which is just about finished being built will be wiped from the map.
Title: Re: The homeowners' thread
Post by: ian on Monday 22 July 2013, 05:14:32 PM
Anybody got opinion re. Granite Vs Laminate worktops?   thanks
Title: Re: The homeowners' thread
Post by: Belfast Mags on Monday 22 July 2013, 05:18:47 PM
Anybody got opinion re. Granite Vs Laminate worktops?   thanks

Went for a laminate version that looks like granite and it's spot on actually.
If it's your forever house and you've pots of cash, go for the real McCoy, if not, a good quality laminate looks the business  :thup:
Title: Re: The homeowners' thread
Post by: Mr Logic on Tuesday 23 July 2013, 09:51:59 AM
Anybody got opinion re. Granite Vs Laminate worktops?   thanks

Real wood..
Title: Re: The homeowners' thread
Post by: ian on Tuesday 23 July 2013, 09:54:37 AM
what about the oiling and sanding...too much work?
Title: Re: The homeowners' thread
Post by: Mr Logic on Tuesday 23 July 2013, 09:58:10 AM
Hmm, I never though it was much work at all, but then I had the prospect of a beautiful sheen to my new wood worktops to look forward to..

You can get a sanding machine for £20 and the oiling doesn't take that long.

(http://s13.postimg.org/dftqhv2t3/kitchen98.jpg)

(http://s14.postimg.org/vem3qmbsx/kitchen199.jpg)
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Tuesday 23 July 2013, 11:01:21 AM
Your kitchen is about the size of my flat.
Title: Re: The homeowners' thread
Post by: bimpy474 on Tuesday 23 July 2013, 12:19:48 PM
Logic, you rich f***er :lol:

I love that kitchen by the way  O0
Title: Re: The homeowners' thread
Post by: LFEE on Tuesday 23 July 2013, 12:46:35 PM
Sounds about right, ours is a typical 1960s semi with a separate garage and if you took that and the conservatory away you could quite easily build our house again in the space and still have a garden. We went to look at a couple that were under 10 years old and the outside space was laughable, no garages either. New builds aren't completely without merit obviously, but we wanted a family home so this was miles more suitable.

Yep... The government should really be looking into this IMO...

The country is being filled with houses that are too small and little external space due to the greed of the developers wanting to fit an extra few plots when the whole estate would probably benefit from being spaced out a little...

I'd say the only good thing new builds have going for them apart from any guarantees you'd receive is the U-Value's are obviously a lot lower these days in the building standard so they take a lot less energy/cost to heat...

Who really cares what it looks like from the outside when it's what the inside that effects you...
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Tuesday 23 July 2013, 12:52:08 PM
I'm a sucker for the outside view like, I would find it really hard to buy something that I didn't love the look of from the street.
Title: Re: The homeowners' thread
Post by: Dokko on Tuesday 23 July 2013, 12:56:53 PM
I'm a sucker for the outside view like, I would find it really hard to buy something that I didn't love the look of from the street.

Total opposite a few years ago, but starting to appreciate stuff like that more. Views are expensive though.
Title: Re: The homeowners' thread
Post by: icemanblue on Tuesday 23 July 2013, 12:57:46 PM
Three f***ing 12 hours days of painting, man. I'm broken.
Title: Re: The homeowners' thread
Post by: bimpy474 on Tuesday 23 July 2013, 01:01:05 PM
Sounds about right, ours is a typical 1960s semi with a separate garage and if you took that and the conservatory away you could quite easily build our house again in the space and still have a garden. We went to look at a couple that were under 10 years old and the outside space was laughable, no garages either. New builds aren't completely without merit obviously, but we wanted a family home so this was miles more suitable.

Yep... The government should really be looking into this IMO...

The country is being filled with houses that are too small and little external space due to the greed of the developers wanting to fit an extra few plots when the whole estate would probably benefit from being spaced out a little...

I'd say the only good thing new builds have going for them apart from any guarantees you'd receive is the U-Value's are obviously a lot lower these days in the building standard so they take a lot less energy/cost to heat...

Who really cares what it looks like from the outside when it's what the inside that effects you...

I remember moving several people into a new estate (Braintree), you couldn't get a single divan bed up the stairs. I'd never seen anything like it. It was just ridiculous, although the garden spaces were quite big tbf.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Tuesday 23 July 2013, 01:07:15 PM
I'm a sucker for the outside view like, I would find it really hard to buy something that I didn't love the look of from the street.

Total opposite a few years ago, but starting to appreciate stuff like that more. Views are expensive though.

Always been like that, my Dad's in the building design trade so maybe that's why. You're right about the price though... especially in London you can get a load for your money if you're prepared to live in a 60s ex-council monstrosity.
Title: Re: The homeowners' thread
Post by: Dokko on Tuesday 23 July 2013, 01:07:53 PM
Its Lawson Court NE35 9NH to narrow it down. I think its not far from the big asda.

Ah, the houses on the site of the old junior school. I was born and brought up about 20 yards away from Lawson Court!

Not sure what they are like, but I know a few people who live on North Road and they are quite happy there.

The "problem" estate is behind the other side of the road, I'll have an ask around, see if it's still bad - I know they've knocked a couple of streets down in the last few years and built new houses on the land, so it may be regarded as up and coming these days.

Thanks for this, any more info?

Spoke to a mate who lives on North Road and has an allotment just the other side of the fence. He reckons it's very quiet round there these days, apart from the cockerel that someone keeps in one of the allotments  :lol:

As you mentioned before, it's in a very handy location for ASDA, but there's also a decent row of shops before that, and a couple of canny pubs up the bank in West Boldon, also a few further down the Colliery.

And it's not all makems round here these days, ok when you go into ASDA you'll see loads of awful red and white shirts, but that's only because they haven't got a decent supermarket "over the hill"

Again thanks. Loads of posh houses further down like, hopefully can start thinking about looking in the flesh rather than pics in the near future.

This is what we've been looking at: http://www.rightmove.co.uk/property-for-sale/property-37743701.html

However a place in Shields has just dropped £10k in price and is our second in line: http://www.rightmove.co.uk/property-for-sale/property-39229174.html

Probably both be gone by the time we get ourselves in to a position to move, but things can take a while and as the summer ends houses dont sell as quick so we are planning now.
Title: Re: The homeowners' thread
Post by: Mr Logic on Tuesday 23 July 2013, 01:20:23 PM
Logic, you rich f***er :lol:

I love that kitchen by the way  O0

I'm flat broke now. :lol:  ( and I am not kidding :( )

Just had the extension built at the back of the house, so the kitchen is double the size it was.
Title: Re: The homeowners' thread
Post by: bimpy474 on Tuesday 23 July 2013, 01:23:02 PM
Logic, you rich f***er :lol:

I love that kitchen by the way  O0

I'm flat broke now. :lol:  ( and I am not kidding :( )

Just had the extension built at the back of the house, so the kitchen is double the size it was.

I love the way the sink it set out and lots of worktop space, yet lots of floor space too. I have a big kitchen, badly set out imo. All around the edges, it just looks plain and boring unlike yours.
Title: Re: The homeowners' thread
Post by: Leazes1986 on Friday 26 July 2013, 04:20:13 PM
I'm getting a mortgage on my flat my next year so I'm looking to see if anyone can give me a bit of an idea on the extra costs on top of the basic 10% of the flat value. I live in a 3 bedroom flat and going from the value people have them up for sale for in my street it is worth around the £70,000 mark although I should be able to get a couple of thousand off it because my cousin is my landlord. What else and how much should I be looking to pay for away from the 6500-7000 10% deposit. A couple of people have told me they paid around £1000 on top of their deposit for legal fee's etc but I want a better idea if anyone can help me?
Title: Re: The homeowners' thread
Post by: Leazes1986 on Saturday 27 July 2013, 07:14:01 AM
No I just want to know how much I can expect to pay in extra fee's (legal, survey etc) after I've paid the initial 10% deposit.
Title: Re: The homeowners' thread
Post by: Northerngimp on Saturday 27 July 2013, 10:24:54 AM
The bloke buying our house has turned into a child and has been pushing and demanding he move in by the 9th of August.  He had a good moan at the wife yesterday.

Reason for it taking time is, he demanded we buy the lease hold, which we have done, we are waiting for the paper work to come through from the land owners.  Hes getting a detached house, with s*** loads of potential and hes getting the land its build on at a f***ing good f***ing price.  We've sold ourselves short in order to move.

 We are an estimated 6 weeks from completion, he seems to think we can speed things up.  Im not sure how we can circumvent the law.  :dontknow:
Title: Re: The homeowners' thread
Post by: Dokko on Saturday 27 July 2013, 10:31:39 AM
Tell him you'll speed thing up for £5k.
Title: Re: The homeowners' thread
Post by: Northerngimp on Saturday 27 July 2013, 10:40:43 AM
Tell him you'll speed thing up for £5k.

 :lol:

Couldn't possibly speed anything up...the legal documents for the land have not been sent to us yet.
Title: Re: The homeowners' thread
Post by: Dokko on Saturday 27 July 2013, 10:42:29 AM
Tell him you'll speed thing up for £5k.

 :lol:

Couldn't possibly speed anything up...the legal documents for the land have not been sent to us yet.

Who cares if you do or not, get the £5k off him to put up with his whinging.


You'll need it when he's also down £5k.
Title: Re: The homeowners' thread
Post by: Northerngimp on Saturday 27 July 2013, 10:44:01 AM
Cant see him giving us an extra 5 k :lol:
Title: Re: The homeowners' thread
Post by: Dokko on Saturday 27 July 2013, 11:08:02 AM
Cant see him giving us an extra 5 k :lol:

There's no chance you can speed things up but he thinks you can, £5k will see if he's serious. It might at least make him go away and think about it giving you some breathing space.
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 27 July 2013, 12:22:59 PM
The bloke buying our house has turned into a child and has been pushing and demanding he move in by the 9th of August.  He had a good moan at the wife yesterday.

Reason for it taking time is, he demanded we buy the lease hold, which we have done, we are waiting for the paper work to come through from the land owners.  Hes getting a detached house, with s*** loads of potential and hes getting the land its build on at a f***ing good f***ing price.  We've sold ourselves short in order to move.

 We are an estimated 6 weeks from completion, he seems to think we can speed things up.  Im not sure how we can circumvent the law.  :dontknow:


check the land registry see if your home is listed as freehold. if it is they have updated it.
Title: Re: The homeowners' thread
Post by: mrmojorisin75 on Saturday 27 July 2013, 12:33:42 PM
the english property system is utter bullshit man, if you step back and look at how it works you couldn't come with something poorer if you sat down and tried
Title: Re: The homeowners' thread
Post by: cp40 on Saturday 27 July 2013, 12:37:21 PM
the english property system is utter bullshit man, if you step back and look at how it works you couldn't come with something poorer if you sat down and tried

and tax
Title: Re: The homeowners' thread
Post by: Northerngimp on Sunday 28 July 2013, 09:15:29 PM
The bloke buying our house has turned into a child and has been pushing and demanding he move in by the 9th of August.  He had a good moan at the wife yesterday.

Reason for it taking time is, he demanded we buy the lease hold, which we have done, we are waiting for the paper work to come through from the land owners.  Hes getting a detached house, with s*** loads of potential and hes getting the land its build on at a f***ing good f***ing price.  We've sold ourselves short in order to move.

 We are an estimated 6 weeks from completion, he seems to think we can speed things up.  Im not sure how we can circumvent the law.  :dontknow:


check the land registry see if your home is listed as freehold. if it is they have updated it.

How do i go about getting access to the land registry?
Title: Re: The homeowners' thread
Post by: Jill on Sunday 28 July 2013, 09:19:09 PM
The bloke buying our house has turned into a child and has been pushing and demanding he move in by the 9th of August.  He had a good moan at the wife yesterday.

Reason for it taking time is, he demanded we buy the lease hold, which we have done, we are waiting for the paper work to come through from the land owners.  Hes getting a detached house, with s*** loads of potential and hes getting the land its build on at a f***ing good f***ing price.  We've sold ourselves short in order to move.

 We are an estimated 6 weeks from completion, he seems to think we can speed things up.  Im not sure how we can circumvent the law.  :dontknow:


check the land registry see if your home is listed as freehold. if it is they have updated it.

How do i go about getting access to the land registry?

http://www.landregistry.gov.uk/public/online-services

£3 each for a title or plan.
Title: Re: The homeowners' thread
Post by: Northerngimp on Sunday 28 July 2013, 09:23:19 PM
We are expecting the legal documents week begining 5th of August, its almost done.  I just dont understand why the lad is getting his knickers twisted, we cant go any faster.  We want to move on as much as he wants to move in.

Title: Re: The homeowners' thread
Post by: ian on Tuesday 6 August 2013, 03:35:40 PM
Hi...having an extension....the inner and outer brick walls are going up...these are not parallel....100mm at one end....130mm at other end. These dimensions where chalked on the inner wall by builder before the outer wall was put in...he must have a reason? yep..I'll ask him when he comes back....could this be a problem? thanks
Title: Re: The homeowners' thread
Post by: James on Friday 9 August 2013, 06:32:44 AM
I expect to be a homeowner very soon. Exchanging contracts now.

Just been given a read of the leasehold agreement. It says no pets other than cats or dogs. That surprised me a little as I presumed that other animals such as rabbits,  guinea pigs, gold fish, parrots, hamsters etc are perfectly ok and less problematic pets than a cat.

Not that I want one of these now,  but maybe I will have a kid who wants a hamster in the future...
Title: Re: The homeowners' thread
Post by: Northerngimp on Friday 9 August 2013, 01:26:16 PM
Hi...having an extension....the inner and outer brick walls are going up...these are not parallel....100mm at one end....130mm at other end. These dimensions where chalked on the inner wall by builder before the outer wall was put in...he must have a reason? yep..I'll ask him when he comes back....could this be a problem? thanks

Most likely.

We were told we were being sent out lease hold documents this week, no sign of them..called the land owners solicitors, they haven't had them back from the land registry yet.

 :rolleyes:
Title: Re: The homeowners' thread
Post by: Beren on Friday 9 August 2013, 02:17:25 PM
9 viewings tomorrow. Knackering business looking for a house. Quietly optimistic about two or three of them tomorrow though.
Title: Re: The homeowners' thread
Post by: LFEE on Friday 9 August 2013, 04:59:05 PM
Just applied to trail a water meter for a year... Hoping to cut my bills by around 50%... Anyone had much to do with them?...
Title: Re: The homeowners' thread
Post by: Dr Venkman on Friday 9 August 2013, 05:23:57 PM
9 viewings tomorrow. Knackering business looking for a house. Quietly optimistic about two or three of them tomorrow though.

Whereabouts you looking? In the NE?
Title: Re: The homeowners' thread
Post by: LFEE on Friday 9 August 2013, 05:25:45 PM
Just applied to trail a water meter for a year... Hoping to cut my bills by around 50%... Anyone had much to do with them?...

No...but I did ask for the info and it interests me.

Keep this thread up-to-date, please :thup:

Went on my supplier's website and there is a simple test you can try... My current bill is £400 and with my usage it looks safe to say it will be nearer £210-240... Proof is in the pudding i guess... Just wished i'd done it 10 year ago...

I reckon a household over 3+ and maybe not worth it and could prove more costly...
Title: Re: The homeowners' thread
Post by: Beren on Friday 9 August 2013, 05:28:25 PM
9 viewings tomorrow. Knackering business looking for a house. Quietly optimistic about two or three of them tomorrow though.

Whereabouts you looking? In the NE?

North-west London, Dr.

Prices are astronomical.
Title: Re: The homeowners' thread
Post by: Dr Venkman on Friday 9 August 2013, 05:32:25 PM
9 viewings tomorrow. Knackering business looking for a house. Quietly optimistic about two or three of them tomorrow though.

Whereabouts you looking? In the NE?

North-west London, Dr.

Prices are astronomical.

Ahh, good luck with it :thup:
Title: Re: The homeowners' thread
Post by: Jill on Friday 9 August 2013, 05:57:28 PM
Just applied to trail a water meter for a year... Hoping to cut my bills by around 50%... Anyone had much to do with them?...

I'm on a water meter and we pay £12.something a month. 2 people, we're not particularly conservative with water and most days we shower/bath twice each.
Title: Re: The homeowners' thread
Post by: FrenchWilliam on Friday 9 August 2013, 11:00:35 PM
Just applied to trail a water meter for a year... Hoping to cut my bills by around 50%... Anyone had much to do with them?...

No...but I did ask for the info and it interests me.

Keep this thread up-to-date, please :thup:

Went on my supplier's website and there is a simple test you can try... My current bill is £400 and with my usage it looks safe to say it will be nearer £210-240... Proof is in the pudding i guess... Just wished i'd done it 10 year ago...

I reckon a household over 3+ and maybe not worth it and could prove more costly...

It's supposed to be worthwhile if you have fewer people than bedrooms in the house.
Title: Re: The homeowners' thread
Post by: Beren on Monday 12 August 2013, 09:52:50 PM
What's the best mortgage comparison tool out there, inclusive of stuff like 'no early repayment' charges etc?

Thanks in advance
Title: Re: The homeowners' thread
Post by: Dave on Monday 12 August 2013, 09:53:47 PM
http://www.money.co.uk/mortgages.htm

Advanced search.
Title: Re: The homeowners' thread
Post by: Beren on Monday 12 August 2013, 09:59:07 PM
Cheers mate O0
Title: Re: The homeowners' thread
Post by: Beren on Wednesday 14 August 2013, 12:22:59 PM
Sole offer accepted in closed bidding process. successmeme.jpg

Yay, I'm broke!
Title: Re: The homeowners' thread
Post by: James on Wednesday 14 August 2013, 07:01:54 PM
All my fees are paid. I will be a homeowner within 2 weeks.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Thursday 15 August 2013, 11:52:34 AM
Does everyone get a mortgage offer that's insanely high? I asked for an agreement in principle and they offered me over £100k more than the flats I've been looking at! As if I could afford the repayments on that.
Title: Re: The homeowners' thread
Post by: FrenchWilliam on Thursday 15 August 2013, 11:56:11 AM
Sounds like a broker or mortgage advisor is trying to hit their targets. Irresponsible that.

Title: Re: The homeowners' thread
Post by: Roger Kint on Thursday 15 August 2013, 11:58:17 AM
Just applied to trail a water meter for a year... Hoping to cut my bills by around 50%... Anyone had much to do with them?...

I'm on a water meter and we pay £12.something a month. 2 people, we're not particularly conservative with water and most days we shower/bath twice each.

Was just coming in to ask this. Pay £31 a month now, will be about half i reckon so wll look into it myself.

Also got to sort a new gas/electric deal as mine ends soon. Everywhere is going up though, best i can get is still a big hike.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Thursday 15 August 2013, 12:31:21 PM
Sounds like a broker or mortgage advisor is trying to hit their targets. Irresponsible that.


Seem to be normal, I remember a friend telling me the same thing. That was during the boom mind.
Title: Re: The homeowners' thread
Post by: Beren on Thursday 15 August 2013, 06:34:33 PM
Sounds like a broker or mortgage advisor is trying to hit their targets. Irresponsible that.


I think it's just a calculation of risk based on your credit history/earning power tbh.
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Friday 16 August 2013, 09:33:26 AM
Sounds like a broker or mortgage advisor is trying to hit their targets. Irresponsible that.


I think it's just a calculation of risk based on your credit history/earning power tbh.

Technically I could find the money, it would just require a ridiculous percentage of my income every month.

Anyway, could to know I can spend a couple of extra grand if needed, got to start looking!
Title: Re: The homeowners' thread
Post by: Disco on Friday 16 August 2013, 10:12:22 AM
Going to view our first house tomorrow. Any good questions a novice kernt like me should be asking?
Title: Re: The homeowners' thread
Post by: Beren on Friday 16 August 2013, 10:16:58 AM
Disco, made a checklist the other day - might not all be relevant to you:

Questions for agent/vendor:
How long has it been on sale?
How long vendors been there?
Why are vendors moving? Is there a chain?
Any offers? Any offers withdrawn & why?
Has it had a full homebuyers' survey prepared?
Noisy neighbours?
Has the property been burgled? Is there an alarm?
How is the internet speed in the area? :lol:
Is the property on a water meter?
What is the council tax band of the property?
Who lives next door?

Internal inspection (ie. to do/check yourself)
Is there enough natural light in the kitchen/living room/bedroom areas?
Gas or electric cooker? Extractor?
Check window security/door security?
Built-in white goods?
What type of boiler do they have? When was it last serviced?
Telephone reception alright when downstairs?
Check the water pressure. Don't just ask them if it's okay
Are lights on during the daytime during showing? Does this mean no natural light?
Tap walls to check for damp/poor plasterwork
What is the state of the flooring/tiling/walls? Do they need replacing and/or a lick of paint?

External inspection
Any obstruction outside of house? (eg lamp-post/bus stop etc)
Land above or below road level?
Any alley ways/side roads around the property?
Any rail tracks close to the property?
Is there a side access door?
Are there water taps outside the house?
Any comments on patio manhole(s)?
Moss on patio = no sun
What external pipework do they have? Does this present a security risk?
Is the garden south-facing (bring compass to check)?
Title: Re: The homeowners' thread
Post by: cp40 on Friday 16 August 2013, 10:17:45 AM
Going to view our first house tomorrow. Any good questions a novice kernt like me should be asking?


house/ flat? free or leashold?
Title: Re: The homeowners' thread
Post by: Beren on Friday 16 August 2013, 10:22:37 AM
Also: is the loft boarded up/insulated?
Title: Re: The homeowners' thread
Post by: AyeDubbleYoo on Friday 16 August 2013, 10:25:58 AM
Very handy that Beren, cheers!
Title: Re: The homeowners' thread
Post by: Disco on Friday 16 August 2013, 10:30:11 AM
Yeah nice one Beren, very helpful.

cp40 - it's a terraced house, will have to check RE: free/leasehold. Not sure I even know the difference at mo tbh :lol:
Title: Re: The homeowners' thread
Post by: Beren on Friday 16 August 2013, 10:30:51 AM
More general tip is to make notes during or after the viewing - if you see enough places, all the features/issues etc will all get mangled in your head and feel like the same place.

Don't feel pressured/hurried around the place- you're potentially giving them £000,000s - you should be allowed do your due diligence as thoroughly as you want.
Title: Re: The homeowners' thread
Post by: Beren on Friday 16 August 2013, 10:33:52 AM
Yeah nice one Beren, very helpful.

cp40 - it's a terraced house, will have to check RE: free/leasehold. Not sure I even know the difference at mo tbh :lol:

Freehold - you buy the underlying beneficial interest in the house
Leasehold - typically 99 or 125 years for residential property, can be 999 (but increasingly rare) - but ultimately, at the end of the leasehold, the property reverts to the freehold owner

Flats tend to be leasehold and houses tend to freehold. The value of leaseholds start to drop as time goes by so they'll be cheaper.
Title: Re: The homeowners' thread
Post by: Disco on Friday 16 August 2013, 10:34:34 AM
Yeah, I'll definitely be doing that.

Nice one, cheers.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 16 August 2013, 10:34:59 AM
Yeah nice one Beren, very helpful.

cp40 - it's a terraced house, will have to check RE: free/leasehold. Not sure I even know the difference at mo tbh :lol:


house normaly freehold- but not always- ask gimp. but leasehold can have a fee attached, and absent leashold landlords can be a problem. check the condition and ownership of Party walls on terraces. and if old- real attention to dpc in particular where floor joists meet walls.
Title: Re: The homeowners' thread
Post by: Beren on Friday 16 August 2013, 10:37:01 AM
Information overload at this point maybe, but also check out any extension potential :lol:
Title: Re: The homeowners' thread
Post by: cp40 on Friday 16 August 2013, 10:38:23 AM
Information overload at this point maybe, but also check out any extension potential :lol:

 :lol:  think hes changed his mind.
Title: Re: The homeowners' thread
Post by: Disco on Friday 16 August 2013, 10:42:21 AM
All very helpful chaps, it's very early stages anyway but we're looking to move by next Feb so thought it best to start putting the wheels in motion and view a couple of different types of property we like so we can fully work out what we want and where we want it.
Title: Re: The homeowners' thread
Post by: Beren on Friday 16 August 2013, 10:43:12 AM
I blame you C3PO. It's pretty intimidating to even dip your toes into because of the vast range of considerations/issues, IMO - but if you take your time and think about it, ask questions where you're unsure and all that, it's not so bad.
Title: Re: The homeowners' thread
Post by: Beren on Friday 16 August 2013, 10:44:27 AM
All very helpful chaps, it's very early stages anyway but we're looking to move by next Feb so thought it best to start putting the wheels in motion and view a couple of different types of property we like so we can fully work out what we want and where we want it.

:thup:

Yup, best way is to get out there (casually at first). You'll very quickly get an impression of what you want - and maybe more importantly - what you don't want.
Title: Re: The homeowners' thread
Post by: cp40 on Friday 16 August 2013, 10:45:23 AM
most of the things ive mentioned I have fallen foul of to vary extent and expense over the last 20 years- i should charge for this experience. :lol:


edit most of the stuff we have mentioned will be looked at in survey and lenders legal side, so get the best survey you can afford for old properties.
Title: Re: The homeowners' thread
Post by: Dr Venkman on Friday 16 August 2013, 10:49:00 AM
Does everyone get a mortgage offer that's insanely high? I asked for an agreement in principle and they offered me over £100k more than the flats I've been looking at! As if I could afford the repayments on that.

We got offered significantly more than we could afford like.
Title: Re: The homeowners' thread
Post by: Disco on Friday 16 August 2013, 10:50:12 AM
Definitely, handily both her Dad and brother are in the property (albeit primarily commercial) game when it comes to stuff further down the line they should know what's what n all.
Title: Re: The homeowners' thread
Post by: Chrisjraby on Friday 16 August 2013, 11:55:46 PM
Would definitely recommend checking out the electrics/wiring and testing things like the shower when you view as well.  Me and my other half bought our house in April only to find out when we moved in that the shower was broken, half of the w